[江苏]招商银行南京分行2023届校园招聘海归专场招聘上岸历年高频考点试卷答案详解

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1、江苏招商银行南京分行2023届校园招聘海归专场招聘上岸历年高频考点试卷答案详解(图片大小可自由调整)第I卷一.单项选择题(共50题)1.Natasha GoldenMcIntyre and BaranowskiSuite 11431 Echo Lake AvenueMahtomedi, Minnesota 55115Dear Ms. Golden,Ive enclosed an employee reimbursement form along with the receipts from my business trip to Orlando. As I was able to use th

2、e company card to book my flight and hotel reservation, those expenses are not accounted for on the list.Please advise on the time it takes to be reimbursed. It usually takes one month, however, it took three months to be reimbursed for my last business trip to New York.Thank you for your help in th

3、is matter.Sincerely,Bob YuenglingMcIntyre & BaranowskiEmployee Reimbursement FormEmployee Name: Bob YuenglingEmployee ID Number: 002938Reason for Expenses IncurreD. Business trip to meet with clientAccount of Expenses:Dinner- Lunas Restaurant $16.34 Tuesday May 20Transportation to clients office- Ta

4、xi $13 Wednesday May 21Dinner with client- The Kitchen Cafe $107.03 Wednesday May 21Transportation back to hotel- Taxi $13 Wednesday May 21Dinner- Tres Amigos Grill $23.03 Wednesday May 21Employee Signature: Bob YuenglingWhere is implied about Mr. Yuengling?A.He travels monthlyB.He lives in FloridaC

5、.He works as an accountantD.He works for McIntyre and Baranowski答案:D 本题解析:暂无解析2.下列各句中,没有语病的一句是()。A.福建省计划实现全省自考考籍的电子化管理,同时加强网站建设,为自学考试者提供方便快捷的“一站式”信息服务。B.2月5日.美国国务卿鲍威尔向联合国安理会提供了伊拉克特委会如何按萨达姆的指示监视联合国武器核查人员。C.一片新生的松林围着一间护林人小屋,它们就坐落在美丽的金鸡山南坡。D.如果美术工作者看不到儿童自身发展的主动性,过早地让他们接受专业绘画知识,那么就会变成束缚儿童发展的枷锁。答案:A 本题解析

6、:B项,成分残缺,旬末缺少名词性宾语,可在句末加上“的证据”作“提供”的宾语。C项。搭配不当,主语“松林”与谓语“坐落”搭配不当。D项,主语残缺,应在“那么”后加上“这种做法”或“专业绘画知识”一类的词。3.下面的文学形象中不属于四大吝啬鬼典型的是( )A.叶甫盖尼*奥涅金中的叶甫盖尼*奥涅金B.悭吝人中的阿巴贡C.威尼斯商人中的夏洛克D.死魂灵中的泼留希金答案:A 本题解析:英国作家莎士比亚在威尼斯商人中创造的夏洛克、法国作家莫里哀在(悝吝人中创造的阿巴贡、俄国作家果戈里在死魂灵里塑造的泼留希金和法国作家巴尔扎克在守财奴中塑造的葛朗台是西方文学史中最著名的四大吝啬鬼形象。4.Building

7、 a house costs quite a lot of money. Suppose you plan to build a house. Your first step will be to find a right piece of land. Your choice will depend on many different things. You will probably try to find a sunny place, with pleasant surroundings near shops and bus stops, not too far from your fri

8、ends and the place where you work.Next you will find a good builder, and together with the builder you will work out a plan. The builder will draw the plan. It will show the number of rooms, their position and size, and other parts, which must be noticed, such as windows, doors, and electric outlets

9、. The builder will work out how much money is needed to build your house. He will work out the cost of the wood, bricks, the glass, and everything else that must be used in building the house. Later on, when he starts to build, this estimate must be corrected and revised. His estimate is based on ex

10、isting prices, but prices of such things may change, and many other things may happen between the time when he makes the estimate and the time when he builds the house.When the builder gives his estimate, you may wish to change your plan. (You may also wish to change your builder, if his estimate is

11、 too high! ) You may find that the house you wanted at first costs too much, or that you can spend a little more and add something to your plan. The builders estimate depends on the plan, but the final plan depends on the builders estimate.The best title of this passage is _A.Building a House Costs

12、Much MoneyB.Estimate Is ImportantC.Planning a HouseD.Depend on the Builder答案:C 本题解析:本题考查对整篇短文中心思想的理解。A项讲的是“盖一幢房子要花很多钱”,这是本文的第一句话,但它只讲了上述三段的盖房子要花很多钱这一项内容,所以其概括不准确。B项是说“预算是重要的”同样犯了以偏概全的毛病。D项讲的是“依靠建筑工”,这与短文内容是相矛盾的故此三者皆否定之。5. 2006年6月1日,中国银行股份有限公司在()成功上市。 A.上海证券交易所B.香港联合交易所C.深圳证券交易所D.纽约证券交易所答案:B 本题解析:200

13、6年6月1日和7月5日,中国银行股份有限公司分别在香港联合交易所和上海证券交易所成功上市。6. 在衡量计算机的主要性能指标中,字长是( )。 A.计算机在同一时间内能够处理的二进制数据的位数B.8位二进制长度C.计算机的总线数D.存储系统的容量答案:A 本题解析:字长是指计算机在同一时间内处理的一组二进制数的位数。7.人都不可能不丧失理性,不一定所有人都会完全丧失理性。如果上述断定为真,则以下哪项一定为真?( )A.人都可能丧失理性,但所有的人都不会安全丧失理性B.人都一定会丧失理性,但欧的人可能不会完全丧失理性C.人都可能丧失理性,但有的人可能不会完全丧失理性D.人都一定会丧失理性,但所有的

14、人都可能不会完全丧失理性答案:C 本题解析:都不可能不等价于很可能,不一定都会等价于有的可能不会,可知选项C正确。故本题选C。8.口袋里有三种颜色的筷子各10根,请问,至少要取多少根筷子才能保证一定取到2种不同颜色的筷子各2双?()A.4B.10C.11D.17答案:D 本题解析:本题应该考虑最差的情形,先取到其中一种颜色的筷子10根,可以取得其中一种颜色的筷子2双,然后再取剩余的两种颜色的筷子各3根,最后剩下的任取1根,都能取得剩下的颜色的筷子2双,因此只要取10+32+1=17根,就能保证一定取到2种不同颜色的筷子各2双。9.针对宪法,人们有1多种认识。比如美国百科全书认为:“宪法是治理国

15、家的根本法和基本原则的总体。”日本世界大百科事典认为:“所谓宪法,意思是指与国家的组织及活动有关的各种根本法规的总和。”朱福惠先生认为:“宪法是调整国家机关与公民之间的权利义务关系和国家机关之间相互关系的国家根本法。”这段文字理解正确的是:( )A.从宪法所规定的内容角度定义宪法B.从宪法的阶级本质角度定义宪法C.从综合的角度定义宪法D.从宪法的法律特征角度定义宪法答案:A 本题解析:由文中可知,宪法是“治理国家的根本法和基本原则的总体”,是“与国家的组织及活动有关的各种根本法规的总和”,是“调整国家机关与公民之间的权利义务关系和国家机关之间相互关系的国家根本法”,这三个感念从不同方面就宪法所

16、规定的内容对宪法做出了定义。10.借鉴国际经验,中国人民银行于2013年初创设了()这一货币政策新工具,有助于有效调节市场流动性供给,促进金融市场平稳运行,防范金融风险。A.常备借贷便利B.存款储备金C.利率政策D.再贴现答案:A 本题解析:B、C、D三项都是2013年之前中国人民银行已有的货币政策工具。2013年年初,中国人民银行创设了常备借贷便利这一货币政策新工具。故本题答案选A。11.As she walked round the huge department store,Edith reflected how difficult it was to choose a suitable

17、 Christmas present for her father.She wish that he was as easy to please as her mother, who was always delighted with perfumeBesides,shoppong at this time of the year was a most disgreeable experience :people trod on your toes,poked you with their elbows and almost knocked you overin their haste to

18、get to a bargain ahead of you.Partly to have a rest, Edith paused in front of a counter where some attracive ties were on display. They are real silk, the assistant assured her, trying to tempt her. Worth double the price. But edit knew from past experience that her choice of ties hardly ever please

19、d her father.She moved on reluctantly and then quite by chance, stopped where a small crowd of man had gathered round a counter. She found some good quality pipes on sale-and the prices were very reasonable. Edith did not hesitate for long : although her father only smoked a pipe occasionally, she k

20、new that this was a present which was bund to please him.When she got home,with her small well-chosen present concealed in her handbag, her parents were already at the supper table. Her mother was in an especially cheerful mood, Your father has at last to decided to stop smoking. She informed her da

21、ughter.Edith stopped at the next counter_.A.puroselyB.suddenlyC.unwillinglyD.accidentally答案:D 本题解析:暂无解析12.尽管有关部门年年都有打击生产、销售假冒伪劣产品的专项活动,但少数厂家制假售假 现象仍屡禁不止。这种现象导致的结果是( )A.干扰企业质量意识B.破坏社会信用制度C.加剧市场竞争程度D.严重扰乱市场秩序答案:D 本题解析:少数厂家仍在销售假冒伪劣产品,这种情况会扰乱市场秩序。所以选D。13.文中()应填入的词语是()。A.不足为怪B.顺理成章C.理所当然D.见怪不怪答案:A 本题解析:不

22、足为怪:不值得奇怪。顺理成章:顺指依顺;理指条理;章指章法。指写文章或做事情顺着条理就能做好。也比喻某种情况自然产生某种结果。理所当然:应当如此,按道理应当这样。见怪不怪:(由于见得多或者习惯了等原因)见到奇怪的人或事物不觉得奇怪。文段前一部分论述了人曾与动物、植物共同分享无数的基因这一奇怪现象的原因。知道了原由人们就不会以此为怪了,所以应该选择“不足为怪”。14.当阳光洒在身上时,它更坚定了心中的信念要开出一朵鲜艳的花。不久,它从泥土里探出了小脑袋,渐渐地,种子变成了嫩芽。从此,它变得沉默,只有它知道它在努力,它在默默地汲取土壤中的养料。虽然它经受着黑暗的恐惧、暴雨的侵袭,但是它依然努力地生

23、长着。种子在这块土地上的生活并不那么顺利,周围的各种杂草都嘲笑它、排挤它,认为它只是一粒平凡的种子。把上面几个句子组成语意连贯的一段文字,排序正确的一项是()。A.B.C.D.答案:C 本题解析:句点出对象“种子”,指出种子正身处逆境,应放在段首,排除A、B两项。接下来的几句话都是按照种子成长的顺序来写的,即汲取养料一努力生长一变成嫩芽一开出花朵。由此可知,本题正确答案为C。15.Questions refer to the following article. One of Britain s last great independent financial markets has agre

24、ed to sell itself to China. The 137-year-old London Metal Exchange has agreed a 1.4bn takeover from Hong Kong Exchanges and Clearing (HKEx) nine-mouth auction process which saw bids from Inter Continental Exchange, CME Group, and NYSE Nasdaq. The deal will mean massive windfalls for the LMEs largest

25、 shareholders, JP Morgan, Goldman Sachs and Metdist, the brokerage owned by the LMEs former chairman Raj Bagris family.What will be a suitable title for the article? ()。A.The LME: the last exchange in Europe to use open outcryB.Changed Status of LME shares OwnershipC.HKEx, intercontinental exchange,

26、 CME group, & NYSE Nasdaq bidding on LMED.Chinese buy London Metal Exchange in 1.4bn takeover答案:D 本题解析:文章第一段就点明主旨,接下来都是在围绕这项交易展开叙述。所以,最适合这篇文章的题目是“Chinese buy London Metal Exchange in 1.4bn takeover. ”16.甲乙丙三人中,只有一个会适用数据统计分析工具SPSS,甲说:我会;乙说:我不会;丙说:甲不会。如果这三句话中只有一句是真的,那会使用数据统计分析工具SPSS的是()。A.甲B.乙C.无法判断D.

27、丙答案:B 本题解析:本题考查真假推理,甲的话和丙的话互为矛盾关系,矛盾关系必有一真一假,根据题干中“这三句话中只有一句是真的”,可知说真话的必定在甲丙之间,乙说的是假话,那么乙会使用数据统计分析工具SPSS,B项正确当选;ACD项错误,排除。故本题正确答案选B。17.根据下列内容,回答186-190题。Ive loved my mothers desk since I was just tall enough to see above the top of it as mothersat writing letters. Standing by her chair, looking at t

28、he ink bottle, pens, and white paper, I de-cided that the act of writing must be the more wonderful thing in the world. Years later, during herfinal illness, mother kept different things for my sister and brother.But the desk, shed said a-gain, its for Elizabeth.I never saw her angry, never saw her

29、cry. I knew she loved me; she showed it in action. Butas a young girl, I wanted heart-to-heart talks between mother and daughter. They never happened.And a gulf opened between us. I was too emotional. But she lived on the surface.As years passed I had my own family. I loved my mother and thanked her

30、 for our happy fami-ly. I wrote to her in careful words and asked her to let me know in any way she chose that she didforgive me. I posted the letter and waited for her answer. None came. My hope turned to disap-pointment, then little interest and, finally, peace-it seemed that nothing happened. I c

31、ouldnt besure that the letter had even got to mother. I only knew that I had written it, and ! could stop try-ing to make her into someone she was not.Now the present of her desk told, as shed never been able to, that she was pleased thatwriting was my chosen work. I cleaned the desk carefully and f

32、ound some papers inside-a photoof my father and a one-page letter, folded and refolded many times. Give me an answer, my letterasks, in any way you choose. Mother, you always chose the act that speaks louder than words.The writer began to love her mothers desk_.A.after mother diedB.before she became

33、 a writerC.when she was a childD.when mother gave it to her答案:C 本题解析:根据全文第一句“Ive loved my mothers desk since l was just tall enough to see above thetop of it as mother sat doing letters”可知,作者当时还是个小孩子,故选C。18.少年儿童好奇心强,但对是非的判断能力弱,他们很难对消极不良的作品进行理性_,因而正确的_很重要。填入横线部分最恰当的一项是()A.区分 引领B.分析 说服C.筛选 训练D.鉴别 教育答案

34、:D 本题解析:第一空,A、C项动词的主体都必须是两个,与文段不符。通过第二空排除B项,故选D。19.关于我国土地资源,在下列选项中,阐述正确的是( )。A.我国土地资源绝对数量居于世界前列B.我国以农业立国,耕地面积比重比较大C.我国人均土地资源居世界前列,排在俄罗斯、加拿大、澳大利亚和美国之后D.耕地后备资源多,95集中在西北和东北地区答案:A 本题解析:我国土地资源,从总体上看,有四大特点:(1)山地多、平地少、耕地比重小。耕地约占国土总面积的l04左右,且有不断减少的趋势。(2)土地资源绝对量大,人均量少。(3)土地资源分布不平衡,土地生产力地区差异大。(4)耕地后备资源少,难利用的土

35、地多。我国农垦历史悠久。质量好的土地资源已为数不多。耕地后备潜力不大,其中95集中在西北和东北开发比较困难。20.图1:1994至2006年全国报纸印刷量增长曲线图2:1994至2006年全国报纸印刷量增长曲线在1994至2006年间,全国报纸印刷总量持续增长。以2004年为例,年印刷量在10亿对开张以上的企业有30家,其中印刷量增长的企业占90,而且全部增长5以上,增长率达两位数的企业占66.67。年印刷量在5亿至10亿对开张之间的企业有26家,其中印刷量增长的有25家,增长率达到两位数的有19家。到了2005年,年印刷量在10亿对开张以上的企业有29家,其中印刷量增长的有17家,增长5以上

36、的有11家,而保持两位数增长的有8家,印刷量减少的企业有11家。年印刷量在5亿至10亿对开张之间的企业有31家,其中印刷量增长的有20家,增长5以上的有16家,保持两位数增长的有13家。印刷量减少的企业有10家。再看2006年,年印刷量在10亿对开张以上的企业有31家,其中印刷量增长的有19家,增长5以上的有14家,保持两位数增长的有10家。印刷量减少的企业有11家。年印刷量在5亿至10亿对开张之间的企业有28家,其中印刷量增长的有20家,增长5以上的有14家,保持两位数增长的有7家。印刷量减少的企业有8家。2005年与2006年相比,年印刷量在5亿对开张以上的企业中,以下正确的一行是( )2

37、005 2006A.年印刷量减少的企业数 11 11B.年增长率低于5的企业数 33 31C.年增长率在两位数的企业数 13 10D.年印刷量10亿对开张以上的企业占企业总数的百分比 49 50答案:B 本题解析:因为2005年印刷量在5亿对开张以上的企业,有111021家印刷量减少的企业,11家只是年印刷量10亿对开张以上的企业中印刷量减少的企业个数,所以A项不正确;因为2005年增长率在两位数的企业数为81321家,21家只是年印刷量510亿对开张企业中保持两位数增长的企业数,所以C项不正确;因为2006年印刷量在10亿对开张以上的企业有31家,而印刷量在510亿对开张的企业有28家,因此

38、年印刷量10亿对开张以上的企业占企业总数的百分比大于50,所以D项不正确;只有B项正确,需要注意的是B选项当中年增长率低于5的企业包括了增长率为负的企业。21. _his exercise book,he was scolded by the teacher A.Not having handed inB.Having not handed inC.Not handing inD.Handing not in答案:A 本题解析:因为主句是过去时,没交作业是发生在过去的过去,所以状语从句应该用过去完成时。故选A。此句意为他没有上交练习册,受到了老师的责备。22.根据以下内容,回答226-229题

39、。ENTRY-LEVER POSITIONS WITH EMPLOYCORespected employment agency seeks recent graduates for entry-level positions in the field of job recruitment. No experience is required, but you must have a bachelors degree or higher. De-sired qualities include precision, punctuality, and communication skills. A

40、familiarity with general office computer programs is helpful, but not required. Selected candidates will assist our head-hunters in recruiting personnel for some of the top corporations in America, while earning a guar-anteed salary, unlimited commissions, and invaluable experience. Three weeks of p

41、aid training is required.Dont miss this chance to get out of the job market and into the nations fastest-growing,most lucrative industry. Interested applicants should contact our Human Resources Department atHR or 1-800-937-9924, extension 44.From: Marshall NixonTo: HR departmentSubject: About the j

42、obTo whom it may concern,I am writing in response to your advertisement for entry-level positions at Employco. As a re-cent college graduate with a degree in Communications, I read your advertisement with great inter-est. With unemployment rates high these days, the employment industry seems more pr

43、omising than ever. Therefore, I have made it my goal to establish a career at a respected agency in the field.I am familiar with your firm through your website, which I have used extensively as a re-source in my job search. I have been quite impressed with your agencys customized service for job app

44、licants. Your website offers a refreshing blend of helpful advice, useful information, and straightforward statistics.In short, I am excited at the prospect of joining your agency as a full-time employee. With my educational background and broad range of experiences, I feel I can make an immediate c

45、ontribution to Employco. At your earliest possible convenience, please send me more information about your job vacancies and let me know how to begin the application process.Sincerely,Marshall NixonWhat type of job applicant is this advertisement aimed at?A.Those considering changing jobsB.Recent un

46、iversity graduatesC.Anyone looking for a new careerD.Experienced employment professionals答案:B 本题解析:第一段第一句指出,正在进行以应届毕业生为对象的职员招聘,故选B。23.再贴现是指()。A.中央银行对企事业单位所持有的商业票据进行贴现的行为B.商业银行对中央银行持有的金融债券进行贴现的行为C.中央银行对商业银行所持有的商业票据进行贴现的行为D.商业银行对企事业单位持有的金融债券进行贴现的行为答案:C 本题解析:再贴现是指商业银行持客户贴现的商业票据向中央银行请求贴现,以取得中央银行的信用支持。24

47、.0,1,3,10,6,7,()A.101B.102C.103D.104答案:B 本题解析:考虑各项除以3所得余数,依次是0、1、0、1、0、1,这是一个循环数列,则括号中的数除以3余数应是0。选项中只有102除以3余数是0。25.下列哪种曲线表明企业在短期内更换总经理不利? ()A.等成本线B.洛伦兹曲线C.等产量线D.学习曲线答案:D 本题解析:暂无解析26.世界自然基金会的报告显示,如今生物物种消亡的速度比以往任何时候都快。目前非洲有13000头犀牛,而原先在这片大陆上,这种庞然大物的数目曾达到100万头。在非洲,河马的数量下降了95%,现在那里只有1300头河马,而在30年前,这种厚皮

48、动物的数量达到29000头。每年至少有800头河马的牙齿和肉在非洲被交易。对这段的理解正确的是( )A.世界自然基金会的主要职能是关注和保护地球生物物种B.在过去的30年中全世界河马的数量已经下降了95%C.现在,大型动物的消亡速度要大大快于其他种类的动物D.人类的活动是马数量急剧下降的主要原因答案:D 本题解析:材料只能表明关注和保护地球生物物种是世界自然基金会关注的问题之一,不能得到是其主要职能,A错;是非洲的河马数量下降了95%而非全世界,B错;正是因为“每年至少有800头河马的牙齿和肉在非洲被交易”这些人类活动导致河马数量急剧下降。27.某网站针对年底上映的两部贺岁电影进行调查,在接受

49、调查 的160人中,看过让子弹飞的有91人,看过非诚勿扰II的有59人,22人两部电影都看过,那么,两部电影都没看过的有多少人?( )A.32 人B.12 人C.42 人D.10 人答案:A 本题解析:设两部电影都没看过的有x人,依题意可得:91 + 59-22 + x=160,解得 x=32。即有32人两部电影都没看过,答案为A。28.A.见图AB.见图BC.见图CD.见图D答案:A 本题解析:中黑点的连线都与图形的某外部线条平行,中黑点的连线都与图形的某外部线条垂直。29.我们虽然不难从中国的政治文化中找到“引咎辞职”的历史渊源,但目前我们推选的引咎辞职主要还是受到现代西文政治文明影响的结

50、果。这段文字表明()A.中国政治文化中很早就存在“引咎辞职”B.中西的“引咎辞职”之间存在很大差异C.目前我国的“引咎辞职”与古代完全不同D.中国的政治受到现代西文政治文明的影响答案:D 本题解析:本题属于概括文意题。本题的前半句的含义是中国很早就存在“引咎辞职”的历史渊源,后半句的含义是目前推行的引咎辞职主要受现代西方政治文明影响。我们应该看出,“但”字后的意思才是这段话的主旨,由此可以看出这段话要表明的是:中国的政治受到现代西方政治文明的影响。A只是这段话的一个内容,不是这段话要表明的含义;B和C的意思,在文中并没有体现,所以,正确答案是D。30.下列选项中不属于期间费用的是()。A.管理

51、费用B.制造费用C.销售费用D.财务费用答案:B 本题解析:制造费用属于生产成本,不属于期间费用。31.A startup company in California is using machine learning and arificial itelligence to advise fire departments about how to plan for earthquakes and respond to them. The company hopes its algorithms can take a lot of the guesswork out of the planni

52、ng process for disaster response by making accurate predictions about earthquake damage. Is one of a handful of companies rolling out atificial itelligence and machine learning systems that could help predict and respond to foods, cyber-attacks and other large- scale disasters.Nicole Hu, the company

53、s chief technology oflicer, says the key is to feed the computers three mam categories of data. The first is data about homes and other buildings, such as what materials theyre made of, when they were built and how likely they are to collapse when the ground starts shaking. The next category is data

54、 about the natural environments. For example. What is the soil like What is the elevation like? What is the general humidity like? explains Hu. The third thing we look at is live instant data. she says, such as the magnitude of the quake, the trafic in the area of the quake and the weather at the ti

55、me of the quake. The computer uses the information to make predictions about what would happen if an earthquake occurred in a particular area. It then uses data from past earthquakes to see whether its predictions are any good, and revises its predictive models accordingly. In other words, it learns

56、 as it gocs, which is basically how machine learning works.Stanford University earthquake engineer Gregory Deierlein consulted for the company. He says one of the most remarkable things about the companys software is its ability to incorporate data from an earthquake as its happening. and to adjust

57、its predictions in real time. Those sort of things used to be research projects. says Deierlein After an event, we would collee data and a few years later we d produce new models. Now the new models appear in a matter of minutes. He note the companys exact methods are opaque. Like many startup compa

58、nies theyre not fully transparent in everything theyre doing. He says.“I mean, thats their proprietary knowledge that theyre proprietary knowledge that theyre bringing to it.Nonetheless, some first responders are already convinced the software will be useful. Fire chief Dan Ghiorso leads the Woodsid

59、e Fire Protection District near San Francisco, which covers 32 square miles. The San Andreas fault is only a couple hundred feet behind the firehouse. Ghiorso says in the past, when an earthquake hit, he d have to make educated guesses about what parts of his district might have suffered the most damage, and th

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