花旗银行风险部实习信息历年高频考点试题库答案解析

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1、花旗银行风险部实习信息历年高频考点试题库答案解析（图片大小可自由调整）第1卷一.单项选择题(共20题)1.下列说法不正确的是（）。A.诗经以四言为主，普遍采用赋、比、兴的手法，有重章叠句的特点B.史记是我国第一部纪传体通史，全书一百三十篇，被誉为“史家之绝唱，无韵之离骚”C.鲁迅的散文集朝花夕拾，收录了阿长与山海经从百草园到三味书屋故乡藤野先生等作品D.莎士比亚，文艺复兴时期英国戏剧家、诗人，代表作有哈姆雷特奥赛罗威尼斯商人罗密欧与朱丽叶等答案：C 本题解析：A项，诗经的句式，以四言为主，二节拍的四言句带有很强的节奏感，是构成诗经整齐韵律的基本单位。诗经普遍采用赋、比、兴的手法，赋是铺陈直叙。

2、比是比方。兴则是触物兴词，客观事物触发了诗人的情感，引起诗人歌唱，所以大多在诗歌的发端。故A项正确，排除。B项，史记是西汉史学家司马迁撰写的纪传体史书，是中国历史上第一部纪传体通史，记载了上至上古传说中的黄帝时代，下至汉武帝太初四年间共3000多年的历史。史记全书包括十二本纪、三十世家、七十列传、十表、八书，共一百三十篇，五十二万六千五百余字，被鲁迅誉为“史家之绝唱，无韵之离骚”。故B项正确，排除。C项，朝花夕拾原名旧事重提，是现代文学家鲁迅的散文集，收录鲁迅于1926年创作的狗猫鼠阿长与山海经二十四孝图五猖会无常从百草园到三味书屋父亲的病琐记藤野先生范爱农10篇回忆性散文。故乡收录于小说集呐

3、喊。故C项错误，当选。D项，威廉莎士比亚是英国文学史上最杰出的戏剧家，也是欧洲文艺复兴时期最重要、最伟大的作家、诗人。故D项正确，排除。本题选非，故本题正确答案选C。2.A.见图AB.见图BC.见图CD.见图D答案：B 本题解析：每一行为一组，将每行的三个图形重叠在一起，不难发现，第一行、第二行重叠起来，恰巧每一组图中有8个小黑块和8个小白块，而第三组只有选项B符合要求，将三张图重叠在一起才能得到8个小黑块和8个小白块。故选B项。3.891, 682， 363， 154,( )。A.143B.129C.76D.48答案：A 本题解析：数列每一项都是三位数，且百位数与个位数之和为十位数，四个选项

4、中只有A项符合要求，故答案为A。4.恐龙到底是一群呆头呆脑、行动迟缓的冷血动物，还是一群新陈代谢率高、动作敏捷的温血动物？研究发现，对此问题的不同回答，存在以下四条相关证据：(1)所有的恐龙都是腿部直立地“站在”地面上，这不同于那些四肢趴伏在地上的冷血爬行动物(2)有些海龟的骨组织构造与哺乳动物的骨组织构造类似，而这些海龟是冷血动物(3)恐龙骨骼中的骨组织构造与温血的哺乳动物的骨组织构造相类似(4)鲸类、海豹等海生哺乳动物并不是直立的，但是它们都是温血动物在以上陈述中，支持恐龙是温血动物的证据是哪几条？（）A.仅（1)B.(l)、（2)C.(1)、（3)D.(2)、（3）和（4)答案：C 本题

5、解析：(1)说明恐龙与普通的冷血动物形态和行动方式不同，（3)说明恐龙与哺乳动物构造相近，均支持题干，而（2)与（4)反驳了形态、行动方式、身体构造与冷血动物还是温血动物的关系，削弱了题干，故答案选C。5.能源技术是第一次技术革命和第二次技术革命时期的带头技术。虽然能源技术在当代已失去先导技术的地位，但作为现代工业技术基石的能源技术仍然举足轻重，尤其在当今石化能源逐渐短缺的条件下，其发展对整个人类社会的发展是至关重要的。这段话主要支持了这样一种论点，即（ ）。A.能源技术在现代工业中依然举足轻重B.能源技术对人类社会的发展至关重要C.能源技术有广阔的发展前景D.能源技术曾经是科技革命的带头技术

6、答案：B 本题解析：分析文段可以知道，能源技术是现代工业的基石，对人类社会的发展至关重要。A项本身表述无误，但不是文段主旨，C项不符合文意，D项只概括了第一句的内容，只有B是全文的论点，故正确答案为B。6.某家庭2000年总收入为10万元人民币，2012年时，该家庭的总收入增加值38万元人民币，根据恩格尔定律，与2001年相比，2012年该家庭用于食品的支出在家庭总收入中的比重()A.保持不变B.将会下降C.将会增长D.无从判断答案：B 本题解析：恩格尔定律是指在一个家庭或国家中，食物支出在收入中所占的比例随着收入的增加而下降。因此答案选择B。7.With a sense of crisis

7、mounting and the EU unable to respond, countries will be increasingly inclinedto act unilaterally or even-in the case of Britain-leave the bloc altogether.The refugee crisis is already threatening cherished ideas about open borders. In the past couple of days, Germany has reimposed frontier controls

8、 with Austria-which, in turn, has imposed controls at its border with Hungary, which itself is working feverishly to complete a barbed-wirefence to protect its frontier with non-EU Serbia. Controls have been tightened on the French-Italian borders, while migrants camp miserably in Calais, hoping to

9、cross to England.If the EU somehow gets a grip on the migrant crisis, these measures might be no more than temporary expedients. But if the pressure of would-be refugees heading for Europe remain intense, then temporary measures could harden into permanent controls.Questions marks over open borders

10、will easily shade into wider issues about access to welfare systems and labor markets. That is because EU countries are realizing thatin a border-free single marketa unilateral change of asylum rulesby Germany had implications for the immigration policies of all member states. Once migrants get citi

11、zenship in one EU country, they have the right to move to any other, to work there and to claim benefits. But if free movement of people and labor come into question, so does the EUs single marketits central achievement.The refugee issue has for the moment, overshadowed the euro. But the problems of

12、 the single currency have not gone away. On the contrary, Greeces decision this summer to knuckleunder and accept yet another austerity package has made the Eurozone look increasingly like a trap.Even Greece, which is profoundly unhappy with life in the Eurozone, cannot risk leaving for fear of prov

13、oking a financial and economic crisis. Creditor countries such as Germany and the Netherlands are not much happier, as they fear they are being dragged into a system of permanent fiscal transfers towards the nations of Europe. Meanwhile, efforts to make the euro work better,by pressing ahead with a

14、banking union, are stuck in Brussels. This does not look like a sustainable situation and the risk of euro break-up will surely return.The refugee and euro crisis bear on whether Britain will vote to stay in the EU, when it holds a referendum in 2016 or 2017. Until recently, the opinion polls looked

15、 promising for the pro-EU camp. But the migrant crisis plays directly into the most potent issue deployed by those campaigning for Britain to leave-which is that membership ofthe EU means that the UK cannot control immigration. More broadly, the British are less likely to stay inside an organization

16、 that seems to be failing. If they vote to leave, the sense of crisiswithin the EU would then mount-raising the possibility of further defections.A partial unravelling and marginalization of the EU still looks more likely than a full-scale collapse. But even if an organization called the European Un

17、ion continues to exist- running buildings and paying salaries-it risks becoming increasingly irrelevant.We can infer from the passage that_.A.The idea of open borders will no longer existB.EUs central achievement is its single marketC.Members in EU seem incapable of coming up with effective response

18、s to their problemsD.To avoid sorry fates, members of EU must cooperate and take collective actions to deal with the common problems答案：C 本题解析：推断题。根据文章倒数第二段可知，难民和欧元危机为英国决定是否退出欧盟施加了一定的压力，如果英国退出了，成员国内的危机感会上升，可能会有更多国家退出。最后一段又说即便欧盟存在，也全貌合神离，故可以推断出欧盟成员国没能提出解决问题的好方法。8.2014年11月，由美国环球金融杂志主办的“2014年中国之星”评选揭晓。(

19、 )获得“最佳创新银行”“最佳农业信贷银行”和“最佳小企业贷款银行”三项大奖。A.中国建设银行B.中国工商银行C.中国农业银行D.中国交通银行答案：A 本题解析：暂无解析9. On which day was the notice posted? A.September 21B.October 21C.November 1D.November 21答案：A 本题解析：第一篇文章中提到艺术展是在10月21日开幕，第二篇文章中提到距离展览会开幕还有一个月的时间。因此答案是A。10.把下面的六个图形分为两类，使每一类图形都有各自的共同特征或规律，分类正确一项是（）。A.，B.，C.，D.，答案：B

20、本题解析：、都是上下对称图形，、都是左右对称图形。故本题正确答案选B。11.将以下6个句子重新排列组合：这篇散文，是我青年时最喜爱的。每次阅读，都忍不住热泪盈眶。我的心情变得很复杂，很不安定，眼里也没有泪水。战争年代，我还屡次抄录、油印，给学生讲解，自己也能背诵如流。九月十五日期间，收音机里，一位教师正在朗诵为了忘却的记念。五十年过去了，现实和文学，都有很大的变化。鲁迅的这篇文章，也很久没有读，只是偶然听到。现在，在这空旷寂静的房间里，在昏暗孤独的灯光下，我坐下来，虔诚地、默默地听着。排列组合最连贯的是（）。A.B.C.D.答案：C 本题解析：旬有指代词“这篇”，“这篇散文”即为了忘却的纪念，

21、因此相连，排除A项。句举例说明青年时期是如何喜欢这篇文章的，承接句。故可排除B项。句在描述现在再看这篇文章时的感受，按照逻辑顺序应该是先听，接着是听后感，最后阐述原因。即。所以答案为C。12.信用证支付方式属于（）。A.卖方信用B.买方信用C.商业信用D.银行信用答案：D 本题解析：暂无解析13.2016年北京时间5月15日10时43分，我国在酒泉卫星发射中心用长征二号丁运载火箭将（）发射升空。A.发现号卫星十号B.发现号卫星三十号C.遥感卫星三十号D.遥感卫星三号答案：C 本题解析：暂无解析14.以下关于人民币国际化的含义，说法不正确的是（ ）。A.人民币现金可以在境外流通B.国际贸易中可以

22、以人民币结算C.大多数国家持有人民币通货D.人民币在国际金融市场中作为计价货币答案：C 本题解析：人民币国际化的含义包括三个方面：第一，是人民币现金在境外享有一定的流通度；第二，也是最重要的，是以人民币计价的金融产品成为国际各主要金融机构包括中央银行的投资工具，为此，以人民币计价的金融市场规模不断扩大；第三，是国际贸易中以人民币结算的交易要达到一定的比重。15.A.见图AB.见图BC.见图CD.见图D答案：C 本题解析：图形的叠加规律。将第一个图形和第二个图形重叠就得到第三个图形。16.根据以下图形的规律，问号处应填入的是（）。A.见图AB.见图BC.见图CD.见图D答案：C 本题解析：图形的

23、封闭区域数依次是1、2、3、4、（5），选择C项。17.从l开始，轮流加5和4，得到下面一列数l，6，10，15，19，24，28，在这列数中与2014最接近的那个数是多少?A.2018B.2010C.2011D.2013答案：D 本题解析：相邻两项差呈5，4的循环则奇数项是以l为首数、9为公差的等差数列。20149=-2237，即靠近2014的几项为，2008(1+2239)，2013，2017，选D。18.派生存款的产生只能在（ ）形成。A.金融市场体系内部B.金融市场体系外部C.商业银行体系内部D.商业银行体系外部答案：B 本题解析：暂无解析19.12120，12060，12040，12

24、030，( )A.12024B.12018C.12015D.12010答案：A 本题解析：把数字看成两部分，前两位是一部分，后三位是一部分。120、60、40、30分别是120的 ，则下一项是l20的，即24，选A。20.假定甲乙两国经济处于均衡状态时，甲国实施扩张性货币政策，乙国实施紧缩性货币政策，在没有外汇管制与干预的情况下，经济自动运行的结果是（ ）。A.甲国货币贬值、乙国货币升值、国际货币资本由甲国向乙国流动B.甲国货币贬值、乙国货币升值、国际货币资本由乙国向甲国流动C.甲国货币升值，乙国货币贬值、国际货币资本由甲国向乙国流动D.甲国货币升值、乙国货币贬值、国际货币资本由乙国向甲国流动

25、答案：A 本题解析：本题属于通货膨胀题目。甲国采用扩张性的货币政策。随着货币供应量的增加，物价上涨，货币贬值；乙国紧缩性货币政策，物价下降，货币升值。货币会涌入乙国，因为乙国的货币不光保值还增值，所以答案为A。因此，选择A选项。二.多项选择题(共20题)1.在社会总需求不变的情况下，由于厂商的退出使总供给减少，引起价格上涨，即形成由供给因素变动的通货膨胀，可以归结为两类原因。下列选项中属于两类原因的有（）。A.工资推进B.价格推进C.利润推进D.结构调整答案：A、C 本题解析：供给型通货膨胀又可称为成本推动型通货膨胀，由供给因素变动形成的通货膨胀可以归纳为两个原因：一是工会力量对于提高工资的要

26、求；二是垄断行业中企业为追求利润制定的垄断价格。因此，成本推动型的通货膨胀又可分为工资推动引起的通货膨胀和利润推动引起的通货膨胀：工资推动型的通货膨胀是由于工资提高使生产成本增加而导致物价上涨。其前提是存在强大的工会组织和不完全竞争的劳动力市场。利润推动型的通货膨胀是由于生产投入品或要素的价格因市场垄断力量的存在而提高，从而导致物价上涨。它的产生是以存在物品和劳务销售的不完全竞争市场为前提的。2.按税率与课税对象的变动关系分类，税率分为（ ）。A.比例税率B.平均税率C.累退税率D.累进税率答案：A、C、D 本题解析：按税率与课税对象的变动关系分类，税率分为比例税率、累退税率、累进税率。3.A

27、nne Whitney, a sophomore at Colorado State University, first had a problem taking tests when she began college I was always well prepared for my tests Sometimes I studied for weeks before a test Yet I would go in to take the test, ouly to find I could not answer the questions correctly I would blank

28、 out because of nervousness and fear I couldnt think of the answer My low grades on the tests did not show what I knew to the teacher Another student in biology had similar experiences He said: My first chemistry test was very difficult Than, on the second test, I sat down to take it, and I was so n

29、ervous that I was shaking My hands were moving up and down so quickly that it was hard to hold my pencil I knew the material and I knew the answers Yet I couldnt even write them down! These two young students were experiencing something called test anxiety Because a student worries and is uneasy abo

30、ut a test, his or her mind does not work as well as it usually does The student cannot write or think clearly because of the extreme tension and nervousness Although poor grades are often a result of poor study habits, somethnes test anxiety causes the low gradesRecently, test anxiety has been recog

31、nized as a real problem, not just an excuse or a false explanation of lazy studentsSpecial university advising courses try to help students In these courses, advisors try to help students by teaching them how to manage test anxiety At some universities, students take tests to measure their anxiety I

32、f the tests show their anxiety is high, the students can take short courses to help them deal with their tensions These courses teach students how to relax their bodies, Students are trained to become calm in very tense situations By controlling their nervousness, they can let their minds work at ea

33、se Learned informatian then comes out without difficulty on a testAn expert at the University of California explains: With almost all stttderltS, relaxation and less stress are felt after taking our program Most of them experience better control during their tests Almost all have some improvement Wi

34、th some, the improvement is very greatTest anxiety has been recognized as _A.an excuse for lazinessB.the result of poor study habitsC.a real problemD.something that cannot be changed答案：C 本题解析：由第二段第五句话“test anxiety has been recognized as a real problem”可知，考试焦虑已经被认为是一个真正的问题。因此答案为C。4. 2013年8月下旬，国务院正式批准

35、设立中国(上海)自由贸易试验区。试验区范围涵盖（）等海关特殊监管区域。 A.上海市外高桥保税区B.外高桥保税物流园区C.洋山保税港区D.上海浦东机场综合保税区答案：A、B、C、D 本题解析：商务部网站发布消息称，国务院近日正式批准设立中国(上海)自由贸易试验区。试验区范围涵盖上海市外高桥保税区、外高桥保税物流园区、洋山保税港区和上海浦东机场综合保税区4个海关特殊监管区域。故选ABCD。5.为了适应环境，组织所进行的变革主要有组织的（ ）。A.科学变革B.技术变革C.社会变革D.文化变革E.结构变革答案：B、D、E 本题解析：暂无解析6.通货紧缩的成因包括（）。A.货币供应量不足B.有效需求不足

36、C.生产能力相对过剩D.成本上升答案：A、B、C 本题解析：通货紧缩的成因主要包括货币供应量不足、有效需求不足、生产能力相对过剩三点。7.长期金融工具主要是指各类证券，包括（ ）。A.政府债券B.银行债券C.银行汇票D.股票E.银行本票答案：A、B、D 本题解析：暂无解析8. 商业银行财务管理原则有 A.科学管理原则B.防范为主原则C.统一管理原则D.审慎管理原则答案：A、C、D 本题解析：暂无解析9.在浮动汇率下的小型开放经济中，如果政府设置进口配额，那么在新的短期均衡中，()A.IS曲线向右移动，汇率.上升B.净出口和收入不提高C.净出口提高但收入不提高D.收入提高但净出口不提高答案：A、

37、B 本题解析：设置进口配额，则进口限制，导致IS曲线右移，汇率上升，故A项正确:设置进口配额，则进口限制，净出口和收入不变，故B项正确。所以答案选AB.10.下列信用形式中，属于直接信用的有（）。A.商业企业对客户赊销商品B.股份公司发行股票C.企业发行债券D.银行对居民发放购房贷款答案：A、B、C 本题解析：直接信用是指没有中介人参与而由借贷双方直接进行借贷的一种信用方式。11.African elephants have been slaughtered at alarming rate over the past decade, largely because they are the

38、primary source of the worlds ivory Their population has been dwindled from 13 million in 1979 to just 625,000 today, and the rate of killing has been accelerating in recent years because many of the older, bigger tusked animals have already been destroyed The poachers now must kill times as many ele

39、phants to get the same quantity of ivory, explained Curtis Bohlen, Senior vice president of the World Wildlife FundThough its record on the environment has been spotty so far, the government last week took the lead in a major conservation issue by imposing a ban on ivory imports into the US The move

40、 came just four days after a consortium of conservation groups, including the World Wildlife Fund and Wildlife Conservation International, called for that kind of action, and it made the US the first nation to forbid imports of both raw and finished ivory The ban, says Bohlen, sends a very clear mes

41、sage to the ivory poachers that the game is overIn the past African nations have resisted an ivory ban, but increasingly they realized that the decimation of the elephant herds poses a serious threat to their tourist business Last month Tanzania and several other African countries called for an amen

42、dment to the 102 nation Convention on International Trade in Endangered Species that would make the ivory trade illegal worldwide The amendment is expected to be approved at an October meeting in Geneva and to go into effect next January But between now and then, conservationists contend, poachers m

43、ay go on a rampage, killing elephants wholesale, so nations should unilaterally forbid imports right away The US government brought that argument, and by weeks end the twelve nation European Community had followed with its own banWhy did the African nations welcome an ivory ban?A.The rate of killing

44、 has been acceleratingB.The US government forbids imports of both raw and finished ivoryC.They realized that the killing of elephants is a serious threat to their tourist businessD.African people advocated an ivory ban答案：C 本题解析：本题为细节考查题。由第三段“butincreasinGly they realized that the decimation of the e

45、lephantherds poses a serious threat to their tourist business可知，答案C正确。12.根据以下资料，回答1113题：2005年年底，全国城镇房屋建筑面积16451亿平方米其中住宅建筑面积10769亿平方米占房屋建筑面积的比重为6546。东部地区房屋建筑面积838亿平方米中部地区4522亿平方米西部地区3548亿平方米，分别占全国城镇房屋建筑面积的5094、2749和2157。东部地区城镇住宅建筑面积5367亿平方米，中部地区3033亿平方米，西部地区2369亿平方米，分别占全国城镇住宅建筑面积的4984、2816和22。2005年全国

46、城镇人均住宅建筑面积2611平方米。其中东部地区28平方米中部地区239平方米西部地区2524平方米全国城镇户均住宅建筑面积832平方米，户均成套住宅套数085套。东部地区户均住宅建筑面积8532平方米，中部地区7796平方米，西部地区8575平方米，户均成套住宅套数分别为089套、079套和083套。材料要点本题材料是文字资料和表格资料组成的综合型材料，文字资料是典型的并列结构。第一段是关于全国城镇房屋建筑面积的：第二段是关于全国城镇人均住宅建筑面积的：第三段是关于全国城镇户均住宅建筑面积的。表格标题：2005年各地区城镇人均住宅建筑面积情况单位：平方米纵标目：东部地区、北京、天津、河北、辽

47、宁、上海、江苏、浙江、福建、山东、广东、海南、中部地区、山西、吉林、黑龙江、安徽、江西、河南、湖北、湖南、西部地区、内蒙古、广西、重庆、四川、贵州、云南、西藏、陕西、甘肃、青海、宁夏、新疆2005年年底全国城镇房屋建筑面积中非住宅建筑面积为（）。A.58.62亿平方米B.56.82亿平方米C.52.86亿平方米D.53.86亿平方米答案：B 本题解析：由文字资料第1段：“全国城镇房屋建筑面积16451亿平方米”、“其中住宅建筑面积10769亿平方米”，可知非住宅建筑面积为1645110769=5682亿平方米，可利用首数法。13.商业银行贷款业务“表外化”的目的是（ ）A.监管要求B.规避风险

48、C.逃避管制D.迎合市场客户之需E.对客户的承诺答案：B、C、D 本题解析：暂无解析14.Five years ago, David Smith wore an expensive suit to work every day I was a clothes addict, he jokes I used to carry a fresh suit to work with me so I could change if my clothes got wrinkled Today David wears casual clothes-khaki pants and a sports shirt

49、 to the office He hardly ever wears a necktie Im working harder than ever, David says, and I need to feel comfortableMore and more companies are allowing their office workers to wear casual clothes to work In the United States, the changes from formal to casual office wear have been slow In the earl

50、y 1990s, many companies allowed their workers to wear casual clothes on Friday (but only on Friday) This became known as dress-down Friday or casual Friday What started out as an extra one-day-a-week benefit for workers has really become an everyday thing said business adviser Maisly JonesWhy have s

51、o many companies started allowing their workers to wear casual clothes One reason is that its easier for a company to attract new workers if it has a casual dress code A lot of young people dont want to dress up for work, says the owner of a software company, so its hard to hire people if you have a

52、 conservative dress code Another reason is that people seem happier and more productive when they are wearing comfortable clothes In a study made by Levi Strauss and Company, 85 percent of employers said that casual dress has a side effect on work Supporters of casual office wear also say that a cas

53、ual dress code helps them save money Suits are expensive, if you have to wear one every day, one person said For the same amount of money, you can buy a lot more casual clothesDavid Smith wears casual clothes now, because _A.they make him feel at ease when workingB.he cannot afford to buy expensive

54、clothesC.he looks handsome in casual clothesD.he no longer works for any company答案：A 本题解析：由文章第一段最后一句话“andI needtofeel eomfortable”可知他需要在工作的时候感到舒服自在。故答案选A。15.下列选项中属于通货膨胀经济现象的有（）。A.需求扩张B.存款增加C.价格上涨D.价格下降答案：A、C 本题解析：通货膨胀是指纸币的发行量超过流通中所需要的数量，从而引起纸币贬值、物价上涨的经济现象。其实质是社会总需求大于社会总供给。通货膨胀最直接的表现是纸币贬值，物价上涨，购买力降低。

55、16.下列各项中 , 符合谨慎性原则的有A.固定资产折旧采用加速折旧法B.长期股权投资核算采用权益法C.存货计价采用成本与可变现净值孰低法D.应收账款计提坏账准备答案：A、C、D 本题解析：暂无解析17.下列选项中，属于我国金融深化过程特征的有（ ）。A.金融深化主要根据国情自行设计实施B.引进型创新多，原创型创新少C.数量扩张快，质量较低D.资产类业务创新多，负债类业务创新少E.金融深化主要靠外力推动答案：B、C、E 本题解析：暂无解析18.下列各项中，属于建立中央银行制度必要性的有（ ）A.集中货币发行权B.代理国库和为政府筹措资金C.管理金融业D.为工商业筹措资金E.增加银行的种类，确保

56、金融业竞争局面的形成答案：A、B、C 本题解析：暂无解析19.根据亨利明茨伯格的管理理论，管理者的角色可归为哪几类？（ ）。A.代表人B.人际关系角色C.信息传递角色D.资源分配者答案：B、C 本题解析：根据明茨伯格的一项被广为引用的研究，管理者扮演着十种角色，这十种角色可被归入三大类：人际角色、信息角色和决策角色。20.在国际股票市场进行交易的方式有（）。A.直接购买B.国际股权基准股票C.国家基金D.美国存托凭证答案：A、D 本题解析：国际股票的类型主要包括以下几种：(1)在外国发行的直接以当地货币为面值并在当地上市交易的股票。(2)以外国货币为面值发行的，但却在国内上市流通的，以供境内外投资者以外币交易买卖的股票。(3)存托凭证(DR)是指在一国证券市场流通的代表外国公司有价证券的可转让凭证。主要以美国存托凭证(ADR)形式存在。(4)欧洲股票是指在股票面值货币所在国以外的国家发行上市交易的股票。三.判断正误(共5题)1.需求的价格弹性是指因需求量的变动而引起的价格的相应的变动率。( )答案：错误 本题解析：需求的价格弹性通常被简称为需求弹性，它是指一种商品的需求量对其价格变动的反应程度，其弹性系数等于需求