关于金钱观的英语作文

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1、Most people enjoy working for several reasons. Their job might be fun, or they like their employer and the other people at work. Most people I know, however, work for the money. I do not know anyone who is loaded, or extremely rich. Most of my friends work to earn enough money to live. They have to

2、make ends meet. They have to earn enough money to pay for the things they need. Some even live from hand to mouth. They only have enough money for the most important things.大部分人喜欢工作有以下几个原因。他们的工作可能非常有趣，或者他们喜欢老板和其他同事。然而我认识的大部分人工作是为了赚钱。我不认识富有的人(loaded，富有的，)，我的多数朋友工作赚钱养家，他们需要维持收支平衡（make ends meet）。有几个甚至

3、只能糊口（from hand to mouth）。They struggle to earn enough money to bring home the bacon. It can be difficult to earn enough money for a family to survive. Sometimes, poor people even get caught short. They do not have enough money to pay for what they need.他们努力赚足够多的钱以养家糊口（to bring home the bacon）。赚取足够维持

4、家庭生计的钱可能会很难。有时，穷人甚至会手头紧缺（caught short），无法支付自己想买的东西。Or they have to spend or lay out more money than they want for something. When this happens, poor people have to tighten their belts and live on less money than usual. I hate when I have to live on less money. It takes me longer to get back on my fe

5、et, or return to good financial health.或者，他们必须为某些东西花费（lay out ）超过他们预计的钱。这时，穷人只得勒紧腰带（tighten their belts）生活。我讨厌有时手头拮据，这使我花费更多时间东山再起（back on my feet），重回良好的财务状况。However, other people are on the gravy train. They get paid more money than their job is worth. These people make a bundle. They really rake i

6、n the cash. In fact, they make so much money that they can live high off the hog. They own the best of everything and live in great ease. Sometimes they pay an arm and a leg for something.然而，有些人工作清闲却薪水很高（gravy train）。这些人大赚一笔（make a bundle），他们真的发财了（rake in the cash）。事实上，他们赚了这么多钱可以生活优越（live high off t

7、he hog）。有时候他们大笔花钱（pay an arm and a leg for something）。Because money is no object to wealthy people, they will pay high prices for whatever they want. Sometimes, they even pay through the nose. They pay too much for things.因为对富人而言，钱不是问题（money is no object）。他们愿意为了自己的需要花钱。有时，他们甚至花高价（pay through the nos

8、e）。I am not rich. I did not make a killing in the stock market when my stocks increased in value. Yet, I am not poor either. When I go out with friends, I do not want to shell out or pay a lot of money. Often, my friends and I will chip in or pay jointly for a fun night out. When we go to restaurant

9、s the meal is Dutch treat. Each person pays his or her own share.我不富有。我并没有在我的股票升值时在股市大赚一笔（make a killing）。然而，我也并不穷。当我和朋友出去时，我不愿意花大钱（shell out）。通常，我们凑份子（chip in）出去乐一个晚上。当我们出去吃饭通常AA制，每个人付自己的那部分。Once, the owner of a restaurant gave us a dinner on the house. We did not have to pay for our meals. However

10、, I admit that we had to grease someones palm. We had to pay money to the employee who led us to our table. The money was for a special request. Yes, it was a buy off. The employee put us at the top of the list for a table instead of making us wait like everyone else. We had a great time that night

11、and the meal did not set me back at all.I did not have to pay anything.有一次，餐馆老板免费（on the house）给我们提供了一顿晚餐。然而，我承认我们需要收买某人（grease someones palm）。我们必须付钱给领座的服务员。这位服务员将我们放到了排队的首位，这样我们就不用像别人那样等座了。这个晚上非常愉快。这顿饭也没花我一分钱（set me back）。Because of that experience, I will always remember that nice things still hap

12、pen in a world that is driven by money. But, that is just my two cents worth. It is just my opinion.由于这次经验，我会永远记得，这世上还有馅饼，不过需要用钱推动。但这只是我个人的意见（two cents worth）。Many people believe that money makes the world go around. Others believe that money buys happiness. I do not agree with either idea. But I do

13、 admit that money can make people do strange things. Let me tell you about a person I once knew who liked to play card games for money. He liked to gamble.很多人认为，金钱让世界围着你转。也有人认为金钱可以买到幸福。我不同意这任意一种说法。但我承认，金钱可以让人做出千奇百怪的事情。让我告诉你一个我曾认识的喜欢玩纸牌赌钱的人，他喜欢赌博。My friend Bob had a problem because he liked to gamble

14、 at all costs. He would play at any time and at any price. To take part in a card game such as poker, my friend would have to ante up. He would have to pay a small amount of money at the beginning of the game.我朋友鲍勃有个毛病，他喜欢赌博乃至不惜代价（at all costs）。无论什么时间，什么价码他都会赌。参加纸牌赌博时，鲍勃需要先押注（ante up）。即在每局纸牌开始时押上点钱。

15、Bob always played with cold, hard cash - onlycoins and dollar bills. Sometimes my friend would clean up. He would win a lot of money on one card game. He liked to tell me that one day he would break the bank. What a feeling it must be to win all of the money at a gambling table!鲍勃通常使用现金（cold, hard c

16、ash）赌博。有时他会赢钱（clean up）。他喜欢告诉我，有一天他会赢得比庄家还要多的钱（break the bank），也就是说，他会赢得赌桌上所有钱。Other times my friend would simply break even. He neither won nor lost money. But sometimes Bob would lose his shirt. He would lose all the money he had. He took a beating at the gambling table. When this happened, my fri

17、end would have to go in the hole. He would go into debt and owe people money.有时候，鲍勃不赢不输（break even）。但有时候，他会输个精光（lose his shirt），他在赌桌上损失惨重（took a beating）。这时，他就会陷入财政困难（in the hole），背上债务。Recently, Bob turned to crime after losing all his money. In his job, he kept the books for a small business. He su

18、pervised the records of money earned and spent by the company. Although my friend was usually honest, he decided to cook the books. He illegally changed the financial records of the company. This permitted him to make a fast buck. My friend made some quick, easy money dishonestly.不久前，鲍勃在输光钱后走上了犯罪道路。

19、他的工作是为一家小公司管账（ kept the books）。虽然鲍勃一向诚实，他仍决定做假账（cook the books），这能让他赚点快钱（fast buck）。I never thought Bob would have sticky fingers. He did not seem like a thief who would steal money. But, some people will do anything for love of money. 我从没想过鲍勃会手脚不干净（have sticky fingers）。他看起来不像个窃贼。但有些人为了钱会不惜一切。Bob us

20、ed the money he stole from his company to gamble again. This time, he cashed in. He made a lot of money. Quickly he was back on his feet. He had returned to good financial health. His company, however, ended up in the red. It lost more money than it earned. The company was no longer profitable.鲍勃用他从

21、公司偷来的钱又去赌。这一次，他赢钱了（cashed in）。他很快东山再起（back on his feet）。然而，他公司最终出现亏损（in the red）。It did not take long before my friends dishonesty was discovered. The company investigated and charged him with stealing. Bob tried to pass the buck. He tried to blame someone else for the deficit. His lie did not work,

22、 however. He ended up in jail. Today, I would bet my bottom dollar that my friend will never gamble again. I would bet all I have that he learned his lesson about gambling.没多久，鲍勃的欺骗行为被发现。公司经过调查指控他盗窃。他试图推卸责任（pass the buck）。然而他的谎言不再生效，他最终进了监狱。今天，我愿意倾囊下注（bet my bottom dollar ）鲍勃不会再赌了。There are many spe

23、cial terms in the world of business.商界有许多专门术语。The following story is about a sweetheart deal which I made last week. I made the deal with a friend, and we both made a profit.接下来的故事是关于我上周和朋友做的一笔私下交易，我们俩都赚了一笔。sweetheart deal :私下交易。I had started a small company several years ago. I worked hard to make

24、it successful. It was a sign-making business. It was a small company, not a blue chip company. It was not known nationally for the quality of its signs. It did not make millions of dollars in profits. And it was private. It was not a public company with shares traded on the stock market.几年前我开设了一家小公司

25、。我努力经营谋求成功。这是一家广告牌制作公司。它是一家小公司并非什么蓝筹大企业。blue chip company:蓝筹股企业Still, I worked hard building up my business. I did not work only a few hours each day - no bankers hours for me. Instead I spent many hours each day, seven days a week, trying to grow the company. I never cut corners or tried to save on

26、 expenses. I made many cold calls. I called on possible buyers from a list of people I had never seen. Such calls were often hard sells. I had to be very firm.不过，我努力壮大业务。我的工作并不轻松，一周7天都在努力壮大公司。我在经费方面从不刻意节省。每天都打很多推销电话进行硬性推销。bankers hours:Banker是银行家。三十多年前银行开门营业的短，从早上十点到下午两、三点就结束了，银行家的上班每天四、五个小时，于是人们就开始

27、流行用bankers hours说法来特指安逸舒适的工作了。 cut corners: 节省开支；cold calls: 推销电话；hard sells: 强行推销,硬性推销。Sometimes I sold my signs at a loss. I did not make money on my product. When this happened, there were cut backs. I had to use fewer supplies and reduce the number of workers. But after several years, the compan

28、y broke even. Profits were equal to expenses. And soon after, I began to gain ground. My signs were selling very quickly. They were selling like hotcakes.有个阶段我亏本销售广告牌，这时只能降低成本。但数年之后，公司收支平衡了。不久之后，我开始发展壮大，我的产品开始畅销。at a loss: 亏本； cut backs: 削减开支,降低成本；broke even: 收支平衡；gain ground:发展壮大,赢得一席之地。selling lik

29、e hotcakes：卖得火热。I was happy. The company was moving forward and making real progress. It was in the black, not in the red. The company was making money, not losing it.我非常高兴，公司正稳步推进。账面出现盈余。in the black: 赢余；in the red亏损，出现赤字。 财务报表上通常用黑色字体表示赢余,红色表示亏损。My friend knew about my business. He is a leader in

30、the sign-making industry a real big gun, if you know what I mean. He offered to buy my company. My friend wanted to take it public. He wanted to sell shares in the company to the general public.我的朋友听说了我的公司。他是广告牌制作行业的领军人物。他出家想收购我的公司并上市。big gun：大人物；take it public：上市。My friend believed it was best to s

31、trike while the iron is hot. He wanted to take action at the best time possible and not wait. He offered me a ball park estimate of the amount he would pay to buy my company. But I knew his uneducated guess was low. My company was worth much more. He asked his bean-counter to crunch the numbers. Tha

32、t is, he asked his accountant to take a close look at the finances of my company and decide how much it was worth. Then my friend increased his offer.我的朋友认为最好趁热打铁。他就我的公司提出了一个大致报价。但我知道他的估算太低了，我的公司价值比他说的高多了。他便要求他的会计师核算并估价。随后我的朋友提高了报价。to strike while the iron is hot：趁热打铁；ball park estimate ：大致估计。ball p

33、ark是棒球场，美国的棒球场规格不一，说到棒球场规格时通常是大致估计，从而产生了这个习惯说法。My friends official offer was finally given to me in black and white. It was written on paper and more than I ever dreamed. I was finally able to get a break. I made a huge profit on my company, and my friend also got a bang for the buck. He got a succe

34、ssful business for the money he spent.我朋友的最终报价终于黑纸白字的交到我手里。我最终时来运转，而我的朋友做的交易也物有所值。in black and white：黑纸白字；get a break：交好运，时来运转；bang for the buck：物有所值。I think people everywhere dream about having lots of money. I know I do. I would give anything to make money hand over fist. I would like to earn larg

35、e amounts of money. You could win a large amount of money in the United States through lotteries. People pay money for tickets with numbers. If your combination of numbers is chosen, you win a huge amount of money often in the millions. Winning the lottery is a windfall.A few years ago, my friend Al

36、 won the lottery. It changed his life. He did not have a rich family. He was not born with a silver spoon in his mouth. Instead, my friend was always hard up for cash. He did not have much money. And the money he did earn was chicken feed very little.Sometimes Al even had to accept hand-outs, gifts

37、from his family and friends.?But do not get me wrong. My friend was not a deadbeat. He was not the kind of person who never paid the money he owed. He simply pinched pennies. He was always very careful with the money he spent. In fact, he was often a cheapskate. He did not like to spend money. The w

38、orst times were when he was flat broke and had no money at all.One day, Al scraped together a few dollars for a lottery ticket. He thought he would never strike it rich or gain lots of money unexpectedly. But his combination of numbers was chosen and he won the lottery. He hit the jackpot. He won a

39、great deal of money. Al was so excited. The first thing he did was buy a costly new car. He splurged on the one thing that he normally would not buy. Then he started spending money on unnecessary things. He started to waste it. It was like he had money to burn. He had more money than he needed and i

40、t was burning a hole in his pocket so he spent it quickly.When we got together for a meal at a restaurant, Al paid every time. He would always foot the bill, and pick up the tab. He told me the money made him feel like a million dollars. He was very happy.But, Al spent too much money. Soon my friend

41、 was down and out again. He had no money left. He was back to being strapped for cash. He had spent his bottom dollar, his very last amount. He did not even build up a nest egg. He had not saved any of the money.I admit I do feel sorry for my friend. He had enough money to live like a king. Instead, he is back to living on a shoestring - a very low budget. Some might say he is penny wise and pound foolish. He was wise about small things, but not about important things.(MUSIC)