中国工商银行服务价目表1

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1、中国工商银行服务价目表1金融信息 收费标准中国工商银行服务价目表- 电子银行 (2012 版)适用 收费项目 收费标准 项目功能 优惠政策 客户一、工本费为客户提供存放标识客户身份的数字证书，并对客户发送的证书工本费全部证签名的实物安全介质。为客户提供用于注册企业网银普卡证书的介质。二、年费、服务费(一)对公企业网上银行 ( 包40-55 对公元 电子银行交易进行认10 元/ 张 企业网上银行普及版括企业网银证书工行证书: 每证书每年 200 元。 为客户提供企业网上版、普及版，银企对公 CFCA证书 : 每证书每年 280 元。 银行安全认证服务。互联和电子商务等 ) 年服务费每注册账户每年

2、 20 元。注 : 只针对集团客户收费，主申请为客户提供在线余额企业网上银行账户账户不收此项费用。对公 和明细查询、对账单年服务费每年截至 12 月 20 日，账户注册时等金融服务。间超过半年 ( 含) 的按标准收取，不足半年的按半价收取。为贵宾客户提供余额企业网上银行贵宾变动提醒、预约服务、对公每客户每年 10000 元 室年服务费 自动收款、企业财务室等特色服务。venture capital investment guarantee mechanisms, talents, positivefor special funds, play to the guiding role of fi

3、nancial capital, leveraging features, evolving financial resources, capital, financial capital, protection of social capital into new patterns. 3 innovation environment, optimizing talent, create a good atmosphere. Departments at all levels to put science and technology innovation and talent working

4、in the strategic position of priority development, and full play to the guiding role of Government, vigorously promote scientific and technological innovation and the preferential policies, mobilizing the entire societys awareness of innovation, stimulate creativity. Further open service the green c

5、hannel for talent to provide efficient, convenient, quality service and allow all kinds of talents to focus on innovation, play to our strengths. County-level accreditation in recognition of work in a timely manner, contributing to talent and rewarding scientific and technological achievements to em

6、erge, release patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awards, create an environment conducive to scientific and technological progress, technological innovation, talent and career policy environment, rule of law, market and s

7、ocial environment. Comrades, technological innovation, talent is a10 万元 为客户提供财务系统注 :1 、分期收取或一次性收取。 与银行系统联接的接按当地工行银企互联开通服务对公 2 、特约网站开通银企互联电子商务口，并提供接口开发公布的优惠费接口的，按特约网站开通服务费标支持及后续测试、投标准执行准执行。 产、验证等服务。每年每个注册账户 200 元。 为客户提供通过自身注 : 只针对集团客户收费，主申请财务系统直接查询银银企互联账户年服账户不收此项费用 ; 每年截至 12 月行账户信息并办理转对公务费 20 日，账户注册时

8、间超过半年( 含) 账结算、代发工资、的按标准收取，不足半年的按半价收款服务、到账通知收取。 等金融服务。为客户提供账户信息企业电话银行年服每卡( 或每账户 ) 每年 200 元-500 对公查询、业务咨询等电务费 元 话金融服务。为客户提供票据信息企业票据托管年服对公按 4000 元-8000 元收取。录入、修改、贴现、务费 质押等服务。(二)个人为客户提供账户查个人网上银行年服询、转账汇款、投资个人每个客户 :12元/ 年 暂时免费务费 理财、在线支付等网上金融服务。为客户提供账户查个人手机银行年服个人每个客户 :12元/ 年 询、转账、缴费付款暂时免费务费 等移动金融服务。为客户提供账户

9、信息查询、转账汇款、缴按当地工行个人电话银行年服个人每个客户 :12 元/ 年 费支付、投资理财、公布的优惠务费业务咨询等电话金融标准执行。服务。1、以下每项服务每月收取服务费21、余额变动元 : 基金净值提醒 ; 理财产品净值提醒业务针提醒 ; 证券、汇市信息、国债价格对理财金、财提醒; 定期存款、卡透支、卡到期以电子邮件或短信方富签约客户、个人工银信使服务提醒; 股票收盘价、到价提醒 ; 密个人 式，为客户提供定制信用卡客户费 码连续错误、本外币利率变动提醒 ; 的金融信息服务。 暂免费 ; 汇盈通信息服务 ; 个人网银人民币 E2、国债价格卡余额变动提醒 ; 个人网银国际 E 提醒暂时免

10、卡余额变动提醒。 收服务费。2、以下每项服务每账户每月收取服venture capital investment guarantee mechanisms, talents, positive for special funds, play to the guiding role of financial capital, leveraging features, evolving financial resources, capital, financial capital, protection of social capital into new patterns. 3 innovati

11、on environment, optimizing talent, create a good atmosphere. Departments at all levels to put science and technology innovation and talent workingin the strategic position of priority development, and full play to the guiding role of Government, vigorously promote scientific and technological innova

12、tion and the preferential policies, mobilizing the entire societys awareness of innovation, stimulate creativity. Further open service the green channel for talent to provide efficient, convenient, quality service and allow all kinds of talents to focus on innovation, play to our strengths. County-l

13、evel accreditation in recognition of work in a timely manner, contributing to talent andrewarding scientific and technological achievements to emerge, release patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awards, create an environm

14、ent conducive to scientific and technological progress, technological innovation, talent and career policy environment, rule of law, market and social environment. Comrades, technological innovation, talent is a务费 2 元 : 余额变动提醒 ; 品牌金积存变动提醒。3、以下每项服务按照每条短信0.2元收取服务费 : 黄金递延业务成交通知短信提醒 ; 黄金递延业务保证金预警和强平短信提醒

15、 ; 贵金属委托成交短信提醒服务费 ; 实物黄金成交短信提醒服务费 ; 外汇委托交易成交短信提醒 ; 汇款通知服务 ;人民币账户黄金短信提醒服务; 预约打新股协议执行情况短信通知;个人网银贵金属到价提醒; 个人网银外汇到价提醒 ; 理财计划短信提醒。4、业务处理提醒 : 每月 1 元。5、银商转账日终余额变动提醒: 每户每月 5 元。为客户提供将被归集个人账户资金网上1 个月 2 元、3个月 6元、6 个月 10 个人 账户的资金归集到指自动归集服务费元、 12 个月 18 元。 定账户的服务。三、专属业务( 一) 综合帐户服务10, 账户个为客户提供按照客户数,50 个自行设置的账户组织企业

16、网上多账户明(含)按8 对公 按账户收取:120元/ 年/ 个 结构关系生成收入、细汇总查询折收取 ;账户支出金额及日终余额个数,50个 等汇总信息的服务。按 6 折收取。向付款单位收取。工行系统内同城为客户提供向个人或企业财务室( 含贵每笔0.5 元至 5 元，工行系统内异对公单位划转工资、劳务宾室企业财务室 )2 元至 10 元; 跨行业务按照费等款项的服务。资金汇划业务收费标准收取。地每笔( 二)电子商务1、服务费为电子商务商户提供按当地工行特约单位开通服务每个特约单位在线支付接口开发支对公公布的优惠费 2000B2B、B2C、 C2C、C2B元。 持及后续测试投产等标准执行。服务。 2

17、 、交易费venture capital investment guarantee mechanisms, talents, positive for special funds, play to the guiding role of financial capital, leveraging features, evolving financial resources, capital, financial capital, protection of social capital into new patterns. 3 innovation environment, optimizin

18、g talent, create a good atmosphere. Departments at all levels to put science and technology innovation and talent workingin the strategic position of priority development, and full play to the guiding role of Government, vigorously promote scientific and technological innovation and the preferential

19、 policies, mobilizing theentire societys awareness of innovation, stimulate creativity. Further open service the green channel for talent to provide efficient, convenient, quality service and allow all kinds of talents to focus on innovation, play to our strengths. County-level accreditation in reco

20、gnition of work in a timely manner, contributing to talent and rewarding scientific and technological achievements to emerge, release patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awards, create an environment conducive to scientif

21、ic and technological progress, technological innovation, talent and career policy environment, rule of law, market and social environment. Comrades, technological innovation, talent is aB2C/B2B/C2B/C2C为电子商务商户提供在线支付业务交易对公按照协议价格收取 在线支付资金结算服手续费 务。为电子商务商户提供境外卡在线支付业对公按照协议价格收取境外卡在线支付交易务 资金结算服务。为电子商务商户提供在线

22、交易结算平台，交易推介业务对公 按照协议价格收取并对其产品在工行网站进行展示的服务。四、渠道业务( 一) 渠道业务1、批量扣企业 ( 含扣本行账户和扣他行账户 ): 最低按交易金额 1或每笔 2 元向收款单位收取。若为异地业务，还应按柜面资金汇划业务为客户提供通过工行收费标准向付款单位收取费用。 网上银行主动收取经企业网上收款业务 对公2、批量扣个人 ( 含扣本行账户和扣过授权 / 签约的企业他行账户，以及通过企业网银发送客户有关费用的服电子账单的方式实现扣收等): 最务。低按交易金额 1或每笔 0.5 元向收款单位收取。批量扣他行账户时，每笔最低收费 2 元。1、向境外他行汇款 : 手续费按

23、柜面同类品种收费标准的8 折收取，最低 16 元/ 笔，最高 160 元/ 笔; 电讯费 :100 元/ 笔。对于以外币现钞账户办理外汇汇款的，我行还将按当日外汇牌价收取钞汇转换差价。 个人跨境汇款手续 2、工行跨境汇款 ( 即向境外工行汇费 ( 含: 向境外工为客户提供向境外工款 ): 行汇款、向境外他行、境外他行及境外个人 (1) 普通网银客户和手机银行客户 行汇款、向境外 VISA/MASTER卡汇款按照柜面同类业务收费标准的 8 折 VISA/MASTER卡汇服务。 收取。 款等 ) (2) 五星级客户按柜面同类业务 8折，六星级和七星级客户按柜面同类业务 6 折收取。3、向境外 VI

24、SA/MASTER卡汇款 : 按照汇款金额的 0.6%收取，每笔最低60 元人民币。venture capital investment guarantee mechanisms, talents, positive for special funds, play to the guiding role of financial capital, leveraging features, evolving financial resources, capital, financial capital, protection of social capital into new patterns

25、. 3 innovation environment, optimizing talent, create a good atmosphere. Departments at all levels to put science and technology innovation and talent workingin the strategic position of priority development, and full play to the guiding role of Government, vigorously promote scientific and technolo

26、gical innovation and the preferential policies, mobilizing the entire societys awareness of innovation, stimulate creativity. Further open service the green channel for talent to provide efficient, convenient, quality service and allow all kinds of talents to focus on innovation, play to our strengt

27、hs. County-level accreditation in recognition of work in a timely manner, contributing to talent and rewarding scientific and technological achievements to emerge, release patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awards, creat

28、e an environment conducive to scientific and technological progress, technological innovation, talent and career policy environment, rule of law, market and social environment. Comrades, technological innovation, talent is a1、工行同城转账不收费。2、工行异地汇款 : 按柜面星级客户优惠费率的 8 折收取。3、跨行汇款到账方式为“普通”的(5 万元以下的汇款 ) 按照柜面星

29、级通过工行电个人转账汇款手续客户优惠费率的 6 折收取 ; 到账方子银行发起费 ( 含: 手机号为客户提供工行系统式为“加急”的(5 万元以上的汇的他行转工/EMAIL 汇款、跨行个人内同城、异地及跨行款) 按照柜面星级客户优惠费率的8 行跨行快汇快汇、代缴个人学汇款服务。折收取。业务暂不收费等功能) 4、跨行快汇业务按柜面跨行汇款星费。级客户优惠费率的8折收取。5、个人代缴学费手续费 : 工行系统内同城不收费，工行系统内异地和跨行每笔 5.5 元。截至 2012 年按汇款金额的 1收取，境外电汇、底，通过电子境内异地电汇、票汇最低 50 元/ 笔，银行渠道向最高 1000 元/ 笔，同城电汇

30、最低 20 境内工行异汇出汇款 对公 提供汇出汇款服务。 元/ 笔，最高 200 元 / 笔。如有电讯地外汇汇款费，另加收。 按最低 16 注: 电子银行渠道 8 折优惠。 元，最高 160元收取。 1 、工行系统内同城业务每笔0.8 元。2、工行系统内异地业务按柜面资金汇划业务收费标准收取。 为客户提供工行系统对公人民币网银结 3、跨行资金汇划按柜面资金汇划业对公 内同城、异地及跨行 算 务收费标准收取，其中同城非联机付款服务。 处理的业务按每笔 1 元收取。说明 : 当地人民银行另有规定的，按人民银行规定执行。票据池业务为集团总入池托管:5000-10000 元/ 年/ 户或部及成员单位提

31、供票协议收取。据入池托管或质押，入池质押:5000-10000 元/ 年/ 户或票据池对公 并以票据质押和保证协议收取。金作为担保为集团总注: 电子银行渠道按柜面渠道的 8 部或成员单位提供新折收取。开票据等服务。柜面渠道:10-50元/ 月/ 提醒类型 / 为客户提供的一种有1、企业网上手机号/ 账户。 偿信息提醒服务。银银行企业进工银信使对公 电子银行渠道 :行通过手机短信或电口 / 出口信用 1、以下各项服务按照当地柜面收费子邮件(email) 等方证业务提醒标准3 折收取 : 余额变动提醒服务式，按照客户定制的和国内信用venture capital investment guaran

32、tee mechanisms, talents, positive for special funds, play to the guiding role of financial capital, leveraging features, evolving financial resources, capital, financial capital, protection of social capital into new patterns. 3 innovation environment, optimizing talent, create a good atmosphere. De

33、partments at all levels to put science and technology innovation and talent workingin the strategic position of priority development, and full play to the guiding role of Government, vigorously promote scientific and technological innovation and the preferential policies, mobilizing the entire socie

34、tys awareness of innovation, stimulate creativity. Further open service the green channel for talent to provide efficient, convenient, quality service and allow all kinds of talents to focus on innovation, play to our strengths. County-level accreditation in recognition of work in a timely manner, c

35、ontributing to talent and rewarding scientific and technological achievements to emerge, release patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awards, create anenvironment conducive to scientific and technological progress, technol

36、ogical innovation, talent and career policy environment, rule of law, market and social environment. Comrades, technological innovation, talent is a费、昨日余额提醒、实物黄金预警服务信息列表，为客证业务提醒强平通知、加工贸易保证金提醒、户提供提醒服务。两项服务推余额不足提醒、昨日发生额提醒、广期支持5 支付不足提醒、特定交易对手提醒、个手机号，整银企业对账提醒、结构性存款产品个功能每月通知、资金池归集下拨提醒等。收费 10元。 2、企业进口 / 出

37、口信用证业务提醒2、企业网上服务费 :EMAIL 方式免费 ; 短信方式银行银财通每手机号每月 10 元。 支付短信提 3、国内信用证业务提醒服务费 : 每醒服务暂时手机号每月 10 元。 免费。 4 、电子商业汇票短信提醒服务费 :每条 0.3 元。5、银财通支付短信提醒服务费: 每月10元。6、企业网银国内 / 国际保函业务提醒服务费 : 每月 10 元，季、半年、年收费标准依此类推。为汇款较为频繁的个人客户提供汇款手续须与客户签费优惠而推出的一项订协议，一份服务。客户签订汇款协议在同一套餐协议并按规定向时间段内只协议费 +套餐费。协议费 20 元 / 年 / 我行缴纳汇款套餐费能购买一份

38、户。套餐 A(1 个月， 100 笔)488 用后，在协议期限内套餐，在协议元 ; 套餐 B(3 个月， 500 笔 )1888 可通过我行柜面、自期内，客户所元 ; 套餐C(6 个月， 1500 笔)3888助设备、电子银行免购套餐使用元; 套餐D(12 个月， 3000笔 )5888个人汇款套餐个人 费办理规定笔数以内完毕，可继续元; 套餐E(12 个月， 10000 笔)8888的本行异地或跨行汇再购套餐，不元; 套餐F(12个月， 100笔 )1188款。 需另签协议。元。 须与客户签订协议，商友卡汇款注: 电子银行渠道按柜面渠道的6 一份协议在同一时间套餐和福农折收取。段内只能购买一

39、份套灵通卡汇款餐，在协议期内，客套餐暂按一户所购套餐使用完定优惠标准毕，可继续再购套餐，收取。不需另签协议。1、协定金额转账: 临时性1 元/ 次;1 、个人账户周期性20 元/ 年，电子银行渠道 8 综合理财协个人理财协议基本服折。 议五星级客个人理财协议 个人 务和私人银行服务 2、预约周期转账协议 :20 元/ 年，户可优惠费。 电子银行渠道 8 折。50%，六星级 3、组合储蓄协议 :20 元/ 年。 及以上客户venture capital investment guarantee mechanisms, talents, positive for special funds, pl

40、ay to the guiding role of financial capital, leveraging features, evolving financial resources, capital, financial capital, protection of social capital into new patterns. 3 innovation environment, optimizing talent, create a good atmosphere. Departments at all levels to put science and technology i

41、nnovation and talent workingin the strategic position of priority development, and full play to the guiding role of Government, vigorously promote scientific and technological innovation and the preferential policies, mobilizing the entire societys awareness of innovation, stimulate creativity. Furt

42、heropen service the green channel for talent to provide efficient, convenient, quality service and allow all kinds of talents to focus on innovation, play to our strengths. County-level accreditation in recognition of work in a timely manner, contributing to talent and rewarding scientific and techn

43、ological achievements to emerge, release patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awards, create an environment conducive to scientific and technological progress, technological innovation, talent and career policy environment

44、, rule of law, market and social environment. Comrades, technological innovation, talent is a4、通知存款自动转存 :20 元/ 年。 暂免 ; 其他协 5、定活通协议 :20 元/ 年。 议五星级及 6、个人账户综合理财协议 : 最低 240 以上客户暂元 / 年 / 账户，最高不超过增值收益免。 的 15%。 2 、私人银行 7、私人银行服务协议 : 按私人银行服务协议手服务协议约定收取。续费暂免收。3、电子银行渠道协议金额转账和预约周期转账协议暂免收。( 二) 代理业务1、工行本地缴费业务 : 最

45、低按照缴费金额 5且每笔不低于0.5 元向收费单位收取，或者最低按照每笔0.5元向收费单位收取。2、工行异地缴费业务 : 最低按照缴为客户提供受理个人企业通用缴费业务费金额 1%且每笔不低于 0.5 元向收或企业客户在线缴纳 ( 含贵金属分析报对公 费单位收取。对于异地企业缴费业 各项费用或款项的服告 ) 务，还应按柜面资金汇划业务收费务。 标准向缴费企业收取结算交易费用。3、退款业务 : 不另行收取交易费，是否退还原缴费业务交易费及退还方式，根据双方协议约定执行。开户是指我行应客户1、只开通储要求为客户开立债券蓄国债( 电子柜台交易托管账户。式 ) 业务暂不储蓄国债、记账式开户后，我行为客户

46、收费。 全部 10 元/ 户 国债开户费 提供债券交易过户、 2、电子渠道与中央债券结算公司暂不收费，优进行数据交换等日常惠延至2012维护等服务。年 6 月 30 日。根据被代理行提供的支付结算凭证 ( 通过柜面 : 按代理金额的 1%，最低 1 元，营业网点 ) 或支付数代理汇兑 对公 最高 200 元。 据( 通过网上银行 ) ，注 : 电子银行渠道 8 折。 为其办理款项汇出和汇入。代理签发、兑付银对公柜面 :代理金融同业签发、venture capital investment guarantee mechanisms, talents, positive for special f

47、unds, play to the guiding role of financial capital, leveraging features, evolving financial resources, capital, financial capital, protection of social capital into new patterns. 3 innovation environment, optimizing talent, create a good atmosphere. Departments at all levels to put science and tech

48、nology innovation and talent workingin the strategic position of priority development, and full play to the guiding role of Government, vigorously promote scientific and technological innovation and the preferential policies, mobilizing the entire societys awareness of innovation, stimulate creativi

49、ty. Further open service the green channel for talent to provide efficient, convenient, quality service and allow all kinds of talents to focus on innovation, play to our strengths. County-level accreditation in recognition of work in a timely manner, contributing to talent and rewarding scientific

50、and technological achievements to emerge, release patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awards, create an environment conducive to scientific and technological progress, technological innovation, talent and career policy en

51、vironment, rule of law, market and social environment. Comrades, technological innovation, talent is a行汇票 1 、代理兑付 : 按兑付金额的兑付银行汇票。0.2 0.3 收取，最低15 元/ 笔;或按协议价格收取 ;2、代理签发 : 按签发金额的0.3 0.5 收取，最低15 元/ 笔;或按协议价格收取。注 : 电子银行渠道 8 折。集中式银期转账手续费可设置为由期货投资者使用我行投资者支付或期货公司支付，收费集中式银期转账产品集中式银期转账手对公类型可分为按笔收费或按月收费或进行银期转账时

52、，我暂时免费。续费 年费收取，具体标准根据与期货公行收取的转账手续司、期货投资者协议确定。费。说明 :1、其他服务价目以营业网点公布的中国工商银行服务价目表(2012 年版 ) 为准。2、部分业务只在局部地区开通，具体开通情况以当地工行公布为准。参考文献 :%84%E8%B4%B9%E5%85%AC%E5%91%8A/%E7%94%B5%E5%AD%90%E9%93%B6%E8%A1%8C%E6%94%B6%E8%B4%B9%E6%A0%87%E5%87%86/ venture capital investment guarantee mechanisms, talents, positive

53、for special funds, play to the guiding role of financial capital, leveraging features, evolving financial resources, capital, financial capital, protection of social capital into new patterns. 3 innovation environment, optimizing talent, create a good atmosphere. Departments at all levels to put sci

54、ence and technology innovation and talent workingin the strategic position of priority development, and full play to the guiding role of Government, vigorously promote scientific andtechnological innovation and the preferential policies, mobilizing the entire societys awareness of innovation, stimul

55、ate creativity. Further open service the green channel for talent to provide efficient, convenient, quality service and allow all kinds of talents to focus on innovation, play to our strengths. County-level accreditation in recognition of work in a timely manner, contributing to talent and rewarding

56、 scientific and technological achievements to emerge, release patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awards, create an environment conducive to scientific and technological progress, technological innovation, talent and career policy environment, rule of law, market and social environment. Comrades, technological innovation, talent is a