兴业银行成都作业中心招聘上岸历年高频考点试卷答案详解

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1、兴业银行成都作业中心招聘上岸历年高频考点试卷答案详解（图片大小可自由调整）第I卷一.单项选择题(共50题)1.根据下列资料回答41-45题。2005-2011年城镇职工基本医疗保险参保人数和享受待遇人数2005年-2011年城镇职工基本医疗保险平均实际报销比例变化情况某职工2008年就医4次，平均每次产生费用2400元，每次均享受与当年全国城镇职工基本医疗保险平均实际报销比例相当的基本医疗保险待遇，则他当年自己实际支付的医疗费用约为多少钱?A.3406元B.3814元C.5193元D.5785元答案：B 本题解析：由图可知，2008年全国城镇职工基本医疗保险平均实际报销比例为6027故此职工当

2、年自己实际支付的费用约为2400(1-6027)42400x404=2400l6=3840元。最接近的是B项。2.A.见图AB.见图BC.见图CD.见图D答案：B 本题解析：A、C、D为相对面排除。所以选B。3.某街道常住人口与外来人口之比为1：2，已知该街道下辖的甲、乙、丙三个社区人口比为12：8：7。其中，甲社区常住人口与外来人口比为l：3，乙社区为3：5，则丙社区常住人口与外来人口比为( )。A.1：2B.1：3C.2：3D.3：4答案：D 本题解析：4.园丁给小区的花池种月季花。如果每个花池种8棵月季，则缺少15棵。如果每个花池种 6棵月季，则缺少1棵。那么一共有月季花（ ）棵。A.3

3、7B.39C.40D.41答案：D 本题解析：设花池有X个，月季花有y棵，根据题意可列方程：5.下列各句中，没有语病且句意明确的一句是（ ）A.古老的地名纪录了中华民族的历史和变迁，见证了华夏 5000 年的文明，可堪称中华传统文化的“活化石”B.美国政府表示仍然支持强势美元，但这到底只是嘴上说说还是要采取果断措施，经济学家对此的看法是否定的C.从一开始，某些国企在员工的遴选上就存在着很大的科学性，以致在后来的经营过程中，效率甚微D.一头浓密及肩的卷发随意地扎成个马尾，身着军绿色的迷彩服暗示着她出自于军人家庭答案：D 本题解析：A 选项，语义重复， “可” “堪”语义重复；B 选项歧义，无法断

4、定句中经济学家“否定”的是“嘴上说说”还是“采取果断措施” ；选项 C 的“科学性”和后半句中的“效率甚微”矛盾，不合逻辑6.你逃出石碑的包围，最终来到了石碑阵的出口。同入口一样，出口也被两座石碑左右合拢挡住。每块石碑上各有一个锁孔，左边石碑锁孔下方悬挂着一个黑布袋，右边石碑锁孔下悬挂着一个白色布袋。石碑上有一段文字：“黑白两袋各有钥匙5 把，5 把钥匙中有2 把真钥匙和3 把假钥匙。每次可以从黑白两袋中各拿一把钥匙尝试，如果都是真钥匙，则石碑打开;否则，钥匙会被石碑吞没。你可以尝试两次!”你成功闯出石碑阵的概率有多大?A.32%B.31%C.24%D.16%答案：B 本题解析：暂无解析7.W

5、omen are also underrepresented in the administration and this is because there are so few women full professors. In 1985,Regent Beryl Milburn produced a report blasting（轰动 ）the University of Texas System administration for not encouraging women.The University was rated认为 among the lowest for the sys

6、tem.In a 1987 update ,Milburn commended the progress that was made and called for even more improvement.One of the positive results from her study was a System-wide program to inform women of available administrative jobs.College of Communication Associate Dean Patrica Witherspoon,said it is importa

7、nt that woman be flexible when it comesto relocating if they want to rise in the ranks.Although a woman may face a chilly climate on campus , many times in order for her to succeed , she must rise above the problems around her and concentrate on her work.Until women make up a greater percentage of t

8、he senior positions in the University and all academia,inequities will exist存在.Women need to spend their energies(精力energy) and time doing scholarly activities that are important here at the University. Spirduso saiD. If they do that will be successful in this system.If they spend their time in litt

9、le groups mourning the sexual discrimination that they think exists here, they are wasting valuable study time.From this passage ,we know that _.A.there are many women full professors in the University of TexasB.women play an important part in adminitrating the UniversityC.the weather on the campus

10、is chillyD.women make up a small percentage of the senior positions in the University答案：D 本题解析：暂无解析8.Passage 2The food we eat seems to have profound effects on our health. Although science has made enormous steps in making food more fit to eat, it has, at the same time, made many foods unfit toeat.

11、some research has shown that perhaps eighty percent of all human illness are related to diet and forty percent of cancer is related to the diet as well, especially cancer of the colon. Different cultures are more prone to contract certain illness because of the food that is characteristic in these c

12、ultures.That food related to illness is not a new discovery. In 1945, government researchers realized that nitrates and nitrites, commonly used to preserve color in meats, and other food additives, caused cancer. Yet, these carcinogenic additives remain inour food, and it becomes more difficult all

13、the time to know which things on the packaging labels of processed food are helpful or harmful.The additives which we eat are not all so direct. Farmers often give penicillin to beef and poultry, and because of this, penicillin has been found in the milk of treated cow. Sometimes similar drugs are a

14、dministered to animals not for medicinal purposes, but for financial reasons. The farmers are simply trying to fatten the animals in order to obtain a higher price on the market. Although theFood and Drug Administration （FDA） has tried repeatedly to control these procedures, the practices continue.A

15、ll of the following statements are true EXCEPT_.A.Forty percent of cancer is caused by problems related to foodB.Researchers have known about the potential danger of food additives for many yearsC.We eat some of the food additives directly and some indirectlyD.Drugs are always given to animals for m

16、edicinal purposes答案：D 本题解析：暂无解析9.金本位制度下的汇率制度属于（ ）。A.自发的固定汇率制B.认为的不可调整的固定汇率制C.自发的浮动汇率制D.认为的可调整的固定汇率制答案：A 本题解析：金本位制度下的汇率制度属于自发的固定汇率制。10.根据以下内容，回答240-244题。The leaders of Detroits struggling Big Three automakers are appearing before the Senate today, where prospects of 25 billion in emergency loans to t

17、he industry appear to be stalling.Amid GOP cries of corporate welfare, Senate Majority Leader Reid introduced a bill yester-day to let the automakers and component suppliers tap into some of the money Congress allotted in the ￥700 billion financial bailout.Reid, launching a lame-duck session, warned

18、 of apotential meltdown in the industry with devastating consequences. He said 355,000 people are employed by the industry and 4.5 million more work in related industries. An additional 1 million people, retirees and their relatives, are covered by retirement and medical plants within the industry,

19、he said.The Big Three-General Motors, Ford, and Chrysler-have been whipsawed by the faltering economy and credit crunch.But the odds do not look good for Detroit. At the heart of the debate is whether automakers are deserving as a linchpin of the U.S. economy or not, in the words of one high-profile

20、 critic,Republican Sen. Richard Shelby of Alabama, is an innovation-averse dinosaur.Shelby, appearing on Sunday to meet the Press, said Get rid of the management. Get rid of the boards-the people who brought them to where they are today. This is a dead end. Its a road to nowhere, and its a big burde

21、n on the American taxpayer.Republicans attacked the measure on several fronts. Some questioned the rush to judgment,others warned that other industries would soon line up for help. And some charged that the firms brought on their troubles by agreeing to union contracts with wages and benefits costin

22、g an average of ￥73 an hour, compared with ￥28 an hour for the average private firm.GOP Sen. Arlen Specter of Pennsylvania said the ￥700 billion rescue was the No.1 issued when he toured the state recently.Candidily, the temperature of my constituents was boiling,212degrees Fahrenheit, and the therm

23、ometer was broken, he said.Some opponents prefer that the automakers pursue Chapter 11 reorganizations instead of hitting up Uncle Sam.Democrats argue that the ￥25 billion is only 4 percent of the bigger bailout. Reids spokesman, Jim Manley, said the bill has robust language on corporate oversight,

24、taxpayer protections, and executive compensation limits.A compromise could be struck if Democrats bowed to GOP pressure and, instead of new loans,rewrote the rules for ￥25 billion in loans granted to automakers to help them retool factories to build fuel-efficientvehicles. Itsmind boggling,oneRepubl

25、icansaidof Democratsintransigence. If I were them, Id want to get this off my plate before Obama becomes president.The automotive executives, Alan Mulatly, Fords president and CEO, Robert Nardelli,Chryslers chairman and CEO, and Rick Wagoner, GMs chairman and CEO, are to appear before the Senate Ban

26、king Committee. Shelby is the top Republican on the panel.The post-election lame-duck session is the last chance to sign off on the measure during this Congress. The bill probably can pass the House, but prospects are iffy in the Senate, where Democrats need 60 votes to block an expected filibuster.

27、If nothing passes, it could be taken up in January by the next Congress, which will have a broader Democratic majority.Harry Reid proposed a bill for the automakers because （）.A.GOP called for corporate welfareB.the leaders of the Big Three came to Senate to stall the loansC.the breakdown of America

28、n auto industry will affect millions of peoples lifeD.￥700 billion emergency loans is to be tapped into答案：A 本题解析：由文章第二段开头可知。11.投资选择行为就是（ ）过程，即追求与风险相一致的收益。A.股票交易B.委托买卖C.资产组合D.证券定价答案：C 本题解析：暂无解析12.标签:题干标签:答案13.生态农业的生产以资源的永续利用和生态环境保护为重要前提，根据生物与环境相协调适应、物种优化组合、能量物质高效率运转、输入输出平衡等原理，运用系统工程方法，依靠现代科学技术和社会经济信息

29、的输入来组织生产。通过食物链网络化、农业废弃物资源化，充分发挥资源潜力和物种多样性优势，建立良性物质循环体系，促进农业持续稳定地发展，实现经济、社会、生态效益的统一。根据以上文字，下列说法中错误的是（）。A.生态农业是一种知识密集型的现代农业体系。是农业发展的新型模式B.生态农业能把分散的、局部的单项农业技术综合集成起来形成集约优势C.生态农业是以生态经济系统原理为指导建立起来的综合性农业体系D.生态农业是兼顾资源、环境、效率、效益的一种现代农业生产模式答案：B 本题解析：B项所述内容原文并未提及，属于无中生有。文段第一句中“依靠现代科学技术和社会经济信息的输入来组织生产”体现了A项的内容；“

30、以资源的永续利用和生态环境保护为重要前提”则体现了C项的内容：由最后一句可知，D项正确。14.In the sky，the helicopter tumed at an() angle before righting itself.A.unhealthyB.awfulC.cruelD.Unnecessary答案：B 本题解析：A不健康的: B可怕的: C残酷的: D不必要的。根据句意，在空中，直升机以一个可怕的角度旋转后才扶正。15.材料：移动互联网调查中国移动互联网市场规模2013年第二季度移动互联网市场规模 241.9亿元，环比增速 21.2%，同比增速 71.4%，市场趋于稳健发展。具体

31、数据见下图(数据来自互联网)。2013年第二季度移动购物市场继续保持高速增长态势，市场占比超越移动增值，成为移动互联网第一大细分行业，具体数据见下图(数据来自互联网)。关于移动互联网，你的同事给出以下四种说法，其中正确的是( )。A.2013年第二季度移动营销市场规模同上一季度相比有所下降B.2012年前三个季度移动搜索市场规模没有变化C.2013年第二季度移动购物市场规模首次超过移动增值D.自 2012年第一季度以来，移动增值市场规模持续下降答案：C 本题解析：暂无解析16.根据以下资料，回答66-70题。表一2010年浙江各市常住人口变动情况2010年2010年比2000年常住人口(万人)

32、其中：来自省外人口(万人)常住人口增加数(万人)常佳人口增长(】来自省外人口增长()全省5442.691182.40765.7116.40220.5杭州市870.04174.27182.1726.48246.7宁波市760.57198：34164.2327.54224.1温州市912.21272.45156.4520.70166.8嘉兴市450.17112.3591.8725.64336.7湖州市289.3545.4026.7910.20213.2绍兴市491.2290.6560.8014.13299.9金华市536.16122.4278.9717.27215.7衢州市212.277.98-0

33、.62-0.29315.4舟山市112.1321.3911.9811.96368.7台州市596.88122.1381.5115.82174.0丽水市211.714.99-4.51-2.09488.0表二2010年浙江各市城镇人口比较城镇人口占总人口比重(J城镇人口(万人)城镇人口占全省比重()2010年比2000年提高(百分点)2010年比2000年增加比2000年增长()2010生比2000年提高(百分点)全省61.613.03355.021119.3650.1100杭州市73.214.6637.27233.9358O19O1O宁波市68.312.6519.52187.1556.315.5

34、0.6温州市66.014.5602.20213.0754.817.90.5嘉兴市53.315.3。240.07103.9976.47.21.1湖州市52.914.2153.0451.3750.54.60.0绍兴市58.69.9287.7678.2237.38.6-0.8金华市59.013.6316.18108.8652.59.40.2衢州市44.114.693.6830.7148.82.80.0舟山市63.67.67l_3l15.1927.12.1-0.4台州市55.54O331.5365.9524.89.9-2.0丽水市48.415.3102.4730.9343.23.10.12010年，浙

35、江省各市常住人口中来自省外人15占比最高的是( )。A.宁波市B.温州市C.嘉兴市D.金华市答案：B 本题解析：由表一第二、三列可知，2010年宁波市常住人口中来自省外人l21占比为19834+76057198+760=99+380=26X，温州市为27245+91221270+900=30，嘉兴市为ll235-45017一ll0+440=25，金华市为l2242+53616125+500=-25，比较可知，温州市占比最高，应选择8。17.动态密码是根据专门的算法产生变化的随机数字组合，但目前主流生产形势不包括（ ）。A.硬件令牌B.手机微信C.手机令牌D.手机短信答案：B 本题解析：动态密码

36、为根据专门的算法产生变化的随机数字组合，主流产生形式有手机短信、硬件令牌、手机令牌，动态密码优点在于使用便捷且与平台无关性，通过电脑、手机、IPAD都可以顺畅使用，广泛应用于网银、网游、电信领域。故B选项错误。ACD选项属于动态密码的产生形式，故正确。本题为选错题，所以答案选B。18.飞机：天空A.火车：公路B.轮船：山坡C.轿车：渡口D.潜艇：海洋答案：D 本题解析：事物及其特定场合。飞机在天空中飞行，潜艇在海洋中行驶。19.面对生态危机、发展困境和时代呼唤，树立正确的生态意识，转变传统的以经济发展和国内生产总值（GDP）考核为主的政绩观，坚持绿色发展观，已是（ ）。观念是行动的（ ），大自

37、然的生态危机首先是“人类意识的污染”。A.势在必行主宰B.大势所趋先导C.自然而然前提D.势不可挡指导答案：B 本题解析：本题属于逻辑填空题目。第一空，文段说面对生态危机，要树立环保意识，这种形势应该是“势在必行”或者“大势所趋。”均可，C项“自然而然”程度过轻，不能表现一种坚决的态度，D项“势不可挡”程度太重，可排除。第二空，是指用观念指导行动，且说首先是意识方面的污染，所以应该表现一种时间上的前后。故观念应是行动的“先导”。B项当选。因此，选择B选项。20.传统乡村文化对维护乡村社会的和谐与稳定起着重要作用，众多的乡村文化研究学者也在高声呼吁对传统乡村文化的保护，但实际情况是“曲高和寡”，

38、传统乡村文化的衰落之势日趋明显。这段文字主要说明的是（ ）。A.传统乡村文化具有重大作用B.传统乡村文化“曲高和寡”C.传统乡村文化需要保护D.传统乡村文化已日渐衰落答案：C 本题解析：文段首先说传统乡村文化很重要，接着指出传统乡村文化衰落之势日趋明显。可见，文段意在说明的是要保护传统乡村文化。C 项准确地概括了文段主旨，当选。D 项迷惑性比较大，由“实际情况是曲高和寡”可知，正是因为响应学者的呼吁的人很少，所以传统乡村文化衰落之势日趋明显，所以作者旨在呼吁更多的人来保护乡村文化。故选C。21.With a sense of crisis mounting and the EU unable

39、to respond, countries will be increasingly inclinedto act unilaterally or even-in the case of Britain-leave the bloc altogether.The refugee crisis is already threatening cherished ideas about open borders. In the past couple of days, Germany has reimposed frontier controls with Austria-which, in tur

40、n, has imposed controls at its border with Hungary, which itself is working feverishly to complete a barbed-wirefence to protect its frontier with non-EU Serbia. Controls have been tightened on the French-Italian borders, while migrants camp miserably in Calais, hoping to cross to England.If the EU

41、somehow gets a grip on the migrant crisis, these measures might be no more than temporary expedients. But if the pressure of would-be refugees heading for Europe remain intense, then temporary measures could harden into permanent controls.Questions marks over open borders will easily shade into wide

42、r issues about access to welfare systems and labor markets. That is because EU countries are realizing thatin a border-free single marketa unilateral change of asylum rulesby Germany had implications for the immigration policies of all member states. Once migrants get citizenship in one EU country,

43、they have the right to move to any other, to work there and to claim benefits. But if free movement of people and labor come into question, so does the EUs single marketits central achievement.The refugee issue has for the moment, overshadowed the euro. But the problems of the single currency have n

44、ot gone away. On the contrary, Greeces decision this summer to knuckleunder and accept yet another austerity package has made the Eurozone look increasingly like a trap.Even Greece, which is profoundly unhappy with life in the Eurozone, cannot risk leaving for fear of provoking a financial and econo

45、mic crisis. Creditor countries such as Germany and the Netherlands are not much happier, as they fear they are being dragged into a system of permanent fiscal transfers towards the nations of Europe. Meanwhile, efforts to make the euro work better,by pressing ahead with a banking union, are stuck in

46、 Brussels. This does not look like a sustainable situation and the risk of euro break-up will surely return.The refugee and euro crisis bear on whether Britain will vote to stay in the EU, when it holds a referendum in 2016 or 2017. Until recently, the opinion polls looked promising for the pro-EU c

47、amp. But the migrant crisis plays directly into the most potent issue deployed by those campaigning for Britain to leave-which is that membership ofthe EU means that the UK cannot control immigration. More broadly, the British are less likely to stay inside an organization that seems to be failing.

48、If they vote to leave, the sense of crisiswithin the EU would then mount-raising the possibility of further defections.A partial unravelling and marginalization of the EU still looks more likely than a full-scale collapse. But even if an organization called the European Union continues to exist- run

49、ning buildings and paying salaries-it risks becoming increasingly irrelevant.We can infer from the passage that_.A.The idea of open borders will no longer existB.EUs central achievement is its single marketC.Members in EU seem incapable of coming up with effective responses to their problemsD.To avo

50、id sorry fates, members of EU must cooperate and take collective actions to deal with the common problems答案：C 本题解析：推断题。根据文章倒数第二段可知，难民和欧元危机为英国决定是否退出欧盟施加了一定的压力，如果英国退出了，成员国内的危机感会上升，可能会有更多国家退出。最后一段又说即便欧盟存在，也全貌合神离，故可以推断出欧盟成员国没能提出解决问题的好方法。22.从交易费用的角度来看，导致企业纵向一体化的交易因素是( )。A.交易成本异质性B.资产专用性C.机会主义行为D.有限理性答案：A

51、 本题解析：暂无解析23.根据以下内容，回答237-240题。Summer Travel SaleFigures published yesterday in a report on the national housing market show that consumers purchased more new homes in September than in any month yet this year. The increase of 14.1% over last month directly contradicts the predictions of market anal

52、ysts. It was a real shock to most of us, admitted Lashawnda Cassano, chief economist with the firm Capital Resources, LLTG. New-home sales were down so much in August and July that we simply expected the trend to continue. But this changes everything.The report states that 71,000 homes were sold in

53、the month of September. That is well above the figure of 62,000 sold in August and Julys one of 64,000. Previous months had seen the num-ber holding steady at around 68,000. These new numbers are sure to encourage investors, who have been hesitant to put their trust in the countrys economy since las

54、t springs downturn. All three national stock markets jumped up at least ten points on the news.The report is also likely to boost construction of new homes, as builders interpret it as a rise in consumer demand. However, if they react too enthusiastically, they risk flooding the market with new hous

55、es. Which couid have the effect of pushing down prices and cutting into the profits of the real estate industry.What does this article mainly discuss?A.An investment firms sales figuresB.A recessions effect on the real estate industryC.Yesterdays stock market activityD.An economic reports unexpected

56、 findings答案：D 本题解析：第一段第一句中说，全国住宅市场报告书中显示，9月份的数据对市场分析师的预测作了直接否定。然后继续说关于这个数据的分析和报告对房地产业的影响。因此正确答案是D。24.204， 180 12，84， 一36，( )。A.60B.24C.10D.8答案：A 本题解析：本题的规律是第一项减去第二项的差的一半是第三项，故括号内的数字是84+36/2= 60，故选A。25.经查询，北京直达富洲的高铁票已售罄，只有直达慢车尚有余票。另外，也可以选择从北京乘坐高铁到甲地，再从甲地乘坐高铁到富洲。北京距富洲2 189 千米；北京距甲地1 250 千米，甲地距富洲1 518千

57、米。直达慢车时速为123 千米小时，高铁时速为251 千米小时，但是高铁列车比直达慢车晚出发1.5小时，同时，在甲地转车需要2.5 小时。请问从北京到富洲，乘坐直达慢车比高铁转车（ ）。A.早1.7 小时B.早2.7 小时C.晚2.7 小时D.晚1.7 小时答案：C 本题解析：北京直达富洲用时为2189123=17.80 小时，从甲地转车用时为（1250+1518）251+2.5=13.53 小时，由于高铁比直达慢车晚出发1.5 小时，所以直达慢车比高铁转车晚17.80-（13.53+1.5）=2.77 小时，故选C。26.计算机病毒的本质是_。A.微生物B.遗传物质C.计算机系统漏洞D.计算

58、机指令或程序代码答案：D 本题解析：暂无解析27.When it comes to friends, I desire those who will share my happiness, who possess wings of their own and who will fly with me. I seek friends whose qualities illuminate me and train me up for love. It is for these people that I reserve the glowing hours, too good not to shar

59、e.When I was in the eighth grade, I had a friend. We were shy and too serious about our stud- ies when it was becoming fashionable with our classmates to learn acceptable social behaviors. We said little at school, but she would come to my house and we would sit down with pencils and paper, and one of us would say:Lets start with a train whistle today. We would sit quietly together and write separate poems or stor