[浙江]2022年浙江泰隆商业银行机要管理岗社会招聘(817)历年高频考点试题库答案解析

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1、浙江2022年浙江泰隆商业银行机要管理岗社会招聘(817)历年高频考点试题库答案解析(图片大小可自由调整)第1卷一.单项选择题(共20题)1.3,2,6,5,12,8,()。A.12B.18C.24D.30答案:C 本题解析:奇数项3,6,12,(24),是公比为2的等比数列;偶数项2,5,8,公差为3的等差数列。C选项正确,A、B、D选项错误。故本题正确答案选C。2.A.见图AB.见图BC.见图CD.见图D答案:B 本题解析:A、C、D为相对面排除。所以选B。3.Directions: Read the texts that follow. A word or phrase is missi

2、ng in some of the sentences. Four answer choices are given below each of the sentences. Select the best answer to complete the text. Questions 13 refer to the following letters. Geneva Designer Interiors, San Francisco Division May 17 Kelly OReilly Managing Director Geneva Designer Interiors Los Ang

3、eles Dear Ms. OReilly, As per your1, I have sent you a detailed copy of the minutes from our yearly planning meeting with our board members. Below, I have summarized the key points from the meeting: 1The proposal from headquarters to implement a pay raise for senior staff members was 2approved 2A mi

4、nimum 6 months hiring freeze was also unanimously approved to ensure adequate funds to cover the pay raises. 3However, the suggestion from headquarters to cut charitable donations by 15 was rejected by a vote of 62. 4Instead, a proposal was also made to cut the advertising budget by 10 to3additional

5、 funds. These additional funds can be used to hire temporary staff members during the hiring freeze 5A question was raised as to whether the pay raise would also entail additional responsibilities for senior staff members. Temporary workers could assist with additional responsibilities during the hi

6、ring freeze Sincerely, Jennifer Wilson San Francisco Store Manager3()A.resideB.dismountC.provideD.distract答案:C 本题解析:根据上下文和选项,可知此处表达“减少广告预算可以提供更多资金”,选项中C项符合文意。provide提供;准备。reside居住;属于。dismount下车;使下马。distract转移;分心。4.公司以其所持有的上市公司依法可转让股票出质向信用社贷款,并订立书面质押合同。根据中华人民共和国担保法规定,质押合同生效时间为()。A.贷款合同签订之日B.质押合同签订之日C

7、.权利凭证交付之日D.向登记机构办理出质登记之日答案:D 本题解析:根据中华人民共和国担保法,质押合同生效时间为向登记机构办理出质登记之日。5.某工厂原有3条产量相同的生产线,如果其中一条生产线改造后这3条生产线的总产量是以前总产量的1.5倍,那么3条生产线都进行同样的改造后,生产线总产量与改造前的生产线总产量之比是多少?A.4:3B.2:1C.5:2D.3:1答案:C 本题解析:本题属于工程问题。假设改造前三条生产线产量均为1,则产量之比是1:1:1,总产量为3,其中一条改造后,总产量为原来1.5倍,则产量为4.5,说明产量之比变为2.5:1:1,所有生产线进行相同改造,则均变为产量为2.5

8、,改造后总产量7.5,改造前总产量为3,因此,两者之比为5:2,C选项正确。因此,选择C选项。6.2,3,5,9,( ) A.11B.13C.15D.17答案:D 本题解析:第一项2一l=第二项,依此规律,921=(17)。7.中国银行的战略目标是()。A.建设中国一流现代商业银行B.追求卓越,持续增长,建设国际一流的大型跨国银行C.始终走在中国经济现代化的最前列,成为世界一流银行D.建设最盈利、最优秀、最受尊重的国际一流现代金融企业答案:B 本题解析:中国银行的战略目标是追求卓越,持续增长,建设国际一流的大型跨国银行。8.需要是指人们在想要达成某一目的时感觉到某种( )的状态。A.满足B.知

9、晓C.匮缺D.矛盾答案:C 本题解析:暂无解析9.2011年来华留学生(不含港、澳、台地区,下同)总人数比上年增长27521名,同比增幅为1038。其中自费生总人数266924名,比上年增长24224名,其他均为中国政府奖学金生,共计25687名。2011年来华留学生人数超过5000名的国家及其留学生人数国家人数国家人数蒙古7112巴基斯坦8516韩国62442哈萨克斯坦8287日本17961俄罗斯13340越南13549法国7592泰国14145德国5451印度尼西亚10957美国23292印度9370图2011年来自各大洲的在华留学生人数占全年在华留学生总数的比重2011年,来自亚洲的留学

10、生人数约为( )。A.152340B.164320C.187900D.202010答案:C 本题解析:2011年来华留学生总人数为266924+25687=292611人其中来自亚洲的留学生人数为2926116421293064=3000647064=1920004480=187520人,选择C项。10.营养的角度看,人们的膳食结构应提倡“三低一高”。“三低一高”指的是( )。A.低盐、低糖、低脂肪、高蛋白B.低盐、低糖、低脂肪、高纤维C.低盐、低糖、低脂肪、高水分D.低盐、低糖、低纤维、高蛋白答案:A 本题解析:所谓三低,就是低脂肪、低盐、低糖;所谓一高,就是高蛋白。低脂肪就是 少吃或不吃油

11、炸食品。低盐是尽量让口味清淡,少吃辛辣,以免让胃口大开又伤了脾胃。低糖 并不是说不吃糖,而是要严格控制冰淇淋、奶油蛋糕等热量高的食品。而高蛋白是维护人体器官的营养素,平常在饮食中要占到30%左右,但对于急于减脂的人,可以将蛋白质调高到60% 左右,但主要摄取的应该是植物蛋白,如豆类等。11.戏剧是人物扮演故事的表演艺术。表演是手段,故 事_核心。故事内涵在戏剧中的存在和被强调,意味着文学性成分的增强,于是便有了剧本。_戏剧是一种剧场中的表演艺术,没有剧本也可以有戏剧,_文学的参与使思想内涵深化了。填入横线部分最恰当的一项是( )。A.却是 尽管 所以B.才是 虽然 但是C.却是 尽管 所以D.

12、才是 尽管 但是答案:D 本题解析:“却是”有转折意味,才是有强调之意,题意是进一步而非转折意思,故选 “才是”,A、C排除。“尽管”表示姑且承认某种事实,下文往往有“但是、还是”表示转折的连词与之呼应;“虽然”表示承认甲事为事实,但乙事并不因为甲事而不成立,与题意不符,故选 “尽管”。12.关于维生素的描述,下列错误的是()。A.维生素对预防某些疾病发生有不可替代的作用B.过量服用维生素有可能增加一些不必要的健康风险C.孕妇、乳母和幼儿对维生素的需求量高于普通人D.与合理膳食结构相比,全面补充维生素更为重要答案:D 本题解析:人体对维生素的需要是不可缺少的,它能维持细胞的正常功能,调节人体的

13、新陈代谢。人体摄入维生素可以预防癌症、心血管病、高血压、糖尿病等疾病。因此A选项正确。但是维生素不可过量服用,长期过量服用维生素片还会对身体造成伤害,甚至引起中毒。经常大量补充维生素C会导致尿液中草酸盐、尿酸盐增多,容易形成尿路结石,因此B选项表述也正确。孕妇、乳母和幼儿由于营养的需要对维生素的需求量高于普通人因此C选项的表述也是正确的。D选项认为与合理膳食结构相比,全面补充维生素更为重要这是错误的。人体需要多种维生素和矿物质,不能仅补充维生素。故本题答案为D。13.北京市是个水资源严重缺乏的城市,但长期以来水价格一直偏低。最近北京市政府根据价值规律拟调高水价,这一举措将对节约使用该市的水资源

14、产生重大的推动作用。若上述结论成立,下列哪些项必须是真的?()。1有相当数量的用水浪费是因为水价格偏低造成的2水价格的上调幅度足以对浪费用水的用户产生经济压力3水价格的上调不会引起用户的不满A.1、2B.1、3C.2、3D.1、2和3答案:A 本题解析:用户的不满不会对节约用水产生直接性的影响,所以3应该排除,也就是说,B、C、D三项都不能选。14.正常儿童一时专注于一种或两种事情是常见的现象,比如学某部广告片里面的叮当声,或者要用某种米老鼠碗吃麦片。一般来说,这些临时的狂热最终都会过去。有些正常儿童天生就不爱表示热诚,不喜欢人抱,这并不说明他们就一定有孤独症。根据这段文字,可以推出的是()A

15、.孤独症儿童喜欢叮当声或米老鼠B.不喜欢人抱的儿童容易患孤独症C.异常专注与冷漠是孤独症的表现D.广告片有可能成为孤独症的诱因答案:B 本题解析:题干中只提到正常儿童也会喜欢叮当声或米老鼠,由此并不能推出孤独症儿童就喜欢叮当声或米老鼠,因此排除A;由题干可以看出异常专注与冷漠有可能是正常的,因此排除C;儿童学广告片,是临时的狂热,但不能说明广告片是孤独症的诱因,所以排除D;题干中说不喜欢人抱的儿童并不是就一定有孤独症,可以推出不喜欢人抱的儿童可能有孤独症,即这样的儿童患孤独症的可能性较大,所以正确答案为B。15.The personal computer was a revolution in

16、 information technology that spawned a $50 billion hardware business with another $30 billion in software and peripherals (e.g. mouse keyboard printer etc. ) by 199. During its short 15 years the industry evolved through three successive periods. During its first 5 to 6 years it was characterized by

17、 explosive growth and multiple small competitors vying for a piece of the market. From 1981 to 1985 the industry became a battle for standards and retail shelf space. The third eras was one of increasing fragmentation. From 1986 through 1991-1992 new manufacturers from around the world granted from

18、the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowedDuring the early years of the industry venture capital in the U.S. encouraged the entry of new firms that offered products in every conceivable shape and size. By 1980 new entrants flo

19、oded the market prompting distinct standards and unique technical features. Almost every firm had a different configuration of hardware and software. The first PC had relatively little speed or memory. However even these earl computers allowed managers to perform tasks that were very time consuming.

20、What was impossible during the early years of the industry?A.Sharing applications between machinesB.Programming on the computerC.Writing contracts the computerD.Buying keyboards and printers答案:C 本题解析:是非题。根据文段提到的“The third eras was one of increasing fragmentation”。A项提到小公司正在经历这一个艰难的时刻,这应该是第二阶段在这个行业的主要

21、特征。B项在文段中并没有完全提及。D项提到的标准问题也是在第二阶段的主要特征。因此答案选C。16.大凡能用声音、图画或文字去打动人们的艺术家,往往会历经沧桑,甚至要闯过多少生死的_,还得在日后反复地_,昼夜都不能停歇。既然已经耗尽了毕生的心血,投入了如此巨大的工夫,确实就应该永不停顿地奋斗下去,将自己美好和高尚的憧憬 始终存留在人们的心中。填入横线部分最恰当的一项是( )。A.关溢 揣摩B.关隘 琢磨C.关卡 琢磨D.关卡 揣摩答案:A 本题解析:关隘:险要的关口;关卡:为收税或警备在交通要道设立的检查站、岗哨。 根据题意,很明显应选“关隘”。揣摩:反复思考推求,揣度;琢磨:思索,考虑。题中“

22、还得在日 后反复地”可推知,用“揣摩”一词更合适。故本题答案为A。17.根据下列内容,回答216-220题。Looking back on my childhood,I am convinced that naturalists are born and not madeAlthough We were brought up in the same way,my brothers and sisters soon abandoned their pressed flowers and insectsUnlike them,I had no ear for music and languages

23、1 was not an early reader and I could not do mental arithmetic.Before World War I we spent our summer holidays in Hungary. I have only the dim memory of the house we lived in, of my room and my toys. Nor do I recall clearly the large family of grandparents, aunts, uncles and cousins who gathered nex

24、t door. But I do have a crystal-clear memory of dogs, the farm animals, the local birds and above all, the insects.I am a naturalist, not a scientist. I have a strong love of the natural world, and my enthusiasm has led me into varied investigations. I love discussing my favorite topics and enjoy bu

25、rning the midnight oil, reading about other peoples observations and discoveries. Then something happens that brings these observations together in my conscious mind. Suddenly you fancy you see the answer to the fiddle, because it all seems to fit together. This has resulted in my publishing 300pape

26、rs and books, which some might honor with the title of scientific research.But curiosity, a keen eye, a good memory and enjoyment of the animal and plant world do not make a scientist; one of the outstanding and essential qualities required is self-discipline, a quality I lack. A scientist can be ma

27、de. A naturalist is born. If you can combine the two, you get the best of both worlds.According to the author, a born naturalist should first of all be_.A.full of ambitionB.self-disciplinedC.full of enthusiasmD.knowledgeable答案:C 本题解析:通读全篇,可知作者自童年起就一直热爱自然,这种热爱促使他进行各种研究,成为一名自然学家。故选C项。18.What is your f

28、avourite colour? Do you like yellow , orange ,red? If you do ,you must be an optimist, a leader, an active person who enjoys life, people and excitement. Do you prefer greys and blues? Then you are probably quiet,shy, and you would rather follow than leaD. You tend to be a pessimist. At least, this

29、is what psychologists tell us, and they should know,because they have been seriously studying the meaning of colours preference, as well as the effect that colours have on human beings. They tells us, among other facts,that we do not choose our favourite clour as we grow up-we are born with our pref

30、erence.If you happen to love brown, you did so, as soon as you opened your eyes, or at least as soon as you could see clearly.Colours do influence our moods-there is no doubt about it .A yellow room makes most people feel more cheerful and more relaxed than a dark green one; and a red dress brings w

31、armth and cheer to the saddest winter day. On the other hand ,black is depressing. A black bridge over the Thames River, near London, used to be the scene of more suicides than any other bridge in the area -until it was repainter green.The number of suicide attempts immediately fell sharply ;perhaps

32、 it would have fallen even more if the bridge had been done in pink or baby blue.Light and bright colours make people not only hppier but more active. It is an established fact that factory workers work better,harder ,and have fewer accidents when their machines are painted orange rather than black

33、or grey.If one enjoys life, one is sure to prefer_.A.red to yellowB.blue to orangeC.red to greyD.blue to yellow答案:C 本题解析:暂无解析19.活期储蓄存款开户起存金额是( )A.1 元B.10 元C.50 元D.100 元答案:A 本题解析:暂无解析20.你逃出石碑的包围,最终来到了石碑阵的出口。同入口一样,出口也被两座石碑左右合拢挡住。每块石碑上各有一个锁孔,左边石碑锁孔下方悬挂着一个黑布袋,右边石碑锁孔下悬挂着一个白色布袋。石碑上有一段文字:“黑白两袋各有钥匙5 把,5 把钥匙

34、中有2 把真钥匙和3 把假钥匙。每次可以从黑白两袋中各拿一把钥匙尝试,如果都是真钥匙,则石碑打开;否则,钥匙会被石碑吞没。你可以尝试两次!”你成功闯出石碑阵的概率有多大?A.32%B.31%C.24%D.16%答案:B 本题解析:暂无解析二.多项选择题(共20题)1.分销渠道能够完成的功能包括( )。A.资金融通B.物流储运C.市场调研D.风险承担答案:A、B、C、D 本题解析:本题考查分销渠道的一些功能。2.在我国,人们经常提到有关财政的“两个比重”是指( )A.财政收入占社会总产值的比重B.财政收入占国民生产总值的比重C.财政收入占国内生产总值的比重D.中央财政收入占国内生产总值的比重E.

35、中央财政收入占全国财政收入的比重答案:C、E 本题解析:暂无解析3.关于评价中心方法的说法,正确的有( )。A.评估人员一般为企业的直线经理或相关领域的专家B.评估者与被评估者双方互相质疑,不能互相信赖C.评估人员应接受严格的评价训练D.评估人员应对招聘岗位的工作内容熟悉E.评估人员应随时对被评估者的表现进行现场点评答案:A、C、D 本题解析:适用评价中心技术需要注意的问题:评估人员一般要规避现场、以保证标准环境;评估人员一般为企业的直线经理或相关专家,对工作比较熟悉,也容易为被测试者所接受;参评人员要接受严格的训练,训练时间的长短视评价中心的复杂程度而确定;评估人员与被测试者应当不熟悉,评价

36、过程中采用规范的评估形式,保证评估双方相互信赖。4.商业信用是企业之间进行商品交易时提供的信用,主要包括( )。A.赊销B.消费贷款C.出口信贷D.预付货款E.抵押贷款答案:A、D 本题解析:暂无解析5.Five years ago, David Smith wore an expensive suit to work every day I was a clothes addict, he jokes I used to carry a fresh suit to work with me so I could change if my clothes got wrinkled Today

37、David wears casual clothes-khaki pants and a sports shirt to the office He hardly ever wears a necktie Im working harder than ever, David says, and I need to feel comfortableMore and more companies are allowing their office workers to wear casual clothes to work In the United States, the changes fro

38、m formal to casual office wear have been slow In the early 1990s, many companies allowed their workers to wear casual clothes on Friday (but only on Friday) This became known as dress-down Friday or casual Friday What started out as an extra one-day-a-week benefit for workers has really become an ev

39、eryday thing said business adviser Maisly JonesWhy have so many companies started allowing their workers to wear casual clothes One reason is that its easier for a company to attract new workers if it has a casual dress code A lot of young people dont want to dress up for work, says the owner of a s

40、oftware company, so its hard to hire people if you have a conservative dress code Another reason is that people seem happier and more productive when they are wearing comfortable clothes In a study made by Levi Strauss and Company, 85 percent of employers said that casual dress has a side effect on

41、work Supporters of casual office wear also say that a casual dress code helps them save money Suits are expensive, if you have to wear one every day, one person said For the same amount of money, you can buy a lot more casual clothesAccording to this passage, which of the following is TRUE?A.Company

42、 workers started to dress down about twenty years agoB.Dress-down has become an everyday phenomenon since the early 1990sC.Dress-down Friday was first given as a favor from employersD.Many workers want to wear casual clothes to impress people答案:C 本题解析:由文章第二段第三句话可知,周五穿便装最初是雇主允许的故选C6.发展社会主义民主政治,最根本的就是

43、要把()有机统一起来。A.党的领导B.人民当家做主C.以德治国D.依法治国答案:A、B、D 本题解析:发展社会主义民主政治,最根本的是要坚持党的领导、人民当家做主和依法治国的有机结合和辩证统一。推进政治体制改革,要从我国国情出发,坚定不移地走自己的政治发展道路,坚持社会主义政治制度的自我完善和发展。其中,党的领导是人民当家做主和依法治国的根本保证,人民当家做主是社会主义民主政治的本质要求,依法治国是党领导人民治理国家的基本方略。故本题正确答案为ABD。7. “三师队伍”建设中应坚持的原则是()。 A.明确目标B.抓住重点C.统一行动D.因材施教答案:A、B、D 本题解析:暂无解析8.影响需求价

44、格弹性的因素有()。A.替代品的数量和相近程度B.商品的重要性C.商品用途的多少D.资金有机构成不同答案:A、B、C 本题解析:影响需求的价格弹性的因素很多,其中主要有商品的可替代性、用途的广泛性、对消费者生活的重要程度、消费者对商品的价格预期、商品在消费者预算中的比例等方面。9.中国建设银行大力推广“跨行付”应用,通过该应用,商户仅需与建设银行一家合作即可完成所有银行卡的线上支付受理。这款应用作为建行电子支付的创新和补充打通了( )问的壁垒,打造“跨银行、跨客户、跨渠道”的一站式支付服务,抢滩电子支付市场。A.银行与银行间B.个人与企业客户间C.PCD.移动端答案:A、B、C、D 本题解析:

45、暂无解析10.商业银行负债管理的内容包括()A.证券投资管理B.资本管理C.存款管理D.借人款管理答案:B、C、D 本题解析:暂无解析11.下列关于我国投资银行(证券公司)现状的描述正确的是(www.TopS)。A.总资产及管理资产总规模较大B.现有业务中经纪业务在盈利中占比过高C.行业集中度较高D.公司治理结构和内部控制机制不完善E.整体创新能力不足答案:B、D、E 本题解析:我国投资银行面临的问题有:总资产及管理资产整体规模偏小、行业集中度不足、经纪业务在盈利中占比过高、公司治理结构和内部控制机制不完善、整体创新能力不足。12.下列符合“墨菲定律(MurphysLAw)”的说法是()。A.

46、当我们对某件事情有非常强烈期望的时候,所期望的事物就会出现B.任何一种不良现象的存在,都在传递着种信息,这种信息会导致不良现象的无限扩展C.事物发展的结果,对初始条件具有极为敏感的依赖性,初始条件的极小偏差,都将可能会引起结果的极大差异D.事情如果有变坏的可能,不管这种可能性有多小,它总会发生答案:B、C、D 本题解析:本题考查墨菲定律相关知识点,“墨菲定律”的根本内容是“凡是可能出错的事有很大几率会出错”,指的是任何一个事件,只要具有大于零的机率,就不能够假设它不会发生。所以当我们对某件事情有非常强烈期望的时候,所期望的事物就会出现,属于心理预期,不符合墨菲定律的概念,故A选项错误;任何一种

47、不良现象的存在,都在传递着种信息,这种信息会导致不良现象的无限扩展,可以概括为凡是可能出错的事有很大几率都会出错,故B选项正确;事物发展的结果,对初始条件具有极为敏感的依赖性,初始条件的极小偏差,都将可能会引起结果的极大差异,可以概括为凡是可能出错的事有很大几率都会出错,故C选项正确;事情如果有变坏的可能,不管这种可能性有多小,它总会发生,符合墨菲定律概念,故D选项正确;所以答案选BCD。13.银行真题注:第6、7、9、10、11、12列中温度、降水和日照指标之后的数字表示特定的月份。材料要点本题材料是一个具有一级标目的表格标题:世界部分城市气候状况单位:米、度、mm、小时横标目:国家、地理纬

48、度、海拔、平均温度、最冷月平均温度、最暖月平均温度、年平均降水等各气候状况指标纵标目:北京、香港、鄂木斯克等十二个城市关注点表格中数据繁多,要注意根据题干筛选数据,并注意各个指标的单位。表中最冷月与最暖月温差在20度以上的城市有多少?()A.2B.3C.4D.5答案:C 本题解析:由表第67列可知,最冷月与最暖月温差在20度以上的城市有北京、鄂木斯克、海参崴、东京4个城市,选择C。14.Anne Whitney, a sophomore at Colorado State University, first had a problem taking tests when she began c

49、ollege I was always well prepared for my tests Sometimes I studied for weeks before a test Yet I would go in to take the test, ouly to find I could not answer the questions correctly I would blank out because of nervousness and fear I couldnt think of the answer My low grades on the tests did not sh

50、ow what I knew to the teacher Another student in biology had similar experiences He said: My first chemistry test was very difficult Than, on the second test, I sat down to take it, and I was so nervous that I was shaking My hands were moving up and down so quickly that it was hard to hold my pencil

51、 I knew the material and I knew the answers Yet I couldnt even write them down! These two young students were experiencing something called test anxiety Because a student worries and is uneasy about a test, his or her mind does not work as well as it usually does The student cannot write or think cl

52、early because of the extreme tension and nervousness Although poor grades are often a result of poor study habits, somethnes test anxiety causes the low gradesRecently, test anxiety has been recognized as a real problem, not just an excuse or a false explanation of lazy studentsSpecial university ad

53、vising courses try to help students In these courses, advisors try to help students by teaching them how to manage test anxiety At some universities, students take tests to measure their anxiety If the tests show their anxiety is high, the students can take short courses to help them deal with their

54、 tensions These courses teach students how to relax their bodies, Students are trained to become calm in very tense situations By controlling their nervousness, they can let their minds work at ease Learned informatian then comes out without difficulty on a testAn expert at the University of Califor

55、nia explains: With almost all stttderltS, relaxation and less stress are felt after taking our program Most of them experience better control during their tests Almost all have some improvement With some, the improvement is very greatA University of California advisor said _A.all students could over

56、come the anxiety after taking a special test anxiety programB.almost all students felt less stress after taking a University of California advising courseC.students found it difficult to improve even thougb they had taken a special test anxiety courseD.students found it easy to relax as soon as they

57、 entered a University of California advising course答案:B 本题解析:由最后一段“With almost all stodents,relaxation andless stress arefelt aftertaking our program,可知,几乎所有的学生在参加过我们的项目之后,会变得更轻松,压力感减少:因此答案为B。15.下列关于GDP(国内生产总值)指标的说法中,正确的有( )。A.用现行价格计算的GDP可以用来计算经济增长速度B.用不变价格计算的GDP可以用来计算经济增长速度C.GDP包含了伴随经济增长而来的生态与环境变化的影响D.提出绿色GDP概念是为了强调在经济增长过程中要注意对环境的保护E.用现行价格计算的GDP可以反映一个国家或地区的经济发展规模答案:B、D、E 本题解析:暂无解析16.贷款损失准备金的类别主要包括()。A.弥补贷款组合未来损失与不良贷款内在损失程度无关的一般准备金B.根据贷款风险分类,根据其内在损失程度按不同比例计提的一般准备金C.根据贷款的国别、行业、特别风险等提取的特别准备金D.根据贷款风险分类,根据其内在损失程度,按不同比例计提的专项准备金答案:A、C、D 本

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