[江苏]姜堰农村商业银行2023校园招聘笔试参考题库答案详解

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1、江苏姜堰农村商业银行2023校园招聘笔试参考题库答案详解（图片大小可自由调整）第1卷一.单项选择题(共50题)1.阅读理解The Norwegian Government is doing its best to keep the oil industry under control. A new law limits exploration to an area south of the southern end of the long coastline; production limits have been laid down (though these have already be

2、en raised) ; and oil companies have not been allowed to employ more than a limited number of foreign workers. But the oil industry has a way of getting over such problems, and few people believe that the Government will be able to hold things back for long. As a Norwegian politician said last week:

3、We will soon be changed beyond all recognition. Ever since the war, the Government has been carrying out a programme of development in the area north of the Arctic Circle. During the past few years this programme has had a great deal of success: Tromso has been built up into a local capital with a u

4、niversity, a large hospital and a healthy industry. But the oil industry has already started to draw people from the south, and within a few years the whole northern policy could be in ruins.The effects of the oil industry would not be limited to the north, however. With nearly 100 percent employmen

5、t, everyone can see a situation developing in which the service industries and the tourist industry will lose more of their workers to the oil industry. Some smaller industries might even disappear altogether when it becomes cheaper to buy goods from abroad.The real argument over oil is its threat t

6、o the Norwegian way of life. Farmers and fishermen do not make up most of the population, but they are an important part of it, because the Norwegians see in them many of the qualities that they regard with pride as essentially Norwegian. And it is the farmers and the fishermen who are most critical

7、 of the oil industry because of the damage that it might cause to the countryside and to the sea.16. The Norwegian Government would prefer the oil industry to _.A.provide more jobs for foreign workersB.slow down the rate of its developmentC.sell the oil it is producing abroadD.develop more quickly t

8、han at present答案：B 本题解析：通过文章开头The Norwegian Government is doing its best to keep the oil industry under control. A new law limits exploration to可以推出，挪威政府正竭尽全力把石油工业控制起来，制定新法律来限制勘探开采，限制产量等，B项符合题意。2.某品牌智能手机2016年销量的25%，相当于2015年销量的40%，请问，2016年的销量与2015年相比（）。A.降低了15%B.提高了15%C.提高了30%D.提高了60%答案：D 本题解析：赋值法，设2

9、016年的手机销量为100台，则销量的25%为25台，则2015年的销量为2540%=62.5台，2016年的销量比2015年多（100-62.5）62.5=60%。D选项正确，A、B、C选项错误。故本题正确答案选D。3.中央一些部委和一些省市公开招考司（局、厅）级和处级领导者的制度是（ ）。A.聘任制B.考任制C.选任制D.委任制答案：B 本题解析：我国行政领导者的产生方式通常有四种：选任制、委任制、考任制和聘任 制。选任制指通过直接或间接选举制度选举产生行政领导者的制度。如我国由人大代表投票 选举产生政府领导者。委任制，又称任命制，指由立法机关或其他任免机关经过考察而直接任 命产生行政领导

10、者的制度。如国务院常务会议有权任命各部委领导者的副职，直属机关和办 事机关的正、副职领导者。考任制指根据统一的、客观的标准，按照公开考试、择优录用的程序 产生的行政领导者的制度。考任制源于我国古代科举制，但现代的考任制与科举制已有了本 质意义上的不同。如中央一些部委和一些省市公开招考司（局、厅）级和处级领导者。聘任制指根据工作需要，通过签订合同的方式选用外部人员在一定的任期内担任一定的行政领导职务的制度。4.“读书足以怡情，足以博彩，足以长才。”英国哲学家培根论述读书之益的这句话广为人知。但尽管人们公认读书令人受益无穷，在中国爱读书的人依然不多。近几年的国民阅读率调查显示，中国人年均读书不超过

11、4本，有一半以上的成年人一年一本书也没读过。可见对大多数人而言，读书的动力严重不足。不过，英国人最近的一项调查也许能给国人增添一个读书的理由。根据这段文字，作者接下来最有可能（ ）。A.分析英国人的调查对国人阅读的影响B.介绍英国人的这项关于阅读的调查C.列举我国国民阅读动力不足的原因D.提出改善我国国民阅读现状的举措答案：B 本题解析：文段首先由培根的名言引出我国国民阅读的现状，并以一些调查数据来佐证接着由“可见”总结出对大多数人而言，读书的动力严重不足的结论最后以“不过”转折，引出了英国人最近的一项调查也许能给国人增添一个读书的理由。分析可知。文段接下来最有可能介绍这个可能促使国人加强阅读

12、的调查。C项、D项与文段内容联系较小，排除，A项与文段衔接不如B项紧密。故本题选B。5.目前，我国的人均耕地面积仅I. 43亩，不到世界平均水平的40%。在2000多个县（市）中，有600多个县（市）人均耕地面积在国际公认的人均耕地警戒线以下。这个国际公认的人均耕地警戒线标准是（）。 A.0.2亩B.0.5亩C.0.8亩D.I.2亩答案：C 本题解析：国际公认的人均耕地警戒线标准是0.8亩。6.discovered that my baggage had been lost. I didnt have any choice but to wait at the airport for five

13、hours while your employees tried to trace the whereabouts of my baggage. I left the airport without mybelongings as I had an important meeting to attend.It has been one week, and I have not been contacted regarding my baggage. For this reason, I stronglyfeel that I should be compensated for the item

14、s that were lost. I hope to hear from your office ( )the week.Sincerely yours,NATHAN HALLA.withinB.fromC.sinceD.near答案：A 本题解析：暂无解析7.行政处罚法规定，作为例外，行政机构及其执行人员可以当场收缴行政处罚罚款。但在 ( )情况下，当事人有权拒绝缴纳罚款。A.依法给予20元以下的罚款处罚的B.不当场收缴事后难以执行的C.不出具省、自治区、直辖市财政部门统一制发的罚款收据的D.不适用听证程序作出罚款处罚决定的答案：C 本题解析：行政机关及其执法人员当场收缴罚款的，必须向当事

15、人出具省、自治区、 直辖市财政部门统一制发的罚款收据；不出具财政部门统一制发的罚款收据的，当事人有权拒 绝缴纳罚款。本题正确答案选C。8.古代有一个地方，只有两种人，骑士和无赖。骑士说真话，无赖说假话，但从外表上看不出什么分别。一个学者遇到两个人，甲和乙，他问甲：“你们两个当中肯定有一个骑士？”甲说：“没有”。请你判断甲和乙分别是（ ）。A.甲是骑士，乙是无赖B.甲、乙都是骑士C.甲是无赖，乙是骑士D.甲、乙都是无赖答案：C 本题解析：假设甲回答真话，则两人当中没有骑士，而根据陈述中的前提可知甲是无赖，那么乙是骑士，C项正确。9.我在深夜里浏览着吕氏春秋本味和列子汤问 ，_着知音这两个字的分量

16、。忽然觉得伯牙老人隐隐约约地从这两本典籍的字缝里走了出来。当我向他衷心致敬时， 多么想_地劝慰他，继续弹奏那震撼人们灵魂的声音吧。填入横线部分最恰当的一项是（ ）。A.思忖 唐突B.思忖 冒昧C.思索 唐突D.思索 冒昧答案：A 本题解析：思忖：思量，想的意思；思索：思考探求（问题等）。根据题意应选“思忖”。 唐突：乱闯，冒犯的意思；冒昧；（言行）不顾地位、能力、场合是否适宜，多用作谦词。根据题意，“唐突”较合适，去劝慰伯牙老人已决定的事，多少有些冒犯。故本题选A。10. 2013年8月，国务院正式批准设立中国(上海)自由贸易试验区，并于9月29日挂牌成立。该试验区成立时，以（）为核心，实行政

17、府职能转变、金融制度、贸易服务、外商投资和税收政策等多项改革措施。并将大力推动上海市转1：3、离岸业务的发展。 A.外高桥保税区B.外高桥保税物流园区C.洋山保税港区D.上海浦东机场综合保税区答案：A 本题解析：2013年8月，国务院正式批准设立中国(上海)自由贸易试验区。该试验区成立时，以上海外高桥保税区为核心，辅之以机场保税区和洋山港临港新城，成为中国经济新的试验田，实行政府职能转变、金融制度、贸易服务、外商投资和税收政策等多项改革措施，并将大力推动上海市转口、离岸业务的发展。2013年9月29日，上海自由贸易区正式挂牌成立。11.货币可兑换程度主要取决于国家的（）。A.技术实力B.经济实

18、力C.经济结构D.政治政策答案：B 本题解析：货币兑换程度主要取决于国家的经济实力。12.沈阳、北京、台北三大故宫举世闻名，按照建造时间先后排序正确的是（ ） A.沈阳故宫北京故宫台北故宫B.沈阳放宫台北故宫北京故宫C.北京故宫沈阳故宫台北故宫D.台北故宫沈阳故宫北京故宫答案：C 本题解析：北京故宫建于明朝永乐年间，沈阳故宫建于淸太祖努尔哈赤期间，台北故宫为国民党迁居台湾后建造。13.某部门派出10名代表参加某次竞赛，已知前九名的平均成绩是88分，所有人的平均成绩是87分，请问最后一名的成绩是多少分?（）A.84B.78C.88D.81答案：B 本题解析：最后一名的成绩是8710-889=78

19、分。14.在PowerPoint中，如需要在当前的幻灯片中加入自己的相片，要用到（ ）菜单。A.格式B.插入C.编辑D.设置答案：B 本题解析：点击“插入”，选择“图片”选项，再选择自己想要插入的图片即可。15. 一项经济且有效的信息收集方法，它通过对于工作相关的现有文献进行系统的分析来获取工作信息，这种工作分析方法称为（）。 A.问卷法B.文献分析法C.访谈法D.工作实践法答案：B 本题解析：本题考查文献分析法的含义。16.农行的广告语_A.恒业行远，至诚相伴B.诚信立业， 稳健行远C.大行德广伴您成长D.诚信立业， 稳重行远答案：C 本题解析：暂无解析17.Questions refer

20、to the following article. On Friday June 7, 2013, we will undergo a major system upgrade that will bring into play more sophisticated technology to enhance the services and products that we can provide to you，our valued customer. These upgrades include making our debit card program “real-time” new a

21、nd improved online banking, mobile banking and bill pay and more! We are excited about these changeswe believe that our new system will enable us to be able to focus even more on helping our customers，like you! It is important to us that this transition be a smooth one for you. These are just a few

22、of the various changes that will soon take place. Please feel free to contact one of our friendly customer service representatives in Fisher or Mahomet with any questions you may have! Fisher National Bank has a longstanding tradition of providing exceptional financial service. We want to thank you

23、for being part of this tradition and for allowing us to meet your financial needs. We appreciate your patience through this exciting change and we value your trust and confidence. All locations will be closing at 100p.m. on Thursday June 6, 2013；however, drive ups will remain open as usual. Normal b

24、usiness hours will resume on Friday June 7. Online banking will not be available from June 6 through June 9. Login（user）name will not change. Once the new system is in place on June 10（approximately 9a.m.）, you will be prompted for your secret answer. Please note: After the conversion to the new onl

25、ine banking system, you will no longer be able to see transaction history prior to June 6. Please log in prior to this to print off any history or statements.The word “exceptional” in Paragraph 2, Line 1, is closest in meaning to（）.A.representativeB.typicalC.differentialD.extraordinary答案：D 本题解析：exce

26、ptional 意思是例外的，独特的；D项意思是特别的。18.60-64根据以下资料。回答问题。据抽样调查。上海市城市居民家庭人均可支配收入构成情况及部分城市城镇居民家庭人均可支配收入增长情况如表4、图1所示：2012年第一季度上海城市居民家庭人均可支配收入增幅同比提高了04个百分点。则2010年第一季度上海城市居民家庭可支配收入为（）元。A.10028B.8929C.1273D.1233答案：B 本题解析：19.The apartments on the lower floors cost less because they are more exposed _ dust and the n

27、oise of traffic.A.toB.withoutC.fromD.against答案：A 本题解析：暂无解析20.Questions 76-80 refer to the following information.Disagreements among economists are legendary, but not on the issue of free trade. A recent survey of prominent economists both conservative and liberal concluded that an economist who argu

28、es for restricting international trade is almost as common today as a physician who favors leeching.Why the International free trade, economists agree, makes possible higher standards of living all over the globe.The case for free trade rests largely on this principle: as long as trade is voluntary,

29、 both partners benefits, otherwise they wouldnt trade. The buyer of a shirt, for example, values the shirt more than the money spend, while the seller values the money more. Both are better off because of the sale. Moreover, it doesnt matter whether the shirt salesman is from the United States or Ho

30、ng Kong （or anywhere else）.The vast majority of American manufactures face international competition. This competition forces companies to improve quality and cut costs. By contrast, protectionism encourages monopoly, lower quality and higher prices.Americans pay an enormous price for protection ove

31、r $60 billion a year, or $1000 for a family of four. Thanks to protectionism, for example, American consumers pay twice the world price for sugar.Free trade also makes the world economy more efficient, by allowing nations to capitalize on their strengths. The United States has an advantage in food p

32、roduction, for instance, while Saudi Arabia has an advantage in oil. The Saudis could undertake massive irrigation to become self-sufficient in food, but it is more economical for them to sell oil and purchase food from us. Similarly, we could become self-sufficient in petroleum by squeezing more ou

33、t of oil shale. But it is much less costly to buy some of our oil from Saudi Arabia. Tarde between our two countries improves the standard of living in both.Protectionism is both wasteful and unjust. It taxes most heavily the people who can least afford it. Thus, tariffs that rise the price of shoes

34、 burden the poor more than the rich. Despite the powerful case for free trade, the United States and the rest of the world have always been protectionist to some degree. This is because free trade benefits the general public, while protectionism benefits special interest group, which are better orga

35、nized, better financed and more informed. To make matters worse, much of what we hear on this issue is misinformation spread by the special interests themselves.According to the free trade principle, the author suggests that _.A.Saudi Arabia build its own food industryB.Saudi Arabia import food from

36、 U. SC.U.S. become self-sufficient with its oilD.U.S. explore its oil shale答案：B 本题解析：细节题。题目意思是“根据自由贸易规则，作者提出什么建议”。根据第六段所列举的例子可知，美国在食品生产上占优势，而沙特阿拉伯在石油方面占优势。沙特能够通过大规模的灌溉实现食品方面自给，但通过卖石油购买食品更经济一些。同样，美国也可以通过从油页岩上挤出石油实现自给，但这样比从沙特直接购买石油耗资更大，由此可知B 项“沙特应该从美国进口食品”为正确答案。其言外之意是“发展自己的食品业就不够经济”；同样道理，美国自己在石油方面自给自足

37、耗资巨大”，也就是说“使用油页岩开采石油”也是不值得提倡的。21.货币制度最基本的内容是规定（ ）。A.货币材料B.货币名称C.货币单位D.价格标准答案：A 本题解析：暂无解析22.研究人员挑选了 600多名学生让他们在屏幕背景分别为红蓝两色的电脑上接受测试。结果用红色背景电脑的人在记忆校对等准确性测试方面得分较高，而使用蓝色背景电脑的人则表现出了更出色的想象力和创造力。该年运动会上，穿红色服装的运动员在拳击、跆拳道、摔跤等比赛中的获胜率为60%。蓝天、海洋给人带来开放和宁静感。由此推出（）A.颜色在人的潜意识中象征某种优势B.蓝色易促使人表现出更多的创造力C.红色和蓝色容易影响人的认知和行为

38、D.红色易使人联想起愤怒、进攻性和勇气答案：C 本题解析：题干前两句讲述了红、蓝两色对人们认知方面的影响，后两句讲述了红、蓝两色对人们的行为产生的影响，故这段文字可以得出红色和蓝色容易影响人的认知和行为的结论。故选C。23.A、B 两人周末去体育场进行羽毛球比赛，两人总共用去 13 个羽毛球，A 比 B 多用了 3 个，那么 A、B 两人分别用了（ ）个A.3，10B.10，3C.8，5D.5，8答案：C 本题解析：AB=3 个，四个选项中只有 C 项中的数字符合。24.Question 6670 refer to the following letter and information.AP

39、PLE AND CELERY SALAD100ml mayonnaise50g chopped fresh cilantro leaves8 celery stalks6 crisp red applesWhisk together mayonnaise, cilantro, and lemon juice in a small bowl until combined. Add salt and people to taste. Cut celery and apply into pieces. Toss together celery, apple, and dressing.Total p

40、reparation time: 5 minutes.Serves 8 as a side dish.To: Editors of Eat Right MagazineAs a long-time subscriber to Eat Right Magazine, I have frequently sampled your recipes and must credit you with some excellent results. Your recent April-May issue was, as always, packed with healthy, delicious meal

41、s, many of which I have already prepared at home.Several days ago, however, I attempted to make the apple and celery salad from the recipe on page 57 of the magazine in the Healthy, Quick, and Easy section. While the salad was flavorful, I was not satisfied with the recipe for two reasons. First, it

42、 should be noted that a salad containing100ml of mayonnaise, to be divided among eight servings, is not particularly healthy. I was surprised to find a recipe with so much mayonnaise in an Eat Right recipe. Second, while the directions suggested that five minutes preparation time was sufficient, I f

43、ound the time to be underestimated by quite a bit. Finely slicing so much celery and so many apples was quite time consuming and certainly took longer than five minutes. You might adjust this assessment when you publish this recipe in the future.I look forward to receiving the next issue of Eat Righ

44、t Magazine, and I hope that it will contain more of the simple, nutritious recipes that I have come to expect.Sincerely.Francesca BertoliniWho is Francesca Bertolini?A.A subscriber to Eat Right MagazineB.A magazine editorC.A restaurant chefD.A writer at Eat Right Magazine答案：A 本题解析：暂无解析25.信息时代，信息的存在形

45、式与以往的信息形态不同，它是以声、光、电、磁、代码等形态存在的。这使它具有“易转移性”，即容易被修改、窃取或非法传播和使用。加之信息技术应用日益广泛信息技术产品所带来的各种社会效应也是人们始料未及的。在信息社会，人与人之间的直接交往大大减少取而代之的是间接的、非面对面的、非直接接触的新式交往。这种交往形式多样信息相关人的行为难以用传统的伦理准则去约束作为一篇文章的引言，这段文字后面将要谈论的内容最可能的是（）。银行真题A.信息存在形式的更新B.信息社会与信息伦理C.人际交往形式的多样化D.信息技术产品与生活方式答案：B 本题解析：整段材料都在介绍信息时代的社会背景及其产生的问题：信息存在形态发

46、生了变化，使得信息具有“易转移性”；信息技术产品的广泛使用，给人们带来了各种始料未及的社会效应：人际交往的多样化，使得信息相关人的行为难以用传统的伦理准则去约束。概括起来信息时代的社会背景就是信息社会，产生的问题就涉及到信息伦理，综合起来就是选项B。而A、C、D三项都只是信息社会的某一方面。故本题答案为B。26.Social change is more likely to occur in societies where there is a mixture of different kinds of people than in societies where people are sim

47、ilar in many ways The simple reason for this is that there are more different ways of looking at things present in the first kind of society There are more ideas,more disagreements in interest,and more groups and organizations with different beliefs In addition, there is usually a greater worldly in

48、terest and greater tolerance in mixed societies All these factors tend to promote social change by opening more areas of life to decision In a society where people are quite similar in many ways, there are fewer occasions for people to see the need or the opportunity for change because everything se

49、etns to be the same And although conditions may not be satisfactory, they are at least customary and undisputedWithin a society, social change is also likely to occur more frequently and more readily in the material aspects of the culture than in the non-material, for example, in technology rather t

50、han in values; in what has been learned later in life rather than what was learned early; in the less basic mad less emotional aspects of society than in their opposites ; in the simple elements rather than in the complex ones; in form rather than in substance; and in elements that are acceptable to

51、 the culture rather than in strange elementsFurthermore, social change is easier if it is gradual For example, it comes more readily in human relations on a continuous scale rather than one with sharp difference This is one reason why change has not come more quickly to Black Americans as compared t

52、o other American minorities, because of the sharp difference in appearance between them and their white counterpartsAccording to the passage, which of the following is NOT true A Social change tends to meet with more difficulty in basic and emotional aspects of societyA.Social change tends to meet w

53、ith more difficulty in basic and emotional aspects of societyB.Disagreement with and argument about conditions tend to slow down social changeC.Social change is more likely to occur in the material aspect of societyD.Social change is less likely to occur in what people learned when they were young答案

54、：B 本题解析：根据第二段“social changes is also likely to occur more frequentry and more readily in the material aspectsin what has been leamed later in life rather than what was learned earlyin the less basic and less emotional aspectsof societythanintheir opposites”可知A、C、D项都正确而由第一段最后一句可知，不同的观点以及对现状不满可以加速社会变革

55、因此B项错误。27.华勒斯认为，直觉总是出现在意识的边缘而不是中心。他认为应该花力气去捕捉直觉，密切注意出现在思想的支流和回浪中而不是主流中的价值的设想。据说，有些人在直觉出现以前有某种预感。他们感到某种直觉性质的东西即将出现，但并不能确切地知道究竟是什么。华勒斯称其为“暗示”，这种现象似乎并不普遍。情感上的敏感性或许是科学家应该具有的一种可贵品质。一个伟大的科学家应被看作是一个创造性的艺术家，把他看成是一个仅仅按照逻辑规则和实验规章办事的人是非常错误的。文中画线句子的意思是（）。A.直觉并不是思维主流中的有价值的设想，它只不过是反复探究过程中的偶然发现B.直觉并不在自觉思考主流问题时出现，而

56、可能出现在与主流问题相关的思维阶段C.直觉是一种并不普遍存在的对结果即将出现的预感，与自觉思考的中心问题无关D.直觉常出现在不知道核心问题所在的模糊意识中，因此只能从边缘问题中去寻找答案：B 本题解析：首先依据“他认为应该花力气去捕捉直觉，密切注意出现在思想的支流和回浪中而不是主流中的有价值的设想”，再根据“思想的支流和回浪”这个比喻，可以推测出直觉出现在“与主流问题相关的思维阶段”中。A项中“直觉并不是主流中的有价值的设想”对原 文表述不完整，“反复探究过程中的偶然发现”与原文意思不符。C项中“直觉是一种并不普遍存在的对结果即将出现的预感”，结论过于武断，原文说“这种现象似乎并不普遍”，有“

57、似乎”一 词；另“与自觉思考的中心问题无关”之说与原文不符。D项中的“模糊意识”与原文不符，“核心”与“边缘”的概念也与原文不同。28.下题中缺少一个图。请从下边选项中选择一个插入上边图形以使上边的图形逻辑角度上能成双配对。2007年云南省农村信用社真题（）A.选项AB.选项BC.选项CD.选项D答案：C 本题解析：都有两个空心的封闭图形。29.某小区召开业主大会，会上物业管理处马主任现场解答业主的提问。其中符合法律规定的是( )。A.未经业主委员会同意，顶楼业主不得私自封闭屋顶天台B.未经业主委员会同意，开发商无权出售架空层内的车库C.经物业管理处同意，业主可在自家临街外墙设置广告牌D.经工

58、商行政管理部门许可，业主可将自家住宅改为商店答案：A 本题解析：根据最高人民法院关于审理建筑物区分所有权纠纷案件具体应用法律若干问题的解释第3条的规定，建筑物的基础、承重结构、外墙、屋顶等基本结构部分，通道、楼梯、大堂等公共通行部分，消防、公共照明等附属设施、设备，避难层、设备层或者设备间等结构部分。属于共有部分。因此屋顶天台属于该栋楼所有业主的共有面积而不是顶楼业主的单独所有。根据物权法第70条的规定，业主对建筑物内的住宅、经营性用房等专有部分享有所有权对专有部分以外的共有部分享有共有和共同管理的权利。因此未经业主委员会同意，顶楼业主不得私自封闭屋顶天台。A项说法正确。C项应由业主委员会同意

59、，故错误。根据物权法第74条第2款的规定，建筑区划内，规划用于停放汽车的车位、车库的归属由当事人通过出售、附赠或者出租等方式约定，因此开发商有权对这部分车位进行处理，无需经业主委员会同意所以B选项错误。物权法第77条规定，业主不得违反法律、法规以及管理规约，将住宅改变为经营性用房：业主将住宅改变为经营性用房的。除遵守法律、法规以及管理规约外，应当经有利害关系的业主同意因此D选项错误。30.第44题答案是_A.pleaseB.greetC.helpD.praise答案：C 本题解析：根据上文她自己捡起了书可知，没有人帮助她。故C项正确。31.It can be inferred that a car accident is often coupled with_.A.a plastic surgeonB.a companionC.a riskD.a fire答案：D 本题解析：根据第二段“burned skin is common”可以推断出车祸通常伴随着起火，plastic surgeon是result of the calaccident。故选