[浙江江苏]2022年首都银行社会招聘历年高频考点试题库答案解析

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1、浙江/江苏2022年首都银行社会招聘历年高频考点试题库答案解析（图片大小可自由调整）第1卷一.单项选择题(共20题)1.下列说法不正确的是（）。A.诗经以四言为主，普遍采用赋、比、兴的手法，有重章叠句的特点B.史记是我国第一部纪传体通史，全书一百三十篇，被誉为“史家之绝唱，无韵之离骚”C.鲁迅的散文集朝花夕拾，收录了阿长与山海经从百草园到三味书屋故乡藤野先生等作品D.莎士比亚，文艺复兴时期英国戏剧家、诗人，代表作有哈姆雷特奥赛罗威尼斯商人罗密欧与朱丽叶等答案：C 本题解析：A项，诗经的句式，以四言为主，二节拍的四言句带有很强的节奏感，是构成诗经整齐韵律的基本单位。诗经普遍采用赋、比、兴的手法，

2、赋是铺陈直叙。比是比方。兴则是触物兴词，客观事物触发了诗人的情感，引起诗人歌唱，所以大多在诗歌的发端。故A项正确，排除。B项，史记是西汉史学家司马迁撰写的纪传体史书，是中国历史上第一部纪传体通史，记载了上至上古传说中的黄帝时代，下至汉武帝太初四年间共3000多年的历史。史记全书包括十二本纪、三十世家、七十列传、十表、八书，共一百三十篇，五十二万六千五百余字，被鲁迅誉为“史家之绝唱，无韵之离骚”。故B项正确，排除。C项，朝花夕拾原名旧事重提，是现代文学家鲁迅的散文集，收录鲁迅于1926年创作的狗猫鼠阿长与山海经二十四孝图五猖会无常从百草园到三味书屋父亲的病琐记藤野先生范爱农10篇回忆性散文。故乡

3、收录于小说集呐喊。故C项错误，当选。D项，威廉莎士比亚是英国文学史上最杰出的戏剧家，也是欧洲文艺复兴时期最重要、最伟大的作家、诗人。故D项正确，排除。本题选非，故本题正确答案选C。2.In spite of all stories of prosperity in the Unites States, not only does poverty exist there, but crimes of various types have been increasing at an alarming rate. Most acts of violence were committed by you

4、ng people.57% of the criminals arrested in 1979 were youths below 25 of age.Everyone agrees that crime is partly a result of bad material conditions: poverty, lack of education, living within a settled home, being parent less, sufferings from other kinds of misfortune, etc.There are also other facto

5、rs than material conditions which are responsible for the sharp increase of crime rate. In the first place, some state laws provide a death penalty but some not. Secondly, the Constitution allows every citizen to carry weapons for his own protection. It is therefore possible and easy for anyone in t

6、he country to get a gun. Finally, there has been too much shown on TV and too much reported in newspaper of all kinds of crime, the details of which are so accurately described that even children know how to duplicate what they have seen or read. All these have resulted in a high frequency of crimes

7、 committed both by professional criminals andby nonprofessional ones in murder, drug smuggling, robbery, etc.The author is worried about the fact that_.A.children may imitate what they have seen or read about crimeB.the more prosperous the United States is, the higher the crime rate becomesC.citizen

8、s carrying guns will be punishedD.all the state laws will be punished答案：A 本题解析：根据第三段“even children know how to duplicate what they have seen or read”可知，作者最担心的是孩子们可能会模仿他们看到或读到的有关犯罪的行为。所以答案选A。3. When Jack called the couple elderly, they became _. A.nervousB.satisfiedC.unhappyD.excited答案：C 本题解析：根据第二段中的

9、“As soon as I said that，her face showed great displeasure”可知他们听到Jack称他们为老者时，一点也不高兴。4.朝为田舍郎，暮登天子堂。将相本无种，男儿当自强。少小须勤学，文章可立身。满朝朱 紫贵，尽是读书人。这首诗歌描述的是我国古代的（ ）。A.井田制B.分封制C.科举制D.九品中正制答案：C 本题解析：根据文段意思可知，这段话主要讲述的是通过勤学，“田舍郎”也能在朝廷上担任一定的官职，符合这一意思的只有科举制。隋朝以后实行科举制度，开科取士，情况变了，“十年窗前勤苦读，一举成名天下知”，寒素之家的子弟也能由读书科举进入仕途，打破了世

10、家大族垄断做官的局面，所以答案为C。5.2007-2011年间全国全口径发电量同比增量最高的一年中，发电设备装机容量约比上年增长了多少亿千瓦?（）A.78B.82C.88D.94答案：C 本题解析：根据图2数据简单计算可知，2007-2011年间全国全口径发电量同比增量最高的一年是2010年，发电设备装机容量同比增长了9621987407=8812(万千瓦)088(亿千瓦)，选C。6.请从下面的四个图形中选出与其他三个不同的一个图形。（ ）A.见图AB.见图BC.见图CD.见图D答案：C 本题解析：A、B、D 中，小图形的个数与外部线条数相等。7.Passage 2The food we ea

11、t seems to have profound effects on our health. Although science has made enormous steps in making food more fit to eat, it has, at the same time, made many foods unfit toeat. some research has shown that perhaps eighty percent of all human illness are related to diet and forty percent of cancer is

12、related to the diet as well, especially cancer of the colon. Different cultures are more prone to contract certain illness because of the food that is characteristic in these cultures.That food related to illness is not a new discovery. In 1945, government researchers realized that nitrates and nitr

13、ites, commonly used to preserve color in meats, and other food additives, caused cancer. Yet, these carcinogenic additives remain inour food, and it becomes more difficult all the time to know which things on the packaging labels of processed food are helpful or harmful.The additives which we eat ar

14、e not all so direct. Farmers often give penicillin to beef and poultry, and because of this, penicillin has been found in the milk of treated cow. Sometimes similar drugs are administered to animals not for medicinal purposes, but for financial reasons. The farmers are simply trying to fatten the an

15、imals in order to obtain a higher price on the market. Although theFood and Drug Administration （FDA） has tried repeatedly to control these procedures, the practices continue.All of the following statements are true EXCEPT_.A.Forty percent of cancer is caused by problems related to foodB.Researchers

16、 have known about the potential danger of food additives for many yearsC.We eat some of the food additives directly and some indirectlyD.Drugs are always given to animals for medicinal purposes答案：D 本题解析：暂无解析8.The manager was _ that we should deal with all the problems in our department ourselves.A.c

17、onvincingB.convincedC.convinceD.convinces答案：B 本题解析：暂无解析9.With a sense of crisis mounting and the EU unable to respond, countries will be increasingly inclinedto act unilaterally or even-in the case of Britain-leave the bloc altogether.The refugee crisis is already threatening cherished ideas about o

18、pen borders. In the past couple of days, Germany has reimposed frontier controls with Austria-which, in turn, has imposed controls at its border with Hungary, which itself is working feverishly to complete a barbed-wirefence to protect its frontier with non-EU Serbia. Controls have been tightened on

19、 the French-Italian borders, while migrants camp miserably in Calais, hoping to cross to England.If the EU somehow gets a grip on the migrant crisis, these measures might be no more than temporary expedients. But if the pressure of would-be refugees heading for Europe remain intense, then temporary

20、measures could harden into permanent controls.Questions marks over open borders will easily shade into wider issues about access to welfare systems and labor markets. That is because EU countries are realizing thatin a border-free single marketa unilateral change of asylum rulesby Germany had implic

21、ations for the immigration policies of all member states. Once migrants get citizenship in one EU country, they have the right to move to any other, to work there and to claim benefits. But if free movement of people and labor come into question, so does the EUs single marketits central achievement.

22、The refugee issue has for the moment, overshadowed the euro. But the problems of the single currency have not gone away. On the contrary, Greeces decision this summer to knuckleunder and accept yet another austerity package has made the Eurozone look increasingly like a trap.Even Greece, which is pr

23、ofoundly unhappy with life in the Eurozone, cannot risk leaving for fear of provoking a financial and economic crisis. Creditor countries such as Germany and the Netherlands are not much happier, as they fear they are being dragged into a system of permanent fiscal transfers towards the nations of E

24、urope. Meanwhile, efforts to make the euro work better,by pressing ahead with a banking union, are stuck in Brussels. This does not look like a sustainable situation and the risk of euro break-up will surely return.The refugee and euro crisis bear on whether Britain will vote to stay in the EU, when

25、 it holds a referendum in 2016 or 2017. Until recently, the opinion polls looked promising for the pro-EU camp. But the migrant crisis plays directly into the most potent issue deployed by those campaigning for Britain to leave-which is that membership ofthe EU means that the UK cannot control immig

26、ration. More broadly, the British are less likely to stay inside an organization that seems to be failing. If they vote to leave, the sense of crisiswithin the EU would then mount-raising the possibility of further defections.A partial unravelling and marginalization of the EU still looks more likel

27、y than a full-scale collapse. But even if an organization called the European Union continues to exist- running buildings and paying salaries-it risks becoming increasingly irrelevant.The underlined sentence in the last paragraph“A partial unravelling and marginalizationof the EU still looks more li

28、kely than a full-scale collapse.” tells us that _.A.EU might disappear overnightB.If effective measures are taken, EU may escape the fate of collapseC.EU may disintegrate gradually and be less influentialD.It is highly possible that EU will face a full-scale collapse rather than partial unravelling

29、and marginalization答案：C 本题解析：句意题。画线句子是说对于欧盟来说，相比整个欧盟解体，更有可能只有部分成员国退出及欧盟避渐被边缘化。又根据句子后面说的即便欧盟存在，也会貌合神离，可推知，欧盟会渐渐瓦解，影响力也日渐削弱。10.What is your favourite colour? Do you like yellow , orange ,red? If you do ,you must be an optimist, a leader, an active person who enjoys life, people and excitement. Do you

30、prefer greys and blues? Then you are probably quiet,shy, and you would rather follow than leaD. You tend to be a pessimist. At least, this is what psychologists tell us, and they should know,because they have been seriously studying the meaning of colours preference, as well as the effect that colou

31、rs have on human beings. They tells us, among other facts,that we do not choose our favourite clour as we grow up-we are born with our preference.If you happen to love brown, you did so, as soon as you opened your eyes, or at least as soon as you could see clearly.Colours do influence our moods-ther

32、e is no doubt about it .A yellow room makes most people feel more cheerful and more relaxed than a dark green one; and a red dress brings warmth and cheer to the saddest winter day. On the other hand ,black is depressing. A black bridge over the Thames River, near London, used to be the scene of mor

33、e suicides than any other bridge in the area -until it was repainter green.The number of suicide attempts immediately fell sharply ;perhaps it would have fallen even more if the bridge had been done in pink or baby blue.Light and bright colours make people not only hppier but more active. It is an e

34、stablished fact that factory workers work better,harder ,and have fewer accidents when their machines are painted orange rather than black or grey.They tell us, among other facts,that we dont choose our favourite colours as we grow up. Among other facts means_.A.besides other factsB.in regard to oth

35、er factsC.not considering other factsD.according to other facts答案：A 本题解析：暂无解析11.3，5，-3，18，-39，（）。A.118B.96C.86D.68答案：A 本题解析：第一步，观察数列，交替出现正负，考虑递推关系。第二步，观察可知，（3-5）2+1=-3，（5-（-3）2+2=18，（-3-18）2+3=-39，即递推关系为（第一项-第二项）2+修正项=第三项，修正项为正整数数列1，2，3，（4）。所以未知项为（18-（-39）2+4118。故本题正确答案选A。12.在创建其他Access数据库对象,如窗体、查询、

36、宏和报表之前,有几个原因需要创建表关系，以下选项中的有关描述，不正确的是()A.在设计数据库时,将信息划分为表,其中每个表都有一个主键,然后将外键添加到引用这些主键的相关表中B.当设计一个窗体或报表时，Access将显示默认的选项,并使用适当的默认值预填充属性设置C.查询通过将第一个表的主键字段中的值与第二个表中的外键字段进行匹配D.要处理来自多个表的记，通常必须创建一个连接表的查询答案：B 本题解析：当需 要在数据库对象中使用它们时，MS Access使用表关系来连接表。在创建其他数据库对象(如窗体，查询，宏和报表)之前，有以下几个原因需要创建表关系。要处理来自多个表的记录，通常必须创建一个

37、连 接表的查询。查询通过将第一个表的主键字段中的值与第二个表中的外键字段进行匹配。当设计一个窗体或报表时，MSAccess将使用它从已经定义的表关系中收集的信息向您显示已知的选项，并使用适当的默认值预填充属性设置。在设计数据库时，将信息划分为表，其中每个表都有一个主键，然后将外键添加到引用这些主键的相关表中。这些外键-主键配对构成了表关系和多表查询的基础。13.对于采取稳定性战略的组织而言，关键性的战略性人力资源管理问题是（）。A.从零开始，建立全新的人力资源战略B.大量而快速地裁员C.对不同企业的人力资源体系进行合并D.确定关键员工并制定特殊人才的保留政策答案：D 本题解析：对于采用稳定性战

38、略的组织重要的是确定关键员工，并制订特殊的人才保留战略以留住他们。14.根据欧洲专利局3月6日公布的数据，2013年中国企业申请欧洲专利的数量为22 292项，占全部欧洲专利申请数的8.4，增长率高达16.2。从数量上看，中国已经成为第（）大欧洲专利申请国。A.三B.四C.五D.六答案：B 本题解析：隐藏答案?收藏?标记?反馈15.2006年5月份，限额以上批发零售贸易企业中，家具类商品零售额占家具类和建筑及装潢材料类商品零售额的比例是（ ）。A.27.4%B.29.9%C.32.2%D.34.6%答案：A 本题解析：设2005年5月家具类和建筑及装潢材料类商品零售额为 ，家具类商品零售额为

39、，则有（127.3%） （ - ）（160.8%）（150%） ，求得则2006年5月份家具类商品零售额占家具类和建筑及装潢材料类商品零售额的比例为16.如果A、B、C、D分别代表1-9中一个数字，且2AA+BB+3=DCD=DDDD，则ABCD=（ ）A.492B.942C.389D.893答案：A 本题解析：DCD在“100-999”之间，所以只有11、22满足，11*11=121满足，22*22=484不满足，所以D=1，C=2，DCD=121。2*AA是偶数，BB/3是奇数，BB也是可被3整除的奇数有33、99，如果是33那么aa=55，abc*d=532*1，如果是99，那么aa=4

40、4，abc*d=492*1。17.甲是受国家机关委托管理、经营国有财产的人员，他利用职务上的便利，窃取所管理、经营的国有财产，数额巨大的，成立（ ）A.盗窃罪B.贪污罪C.侵占罪D.职务侵占罪答案：B 本题解析：贪污罪是指国家工作人员和受国家机关、国有公司、企业、事业单位、人民团体委托管理、经营国有财产的人员，利用职务上的便利，侵吞、窃取、骗取或者以其他手段，非法占有公共财物的行为.本题中主体、手段都符合贪污罪的特征。18.某商品的需求收入弹性和需求价格弹性均为负，则可推断A.该商品为低档品且符合需求法则B.该商品为低档品且不符合需求法则 C.该商品为必需品且符合需求法则D.该商品为必需品且不

41、符合需求法则答案：A 本题解析：暂无解析19.“读书足以怡情，足以博彩，足以长才。”英国哲学家培根论述读书之益的这句话广为人知。但尽管人们公认读书令人受益无穷，在中国爱读书的人依然不多。近几年的国民阅读率调查显示，中国人年均读书不超过4本，有一半以上的成年人一年一本书也没读过。可见对大多数人而言，读书的动力严重不足。不过，英国人最近的一项调查也许能给国人增添一个读书的理由。根据这段文字，作者接下来最有可能（ ）。A.分析英国人的调查对国人阅读的影响B.介绍英国人的这项关于阅读的调查C.列举我国国民阅读动力不足的原因D.提出改善我国国民阅读现状的举措答案：B 本题解析：文段首先由培根的名言引出我

42、国国民阅读的现状，并以一些调查数据来佐证接着由“可见”总结出对大多数人而言，读书的动力严重不足的结论最后以“不过”转折，引出了英国人最近的一项调查也许能给国人增添一个读书的理由。分析可知。文段接下来最有可能介绍这个可能促使国人加强阅读的调查。C项、D项与文段内容联系较小，排除，A项与文段衔接不如B项紧密。故本题选B。20.1，2，11，26，47,（）。A.39B.57C.69D.74答案：D 本题解析：二.多项选择题(共20题)1.通货膨胀的收入分配效应主要表现是（） 。A.产生有利于利润收入者而不利于工资收入者的分配B.产生有利于公众而不利于国家的分配C.产生有利于债务人而不利于债权人的分

43、配D.名义收入普遍上升、政府税收增加、公众实际收入降低答案：A、C、D 本题解析：暂无解析2.信用风险缓释是指商业银行运用（）等方式转移或降低信用风险。A.保证B.净额结算C.股指期货D.信用衍生工具E.合格的抵质押品答案：A、B、D、E 本题解析：信用风险缓释是指商业银行运用合格的抵质押品、浄额结算、保证和信用衍生工具等方式转移或降低信用风险。故本题正确答案选ABDE。3.金融市场必须具备的要素有（）。A.交易价格B.交易对象C.交易主体D.交易工具答案：A、B、C、D 本题解析：金融市场的要素构成包括交易对象、交易主体、交易工具、交易价格。4.整理权是著作权的一种，是著作权人允许对其在保护

44、期内的作品或材料进行整理的权利。整理人应当取得原著作权人的许可并支付报酬。在整理过程中，整理作品应符合原作的思想，文字表述体现原作的风格。由于整理人付出大量的创造性劳动，因而对于整理后所形成的作品享有著作权。根据上述定义，下列说法正确的是：A.王某未经李某同意将其短篇小说汇总整理并出版，出版后将一半所得给了李某，王某行使了整理权B.张某利用业余时间查阅清史稿，并进行了修订，后张某将自己的整理稿上传到网上，张某行使了整理权并享有著作权C.赵某经夏某许可将其小说改编成剧本，但夏某认为剧本改动过大，与原文背离，赵某由于享有著作权可以继续出版D.李某经导师郑某同意，整理郑某有关文艺批评方面的论著，完成

45、后进行出版，李某获得了该出版物的著作权答案：D 本题解析：第一步，看提问方式，本题属于选是题。第二步，找关键信息。整理人应取得原著作权人的许可并支付报酬；整理作品应符合原作的思想，文字表述体现原作的风格；对整理后所形成的作品享有著作权。第三步，辨析选项。A项：未经李某同意，不符合“整理人应取得原著作权人的许可”，不符合定义；B项：张某利用业余时间查阅清史稿，没有体现“整理人应取得原著作权人的许可并支付报酬”，不符合定义；C项：夏某认为剧本改动过大，与原文背离，未体现“整理作品应符合原作的思想，文字表述体现原作的风格”，不符合定义；D项：李某经导师郑某同意，体现了“整理人应取得原著作权人的许可并

46、支付报酬”，完成后进行出版，获得著作权，符合“对整理后所形成的作品享有著作权”，符合定义。因此，选择D选项。5.关于完全竞争市场的说法，正确的有（）。A.个别企业的需求曲线和整个行业的需求曲线相同B.所有企业都是价格的接受者C.个别企业的需求曲线是一条平行于横轴的水平线D.不同企业生产的产品存在差别E.整个行业的需求曲线向右下方倾斜答案：B、C、E 本题解析：完全竞争市场的特点包括：不同的企业生产的产品之间完全没有差别；企业是完全的价格接受者；完全竞争厂商的需求曲线是一条水平线，而整个行业的需求曲线仍然向右下方倾斜。故本题正确答案选BCE。6.从交易场所看，当前我国债券市场主要由（ ）组成。A

47、.银行间债券市场B.交易所债券市场C.银行柜台债券市场D.个人债券市场E.企业债券市场答案：A、B、C 本题解析：暂无解析7.财政收入分为经常性收入和临时性收入，在下列选项中，（ ）属于临时性收入。A.税收收入B.国债收入C.行政性收费D.出卖公产收入E.罚款收入答案：B、D、E 本题解析：暂无解析8.以下为中国银行的信用卡是：( AB )A.长城公务卡B.中银都市缤纷卡C.金葵花信用卡D.中信信用卡答案：A、B 本题解析：暂无解析9.在组织中，按照计划制定者的层次和对工作的影响范围、程度划分，计划分为（ ）计划。A.战略B.战术C.政策性D.作业答案：A、B、D 本题解析：按照计划制定者的层

48、次和对工作的影响范围、程度划分，计划分为战略计划、战术计划和作业计划。10. 影响我国货币需求的因素有（）。 A.价格B.收入C.利率D.货币流通速度E.金融资产收益率答案：A、B、C、D、E 本题解析：影响我国货币需求的因素有：收入；价格；利率；货币流通速度；金融资产的收益率；企业与个人对利率与价格的预期；财政收支状况；其他因素，如信用的发展状况、金融机构技术手段的先进和服务质量的优劣、国家的政治形势对货币需求的影响等。11.根据我国有关外债口径的规定，下列属于我国外债的有（ ）。A.境内企业对境内外资金融机构的负债B.中资银行吸收的离岸存款C.境内企业对境外机构的人民币负债D.3个月以内贸

49、易项下的对外融资E.境内外资金融机构的对外负债答案：A、B、D、E 本题解析：暂无解析12.在产品的介绍期，适用缓慢渗透策略的条件有( )。A.市场容量很大B.潜在消费者对产品不了解C.市场对价格十分敏感D.存在某些潜在的竞争者，但威胁不大答案：A、C、D 本题解析：缓慢渗透策略是指以低价格、低促销费用推出新产品。低价可扩大销售低促销费用可降低营销成本，增加利润。这种策略的适用条件是：市场容量很大；市场上该产品的知名度较高；市场对价格十分敏感；存在某些潜在的竞争者，但威胁不大。13.与货币政策相比，财政政策具有（）的特点。A.决策时滞较长B.决策时滞较短C.效果时滞较长D.效果时滞较短E.以经

50、济领域和非经济领域都可以发挥重要作用答案：A、D、E 本题解析：暂无解析14.Five years ago, David Smith wore an expensive suit to work every day I was a clothes addict, he jokes I used to carry a fresh suit to work with me so I could change if my clothes got wrinkled Today David wears casual clothes-khaki pants and a sports shirt to th

51、e office He hardly ever wears a necktie Im working harder than ever, David says, and I need to feel comfortableMore and more companies are allowing their office workers to wear casual clothes to work In the United States, the changes from formal to casual office wear have been slow In the early 1990

52、s, many companies allowed their workers to wear casual clothes on Friday (but only on Friday) This became known as dress-down Friday or casual Friday What started out as an extra one-day-a-week benefit for workers has really become an everyday thing said business adviser Maisly JonesWhy have so many

53、 companies started allowing their workers to wear casual clothes One reason is that its easier for a company to attract new workers if it has a casual dress code A lot of young people dont want to dress up for work, says the owner of a software company, so its hard to hire people if you have a conse

54、rvative dress code Another reason is that people seem happier and more productive when they are wearing comfortable clothes In a study made by Levi Strauss and Company, 85 percent of employers said that casual dress has a side effect on work Supporters of casual office wear also say that a casual dr

55、ess code helps them save money Suits are expensive, if you have to wear one every day, one person said For the same amount of money, you can buy a lot more casual clothesDavid Smith refers to himself as be-ring been a clothes addict because_A.he often wore khaki pants and a sports shirtB.he couldnt

56、stand a clean appearanceC.he wanted his clothes to look tidy and clean all the timeD.he didnt want to spend much money on clothes答案：A 本题解析：由文章第一段第二句话“I usedto carry afresh suit to work with me so I could chang if my clothes got winkled”可知，Smith经常带着一套干净的衣服，如果他穿着的衣服皱的话就可以按一下，可以推出，他喜欢自己的衣服一直看起来是干净和整齐的.

57、15.政策性金融机构的经营原则是（www.TopS）。A.政策性原则B.财政性原则C.安全性原则D.盈利性原则E.保本微利原则答案：A、C、E 本题解析：政策性金融机构的经营原则是：政策性原则、安全性原则、保本微利原则。16.在完全竞争市场下，某厂商的需求函数和供给函数分别为：Q=5 000-200P 和Q=4 000+300P。以下说法正确的是（ ）。A.该厂商的市场均衡价格为P=4B.该厂商的市场均衡产量为Q=4 600C.该厂商的市场均衡产量为Q=4 500D.该厂商的市场均衡价格为P=2答案：B、D 本题解析：当市场均衡时，需求量等于供给量，即5 000-200P=4 000+300P

58、，解得P=2；Q=4600。17.African elephants have been slaughtered at alarming rate over the past decade, largely because they are the primary source of the worlds ivory Their population has been dwindled from 13 million in 1979 to just 625,000 today, and the rate of killing has been accelerating in recent years becaus