[辽宁]2022年中信银行沈阳分行社会招聘（820）上岸历年高频考点试卷答案详解

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1、辽宁2022年中信银行沈阳分行社会招聘（820）上岸历年高频考点试卷答案详解（图片大小可自由调整）第I卷一.单项选择题(共50题)1.有人认为半导体行业与世界经济的发展密切相关，因此半导体行业增速与全球GDP增速的变动保持高度同步，也有人持反对观点。哪两个连续年份的统计数据对反对方的观点形成最大支持?（）A.20012002年B.19951996年C.20092010年D.19921993年答案：B 本题解析：由折线图可看出，1995、1996这两年半导体行业与全球GDP增速的趋势正好相反由此选择B。2.每一种行为都来自一定的思想，但是每一种思想却不一定导致一定的行动。古人云“三思而后行”，语

2、言是思想的外在表现，不一定都是行动的信号。人们越是充分运用语言工具自由地交流思想越是能达于正确的认识以支配较为理智的行动。因此，镇压言论往往不是防止错误的行动。倒是防止了深思熟虑的行动。其结果必然是，假如压力有足够大，人们则消极被动；假如压力小了人们就任意乱动。作者通过以上文字想要表达的主要意思是（）。A.有思想就会产生行动B.限制言论会限制思想C.限制言论可以限制行动D.行动产生于思想答案：B 本题解析：文段中的“倒是”与前面的“往往不是”形成对比从而表明作者隐含的态度倾向即不赞成限制言论，因为这样做的结果是消极的。四个选项中体现这种消极性的只有B项。3.四个连续的自然数的积为1680,它们

3、的和为（ ）。A.26B.52C.20D.28答案：A 本题解析：可用排除法进行判断，答案为26,四个连续自然数为5，6，7，8，应选A。4.师徒两人合作完成一项工程，由于配合得好，师傅的工作效率比单独做时要提高亩，徒弟的工作效率比单独做时提高1/5。两人合作6天，完成全部工程的2/5，接着徒弟又单独做6天，这时这项工程还有13/30完成，如果这项工程由师傅一人做，几天能完成?A.27B.30C.33D.36答案：C 本题解析：5.In spite of all stories of prosperity in the Unites States, not only does poverty

4、exist there, but crimes of various types have been increasing at an alarming rate. Most acts of violence were committed by young people.57% of the criminals arrested in 1979 were youths below 25 of age.Everyone agrees that crime is partly a result of bad material conditions: poverty, lack of educati

5、on, living within a settled home, being parent less, sufferings from other kinds of misfortune, etc.There are also other factors than material conditions which are responsible for the sharp increase of crime rate. In the first place, some state laws provide a death penalty but some not. Secondly, th

6、e Constitution allows every citizen to carry weapons for his own protection. It is therefore possible and easy for anyone in the country to get a gun. Finally, there has been too much shown on TV and too much reported in newspaper of all kinds of crime, the details of which are so accurately describ

7、ed that even children know how to duplicate what they have seen or read. All these have resulted in a high frequency of crimes committed both by professional criminals andby nonprofessional ones in murder, drug smuggling, robbery, etc.Which of the following is correct according to the text?A.Of the

8、criminals arrested in 1970, fifty-seven percent were youths below twenty five of ageB.Lack of education has little to do with the crime rateC.Differences in state laws for death penalty also account for the increase of crime rateD.Drug smuggling is the only product of too many shows and reports答案：C

9、本题解析：根据第三段“In the first place，some state laws provide a death penalty but some not可知，有些州存在死刑刑罚而有些州并没有，导致了犯罪率上升。6.产品质量指标是衡量企业经济状况和技术发展水平的重要指标之一。在生产计划中的产品质量受若干个质量控制参数控制，以下对企业来说最严格的是（ ）。A.国家标准B.企业标准C.行业标准D.部颁标准答案：B 本题解析：企业可以制定高于国家标准、部颁标准的产品质量标准，也可以直接采用国际标准、国外先进标准。7.When it comes to friends, I desire th

10、ose who will share my happiness, who possess wings of their own and who will fly with me. I seek friends whose qualities illuminate me and train me up for love. It is for these people that I reserve the glowing hours, too good not to share.When I was in the eighth grade, I had a friend. We were shy

11、and too serious about our stud- ies when it was becoming fashionable with our classmates to learn acceptable social behaviors. We said little at school, but she would come to my house and we would sit down with pencils and paper, and one of us would say:Lets start with a train whistle today. We woul

12、d sit quietly together and write separate poems or stories that grew out of a train whistle. Then we would read them aloud. At the end of that school year, we were changing into social creatures and the stories and poems stopped.When I lived for a time in London, I had a friend, he was in despair an

13、d I was in despair. But our friendship was based on the idea in each of us that we would be sorry later if we did not explore this great city because we had felt bad at the time. We met every Sunday for five weeks and found many excellent things. We walked until our despairs disappeared and then we

14、parted. We gave London to each other.For almost four years I have had remarkable friend whose imagination illuminates mine. We write long letters in which we often discover our strangest selves. Each of us appears, sometimes ina funny way, in the others dreams. She and I agree that, at certain times

15、, we seem to be parts of the same mind. In my most interesting moments, I often think : Yes, I must tell. We have never met.It is such comforting companions I wish to keep. One bright hour with their kind is worth more to me than the lifetime services of a psychologist,who will only fill up the heal

16、ing silence necessary to those darkest moments in which I would rather be my own best friend.In the darkest moments, the author would prefer toA.seek professional helpB.be left aloneC.stay with her best friendD.break the silence答案：B 本题解析：此题暂无解析考查细节推断的能力。从最后一段“those darkest moments in which l would r

17、ather bemy own best friend”可看出在作者情绪最低落的时候，作者自己是最好的朋友。8.Social change is more likely to occur in societies where there is a mixture of different kinds of people than in societies where people are similar in many ways The simple reason for this is that there are more different ways of looking at thing

18、s present in the first kind of society There are more ideas,more disagreements in interest,and more groups and organizations with different beliefs In addition, there is usually a greater worldly interest and greater tolerance in mixed societies All these factors tend to promote social change by ope

19、ning more areas of life to decision In a society where people are quite similar in many ways, there are fewer occasions for people to see the need or the opportunity for change because everything seetns to be the same And although conditions may not be satisfactory, they are at least customary and u

20、ndisputedWithin a society, social change is also likely to occur more frequently and more readily in the material aspects of the culture than in the non-material, for example, in technology rather than in values; in what has been learned later in life rather than what was learned early; in the less

21、basic mad less emotional aspects of society than in their opposites ; in the simple elements rather than in the complex ones; in form rather than in substance; and in elements that are acceptable to the culture rather than in strange elementsFurthermore, social change is easier if it is gradual For

22、example, it comes more readily in human relations on a continuous scale rather than one with sharp difference This is one reason why change has not come more quickly to Black Americans as compared to other American minorities, because of the sharp difference in appearance between them and their whit

23、e counterpartsThe expression greater tolerance (Para 1) refers to_A.greater willingness to accept social changeB.quicker adaptation to changing circumstancesC.more respect for different beliefs and behaviorD.greater readiness to agree to different opinions and ideas答案：C 本题解析：由第一段以及常识可知，社会容忍度指的是对不同观点

24、、信仰、行为等的尊重。9.三沙市管辖范围包括_A.中沙群岛、西沙群岛、南沙群岛B.东沙群岛、西沙群岛、南沙群岛C.中沙群岛、东沙群岛、南沙群岛D.中沙群岛、西沙群岛、东沙群岛答案：A 本题解析：暂无解析10.My daughter was leafing through some old photo albums the other day when she laughed and pulled out an old picture to show me. There I was a skinny 12 year old with thick, bushy, brown hair. l loo

25、ked down at the picture and smiled. Only one thought was on my mind: If only I knew then what I know now. If I knew then what I know now: I would have danced more, laughed more, and sang more no matter who was watching. I would have not cared a bit what other people thought of me.I would have cared

26、a whole lot more, however, about what God thought of me. I would have been fearless in showing my love, sharing my joy, and living my life.Of all the four ideas, which won t the author agree with?A.One should not care what other people think of him/herB.One should show his/her love bravelyC.One shou

27、ld only care what God thinks of him/herD.One should do anything regardless of who is watching答案：C 本题解析：细节题。根据文章二段第二句“1 would have cared a whole lot more，however，about what God thought of me. ”可以知道作者的观点是会更多的去在乎上天的安排，而不是C 选择中的“only”只在乎上天的安排。所以选择C。11.完全竞争企业在长期均衡条件下，成本不变的行业中，产量的增加量（ ）。A.完全来自新企业B.完全来自原有企

28、业C.要么完全来自新企业，要么完全来自原有企业D.部分来自新企业，部分来自原有企业答案：A 本题解析：完全竞争企业在长期均衡条件下，成本不变的行业中，产量的增加量完全来自新企业。12.2009年度全国旅行社营业收入为1806. 53亿元，同比增长8.64%；毛利润总额为134.36 亿元，毛利率为7. 44%；净利润总额为11. 48亿元，净利润率为0.64%。2009年度全国旅行社的旅游业务营业收入为1745. 59亿元，同比增长8. 87%；旅游业务毛利润为120.27亿元，旅游业务毛利率为6. 89%；实缴税金为12.69亿元，同比增长12. 37%；外汇结汇10. 51亿美元，同比减少

29、11.24%；全国促销费支出为6. 76亿元，同比增长13. 87%。下列各项中，占当年全国旅行社的旅游业务营业收入比重最大的是（ ）。A.2009年国内旅游B.2008年国内旅游C.2009年入境旅游D.2008年入境旅游答案：A 本题解析：2009年国内旅游占当年全国旅行社的旅游业务收入比重为，2008年国13.白鹭是一首精巧的诗。色素的配合,身段的大小，一切都很适宜。但却因为它的常见，而被人忘却了它的美。那雪白的蓑毛，那全身的流线型的结构，那铁色的长喙，那青色的脚，_之一分则嫌长，_之一分则嫌短，_之一忽则嫌白，_之一忽则嫌黑。填入横线部分最恰当的一项是（）。A.加少淡暗B.增减素黛C.

30、加少素黛D.增减淡暗答案：B 本题解析：从整个语段的描写来看，书面色彩浓厚，从选项来看，只有B项的四个词语均为书面用语，符合语段的表达色彩。故选B。14.将下列句子按语序先后排列。最连贯的一项是（）直到1757年，牛顿的万有引力学说已经确立很久。1882年，教皇才被迫承认地动学说。科学终于以伟大的不可压抑的力量战胜了神权1616年，教皇宣布天体运行列入禁书。地动学说成了天经地义这才解除了禁令。A.B.C.D.答案：C 本题解析：本题的解题原则为重点突出、合乎逻辑。综合五个句子的意思可发现这里讲的是科学战胜神学的过程，其中是结论。为突出这一结论，且由“终于”可知应在末尾。根据合乎逻辑的原则，正确

31、的时间顺序应是1616年1757年1882年因此本题正确答案为C。15.下列各项中，属于资本性支出的是（ ）。A.聘请法律顾问费B.支付生产工人劳动保险费C.企业支付的营业税D.购置固定资产的费用答案：D 本题解析：暂无解析16.因此把才学比作剑，当使用的时候就拿出来，而不用的时候就藏入鞘中，不将其把玩炫耀。否则很少有不因此而得祸的自古以来，才学外露的人都遭到灾祸，没有一个幸免，怎么不令人为此忧心忡忡呢才学是君子用来进行身心的修养，而并非用来自负骄矜的工具；君子是以才学来治理社会，而并非用以自夸炫耀的之所以这样说，并非才能和学识本身有什么过错，而是错误应用造成的没有才能和学识，士人会感到羞耻；

32、具备才能和学识，士人会因此而担忧将以上5个句子重新排列，语序正确的是（）。A.B.C.D.答案：A 本题解析：由“之所以这样说，并非才能和学识本身有什么过错”可知，前面必然有相关内容提及了“才能与学识”，只有句符合，因此相连，排除B、C项。由末尾的“是错误应用造成的”可知，接下来会提及“才学”的应用，只有符合。本题选A。17.保持资产的流动性是商业银行资产管理的基本原则之一。下列诸资产项目中，流动性最强的是（）。A.准备金存款B.短期贷款C.短期证券D.银行房产答案：A 本题解析：存款准备金属于现金资产，是商业银行资产中流动性最强的部分。18.A.见图AB.见图BC.见图CD.见图D答案：B

33、本题解析：观察第一组图形，第一幅图是三角形，第二幅图是正方形，第三幅图是排列成三角形的三个正方形。依此可推测图形规律是第二幅图的元素按照第一幅图的形状进行排列。那么在第二组图形中，圆形元素应该排列成正方形的形状。故选择B答案。19.根据所给资料，回答130-134题。2014年1月份，食品价格同比上涨3.7%，影响居民消费价格总水平同比上涨约1.23个百分点。其中，鲜果价格上涨23.0%，影响居民消费价格总水平上涨约0.44个百分点；液体乳及乳制品价格上涨11.9%，影响居民消费价格总水平上涨约0.17个百分点；水产品价格上涨6.3%，影响居民消费价格总水平上涨约0.16个百分点；粮食价格上涨

34、3.1%，影响居民消费价格总水平上涨约0.09个百分点；鲜菜价格上涨2.1%，影响居民消费价格总水平上涨约0.07个百分点；肉禽及其制品价格上涨0.3%，影响居民消费价格总水平上涨约0.02个百分点（猪肉价格下降4.3%，影响居民消费价格总水平下降约0.15个百分点）；蛋价格下降3.8%，影响居民消费价格总水平下降约0.03个百分点。2014年1月份，非食品价格环比上涨0.3%。其中，娱乐教育文化用品及服务、家庭设备用品及维修服务、交通和通信、医疗保健和个人用品、居住价格分别上涨1.0%、0.4%、0.4%、0.3%和0.2%，衣着、烟酒及用品价格分别下降0.5%和0.3%。2014年1月居民

35、消费价格同比涨幅由低到高排列正确的是：A.液体乳及乳制品粮食鲜菜蛋B.水产品粮食鲜菜肉禽及其制品C.肉禽及其制品鲜菜水产品鲜果D.粮食水产品液体乳及乳制品鲜菜答案：C 本题解析：根据第一篇材料第一段可知，2014年1月居民消费价格涨幅：鲜果（23.0%）液体乳及乳制品（11.9%）水产品（6.3%）粮食（3.1%）鲜菜（2.1%）肉禽及其制品（0.3%）蛋（3.8%），则项正确。20.现有一种预防禽流感的药物配置成甲、乙两种不同浓度的消毒溶液。若从甲中取2100克，乙中取700克。则混合而成的消毒溶液的浓度为3；若从甲中取900克，乙中取2700克，则混合而成的消毒溶液的浓度为5。则甲、乙两种

36、消毒溶液的浓度分别为（）。银行真题A.3。6B.3，4C.2，6D.4，6答案：C 本题解析：应用溶液混合特性原则，不同配比的甲、乙两种溶液混合后浓度是3和5，说明甲、乙中必然有一个浓度小于3，另外一个浓度大于5。据此排除A、B、D，直接选C。21.某班级同学手拉手围成一圈，每位同学的一侧是一位同性同学，而另一侧是两位异性同学，则该班级的人数（ ）。A.一定是3 的倍数B.一定是5 的倍数C.一定是6 的倍数D.一定是4 的倍数答案：D 本题解析：有排列的到同学的排列规律：男男女女男男女女，有偶数个男生和偶数个女生，且男生的人数等于女生的人数，故全班人数一定是4 的倍数。故选择D 项。22.

37、使用自有资金也应计算利息收入，这种利息从成本角度看是（）。 A.隐性成本B.固定成本C.会计成本D.生产成本答案：A 本题解析：自有资本属于隐性成本，例如企业家才能等。23.与2010年相比，2011年全国的水电发电量约（）。A.上升6.5%B.上升11.7%C.下降2.2%D.下降3.5%答案：D 本题解析：24.在当前，公民道德建设是构建社会主义和谐社会的重要因素。下列关于公民道德的论述不正确的是（ ）。A.公民道德的培养要通过宣讲、教育、学习、体会和实践来实施并且可以在短时间内完成B.社会主义市场经济条件下的公民道德建设及其教育、实施的核心是社会主义核心价值观的确立，内涵由公民道德修养、

38、公民道德操守和公民道德行为规范构成C.公民道德属于道德范畴，也是社会主义道德体系的重要组成部分D.公民道德建设是进行社会公德、职业道德和家庭美德建设的前提和条件答案：A 本题解析：当前，我国在公民道德建设方面取得了一些进展，但仍存在着许多与迅速发展的经济社会形式不相适应的问题，与全面建成小康社会的客观要求不相适应的问题。因此，公民道德建设仍具有紧迫性和长期性的特点，不能在短时间内完成。选A。25.三个容积相同的瓶子里装满了酒精溶液，酒精与水的比分别是2：1，3 : 1，4 ：1。当把三瓶酒精溶液混和后，酒精与水的比是多少？（ ）A.133 ： 47B.131 ： 49C.33 : 12D.3

39、： 1答案：A 本题解析：设瓶子容积为1，因为酒精与水的比分别是2：1，3：1，4：1。所以，三瓶酒精溶液混和后，酒26.甲、乙、丙各出资1万元合伙开一小加工厂，现甲急需用钱，他有权（ ）。A.将该加工厂出售给丁B.经乙、丙同意将自己的份额转让给丁C.直接将自己的份额转让给丁D.将该加工厂抵押给银行借贷答案：B 本题解析：根据中华人民共和国合伙企业法第22条规定，除合伙协议另有约定外，合伙人向合伙人以外的人转让其在合伙企业中的全部或者部分财产份额时，须经其他合伙人一致同意。故B选项正确，A、C选项错误。第25条规定，合伙人以其在合伙企业中的财产份额出质的，须经其他合伙人一致同意；未经其他合伙人

40、一致同意，其行为无效，由此给善意第三人造成损失的，由行为人依法承担赔偿责任。故D选项错误。27.把一根钢管锯成两段要用4分钟，若将它锯成8段要多少分钟?（）A.16B.32C.14D.28答案：D 本题解析：根据题意可知，此钢管锯一次要用4分钟，那么将它锯成8段要锯7次，需要74=28分钟。所以选D项。28.配方奶被阪崎肠杆菌污染主要有两个来源：一是奶粉本身就含有少量阪崎肠杆菌；二是通过周围的环境和被细菌污染的器具或者双手进入配方奶。因此，世界卫生组织建议用不低于70摄氏度的水来冲调婴儿的配方奶。以下陈述如果为真，哪项是上述结论的前提？（）A.婴幼儿腹泻的主要原因是阪崎肠杆菌B.70摄氏度以上

41、的水可杀死阪崎肠杆菌C.水温低于70摄氏度不会影响奶粉的营养D.绝大多数细菌无法在沸水中存活答案：B 本题解析：此题为加强论证题型。第一步：找论点论据。论点：用不低于70摄氏度的水来冲调婴儿的配方奶；论据：配方奶被阪崎肠杆菌污染。第二步：逐一分析选项。A项：题干中没有提到婴幼儿腹泻的问题，选项中也没有提为什么要用不低于70摄氏度的水冲调配方奶，话题不一致，排除；B项：在论据和论点之间进行了搭桥，解释了为什么要用70摄氏度以上的水可冲调婴幼儿配方奶。可以加强；C项：说的是水温低于70摄氏度结果会怎么样，题干中说的是用70摄氏度以上的水结果会怎么样，话题不一致，排除；D项：绝大多数细菌在沸水中无法

42、存活，但是无法确定阪崎肠杆菌在70摄氏度以上的水中能否存活，属无效论据，排除。故本题正确答案选B。29.To: Gloria Stefani stefigFrom: Reesa Bonjani rbonjaniSubject: February fireworks scheduleDate: December 16Dear Ms. Stefani,Thank you for inquiring about the fireworks at Harbor Falls waterfall. Attached to this message youll find a schedule of our

43、fireworks displays for the month of February. Im sure youll be able to find a suitable date around which to plan your trip.Also, if youre interested in staying at one of the hotels that offers a view of the waterfall and fireworks, please visit our Web site at and click on the link for nearby hotels

44、. Dont hesitate to contact me with any more questions.Enjoy your stay at Harbor Falls.Sincerely,Reesa BonjaniHarbor Falls Department of Tourism.-Harbor Falls Fireworks ScheduleFebruary Thursday February 1(for the beginning of February)Saturday February 10Wednesday February 14(for Valentines Day)Satu

45、rday February 17Sunday February 18(for the Lunar New Year)Monday February 19(for Presidents Day)Saturday February 24* Fireworks displays during the month of February will start at 9 p.m.* Dates and times are subject to change and will be updated on the Web site when that information becomes availabl

46、e.* Fireworks displays may be cancelled due to adverse weather conditions.What does Ms. Bonjani suggest that Ms. Stefani do?A.Reschedule her tripB.Read the Harbor Falls guidebookC.Stay at a hotel with a view of the waterfallD.Speak with the head of the tourism department答案：C 本题解析：暂无解析30.第54题答案是_A.th

47、usB.evenC.thoughD.still答案：C 本题解析：根据句子的意思，可知中间填入的词要表达的是转折的意思。31.根据下列内容，回答181-185题。Homestay provides English language students with the opportunity to speak English outside the classroom and the experience of being part of a British homeWhat to Expect The host will provide accommodation and mealsRooms

48、 will be cleaned and bedcovers changed at least once a weekYou will be given the house key and the host is there to offer help and advice as well as to take an interest in your physical and mental healthAccommodation ZonesHomestays are located in London mainly in Zones 2，3 and of the transport syste

49、mMost hosts do not live in the town centre as much of central London i8 commercial and not residentialZones 3 and 40ften offer larger accommodation in a less crowned areaIt is very convenient to travel in London by UndergroundMeal Plans AvailableContinental BreakfastBreakfast and DinnerBreakfast，Pac

50、ked Lunch and DinnerIts important to note that few English families still provide a traditional cooked breakfastYour accommodation includes Continental Breakfast which normally consists of fruit juice，cereal，bread and tea or coffeeCheese，fruit and cold meat are not normally part of a Continental Bre

51、akfast in EnglandDinners usually consist of meat or fish with vegetables followed by dessert，fruit and coffeeFriendsIf you wigh to invite a friend over to visityou must first ask your hosts permissionYou have no right to entertain friends in a family home as some families feel it is an invasion of t

52、heir privacySelf-Catering Accommodation in Private HomesAccommodation on a roomonly basis includes shared kitchen and bathtoom facilities and of-ten a main living roomThis kind of accommodation offers an independent lifestyle and is nore suitable for the long-stay studentHowever，it does not provide

53、the same family atmosphere as an ordinary homestay and may not benefit those who need to practice English at home quite as muchThe passage is probably written for_A.host，willing to receive foreign studentsB.foreigners hoping to build British cultureC.travellers planning to visit families in LondonD.

54、English learners applying to live in English hornes答案：D 本题解析：根据第一段第一句“Homestay provides English language students with the opportunity tospeak English outside the classroom and the experience of being part of a British home”可知。住在当地居民家为学习英语的学生提供了在教室外说英语的机会。并让他们有作为英国家庭成员的经历，故选D。32.学术评价中，往往交织着主客观的各种复杂因

55、素。由于学术评价常受到评价主体学术观点、情感倾向、价值观等因素的影响，所以人们倾向于依靠量化数据进行评价。事实上，这类数据所包含的评价意义是由点击者、下载者、引用者体现出的，过度倚重这类数据就是把量化数据的制作者当成了评价主体。这段文字意在说明( )。A.以量化指标为标准的评价体系备受争议B.经得住实践检验的学术评价才是可靠的C.正确的学术评价需要经历很长的历史过程D.在进行学术评价时不能过多依赖量化数据答案：D 本题解析：文段先指出人们倾向于依靠量化数据进行学术评价，后以“事实上”笔锋一转，指出这类量化数据的评价意义实际上未必客观，故文段意在说明的是在进行学术评价时不能过多依赖量化数据，本题

56、答案为D。33.2018年9月1日，H公司外购了- -幢写字楼并于当日直接租赁给G公司，租赁期为3年，每年租金为150万元。H公司对投资性房地产采用公允价模式进行后续计量后，该写字楼的实际取得成本为3000万元。2018 年12月31日，该写字楼的公允价值为3200万元。.假设不考虑相关税费，该投资性房地产对H公司2018年度利润总额的影响金额为( )。A.250万元B.170万元C.200万元D.30万元答案：C 本题解析：暂无解析34.无论是发达国家还是发展中国家，其幼稚工业或成熟工业一旦被政府所“保护”，就会形成新的既得利益团体，从而对政府产生新的压力，迫使其进一步实施“保护”，使暂时的

57、保护演变为永久的保护。对上面这段话的理解不正确的一项是（ ）A.受政府“保护”的有可能是幼稚工业，也可能是成熟工业B.受政府“保护”的结果是形成了新的既得利益集团C.政府的“保护”会由暂时演变为永久D.政府的“保护”能对工业发展产生促进作用答案：D 本题解析：从文中对保护一词加引号可知此处政府的“保护”带有贬义。本题从常识的角度也可得出正确答案，即从长远来看，政府的“保护”只会对工业发展产生抑制作用。故D项不正确。35.开户时 不约定存期，预先确定品种，支取时只要提前一定时间通知银行，约定支取日期及金额的存款方式是( )。A.定活两便存款B.个人通知存款C.定期存款D.保证金存款答案：B 本题解析：开户时不约定存期，预先确定品种，支取时只要提前一定 时间通知银行，约定支取日期及金额的存款方式是个人通知存款。36.北京申办2008年奥运会成功带动了全民健身运动的快速发展，群众性体育活动的内容和 形式更加丰富多彩。奥运会项目的竞争性不仅能引起社会关注，而且能使人们产生强烈 的感情刺激和情感体验，鼓舞人们参加体育活动，强化健身意识。这段话的主要观点是（ ）。A.群众性体育活动的开展是申奥成功的关键B.竞争性