[安徽]2023年望江农商银行员工招聘上岸历年高频考点试题库答案详解

《[安徽]2023年望江农商银行员工招聘上岸历年高频考点试题库答案详解》由会员分享，可在线阅读，更多相关《[安徽]2023年望江农商银行员工招聘上岸历年高频考点试题库答案详解（81页珍藏版）》请在装配图网上搜索。

1、安徽2023年望江农商银行员工招聘上岸历年高频考点试题库答案详解（图片大小可自由调整）第一套一.单项选择题(共50题)1.研究人员将某种植物乳酸菌混入实验鼠的饲料，在实验鼠食用这种饲料4周后，又持续两周给其施加足以引起睡眠障碍的精神压力，然后让实验鼠在夜间活动时间段蹬转轮,测试其活动量，结果显示，摄取过该乳酸菌的实验鼠活动量下降趋势得到遏制，而没有食用含该乳酸菌饲料的对照组实验鼠白天入睡困难，睡眠不足，导致其夜晚活动量明显下降，因此，研究人员认为摄取乳酸菌能改善由精神压力引起的睡眠障碍。以下哪项如果为真，最能质疑上述结论？（）A.实验鼠一般都是白天睡觉，夜间时段出来活动B.摄取乳酸菌的实验鼠体

2、内，一种与睡眠障碍有关的基因表达量得到抑制C.该植物乳酸菌与大部分乳酸菌成分不一致D.除了蹬转轮，实验鼠晚间没有其他活动答案：C 本题解析：题干根据对比实验推出摄取乳酸菌能改善由精神压力引起的睡眠障碍。A项说明夜间活动童下降是有睡眠障碍,加强了结论;B项说明摄取乳酸菌确实能改善睡眠障碍，也加强了结论；D项排除他因，加强了结论。只有C项说明题干“倫换概念植物乳酸菌”与“乳酸菌”不能等同，削弱了结论。故答案选C。2.According to this passage, which of the following is FALSE?_A.Many workers dont like a conse

3、rvative dress codeB.Comfortable clothes make workers more productiveC.A casual clothes code is welcomed by young workersD.All the employers in the U.S. are for casual office wear答案：D 本题解析：文章中只是说了穿便装很受年轻人的喜爱，并且显得年轻人很有活力。如果你要求员工必须穿正装的话，是很难雇佣到人的。文章中并没有提到说美国所有的员工都穿便服。故选D。3.Dr. Smith was always_ the poor

4、 and the sick, often providing them with freemedical care.A.reminded ofB.absorbed inC.tended byD.concerned about答案：D 本题解析：句意为史密斯先生总是关心穷人和病人，经常向他们提供免费的医疗帮助。本题的题干是两个并列的部分组成的，前一个为“concerned about the poor and the sick”，后一个为“providing them withfree medical care”，concerned“关心，涉及，影响”。4.1,3,3,9,( )，243。A.1

5、2B.27C.124D.169答案：B 本题解析：这是一个乘法数列，该数列的前两项之积为第三项，故空缺处应为3X9 = 27。5.能从表1、表2获得支持的说法是（ ）I.整个世界的财富越来越集中到少数几个发达国家中II传统的世界经济强国在世界经济中的排名和地位已经发生了根本性变化III主要的发展中国家在世界经济中扮演着越来越重要的角色A.IB.IIC.IIID.I和II答案：C 本题解析：由表2可以看出，世界的财富越来越分散到各个国家当中，所以I错误；世界经济强国的排名和地位没有太大变化，比如美国、日本、德国仍然占据着前三的位置，因此没有发生根本性变化，所以II错误；由于主要发展中国家中国和巴

6、西国内生产总值占在世界的比重均增加，且排名上升，所以III正确。6.第49题答案是_A.everythingB.somethingC.anythingD.nothing答案：A 本题解析：考查不定代词。此空所在句子意为老师准备了一张很难的试卷，包含他所教的。everything“一切”，符合旬意，故选A。7. 我国在刑法的时间效力上，采取的原则是( )。 A.从旧兼从轻B.从新兼从重C.从旧兼从重D.从新兼从轻答案：A 本题解析：刑法第12条第1款规定：“中华人民共和国成立以后本法施行以前的行为，如果当时的法律不认为是犯罪的，适用当时的法律；如果当时的法律认为是犯罪的，依照本法总则第四章第八节

7、的规定应当追诉的，按照当时的法律追究刑事责任，但是如果本法不认为是犯罪或者处刑较轻的，适用本法。”将这一规定进行归纳，即从旧兼从轻原则。本题答案为A。8.In recent decades, there is a phenomenon which makes us give some attention, the so-called Southeast Asian Tigers have rivaled the westernlions for stock cliches that make economic headlines. The myth of American economic h

8、egemony over Asia in the imposing and patriarchal figure of Uncle Sam has provided frequent political grist( 有利 ) for Southeast Asian political leaders,particularlyMalaysiasPrimeMinisterMahathir.Hehasattemptedtoforgean international reputation as a snarling tiger, but lately sounds more like a barny

9、ard dog groaning at shadows. Without demeaning in any way the remarkable achievements of the newly developing economics of Malaysia, Thailand and Indonesia, these nations at times appear to be their own worst enemies. This is often exemplified by Dr. Mahathir, who rails at Western evil whenever an i

10、nternational or domestic crisis provides an opportunity.To be more specific, the recent devaluation of the Philippine and Thai currencies, and the subsequent pressure on the Malaysian currency has inspired Dr. Mahathir to launch an all-out attack on the West as the source of the problem. He even all

11、eges that the United States has deliberately destabilized Southeast Asian economics in revenge for these nations, supporting the brutal military rule in Mahathir, an action which the United States seems to want inspected rather than rewarded. But by resorting to such scapegoat(替罪羊), instead of accep

12、ting even a bit responsibility, the Prime Minister may undermine the future success of the region and Malaysia in particular.Upon further questioning, Dr. Mahathir narrowed his attack to one wealthy individual, the well-known philanthropist (慈善家), Mr. George Soros, whose opposition to Myanmars admis

13、sion to ASEAN(Association of Southeast Asian Nations) Mahathir found particularity, irritating. The logical mistakes that underlie such conspiracy theories do not help Malaysia address the serious issues of economic overheating that experts have been warning about for all these difficult periods,whi

14、ch include large deficits and low savings to debt ratios. In fact, the recent dramatic drop in Malaysias stock market and currency has led Dr. Mahathir to reverse his initial approach to the crisis. He even announces measures that at least imply he is quite aware of excesses in his own administratio

15、ns spending policies that have contributed to this crisis of confidence. In the end, this kind of reaction undermines the esteem that Dr. Mahathirs enlightened leadership has justly earned.The technical group spent more than a week improving the product design, and _, the clients were satisfied.A.fo

16、rtuneB.fortunesC.fortunateD.fortunately答案：D 本题解析：句子之间用副词连接。9.2017年我国成年国民图书阅读率为59.1%，比上年增加0.3个百分点；报纸阅读率为37.6%，比上年降低2.1个百分点；期刊阅读率为25.3%，比上年增加1个百分点。2017年我国成年国民数字化阅读方式（网络在线阅读、手机阅读、电子阅读器阅读、平板电脑阅读等）的接触率为73.0%。其中，网络在线阅读接触率为59.7%，比上年增加4.4个百分点；手机阅读接触率为71.0%，比上年增加4.9个百分点；电子阅读器阅读接触率为14.3%，比上年增加6.5个百分点；平板电脑阅读接触

17、率为12.8%，比上年增加2.2个百分点。传统纸质媒介中，2017年我国成年国民人均每天阅读纸质图书时长为20.38分钟，人均每天阅读报纸时长为12.00分钟，人均每天阅读期刊时长为6.88分钟。2013年至2017年我国成年国民各类出版物人均阅读量2016年我国成年国民数字化阅读四个方式的接触率按从高到低排列正确的是（）。A.网络在线阅读手机阅读电子阅读器阅读平板电脑阅读B.手机阅读网络在线阅读电子阅读器阅读平板电脑阅读C.网络在线阅读手机阅读平板电脑阅读电子阅读器阅读D.手机阅读网络在线阅读平板电脑阅读电子阅读器阅读答案：D 本题解析：定位文字材料第二段。“2017年网络在线阅读接触率为5

18、9.7%，比上年增加4.4个百分点；手机阅读接触率为71.0%，比上年增加4.9个百分点；电子阅读器阅读接触率为14.3%，比上年增加6.5个百分点；平板电脑阅读接触率为12.8%，比上年增加2.2个百分点”。2016年网络在线阅读接触率为59.7%-4.4%=55.3%；手机阅读接触率为71.0%-4.9%66.1%；电子阅读器阅读接触率为14.3%-6.5%7.8%；平板电脑阅读接触率为12.8%-2.2%10.6%，则正确排序为：手机阅读接触率网络在线阅读接触率平板电脑阅读接触率电子阅读器阅读接触率。D选项正确，A、B、C选项错误。故本题正确答案选D。10.与上月相比，30个大中城市中，

19、价格下降的城市有6个，上涨的城市有10个，持平的城市有4个。环比价格变动中，最高涨幅为6.8%，最低为下降0.4%。与上年同月相比，30个大中城市中，价格下降的城市有11个，上涨的城市有19个。4月份，同比价格变动中，最高涨幅为56.1%，最低为下降7.2%。30个大中城市中，2016年4月份定基价格保持不变的城市有（）个。A.0B.1C.2D.3答案：B 本题解析：定基价格保持不变即价格指数为100，表中只有安庆满足题意。故为1个。B选项正确，A、C、D选项错误。故本题应选B。11.流水对是指一句话分成两句话说，两句话是一个整体，从结构上是并列关系，从语法上却是承接、转折、因果、假设、等关系

20、，流水对既有均齐之美，又自然而不呆板，意思连贯而下。根据上述定义，下列不属于流水对的是：A.野火烧不尽，春风吹又生B.春种一粒粟，秋收万颗子C.必须经得千般冷，才可炼得一段香D.桃花细逐杨花落，黄鸟时兼白鸟飞答案：D 本题解析：第一步，看提问方式，本题属于选非题。第二步，找关键信息。一句话分成两句话说，两句话是一个整体；从结构上是并列关系；从语法上却是承接、转折、因果、假设等关系。第三步，辨析选项。A项：意思是野火无法烧尽满地的野草，春风吹来大地又是绿茸茸，两句话是一个整体，符合“从结构上是并列关系，从语法上是承接关系”，符合定义；B项：意思是春天只要播下一粒种子，秋天就可收获很多粮食，两句话

21、是一个整体，符合“从结构上是并列关系，从语法上是因果关系”，符合定义；C项：逻辑关联词为必须才，两句话是一个整体，符合“从结构上是并列关系，从语法上是假设关系”，符合定义；D项：意思是桃花与杨花随风轻轻飘落，黄色的鸟群中不时地夹杂着几只白色的鸟一同飞翔，两句话没有表达整体含义，且语法上不具有承接、转折、因果、假设等关系，不符合定义。因此，选择D选项。12.Questions 59-61 refer to the following letterTo Whom It May ConcernIve been Joe Employees Manager at XYZ Company since 19

22、97, and even promoted Joe to the role of Senior Software Engineer last year.Joe has proven to be a( )employee with excellent communication skills.A.reliantB.reliableC.reliablyD.variable答案：B 本题解析：暂无解析13. Janet as well as the other young people who_sent abroad by the government _brought up in the smal

23、l townA.was：wasB.was；wereC.were；wereD.were；was答案：D 本题解析：引出定语从句的关系代词作从句的主语，而它又前指复数名词people，所以考虑到主谓一致谓语动词用were。一个名词后有as well as引出的短语时单复数仍然以那个名词本身的单复数确定。此处主句主语是Janet，单数第三人称，所以谓语用was。故选D。14.随着近几年微博、微信等新媒体的快速发展，强调个人化的“自媒体”也成为了家喻户晓的词汇。请根据网络材料，回答问题。假设2016年1月直播类自媒体覆盖人数是100万，那么到该年11月份直播类覆盖人数大约是多少万人? ( )A.249

24、.2B.349.2C.149.2D.449.2答案：B 本题解析：读图可知1月-11月增长率为249.2%，一月为100万，则11月为100X(1+249.2%) =349.2。15.下列各项中，课税对象与税源一致的是（ ）。A.个人所得税B.财产税C.增值税D.关税答案：A 本题解析：暂无解析16.假设本国货币利率为5，外国货币利率为4，根据抛补利率平价理论，本国货币汇率应（ ）。A.升值1B.贬值lC.升水1D.贴水l答案：D 本题解析：暂无解析17.某商店购进西瓜l000个。运输途中碰裂一些，未碰裂的西瓜卖完后，利润率为40；碰裂的西瓜只能降价出售，亏了60。最后结算时发现，总利润为32

25、，则碰裂了多少个西瓜?A.72B.80C.88D.96答案：B 本题解析：18.2012年年末，安徽省户籍人口6902万人，比上年增加26万人。年末常住人口5988万人，比上年增加20万人，均保持平稳发展态势。2012年，全省常住人口全年出生人Vl 777万人，死亡人口367万人。2012年全省l5岁及以上常住人12中小学文化程度人El占254，比上年下降036个百分点：初中和高中文化程度人El占571，提高067个百分点；大学及以上文化程度人12占83，提高011个百分点。全省常住人口平均受教育年限达842年，比上年多018年。从文盲率看，2012年全省文盲人口4072万人比上年减少306万

26、人。2012年全省城镇人Vl 2784万人，比2007年增加416万人；人Vl城镇化率达465，比2007年提高78个百分点五年年均提高156个百分点。2012年年末全省从业人员42068万人，比上年增加859万人。2012年年末，全省第一产业从业人员15312万人比上年减少677万人；第二产业ll073万人，增加689万人；第三产业15683万人增加847万人。全年城镇实名制新增就业658万人。完成年初目标任务的l097，比上年增长56。下岗失业人员再就业25万人完成年初目标任务的l04，增长35。就业困难人员9万人，完成年初目标任务的l493，增长l64。年末城镇登记失业率368，低于年度

27、控制目标(45)082个百分点，比上年下降004个百分点，实现了控制在45以内的既定目标。注：国家统计局规定，(此人l：7按常住人口计算)。2012年安徽省净流出省外半年以上人口(户籍人口一常住人口)同比增长（）。A.0.33B.0.44C.0.55D.0.66答案：D 本题解析：由第一段可知2012年安徽省净流出省外半年以上人口为6902-5988=914万人，2011年为(690226)(598820)=(69025988)(2620)=9146=908万人，2012年同比增长9149081=69086900067应选择D。19.Passage 1Earlier this year, wh

28、en America first sneezed, the European Central Bank （along with most private-sector economists） argued that the euro area was insulated from Americas slowdown and had little to worry about. This seems to have wrong. In Germany there are fears about recession as business investment and retail sales t

29、umble. Recent figures confirmed that Germanys GDP stagnated in the second quarter. Italys GDP fell in the second quarter, and although growth has held up better in France and Spain, the growth in the euro area as a whole was close to zero in the quarter. Nobody is forecasting an actual recession in

30、the euro area this year, but it is no longer expected to provide an engine for world growth.As for Japan, it is probably already in recession. Japans GDP grew slightly in the first quarter. Persistent deflation continues to be a severe problem. A revised measure of Japans consumer-price index, to be

31、 published soon, is likely to show that deflation is worse than had been thought.What was the economic situation in France and Spain?A.Much betterB.Somewhat betterC.Close to zeroD.Much worse答案：B 本题解析：暂无解析20.-2，-8，0，64，（ ）A.-64B.128C.156D.250答案：D 本题解析：此题的通项为 ，所以当 时，未知项为250。21.在当代中国，由于国力的限制和传统思想的影响，妇女

32、受教育的机会和程度都比男性少，而家务和抚育子女主要由妇女来承担，又限制了她们的流动，妇女对这些主要发展资源的占有远远少于男性，这就进一步限制了妇女与男性的平等竞争，拉大了他们之间的距离，造成男女不平等的进一步扩大。这段文字的中心意思是（ ）A.当代中国，妇女面临最大的问题是男女不平等的进一步扩大B.当代中国，妇女面临最大的问题是受教育的机会和程度都比男性少C.当代中国，妇女面临最大的问题是家务和抚育子女的限制了她们的流动D.当代中国，妇女面临最大的问题是传统思想的影响答案：A 本题解析：这段材料属于因果式。文段从“受教育的机会”“流动性”“资源的占有”三个方面的阐释，得出一个结论就是当代中国“

33、男女不平等的进一步扩大”。因此正确答案是A。22.The reception was attended by _ members of the local community.A.excellentB.conspicuousC.prominentD.noticeable答案：C 本题解析：exceBent“极好的，很棒的”；conspicuous“显著的”；prominent“著名的，卓越的，突出的”；projecting“伸出的”。句中是指地方社区的杰出成员名流。故选C。23.In the late l960smany people in North America turned their

34、 attention to environmental problems，and new steel-and-glass skyscraper,5 were widely criticizedEcologists pointed out that acluster of tall buildings in a city often overburdens public transportation and parking lot capacitiesSkyscrapers are also lavish consumers，and wasters，of electric powerIn one

35、 recent yearThe addition of l7 million square feet of skyscraper omce space in New York City raised the peak daib demand for electricity by l20，000 kilowatts-enough tO supply the entire city of Albany，New York，for a dayGlasswalled skyscrapers can be especially wastefulThe heat loss(or gain)through a

36、 wall of half-inch plate glass is more than ten times that through a typical masonry wall filled with insulation boardTo lessen the strain on heating and air conditioning equipment，builders of skyscrapers have begun to use double glazed panels of glass，and reflective glasses coated with siNer or gol

37、dmirror films that reduce glare aS well as heat gainHowever，mirror-walled skyscrapers raise the temperature of the surrounding air and affect neighboring buildingsSkyscrapers put a severe strain on a cityS sanitation facilities，t00If fully occupied，the two World Trade Center towers in New York City

38、would alone generate 225 million gallons of raw sewage each year-as much as a city the size of Stamford, Connecticut, which has a population ofmore than 109,000Skyscrapers also interfere with television reception, block bird flyways, and obstruct air trafficIn Boston in the late 1960s, some people e

39、ven feared that shadows from skyscrapers would kill the grass on Boston CommonStill, people continue to build skyscrapers for all the reasons that they have always built them-personal ambition, civic pride, and the desire of owners to have the largest possible amount of rentable spaceWhich of the fo

40、llowing is NOT true according to the passage? ( )A.Skyscrapers provide more usable space than other buildingsB.The skyscrapers first appeared in the late 1960sC.Where there are skyscrapers, television reception is poorD.The two World Trade Center towers are skyscrapers答案：B 本题解析：是非判断题。8项的内容与文章不符，本文虽未

41、直接提到摩天大楼是什么时候出现的，但间接否认摩天大楼是在20世纪60年代末期首先出现的“and new steelandglass skyscrapers were widely criticized这一个“新”字是说这种钢材玻璃型摩天大楼是在20世纪60年代末期出现的而不是说摩天大楼是在这一时期出现的。24.When it comes to friends, I desire those who will share my happiness, who possess wings of their own and who will fly with me. I seek friends wh

42、ose qualities illuminate me and train me up for love. It is for these people that I reserve the glowing hours, too good not to share.When I was in the eighth grade, I had a friend. We were shy and too serious about our stud- ies when it was becoming fashionable with our classmates to learn acceptabl

43、e social behaviors. We said little at school, but she would come to my house and we would sit down with pencils and paper, and one of us would say:Lets start with a train whistle today. We would sit quietly together and write separate poems or stories that grew out of a train whistle. Then we would

44、read them aloud. At the end of that school year, we were changing into social creatures and the stories and poems stopped.When I lived for a time in London, I had a friend, he was in despair and I was in despair. But our friendship was based on the idea in each of us that we would be sorry later if

45、we did not explore this great city because we had felt bad at the time. We met every Sunday for five weeks and found many excellent things. We walked until our despairs disappeared and then we parted. We gave London to each other.For almost four years I have had remarkable friend whose imagination i

46、lluminates mine. We write long letters in which we often discover our strangest selves. Each of us appears, sometimes ina funny way, in the others dreams. She and I agree that, at certain times, we seem to be parts of the same mind. In my most interesting moments, I often think : Yes, I must tell. W

47、e have never met.It is such comforting companions I wish to keep. One bright hour with their kind is worth more to me than the lifetime services of a psychologist,who will only fill up the healing silence necessary to those darkest moments in which I would rather be my own best friend.In paragraph 3

48、, We gave London to each other probably means_.A.our exploration of London was a memorable gift to both of usB.we were unwilling to tear ourselves away from LondonC.our unpleasant feeling about London disappearedD.we parted with each other in London答案：A 本题解析：此题暂无解析考查推断和理解引申意义的能力。从第三段第二句可以看出，他们持有同样的看

49、法。如果他们不走遍(explore)整个伦敦城，他们就不会开心。从本段的最后一句看出，他们不停地在这座城市里散步，直到他们的失望感消失，才各自离开。25.今年爷爷、爸爸和宝宝的年龄和是100岁，现在知道爸爸的年龄是宝宝年龄的10倍时，爷爷64岁；而爷爷的年龄是爸爸年龄的2倍时，宝宝7岁。请问，今年爷爷（）岁。A.65B.66C.64D.67答案：A 本题解析：当爷爷64岁时，设宝宝x岁，爸爸10x岁；当宝宝7岁时，设爸爸y岁，爷爷2y岁，所以有x-7=10x-y=62-2y，解得x=3，又根据条件x+10x+62+3z=100，解得z=1，所以今年爷爷年龄=65，A选项正确，B、C、D选项不符

50、合题意，故本题正确答案选A。26.以下说法错误的是（） 。A.法人可以由厂长、经理、董事长担任B.法人的实质，是一定社会组织在法律上的人格化C.法人是指特定的社会组织D.代表法人行使职权的负责人，是法人的法定代表人答案：A 本题解析：法人不是人27.在某次税务检查后，四个工商管理人员各自做出了结论。甲说：“所有个体户都没纳税。”乙说：“服装个体户陈老板没纳税。”丙说：“个体户不都没纳税。”丁说：“有的个体产没纳税”。如果四个人中只有一人断定属实那么以下哪项是真的?（）A.甲断定属实，陈老板没有纳税B.乙断定属实，陈老板没有纳税C.丙断定属实，但陈老板纳了税D.丁断定属实，但陈老板纳了税答案：C

51、 本题解析：丙的话等值于“有的个体户纳了税”，是一个特称肯定命题，与甲的话(全称否定命题)是矛盾关系，必有一真一假。由四个人中只有一人断定属实，可知乙和丁的话都为假，由乙的话为假可知陈老板纳了税进而可推出丙的话为真故正确答案是C。28.我国实行对外开放必须坚持以（ ）为基础和前提。A.利益均等B.利益最大化C.相互促进D.自力更生答案：D 本题解析：暂无解析29.下列选项中，属于国家赔偿范围的是( )A.税务机关违法征税B.税务机关工作人员殴打他人C.王某因自己冒充违法人员自首而被行政拘留D.不可抗力答案：A 本题解析：国家不承担赔偿责任的情形包括：（1)行政机关工作人员与行使职权无关的个人行

52、为(2)因公民、法人和其他组织自己的行为致使损害发生的；（3)第三人致害K4)只赔偿直接损失，间接损失不赔偿(5)法律规定的其他情形，如不可抗力致害等。B是个人行为，C是公民、法人和其他组织自己的行为致使损害发生的,D是不可抗力，所以B、C、D都不扃于国家赔偿范围。30.On Venus there is a lot of_.A.waterB.carbon dioxideC.carbon monoxideD.oxygen答案：B 本题解析：由第二段的最后一句话中的“there is only a tiny amount of water there(Venus)”得知，A选项错误。第三段结尾说

53、明，藻类通过火箭运往金星，然后“In a fairly short time，the algae will break down thecarbon dioxide into oxygen and carbon”，说明金星上有大量的二氧化碳。C和D选项错误。故选B。31.在这个世界上，依然有很多朋友热爱纸质的芬芳，翰墨的留香，也依然有很多人经过岁月 的_后仍坚守着朴实的_，渴望真诚的交流，欣赏丰富而_的灵魂。依次填入横线部分最恰当的一项是（ ）A.淘洗 信念 淡定B.洗礼 理想 平静C.磨砺 理念 激扬D.检验 作风 优雅答案：A 本题解析：这道*的突破点在第三个空，由“朴实的”、“真诚的”、

54、“丰富”可#出文段的总体基调，显然“激扬”与此不符,故排除C,平静，常形容浅层次的亊物,不能与“灵魂”搭配,故排除B,再从第一空分析,检验,是通过观察和判断,适时结合测量、试验所进行的符合性的评价,而后面的语句并不涉及“符合性评价”,故排除D,32. 2013年诺贝尔经济学奖获奖人之一的尤金法玛以（）而著称。 A.提出有效市场假说B.预言金融泡沫破裂C.提出资产价格定价合理性的统计方法D.完善随机对策理论答案：A 本题解析：尤金法玛(Eugene Fama)教授最主要的贡献是提出了著名的“有效市场假说”(Efficient Market Hypothesis，EMH)。33.电信：是通信者利用

55、任何电磁系统，采用任何表示形式，按照公认的协定，向一个或多个确定的通信者或向尽可能多的通信者传递任何性质的信息的任何过程。根据以上定义，下面（）属于电信。A.火车上加装了闭路电视，向旅客播送文艺节目B.小张送给他同学一张电子版的小说集光盘，请他阅读C.某公司用短信形式发送本公司产品广告D.老王去朋友家串门，在门口按门铃答案：C 本题解析：A、B、D不符合定义中“公认的协定”，不正确，故选C。34.我国的存款保险制度正式实施于( ) 。A.2010年B.2012年C.2013年D.2015年答案：D 本题解析：存款保险条例 于2014年10月29日田务院第67次常务会议通过，自2015年5月，我

56、国存款保险制度正式实施。所以答案选D.35.在维持效用水平不变的前提下。消费者增加一单位某种商品的消费数量时所需要放弃另一种商品的消费数量，这被称为（）。A.商品的边际效用B.商品的总效用C.商品的替代效应D.商品的边际替代率答案：D 本题解析：商品的边际替代率是指在维持效用水平不变的前提下，消费者增加一单位某种商品的消费数量时所需要放弃另一种商品的消费数量。36.2019年，我国加力提效实施积极的财政政策，适度扩大财政支出规模。假设年底政府准备控制债务规模，适度弥补财政赤字，则采取以下哪种方式最易引起通货膨胀?()A.向中央银行借款B.发行政府债券C.增税D.动用财政结余答案：A 本题解析：

57、暂无解析37.在我国, 商业银行的备付金是指 ( ) 。A.流通中的现金B.法定存款准备金C.超额准备金D.财政性存款答案：C 本题解析：暂无解析38.Leafman Capital Purchases Josee GroupLeafman Capital, a leading Canadian investment firm, announced today that it has completedits long-anticipated acquisition of Josee Group, a Paris-based hotel company. The deal has an esti-mated value of 350 million euros, according to Leafman Capital executives.The sale of the French-owned Josee Group to a Canadian firm has caused a great deal of con-troversy in France, the Josee Group owns 26 historic hotels in and around Paris,