[武汉]武汉农村商业银行2023招聘笔试参考题库答案详解

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1、武汉武汉农村商业银行2023招聘笔试参考题库答案详解（图片大小可自由调整）第1卷一.单项选择题(共50题)1.小王将棋子摆成一个空心方阵，最外层共64枚，最内层共32枚，共有多少枚?（）A.68B.200C.240D.375答案：C 本题解析：根据最外层棋子数64枚，可求出最外层每边数：644+1=17枚，內层数32枚，可求出內层每边数为324+1=9枚，然后用大实心方阵总数减去小实心方阵总数。所以空心方阵总数是：1717-(92)(92)=240枚。2.我国小额贷款公司的主要资金来源是股东缴纳的资本金、来自少数银行的融人资金以及（）。A.公众存款B.政府出资C.发行债券D.捐赠资金答案：D

2、本题解析：小额贷款公司是由自然人、企业法人与其他社会组织投资设立，不吸收公众存款经营小额贷款业务的有限责任公司或股份有限公司。它的资金来源为股东缴纳的资本金、捐赠资金以及来自不超过两个银行业金融机构的融入资金。3.The cost of repairing the water damage to the museum after the storm _ to be more than one million dollars.A.expectsB.is expectingC.expectedD.is expected答案：D 本题解析：暂无解析4.中秋节：月饼：团圆（ ）A.圣诞节：圣诞老人：礼

3、物B.清明节：扫墓：踏青C.情人节：巧克力：约会D.重阳节:菊花酒:敬老答案：D 本题解析：中秋节吃月饼，象征团圆。重阳节喝菊花酒，象征敬老。5.Questions 76-80 refer to the following information.Disagreements among economists are legendary, but not on the issue of free trade. A recent survey of prominent economists both conservative and liberal concluded that an econom

4、ist who argues for restricting international trade is almost as common today as a physician who favors leeching.Why the International free trade, economists agree, makes possible higher standards of living all over the globe.The case for free trade rests largely on this principle: as long as trade i

5、s voluntary, both partners benefits, otherwise they wouldnt trade. The buyer of a shirt, for example, values the shirt more than the money spend, while the seller values the money more. Both are better off because of the sale. Moreover, it doesnt matter whether the shirt salesman is from the United

6、States or Hong Kong （or anywhere else）.The vast majority of American manufactures face international competition. This competition forces companies to improve quality and cut costs. By contrast, protectionism encourages monopoly, lower quality and higher prices.Americans pay an enormous price for pr

7、otection over $60 billion a year, or $1000 for a family of four. Thanks to protectionism, for example, American consumers pay twice the world price for sugar.Free trade also makes the world economy more efficient, by allowing nations to capitalize on their strengths. The United States has an advanta

8、ge in food production, for instance, while Saudi Arabia has an advantage in oil. The Saudis could undertake massive irrigation to become self-sufficient in food, but it is more economical for them to sell oil and purchase food from us. Similarly, we could become self-sufficient in petroleum by squee

9、zing more out of oil shale. But it is much less costly to buy some of our oil from Saudi Arabia. Tarde between our two countries improves the standard of living in both.Protectionism is both wasteful and unjust. It taxes most heavily the people who can least afford it. Thus, tariffs that rise the pr

10、ice of shoes burden the poor more than the rich. Despite the powerful case for free trade, the United States and the rest of the world have always been protectionist to some degree. This is because free trade benefits the general public, while protectionism benefits special interest group, which are

11、 better organized, better financed and more informed. To make matters worse, much of what we hear on this issue is misinformation spread by the special interests themselves.According to the passage, which of the following is NOT true?A.International free trade may improve the standard of living all

12、over the worldB.Economists are all in favor of the free trade policyC.International free trade may create international competitionD.Protectionism has been abolished due to encouraging monopoly, lower quality and higher prices答案：D 本题解析：细节判断题。本题要求判断哪一个不正确。根据文章第二段可知A 项正确，“国际自由贸易可以促进全世界人们生活水平的提高”；根据第一段

13、第一句可知B 项正确，“经济学家们都赞同自由贸易政策”；根据第四段可知C 项正确，“国际贸易促进国际竞争”；根据最后一段第四句“美国和世界上其他国家在某种程度上还经常采取贸易保护主义政策。”可知选项D（贸易保护主义已被废止）不正确。所以D 项为正确答案。6.2006年，该省进出口总额为( )亿美元。A.5270.16B.6340C.3068.99D.2201.166答案：A 本题解析：由图形可知，2007年该省避出口总额为(3692+2648)亿美元，同比增长203，则所求为7. In front of tens of thousands of audience,ti is normal fo

14、r these youngchildren to show () of tension, but I believe they will succeed. A.marksB.signsC.anxietyD.Remarks答案：B 本题解析：前两个意思都是标记，符号，C项紧张; D项言辞，语录。根据句意，在成千，上万的观众面前，这些孩子表现出紧张是正常的，但我相信他们会成功的。前两个符合句意，但是sign词义广泛，可以指符号或者装置，也可以表示情绪，性格的直观显示。而mark只可以表示标记，印记。8.Test anxiety has been recognized as_.A.an excuse

15、 for lazinessB.the result of poor study habitsC.a real problemD.something that cannot be changed答案：C 本题解析：由第二段第五句话“test anxiety has been recognized as a real problem”可知考试焦虑已经被认为是一个真正的问题。因此答案为C。9.病毒比细菌小得多，只有用能把物体放大到上百万倍的电子显微镜才能看到它们。一般病毒，只有一根头发直径的万分之一那么大。病毒比细菌简单得多，整个身体仅由核酸和蛋白质外壳构成，连细胞壁都没有。蛋白质外壳决定病毒的形状

16、。它们中有的呈杆状、线状，有的像小球、鸭蛋、炮弹，还有的像蝌蚪。根据文意，下列符合病毒描述的是（ ）。A.病毒由核酸、蛋白质外壳、细胞壁等构成B.病毒往往只有类似蝌蚪的一个形状C.病毒要用放大到上百万倍的电子显微镜才能看到D.与细菌相比，病毒往往要复杂得多答案：C 本题解析：根据“病毒比细菌小得多，只有用能把物体放大到上百万倍的电子显微镜才能看到他们”可知，本题正确答案为C。10.我国最大的淡水湖是（ ）。A.青海湖B.洞庭湖C.鄱阳湖D.太湖答案：C 本题解析：我国四大淡水湖排名分别为：鄱阳湖、洞庭湖、太湖、洪泽湖。青海湖是中国最大的咸水湖，本题选C。11.2013年，一方面美元因人们对美国

17、经济复苏的预期而升值，另一方面黄金的价格却一路走低下列说法中，正确的一项是（）。A.这是偶然发生的巧合，两者之间并没有相关性B.黄金以美元计价，美元升值致使黄金需求量降低，从而导致黄金价格下降C.随着美国经济的复苏，美元的流动性大于黄金，从而使得黄金的价格降低D.黄金和美元都是硬通货，可以长期持有，其内在价值决定了它们必将升值答案：B 本题解析：美元和黄金具有很强的联系，当美国经济衰退，美元贬值时，人们会增加对黄金需求来规避价格风险，黄金价格上升；反之。黄金价格下跌。12.-I wonder why Mary is so unfriendly to us.-She is _ than unfr

18、iendly, Im afraid.A.shyerB.much shyerC.shy moreD.more shy答案：D 本题解析：句意为与其说她不友好不如说她害羞。morethan意为与其说不如说。13.下列句子中，划线的词语使用正确的一句是（ ）。A.事情发生后，顾主任立即同党支部研究，决定就这个问题进行一次讨论B.这所医院组成一个以领导、医生、护士三结合的防治小组，经常深入农村C.本品是用金银花、连翘等中药配制而成，并且具有祛寒退热的功能D.当学习刚刚取得一点成绩，他就开始有点骄傲了答案：A 本题解析：B中“以”字后没有宾语中心语，应在“护士”后加“为成员的”。C项中没有递进关系，应删

19、掉“并且”。D项“成绩”后面应该加上“时”。14.追求文艺之美并不需要很高的成本，有时候一张纸一支笔足矣，价值却无从估量。当一个人的精神世界被文艺之美照亮，他的生命也跟着光彩照人起来。近年来受到关注的非职业诗歌写作就是一例。读进去，你会同我一样，被诗中呈现的创造力和积极向上的精神气质所震撼。诗中烙印着不断奋斗的人生，既有独特的个体感受，又饱含群体体验。他们不仅写出了生活的面貌，而且传递出友爱、进取等积极价值观。生活的诗人随手从生活中捡来砖块，砌出令人心动的建筑。这段文字意在说明（）。A.文艺的价值与成本无关B.非职业诗歌创作亦可照亮心里C.平凡的文艺追求仍有宝贵的价值D.诗歌创作贵在传递正确价

20、值观答案：C 本题解析：第一步，分析文段。文段开篇指出“追求文艺之美并不需要很高的成本，有时候一张纸一支笔足矣，价值却无从估量”，紧接着用“非职业诗歌写作”的例子来论证平凡的诗歌创作依然可以传递爱与价值。文段结构为“总-分”结构。第二步，文段第一句为主旨句，且符合作者意图。C选项是文段意图的同义替换。A项：表述有误，文段不是论述“文艺的价值”，而是论述追求文艺的价值。B项：为文段例子部分，非重点内容。D项：“诗歌”范围缩小，文段论述的是文艺。故本题正确答案选C。15.循环经济实质上是一种自觉的经济形态，需要公共部门、经济主体和金融界三方转变观念，共同_，在全社会形成发展循环经济的良好_。填人划

21、横线部分最恰当的是（）。A.营建 环境B.努力 氛围C.营造 局面D.建造 局势答案：C 本题解析：第一空修饰“循环经济”，“营建”、“建造”的对象一般是建筑等，故排除A、D。“氛围”指周围的气氛和情调；“局面”泛指一定时期内事物的形势、情景。句中讲的是循环经济这一经济形态发展的形势，用“局面”较合适。故本题选C。16.Questions 76-79 refer to the following advertisement.BONDHAM INTERNATIONALBondham International, one of the leading real estate firm in the

22、 world, has been in business for over 50 years. We began our business by specializing in residential sales, primarily in Australia. Over time, our business has grown to include property rental and management services in locations throughout the world. We now sell, and manage over 15000 commercial an

23、d residential properties, and our global network includes employees in Australia, Canada, England, Kenya, and Mexico. We have won numerous industry awards, and our firm has been named one of the top ten international real estate firms by the World Association of Property Management.In our effort to

24、provide the highest quality service available, we have made significant investments in staff training. As a result, our sales agents offer a wealth of real estate expertise that our clients can always rely on. In addition, through market research and customer satisfaction surveys, we have been able

25、to fulfill client expectations by consistently delivering the highest quality of service.Whether you have interested in selling a home,purchasing a commercial property, or simply obtaining expert real estate advice, Bondham International can respond effectively to your needs. Learn more about our fi

26、rm by visiting our Website, www.bondhaminternational.co.au.The word delivering” in paragraph 2, line 6, is closest in meaning to _.A.speakingB.choosingC.drivingD.giving答案：D 本题解析：暂无解析17.Rising wages - together with currency fluctuations and high fuel costs - are eating away the once-formidableChina p

27、rice advantage, prompting thousands of factory owners to flee the Pearl River Delta. Much has been written about the more than doubling of wages at the Shenzhen factory of Foxconn, the worlds largest electronics contract manufacturer, which produces Apple iPhones and iPads and employs 920,000 people

28、 in China alone.One can talk about a world pre- and post- Foxconn, says Victor Fung, chairman of Li & Fung, the worlds biggest sourcing company and a supplier of Wal-Mart. Foxconn is as important as that.Foxconns wage increases are only the most dramatic. Our analysis suggests that, since February,

29、minimum wages have climbed more than 20 percent in 20 Chinese regions and up to 30 percent in some, including Sichuan. At a Guangdong Province factory supplying Honda, wages have risen an astonishing 47 percent. All this is bad news for companies operating in the worlds manufacturing hub, and chief

30、executives should assume that double-digit annual rises - if not on the scale witnessed this year - are here to stay.Looked at another way, however, wage inflation provides companies with a once-in-a-generation opportunity to rethink radically the way they approach global production - and they shoul

31、d do so sooner rather than later.Why the urgency? After all, wage hikes in China are nothing new. Since 1990, they have risen by an average of 13 percent a year in U.S. dollar terms and 19 percent annually in the past five years.There are two big reasons the situation is different now. The first has

32、 to do with productivity.Over the past 20 years, productivity increases have broadly matched wage increase, negating their impact. The pay rises came from a very low base, so while average wages grew 19 percent a year from 2005 to 2010, this amounted to only ￥260 a month per employee, a sum that cou

33、ld be offset by more efficient production or switching to cheaper sources of parts and materials.If labor costs continue, however, to increase at 19 percent a year for another five years,monthly wages would grew ￥623 per month, according to BCG estimates. Such an increase would ripple through the ec

34、onomy in the form of higher prices for components, business services, cargo-handling and office staff.The second reason relates to societal change. Until now, if has been easy to lure a seemingly unlimited number of young, low-wage workers to the richer coastal regions and house them cheaply in dorm

35、itories until they saved enough to return home to their families in the interior provinces. In the future, though, young workers will be harder to recruit. This is partly because there will be fewer of them: Largely because of the countrys one-child policy, the number of Chinese aged 15 to 29 will s

36、tart declining in 2011. Moreover, with living standards rising across China, fewer of todays rural youth will want to go to coastal regions to toil for 60 hours a week on an assembly line and live in a cramped dormitory.So what can CEOs do in this fast-changing environment? An instinctive reaction i

37、s to search for cheaper labor elsewhere. But this is short-sighted and would provide - at best - a short-term fix. Another option is to stay in China and try to squeeze out greater productivity gains. Office Furniture, Inc, is strongly committed to balancing its_ progress with social responsibility.

38、 A.economicB.economistC.economicallyD.economy答案：A 本题解析：暂无解析18.2013年12月26日，中国社科院和社会科学文献出版社共同发布的社会蓝皮书显示，2012年我国城镇居民人均可支配收入达24565元是1978年的ll5倍，年均增长74，农村人均纯收入达到7917元，是1978年的ll8倍，年均增长75，二者均为剔除价格因素影响后的数据。2013年上半年，我国城镇居民人均可支配收入达到l36491元；农村居民人均纯收入达到48175元。从各地城镇居民人均可支配收入，农村居民人均纯收入看，2012年，城镇居民和农村居民收入最高的均为上海，分别

39、达到40188元和l7804元，北京排名第二，城镇居民人均可支配收入为36469元农村人均纯收入16476元。从收入高低对比来看，2012年，我国城乡居民高收人家庭(最高20收人家庭)人均年收人为437975元：低收入家庭人均年收入只有15877元。根据城乡居民对2014年物价水平变化的调查数据显示，认为物价水平会有大幅度上涨的人数比重为355：认为物价会平稳上涨的人数比重为483；其他观点的人数比重为l62。资料数据表明，2012年北京城乡居民收入比为（ ）。A.2.21：1B.1：3.21C.1：2.21D.3.21：1答案：A 本题解析：由第二段可知，北京城乡居民收入分别为36469元、

40、l6476元，所求之比为36469：1647636：16=2x：1，A项满足。19.在某操作系统中对内存采用页式存储管理方法，所划分的页面大小（）。A.要根据内存大小而定B.必须相同C.要依据CPU的地址结构而定D.要依据外存和内存而定答案：B 本题解析：暂无解析20.某商场有若干销售员，按照四人一组分就会多出一人，按照五人一组分也多一个，按照六人一组分，还是多出一个，那么，该商场有多少名销售员？（ ）A.41B.50C.31D.61答案：D 本题解析：总人数满足，除以4、5、6都余1，故这个数的通式是60n+1，满足的只有D。D项正确，A、B、C选项不符合题意，故本题正确答案选择D项。21.

41、借着春节这一契机，一家人好不容易大团圆，拍摄全家福不仅记录了这一美好瞬间，也让春节更温馨在经济市场化和人口流动化的当下，家庭结构越来越小型化，同一个家庭的成员散布在不同地方团聚看似容易，实现起来却很难拍摄全家福看似简单，却建构了一张丰富多彩的“意义之网”德国社会学家韦伯有句名言：“人是悬挂在自己编织的意义之网上的动物”让拍摄全家福成为一道必不可少的“温情大餐”，让全家福纪录一家人的成长与改变，让它承载一个家庭的集体记忆与文化基因将以上6个句子重新排列，语序正确的是（）。A.B.C.D.答案：C 本题解析：首句不好排除，一个援引，一个背景描述都适合做首句，接着看相邻排序。都提到了“意义之网”，根

42、据逻辑关系，在前，排除B项；都谈到关于团聚、团圆的问题，从逻辑关系来看在前，排除A项和D项。因此，选择C选项。22.老王家的鱼塘养有甲鱼、鲤鱼和鲢鱼，其中甲鱼需要每隔11天喂一次，鲤鱼需要每隔8天喂一次，鲢鱼需每隔5天喂一次，星期二那天老王同时喂了三种鱼，下次老王同时喂三种鱼是星期几？A.星期日B.星期二C.星期三D.星期四答案：C 本题解析：本题考查周期问题。每隔n天就是每n+1天，因此三种鱼的投喂时间分别是每12、9、6天，同时投喂的周期是12、9、6的最小公倍数36。367=5余1，星期二加1天是星期三，C选项正确。因此，选择C选项。23.专家：上市公司的董事会通常由大股东组成，小股东因

43、股权小不能进入董事会，因此小股东的利益很容易受到大股东的侵犯。设立独立董事制度，是希望独立董事能够代表小股东，形成对大股东的制衡。但独立董事由公司董事会聘请并支付报酬，这就形成了独立董事与公司董事会在经济上的“同盟”关系，使得独立董事很难站在小股东立场上行使独立董事的权利。如果以下陈述为真，哪一项最有力地支持了上述专家的结论？（）A.如果独立董事为了维护小股东的利益而与公司董事会叫板，其结果往往是被公司董事会解聘B.有些独立董事敢于维护小股东的利益诉求，尽管会受到很大压力C.目前，中国上市公司的独立董事制度尚不健全D.许多退休高官担任了中国上市公司的独立董事答案：A 本题解析：分析可知，专家的

44、结论是独立董事很难站在小股东立场上行使独立董事的权利。A项，从反面说明，如果独立董事为了维护小股东的利益而与公司董事会叫板，其结果往往是被公司董事会解聘，支持了题干结论；B项，削弱了题干结论；CD两项，均为无关项。24.A New Study Says You Can Spread to Your DogResearch shows that most dog owners find their pets to be great stress busters.Curling up on the couch with your pug on playing eatch with your Lab

45、radoodle is a great way to unwind and letthe cares of the dlay slip away . New science has some bud news for dog owners. Dog might ease your stress. but they can also catch it,Is an old joke that dogs resemble their owners, but according to this new study out of linkoping universily in sweden . Its

46、actually true in one lecus funny way: stressed out owners have stressedout dog .To figure this out the researchers took hair samples from 25 border collies and 33 shetland sheepdogs. AS well as their female owners. For both humans and dogs . Hair records the level of the stress bormone cortisol in t

47、he body over time s0 by analy zing these hairs, the team could figure out just now much stress both the owners and their pets were under long_ ferm.The studly found the stress level of the dogs and their owners matched up : higher levels of sitress among owners showed up as higher levels of stress i

48、n their dogs. The efct was even more pronounced if the dogs was female or if it took part in agility copettions with is owner.Previous research has found that cortisol in humans and their dogs can rise together in the short term especially when competing. But this finding was someting new. This is t

49、he first time weve seen a long term synchroniation in stress levels between members of two diferent species。We havent scen this between humans and dogs before. lead research lina r oth told the guardian.And what about a poochs lifestyle?did limited opportunitics for play or more time spent alone str

50、ess out the dogs? nearly as much as belonging to a human with high cortisol levels. The personality of the owner seemed to play a role to. Although that varied with the sex of the dog.Female dogs whose owners had higher scores in the Big five traits of neurotic ism openness, and conscientiousness ha

51、d higher cortisol levels, while the same was true of male dogs whose owners scored high in agreeableness.This will not come as a huge surprise to many observant folks who have noticed that highly stung people offen have a highly strung dogs. But should scientifie confrmation of this conection betwee

52、n owners and their dogs put pet if youre arcciety prone? Or if youre under a lot of stress and already a pet owner, should you feel guilty?Roth replies 1 dont think you should be anxious that , if youre sressed, you might harm your dog instead, your dog is a 8ocial support for you, and you are a soc

53、ial support for the dog.Your sressede out than made up for by exstra pats , belly rubs, and tennis ball throws.Though if you do lean towards the anxious side, you might want to think carefully about choosing a resilient type of dog. Just which breeds are best is still an open question.one Roth andhe

54、r collaborators hope.It may be possible to match dog and owner in a way that is better for both, from a stress- management says It may be that certain breeds are not so deeply afected if their owner hasa high sres leve! Which factor canmot result in dogs stess?() A.CompetitionsB.Owners companionC.Do

55、gs GenderD.Owners personality答案：B 本题解析：第四段表明研究发现，狗和主人的压力水平是一致的:主人压力越大， 狗的压力也越大。The eleet was even more promounced if the dogs was female or if it took part in agility conpttions with its owner如果这些狗是雌性的，或者它们和主人一起参加敏捷活动，这种效果会更加明显。C提到;第五段，Previous research has found that cortisol in humans and their do

56、gs can rise together in the short term, especily when compeing此前的研充发现，人类和他们的狗狗体内的皮质醇水平可以在短期内同时升高，尤其是在竞争时。A提到;第六段，The personality of the owner seemed to play a role to.主人的个性似乎起了作用。提到D。而B主人的同伴没有提到。25.下列句子中没有歧义的一项是（ ）。A.他俩拿着一本书在看B.居民很少发现赌博C.小张到处传播小道消息D.小李埋怨自己不应该答案：C 本题解析：A项可以理解为“他俩共看一本书”，也可以理解为“每人看一本”。

57、B项 可以理解为“居民很少发现别人赌博”，也可以理解为“居民很少被人发现赌博”。D项可以理 解为“小李埋怨自己不应该做了某事”，也可以理解为“小李不应该埋怨自己”。26.权谋书成书于汉成帝鸿嘉四年，是刘向在校书的过程中_而成的。他编辑此书的目的也是有感于当时社会风俗的奢靡荒淫，礼教零落，用历史上古圣先贤的事迹和流传下来的格言警句来引起皇帝_。填入划横线部分最恰当的一项是( )。A.整理兴趣B.总结反思C.编写警戒D.分析警惕答案：C 本题解析：由原文的“编辑”、“历史上古圣先贤的事迹和流传下来的格言警句”可知，权谋书里面的内容并不是刘向自己的原创，因此用“总结”或“分析”都不合适排除B、D。权

58、谋书是刘向“有感于当时社会风俗的奢靡荒淫，礼教零落”而编辑的显然不是为了引起皇帝的“兴趣”，而是为了引起皇帝的“警戒”。所以本题答案为C。27.2011年第4季度。我国网上银行市场交易金额为20991万亿，环比增长52。2011年，网上银行市场全年交易金额为78094万亿，同比增长421。截至2011年年底，我国个人网上银行用户数达到434亿。2011年。网上银行市场交易额比2010年多( )。A.231.37万亿B.328.78万亿C.452.16万亿D.549.57万亿答案：A 本题解析：28.半径为l0米的圆形旱冰场上有7名同学，这些同学间的最短距离至多为( )。A.7米B.9米C.10

59、米D.11米答案：C 本题解析：将溜冰场如图平均分成6份，则至少有两名学生同处于一份内，这两名学生的距离不可能大于10米，当7名同学分处圆心与圆周的六等分点时，他们两两距离恰等于l0米，选C。29.将下列句子组成一段逻辑连贯的、语言流畅的文字，排列顺序最合理的是（）。从这个意义出发，“不文明与文明之间”的概念就可作为公共文明研究的一种解释工具，以表示“不文明”常发生在每个人身边又在时刻改变。通过整理与分析调查数据可以发现，公共场所林林总总的行为带有某种“过程性”，不文明与文明既相斥又相叠，呈现为一种文明的模糊地带。把文明研究定格在公共文明之上，并进行跟踪调查与思考，是一个有趣的研究维度。同时，在这个过程中，无论个体还是由个体集合而成的聚群，都会产生对不文明的排斥，这常常是促使行为转向文明的动因。A.B.C.D.答案：A 本题解析：语句排序题。观察首句，中有代词“这种意义”，不适合做首句，排除C。句提出“文明研究”的话题，适合做首句，“通过整理与分析调查数据”是对内容的展开，锁定A。验证A项，中“这个过程”指代中的“过程性”，