[河北]张家口银行廊坊分行2023年校园招聘笔试参考题库答案详解

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1、河北张家口银行廊坊分行2023年校园招聘笔试参考题库答案详解（图片大小可自由调整）第1卷一.单项选择题(共50题)1.为什么有些领导者不愿意承担管理过程中的“教练”角色？为什么很多领导者不愿意花时间去教别人？一方面是因为辅导员工要花去大量的时间，而领导者的时间本来就是最宝贵的资源。另一个原因则在于对下属的辅导是否能够收到预期的效果，是一件很难说清的事情，因为有很多知识和方法是“只可意会，不可言传”的。而从更深的层次来说，“教练”角色要求领导者兼具心理学家和教育专家的素质，这也是一般人难以具备的。最适合做本段文字标题的是：（ ）A.效率低下，领导之过B.团队意识亟待增强C.员工培训，岂容忽视D.

2、做领导易，做“教练”难答案：D 本题解析：题干的意思是很多领导不愿意承担“教练”的角色是因为“教练”要求领导者兼具心理学家和教育专家的素质。A、B、C在文中都没有提及，只有D能够很好的表达文章的意思。2.2008年，高中及以上文化程度的外出农民工约为（）。A.5000万人B.4000万人C.3000万人D.2000万人答案：C 本题解析：2008年外出农民工人数为(14533-492)万人，高中及以上文化程度占比为235%-17%=218%，则所求为(14533-492)218%14000(20%+2%)=2800+280=3080万人，最接近的是C项。3.Most people agree

3、that the present role of women has already affected U.S. society._,it has affected the traditional role of men.A.Above allB.In allC.At mostD.At last答案：A 本题解析：句意为大多数人认为女人当前的作用已经影响了美国社会，最重要的是，它已经影响了传统的男人作用。本题题干是由两个分句组成，后一个分句是对前一个分句的进一步解释。考察选项的四个词组，可以确定应该选择表示递进关系的词组above all。4.第44题答案是_A.alwaysB.onceC.n

4、everD.sometimes答案：A 本题解析：此空所在句子意为老师发现这个学生缺席。always“一直”，符合句意，故选A。once“曾经”；never“从不”；sometimes“有时”，均不符合题意。5.法国启蒙思想家孟德斯鸠提出的著名主张是( )。A.社会契约B.三权分立C.君权至上D.民族自治答案：B 本题解析：孟德斯鸠最重要的贡献是对资产阶级的国家和法的学说作出了卓越贡献，他在洛克分权思想的基础上明确提出了“三权分立”学说。他在日本美国B.俄罗斯马来西亚新加坡C.菲律宾泰国加拿大D.德国英国印度答案：C 本题解析：菲律宾泰国加拿大20.She is absent from sch

5、ool today because she is suffering from a() toothache.A.separatedB.separateC.significantD.severe答案：D 本题解析：她今天没去上课，因为她牙痛得很厉害。21.风格的形成也意味着艺术的成熟，风格越强烈，给人的印象越深刻。但冰冻三尺非一日之寒，风格的形成不是一件容易的事，更不能刻意设计而得。颜柳欧赵，苏黄米蔡，风格鲜明，流传千古。它是个人漫长的艺术探索历程，有时甚至要付出一生的精力。书法有个性，能形成自己的风格，几乎是毎一位书法家的追求。古人云学书初谓未及，中则过之，后乃通会，通会之际，人书俱老。”将以

6、上6个句子重新排列，语序正确的是（）A.B.C.D.答案：B 本题解析：通读6个句子,可知语段是在就“书法个性”展开叙述,故应放段首，统领语段。22.A.见图AB.见图BC.见图CD.见图D答案：C 本题解析：看孤线的数量。前四个图形中弧线的数量依次为1、2、3、4，依次递增，故 选c。23.2008 2012年，中国货物进出口额占当年货物进出口总额比重最大的是（ ）A.2008 年B.2009 年C.2012 年D.2011 年答案：D 本题解析：比重比较,本題即选择进口额与出口额差距最小的，根据图錄易知2011年差距最小，所以选 择D.24.先秦诸子百家中，儒家和道家是影响最大的两家，而懦

7、家和道家正是中国传统文化的两条主线。论语老子分别是懦家和道家思想的主要代表作，把儒家和道家思想的源头抓住了，就比较容易把握中国传统文化的来龙去脉，还可以避免对中国传统文化的单向理解，易于进行儒、道两家思想的比较。这段文字的主旨是（）A.要弘扬中国的传统文化，首先就要读懂论语和老子B.论语和老子对中国的政治产生了广泛和深远影响C.在中国传统文化中，最经典的原著是论语和老子D.熟读论语和老子，就能为传播中国文化打好基础答案：A 本题解析：这段文字主要论述了儒家和道家思想对于中国传统文化的重要价值，第一句说僑家和道家是中国传统文化的两条主线，第二句说作为儒家和道家思想的主要代表作,理论论语和老子的重

8、要意义。B项谈到对“中国的政治”的影响，文中不提到，文中谈的是对“中国传统文化”的影响，排除，C项说“最经典”,过于绝对，排除。D项说“就能”,语气过于绝对,与文中的“较容易”、“易于”不符,排除。25.贷款定价原则包括：当期利润最大化、扩大市场份额、保证贷款质量、改善银行的社会形象等方面。其中改善银行的社会形象的定义角度是（ ）。A.公共关系B.直接利益C.占领市场D.资金安全答案：A 本题解析：银行贷款定价的一般原则：（l）利润最大化原则。在进行贷款定价时，银行首先必须确保贷款收益足以弥补资金成本和各项费用，在此基础上，尽可能实现利润最大化原则；（2）扩大市场份额原则。在金融业竞争日益激烈

9、的情况下，商业银行要求生存，求发展，除了在业务类型方面不断拓展，还应该在信贷市场份额方面不断扩展；（3）保证贷款安全原则。在银行贷款定价时，必须遵循风险与收益对称原则，确保银行贷款安全性；（4）维护银行形象原则。作为经营信用业务的企业，良好的社会形象是商业银行生存与发展的重要基础。所以改善银行的社会形象是从公共关系的角度出发的。故本题答案选A。26.What is your favourite colour? Do you like yellow , orange ,red? If you do ,you must be an optimist, a leader, an active per

10、son who enjoys life, people and excitement. Do you prefer greys and blues? Then you are probably quiet,shy, and you would rather follow than leaD. You tend to be a pessimist. At least, this is what psychologists tell us, and they should know,because they have been seriously studying the meaning of c

11、olours preference, as well as the effect that colours have on human beings. They tells us, among other facts,that we do not choose our favourite clour as we grow up-we are born with our preference.If you happen to love brown, you did so, as soon as you opened your eyes, or at least as soon as you co

12、uld see clearly.Colours do influence our moods-there is no doubt about it .A yellow room makes most people feel more cheerful and more relaxed than a dark green one; and a red dress brings warmth and cheer to the saddest winter day. On the other hand ,black is depressing. A black bridge over the Tha

13、mes River, near London, used to be the scene of more suicides than any other bridge in the area -until it was repainter green.The number of suicide attempts immediately fell sharply ;perhaps it would have fallen even more if the bridge had been done in pink or baby blue.Light and bright colours make

14、 people not only hppier but more active. It is an established fact that factory workers work better,harder ,and have fewer accidents when their machines are painted orange rather than black or grey.You would rather follow than red means_.A.you dont like to follow othersB.you would be a member rather

15、 than a leaderC.you would be afraid of following othersD.you would like to be a leader rather than a follower答案：B 本题解析：暂无解析27.Directions： Read the texts that follow. A word or phrase is missing in some of the sentences. Four answer choices are given below each of the sentences. Select the best answe

16、r to complete the text. Questions 13 refer to the following letters. Geneva Designer Interiors， San Francisco Division May 17 Kelly OReilly Managing Director Geneva Designer Interiors Los Angeles Dear Ms. OReilly， As per your1， I have sent you a detailed copy of the minutes from our yearly planning

17、meeting with our board members. Below， I have summarized the key points from the meeting： 1The proposal from headquarters to implement a pay raise for senior staff members was 2approved 2A minimum 6 months hiring freeze was also unanimously approved to ensure adequate funds to cover the pay raises.

18、3However， the suggestion from headquarters to cut charitable donations by 15 was rejected by a vote of 62. 4Instead， a proposal was also made to cut the advertising budget by 10 to3additional funds. These additional funds can be used to hire temporary staff members during the hiring freeze 5A questi

19、on was raised as to whether the pay raise would also entail additional responsibilities for senior staff members. Temporary workers could assist with additional responsibilities during the hiring freeze Sincerely， Jennifer Wilson San Francisco Store Manager2（）A.entirelyB.anonymouslyC.unanimouslyD.un

20、knowingly答案：C 本题解析：此处意为“提议全体一致通过”，unanimously全体一致地，符合文意。entirely完全地，彻底地。anonymously不具体地；化名地。unknowingly不知不觉地。28.健康的市场经济要以公平竞争为基本前提，公平竞争要求有健全的社会主义民主与法制，民主与法制又以一定水平的道德为基础，而道德不能不以一定的人文精神为引导。可见，人文精神的培植对于市场经济的发展并非只起消极作用；相反，社会主义市场经济不能脱离马克思主义所内含的人文精神。最能准确复述这段话主要意思的是（）A.社会主义市场经济的发展应注重人文精神的培植B.健康的市场经济需要人文精神的

21、支持C.健康的市场经济要以公平竞争为基本前提D.社会主义市场经济不能脱离马克思主义所内含的人文精神答案：B 本题解析：文中通过层层递进的关系导出健康的市场经济需要人文精神的支持，后半部分是人文精神对市场经济作用的进一步强调，因此答案为B。29.根据以下内容，回答230-234题。What is the purpose of the e-mail?A.To change a policyB.To inquire about a problemC.To give instructionsD.To correct an error答案：C 本题解析：邮件的第一段首句：“This message is

22、 to finalize the organizational details for”就表明，这份邮件是为了完善有关于即将举行的研讨会的相关事宜而提出的相关要求和指导意见。所以，本题的正确答案应为C。30.2,5,9,19,37,75,()A.140B.142C.146D.149答案：D 本题解析：本題是递推数列题。数列中相邻三项之间，前项的2倍加上后项等于下一项，所以未知项为37X2+75=149。故正确答案为D。31.“图腾”一词来源于印第安语“rotem”，意思为“它的亲属”、“它的标记”。在原始人信仰中，认为本氏族人都源于某种特定的物种，即与某种动物或自然物具有亲缘关系。于是，图腾信

23、仰便与祖先崇拜发生了关系。“Totem”的第二个意思是“标志”。图腾标志在原始社会中起着重要的作用，它是最早的社会组织标志和象征，具有团结群体、密切血缘关系、维系社会组织和互相区别的职能。根据上述定义，下面不属于图腾现象的是（）。A.鄂伦春族称公熊为“雅亚”，意为祖父，称母熊为“太帖”，意为祖母B.侗族传说中，其始祖母与一条大花蛇交配，滋生繁衍而形成侗族C.古代朝鲜族每一村落村13都立一鸟杆，作为本氏族的象征D.蒙古族以“苍天”为永恒最高神，“成吉思汗”的含义就是“赖苍天之力而为汗者”答案：D 本题解析：图腾的含义为祖先崇拜或社会组织的标志和象征。A、B两项均属于祖先崇拜；c项属于标志和象征；

24、D项只是对苍天的崇拜，不属于图腾现象。因此答案选D。32.一般地说，“智慧”不同于“知识”的最大特点在于“智慧”具有原创性。“知识”要求“广”“智慧”要求“新”。但两者又非绝对_；“智慧”必须有“知识”作基础，反之，只死读书，而无己见，无创意，那就容易成为_，也不算是“智慧”。填入划横线部分最恰当的是（）。A.对立 学究B.矛盾 古董C.等同 桎梏D.排斥 束缚答案：A 本题解析：由“知识要求广，智慧要求新”可知，第一空说的是两者的区别，据此排除C项的“等同”。“死读书、无己见、无创意”与第二空构成解释关系，与此最相符的为“学究”，故本题答案为A。33.在凯恩斯的流动性偏好理论中，投机性货币需

25、求把用于储存财富的资产划分为（）。A.货币与债券B.股票与债券C.现金与存款D.储蓄与投资答案：A 本题解析：凯恩斯认为人们持有货币的目的可能不是为了交易或可能的交易，而是为了储存价值或财富这称为投机动机。凯恩斯把用于储存财富的资产分为两类：货币和债券。货币是不能产生利息的，而债券是可以带来利息的。34.To: All Griffin Corporation EmployeesFrom: Sally Kleinman, Director, Employee RelationsRe: Employee Fitness CenterSent: Thursday, November 1, 9:46

26、AM.Dear Colleagues:As you know, Griffin Corporation recognizes the importance of having an excellent exercise facility on the premises. Over the past three years, we have worked hard to improve the employee fitness center: we have purchased new exercise equipment, renovated the locker rooms, and beg

27、un offering Welcome Aboard! , a safety training course.Two months ago, you responded enthusiastically to a survey about this fitness facility. Based on our recommendations, changes are planning for the fitness center. They will take effort on December 1. First of all, as requested, the fitness cente

28、r will stay open three extra hours Monday through Thursday. Also, a new series of classes-most of them suggested by you-will begin. Finally,those of you who have been using the center will be pleased to hear that popular personal trainer Joseph Santiago will be promoted to manager of the fitness cen

29、ter.We encourage more employees to take advantage of all the fitness center has to offer.Membership will continue to be subsidized and will remain at $15 per month. In addition, and for a limited time only, we are now offering a special rate for new members, members who sign up before December 1 wil

30、l only be charged $10 per month for the next six months. Please contact Joseph Santiago to sign up at this new reduced rate.Best Regards,Sally KleinmanGRIFFIN EMPLOYEE FITNESS CENTER:NEW SCHEDULE(as of December 1)Hours of Operation Group ClassesMonday6:00 AM.-9:00 P.M.MondayWeight lifting12:00-1:00

31、P.M.Tuesday6:00 AM.-9:00 P.M. TuesdayAerobic workout 6:00-7:00 P.M.Wednesday 6:00 AM.-9:00 P.M.Wednesday Kickboxing 12:00-1:00 P.M.Thursday 6:00 AM.-9:00 P.M. ThursdayStep aerobics6:00-7:00 P.M.Friday 6:00 AM.-9:00 P.M.Friday Yoga7:00-$:30 AM.Saturday 6:00 AM.-9:00 P.M.SaturdayCross training9:00-1:3

32、0 AM.SundayCLOSED ALL DAY Sunday CLOSED ALL DAYReminders1. Please do not use equipment for more than 30 minutes if other members are waiting to use it.2. Members may bring one guest per visit. Guests under 18 must be accompanied by a member at all times.3. Registration is not required for classes, b

33、ut class size is limited to 15 participants. Please arrive early to secure a place. Goals and bags should be left in the locker room so that all class participants have plenty of space.4. New members are required to complete aWelcome Aboard class before using anyequipment.5. Members must carry their

34、 membership card at all times while in the center.What is the purpose of the e-mail?A.To complain about problems at a fitness centerB.To request suggestions for new fitness center classesC.To notify employees about a new fitness centerD.To inform employees of changes at a fitness center答案：D 本题解析：邮件主

35、要内容是通知员工健身中心的一些变化。35. 下列属于所有权凭证的是() A.股票B.可转让大额定期存单C.商业票据D.政府债券答案：A 本题解析：BCD属于债权债务凭证。36.A.见图AB.见图BC.见图CD.见图D答案：C 本题解析：37.从利率管理的角度看，市场利率（ ）。A.由货币当局决定B.有时由货币当局决定，有时由市场货币资金供求关系直接决定C.由市场货币资金供求关系直接决定D.由货币当局和市场货币资金供求关系共同决定答案：C 本题解析：暂无解析38.一项研究发现，1970年调查的孩子中有70%曾经有过虫牙，而在1985年的调查中，仅有50%的孩子曾经有过虫牙。研究者们得出结论，在1

36、970年至1985年这段时间内，孩子们中的牙病比率降低了。如果为真，最能削弱研究者们上面得出的结论的一项是（）。A.被调查的孩子来自不同收入背景的家庭B.虫牙是孩子们可能得的最普通的一种牙病C.1985年调查的孩子要比1970年调查的孩子的平均年龄要小D.被调查的孩子是从那些与这些研究者们进行合作的老师的学生中选取的答案：D 本题解析：研究者们得出的结论是孩子的牙病比率降低了。如果被调查的孩子是从与研究者合作的老师的学生中选取的，那么被调查的对象就不能代表所有的孩子。这个结论也就不具有普遍性。39.Women are also underrepresented in the administr

37、ation and this is because there are so few women full professors. In 1985,Regent Beryl Milburn produced a report blasting（轰动 ）the University of Texas System administration for not encouraging women.The University was rated认为 among the lowest for the system.In a 1987 update ,Milburn commended the pro

38、gress that was made and called for even more improvement.One of the positive results from her study was a System-wide program to inform women of available administrative jobs.College of Communication Associate Dean Patrica Witherspoon,said it is important that woman be flexible when it comesto reloc

39、ating if they want to rise in the ranks.Although a woman may face a chilly climate on campus , many times in order for her to succeed , she must rise above the problems around her and concentrate on her work.Until women make up a greater percentage of the senior positions in the University and all a

40、cademia,inequities will exist存在.Women need to spend their energies(精力energy) and time doing scholarly activities that are important here at the University. Spirduso saiD. If they do that will be successful in this system.If they spend their time in little groups mourning the sexual discrimination th

41、at they think exists here, they are wasting valuable study time.From this passage ,we know that _.A.there are many women full professors in the University of TexasB.women play an important part in adminitrating the UniversityC.the weather on the campus is chillyD.women make up a small percentage of

42、the senior positions in the University答案：D 本题解析：暂无解析40.财务管理部在制定下一年度财务计划时，对行政办公费用的预算进行了调整。其中，某支行仅每月电费支出就缩减了 6000元，缩减后的电费是之前的 2/3。假设电费占行政办公费用的 30%，则该支行每月的行政办公费用是( )元。A.50000B.40000C.70000D.60000答案：D 本题解析：暂无解析41.人力资源部请面试专家做了一场面试官培训，专家在培训中提到，面试的时候区分应聘者的印象管理和真实性的自我表现很重要。自我表现是指个体通过自己社会行为的显示以形成、维持、加强或澄清他人对

43、自己印象的过程。在多数情况下，个体的公开形象和自我的实际情况是相当一致的，个体一般都希望别人了解一个真是的自己，力图通过自我表现给人留下一个与自己真实情况相一致的公开形象，称之为真实性的自我表现。下列选项属于真实性的自我表现的是( )。A.李军一直兢兢业业、认真仔细地计算与核对账目，是一个称职的会计B.面试当天张星换上一身职业装，由往日的学生形象转变为职业女性C.为了能胜任工作，内向的赵英每天都与同事、上司打成一片D.比赛时，刘佳在公开场合极力夸奖对手实力，而对自己实力只是轻描淡写答案：A 本题解析：暂无解析42.Telephone Billing Statement_city Phone CellularCity Phone CellularDepartment of Billing Services51 Dublin St，Suite 301Springfield，WIInvoice Date：08152006Payment Due Date：09142006Customer InformationName：Desire EberhardtAccount Number：1 0003483一FFTAccount InformationCurrent Charges：$6 15