[江苏]2023年兴业银行南京分行春季校园招聘上岸历年高频考点试题库答案详解

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1、江苏2023年兴业银行南京分行春季校园招聘上岸历年高频考点试题库答案详解（图片大小可自由调整）第一套一.单项选择题(共50题)1.“领导者具有某些固定特质且这些特质是与生俱来的”，该观点出自（）。A.交易型和改变型领导理论B.特质理论C.魅力型领导理论D.路径一目标理论答案：B 本题解析：受托马斯特质理论观点的影响，认为领导具有某些固有的特质，并且这些特质是与生俱来的；只有先天具备某些特质的人才可能成为领导。2.To reduce confusion and inefficiency,_ office supplies should now be ordered through the new

2、 online system.A.noneB.everyC.most ofD.all答案：D 本题解析：通过选项可以知道此题为选择恰当的限定词的问题。句子表示“所有办公用品”，因而B和D可能会为正确答案。但是空格后接的0mce supplies为复数名词，故选D。3.甲、乙、丙三名学生参加一次考试，试题一共十道，每道题都是判断题，每题10分，判断正确得10分，判断错误得零分，满分100分。他们的答题情况如下：考试成绩公布后，三个人都是70分，由此可以推出，110题的正确答案是：（ ）A.、B.、C.、D.、答案：B 本题解析：此题采取代入法即可，将答案代入进行检验，看其成绩是否都是70分。4.

3、财务管理的各项制度中，需要建立健全企业内部控制制度和会计控制制度，其中对不相容的岗位实行相互分离、相互制约的制度称为（ ）。A.岗位分离制度B.回避制度C.内部牵制制度D.货币资金控制制度答案：A 本题解析：建立不相容岗位分离制度就是在合理设置业务流程、明确岗位职责权限的基础上，对不相容职位实行岗位分离，形成相互协作、相互制衡、相互监督的机制，从而避免在经营管理过程中可能出现的差错和舞弊行为。5.为提高授信审批效率，诺鑫银行率先将国际先进的计算方法嵌入到授信评级系统之中。下列关于授信系统说法中，句意明确且没有语病的一项是（）。A.授信审批系统有效过滤了不良客户，解决了因信息不对称带来的成本增加

4、和企业效率低下等问题，推动了授信业务的数据化处理和授信标准的量化管理B.在审核系统中嵌入内部评级评分环节，将客户的个人基本信息、资产等信息全面纳入评分模型，就可以根据评分结果进行自动审批C.授信评价系统有效解决了长期以来困扰银行授信的优质客户定位难、“授信给谁”难以及差别化风险控制难D.通过将客户的有效数据纳入信用卡“预审批”数据库,实现了对全部目标客户的自动审批和精确授信，使信用卡授信管理实现了质的飞跃答案：A 本题解析：B项语序不当，应改为“资产信息等”；C项宾语残缺，应在句尾加“的问题”；D项主语残缺，可在“实现了”之前加“银行”。6.左边给定的是纸盒的外表面，下面哪一项不能由它折叠而成

5、?（）A.见图AB.见图BC.见图CD.见图D答案：D 本题解析：A、B、C均可由左边图形折出，D项，假设正面和右侧面方位正确，则顶面应为含横向两条直线的面。故D不能由左边图形折叠而成，答案为D。7.城市化:是指乡村人口向都市人口转化，生产方式和生活方式由乡村型向城市型转化的一个历史进程。下列不属于城市化进程要素的是（）A.某乡土地实行集约化经营，村民都转为农业工人B.某村村民由于比较富裕都住上了楼房、不少家庭买了汽车C.某乡政府转为街道办事处，农民农转非，未到退休年龄的村民还被安排了工作D.某村村民生活贫乏，晚上无事可做，就早早睡觉答案：D 本题解析：根据定义,可知城市化的划分条件：乡村人口

6、向都市人口转化;生产方式由乡村型向城市型转化；生活方式由乡村型向城市型转化。选项A，村民转为农业工人，符合生产力方式由乡村型向城市型转化。选项B,村民住上楼房，不少家庭买了小汽车，属于生活方式由乡村型向城市型转化。选项C，农民农转非，属于乡村人口向都市人口转化。选项D，不符合条件,故选择D项。8.（344+144236）（288236+688）-（1/8）=（ ）A.-1/2B.3/8C.1/2D.-3/8答案：B 本题解析：设344+144*236=a，则原式=a/2a-1/8=3/8，B项正确，A、C、D选项不符合题意，故本题正确答案选择B项。9.下列属于大额交易的是（）A.一笔25万元人

7、民币的现金汇款B.当日累计支取人民币18万元C.个人银行账户之间当日累计45万元人民币的款项划转D.单位银行账户之间一笔150万元人民币的转账答案：A 本题解析：参考解析：根据金融机构大额交易和可疑交易报告管理办法的规定，下列情形属于大额交易：(1)单笔或者当日累计人民币交易20万元以上或者外币交易等值l万美元以上的现金缴存、现金支取、现金结售汇、现钞兑换、现金汇款、现金票据解付及其他形式的现金收支。(2)法人、其他组织和个体工商户银行账户之间单笔或者当日累计人民币200万元以上或者外币等值20万美元以上的款项划转；(3)自然人银行账户之间以及自然人与法人、其他组织和个体工商户银行账户之间单笔

8、或者当日累计人民币50万元以上或者外币等值10万美元以上的款项划转。(4)交易一方为自然人、单笔或者当日累计等值1万美元以上的跨境交易。10.瓶子里装有浓度为21%的盐水500克，现在分别加入300克的盐水A和700克的盐水B后，瓶子里的盐水浓度变为19%。现已知所加的盐水A中所含盐分是盐水B的2倍。问盐水A的浓度为多少?（）A.18%B.23%C.30%D.40%答案：D 本题解析：原盐水中所含的盐分为50021%，则盐水A和盐水B所含的总盐分为(500+300+700) 19%-50021%=180g。因为所加盐水A中的盐分是盐水B的2倍，所以盐水A中的盐分有180(2+1)2=1209，

9、盐水A的浓度为120+300=40%。11.Women are also underrepresented in the administration and this is because there are so few women full professors. In 1985,Regent Beryl Milburn produced a report blasting（轰动 ）the University of Texas System administration for not encouraging women.The University was rated认为 among

10、 the lowest for the system.In a 1987 update ,Milburn commended the progress that was made and called for even more improvement.One of the positive results from her study was a System-wide program to inform women of available administrative jobs.College of Communication Associate Dean Patrica Withers

11、poon,said it is important that woman be flexible when it comesto relocating if they want to rise in the ranks.Although a woman may face a chilly climate on campus , many times in order for her to succeed , she must rise above the problems around her and concentrate on her work.Until women make up a

12、greater percentage of the senior positions in the University and all academia,inequities will exist存在.Women need to spend their energies(精力energy) and time doing scholarly activities that are important here at the University. Spirduso saiD. If they do that will be successful in this system.If they s

13、pend their time in little groups mourning the sexual discrimination that they think exists here, they are wasting valuable study time.Which of the following statements is true?A.the number of women professors in the University in 1987 was greater than that of 1985B.the number of women professors in

14、the University in 1987 was smaller than that of 1985C.the number of women professors was the same as that of 1985D.more and more women professors thought that sexual discrimination did exit in the University答案：A 本题解析：暂无解析12.A.见图AB.见图BC.见图CD.见图D答案：C 本题解析：题干图形中阴影郜分的数量依次是 2、3、4、5、(6),故本题正确答案为 C。13.根据以下

15、内容，回答212-216题。Rising wages - together with currency fluctuations and high fuel costs - are eating away theonce-formidableChina price advantage, prompting thousands of factory owners to flee the PearlRiver Delta. Much has been written about the more than doubling of wages at the Shenzhen factoryof Fo

16、xconn, the worlds largest electronics contract manufacturer, which produces Apple iPhonesand iPads and employs 920,1300 people in China alone.One can talk about a world pre- andpost- Foxconn, says Victor Fung, chairman of Li & Fung, the worlds biggest sourcing companyand a supplier of Wal-Mart. Foxc

17、onn is as important as that.Foxconns wage increases are only the most dramatic. Our analysis suggests that, sinceFebruary, minimum wages have climbed more than 20 percent in 20 Chinese regions and up to 30percent in some, including Sichuan. At a Guangdong Province factory supplying Honda, Wages have

18、risen an astonishing 47 percent. All this is bad news for companies operating in the worldsmanufacturing hub, and chief executives should assume that double-digit annual rises - if not onthe scale witnessed this year - are here to stay.Looked at another way, however, wage inflation provides companie

19、s with a once-in-a-generation opportunity to rethink radically the way they approach global production - and theyshould do so sooner rather than later.Why the urgency? After all, wage hikes in China are nothing new. Since 1990, they have risenby an average of 13 percent a year in U.S. dollar terms a

20、nd 19 percent annually in the past fiveyears.There are two big reasons the situation is different now. The first has to do with productivity.Over the past 20 years, productivity increases have broadly matched wage increase, negatitlg theirimpact. The pay rises came from a very low base, so while ave

21、rage wages grew 19 percent a yearfrom 2005 to 2010, this amounted to only 260 a month per employee, a sum that could be offsetby more efficient production or switching to cheaper sources of parts and materials.If labor costs continue, however, to increase at 19 percent a year for another five years,

22、monthly wages would grew ￥623 per month, according to BCG estimates. Such an increase wouldripple through the economy in the form of higher prices for components, business services, cargo-handling and office staff.The second reason relates to societal change. Until now, if has been easy to lure a se

23、eminglyunlimited number of young, low-wage workers to the richer coastal regions and house them cheaplyin dormitories until they saved enough to return home to their famihes in the interior provinces. Inthe future, though, young workers will be harder to recruit. This is partly because there will be

24、fewer of them: Largely because of the countrys one-child policy, the number of Chinese aged 15to 29 will start declining in 2011. Moreover, with living standards rising across China, fewer oftodays rural youth will want to go to coastal regions to toil for 60 hours a week on an assemblyline and live

25、 in a cramped dormitory.So what can CEOs do in this fast-changing environment? An instinctive reaction is to searchfor cheaper labor elsewhere. But this is short-sighted and would provide - at best - a short-termfix. Another option is to stay in China and try to squeeze out greater productivity gain

26、s.According to paragraph 1 and 2, we can summarize that （）.A.China will always boast a very impressive price advantage around the globeB.Foxconn s rising wage is just a one-sided caseC.Souring wages has improved a widespread impact on foreign companiesD.Foxconn is a manufacturer of great significanc

27、e to China答案：B 本题解析：此题根据前两段的解读，可以得知答案。14.甲公司租用乙工厂仓库，后甲、乙因租金问题发生争议，乙方应在（ ）内提起诉讼。A.知道权利被侵害时起2年B.争议发生后2年C.甲方拒付或延付租金之日起1年D.权利被侵害之日起20年答案：C 本题解析：我国民法通则第136条规定，下列诉讼时效为1年：（1)身体受到伤害要求赔偿的；（2)出售质量不合规格的商品未声明的；（3)延付或拒付租金的；（4)寄存财物被丢失或被损坏的。本题所述属于延付或拒付租金问题，故正确答案为C。15.鸡尾酒会效应：在鸡尾酒会上。很多人在同时进行着各种交谈，但一个人同一个时刻只能注意和参与其中的

28、一个交谈，这是注意分配的问题。由于心理资源有限，同一时刻只能将信息加以过滤和筛选，以此刻最重要或最有兴趣的信息为注意对象。作为一个选择过滤器。注意就像收音机上的旋钮一方面挡住大多数不需要的信息，一方面延留所需要的信息。使之进入意识。根据上述定义，下列不属于鸡尾酒会效应的是（）。A.讲座上听众们都认真听讲，全然不顾外面电闪雷鸣B.生日聚会上他从一个话题转移到另一个话题.侃侃而谈C.很少有人注意到83版的射雕英雄传中有跑龙套的周星驰D.婚礼上来宾们把目光都投向了新郎新娘答案：B 本题解析：首先分析鸡尾酒会效应的定义：在鸡尾酒会上。很多人在同时进行着各种交谈。但一个人同一个时刻只能注意和参与其中的一

29、个交谈，这是注意分配的问题。由于心理资源有限，对选项进行分析，A、C、D三项都符合定义；B项没有体现对信息的过滤和筛选，不符合、。故答案选B。16.关于利息的本质，马克思主义经济学认为（ ）。A.利息是节约目前消费、抑制现时享受的报偿B.利息是现金资产持有者因保有流动性而付出的代价C.利息来源于雇佣工人所创造的剩余价值D.利息是未来消费和现时消费的时差值答案：C 本题解析：暂无解析17.2013年12月26日，中国社科院和社会科学文献出版社共同发布的社会蓝皮书显示，2012年我国城镇居民人均可支配收入达24565元是1978年的ll5倍，年均增长74，农村人均纯收入达到7917元，是1978年

30、的ll8倍，年均增长75，二者均为剔除价格因素影响后的数据。2013年上半年，我国城镇居民人均可支配收入达到l36491元；农村居民人均纯收入达到48175元。从各地城镇居民人均可支配收入，农村居民人均纯收入看，2012年，城镇居民和农村居民收入最高的均为上海，分别达到40188元和l7804元，北京排名第二，城镇居民人均可支配收入为36469元农村人均纯收入16476元。从收入高低对比来看，2012年，我国城乡居民高收人家庭(最高20收人家庭)人均年收人为437975元：低收入家庭人均年收入只有15877元。根据城乡居民对2014年物价水平变化的调查数据显示，认为物价水平会有大幅度上涨的人数

31、比重为355：认为物价会平稳上涨的人数比重为483；其他观点的人数比重为l62。资料数据表明，2012年北京城乡居民收入比为（ ）。A.2.21：1B.1：3.21C.1：2.21D.3.21：1答案：A 本题解析：由第二段可知，北京城乡居民收入分别为36469元、l6476元，所求之比为36469：1647636：16=2x：1，A项满足。18.新的会计年度开始，启用新账时，可继续使用不必更换的账簿是( )。A.总账B.日记账C.明细账D.固定资产卡片账答案：D 本题解析：新的会计年度开始，一般总账、日记账和明细账都需更换账簿，变动小的部分明细账，如固定资产明细账或固定资产卡片及备查账簿可以

32、连续使用。D选项正确。19.Questions 189192 refer to the following article.Our Visa and Personal Credit Cards are issued by reliable capital retail bank. Offer is valid at all branded U.S. retail stations.Offer subject to credit approval: This offer is only available on new Visa or Personal Credit Card accounts.

33、 The offer may not be combined with any other offer. Introductory Offer of $0.20 per gallon in Fuel Credits, up to a maximum of $300 in total Fuel Credits, is good for 60 days from the date the account is opened.To earn Fuel Credits with the Visa Card, you must meet eligible spending thresholds in a

34、ny billing period. Eligible spending includes net purchases made on your Card Account, other than （1） any purchases made at our branded merchants or （1） any purchases at other fuel merchants. If you spend more than 300 in eligible spending in any billing period, you will accrue ten cents （0.10） per

35、gallon in Fuel Credits for each gallon of our fuel purchased in that billing period.If you spend more than $1,000 in eligible spending in any billing period, you will accrue twenty cents（0.20） per gallon in Fuel Credits for each gallon of our fuelpurchased in details.Our Visa Card and Personal Credi

36、t Card are issued by a capital retail bank and are not an obligation of our USA Inc. and we are registered trademarks of the Intellectual Property LLC.A maximum of 300 in total Fuel Credits may be accrued and redeemed in any calendar year. Click here for information.For our Credit Card Accounts that

37、 are approved for cash access Cash Access for our Credit Card accounts is currently available only in the U.S. and Canada foraccounts with credit limits of at least $500.Unauthorized charges do not include charges by a person whom you have given authority to use your accounts or card, and you will b

38、e liable for all use by such person.The Visa and Personal Credit Cards are available_A.to get approval of credit at bankB.in some capital retail bankC.for combining with other offerD.at U.S. retail stations答案：D 本题解析：根据Our visa and Personal credit cards are issued by reliable capitalretail bank. Offe

39、r is valid at all branded U. S. retail stations“签证和信用卡在国家可靠的资本零售银行被发行。这种服务在美国所有的品牌零售点都是可行的”。故选D。 20.以下是顺序被打乱的金融诈骗罪客观上所需经过的步骤，其正确的逻辑顺序应该是（ ）。实施虚构事实、隐瞒真相等欺骗行为；受骗者或者其他人（被害人）遭受财产损失；使受骗人陷人或者强化认识错误；受骗者因被骗而做出行为人期待的财产处分行为A.B.C.D.答案：B 本题解析：暂无解析21.2011胡润品牌榜，_品牌价值，排名_;A.730亿元 第8B.750亿元 第8C.730亿元 第9D.700亿元 第6答案

40、：B 本题解析：暂无解析22.Questions refer to the following notice and billing statement. Estimated Bills Although we try to read your gas meter every month， there are times when we simply cannot. We may not be able to access it if there is no one at your home to let us in. Weather conditions sometimes make it

41、unsafe for meter readers to do their job And meters do occasionally malfunction， making an accurate reading impossible When your meter is not actually read， you will receive an estimated bill. The estimate is based on weather trends and how much energy you have used in the past. When we are unable t

42、o get an actual meter reading， you will see the word “estimated” printed next to the meter reading on your bill. Estimates can be avoided if you send us a reading that you have taken yourself Here are two ways to help prevent an estimated bill. Call us with your meter reading at 18005551991. The bes

43、t time to call is one day before your scheduled meterreading day. （Your meterreading date appears on page one of your Newtown Gas Company bill.） Go to our Web site at to send us your meter readingSend your reading at least one day before your scheduled meterreading day. If you use either of these tw

44、o methods to provide us with your reading， you will see the words “customer reading” next to the reading on your bill. If your meter readings have been estimated for four straight months， you must call us with your meter reading NEWTOWN NATURAL GAS COMPANYSaurabh Khan Monthly statementMay80 Mount St

45、reet Account number 5252670Vancouver， Canada UsageMeter 1546774Account Summary Actual readingApril 20133 thermsPayment received April 30145.76 Customer readingMay 1949 thermsTotal amount due June 7 57.74 Average daily gas use （in therms） Please mail your payment to Newtown Natural Gas Company， P.O.

46、Box 388， Vancouver， Canada Your next meter reading is scheduled for June 18.When is Mr. Khans next meter reading? （）A.On April 20B.On May19C.On June 7D.On June 18答案：D 本题解析：账单最后一句提到下次抄表日“Your next meter reading is scheduled for June 18”，D项为正确答案。23.”Now you _foolish, Lady Anne,” complained Joan in the

47、 slightly joking way.A.areB.were beingC.are beingD.being答案：C 本题解析：考查时态。根据now 判断要用现在进行时，you are being foolish 表示“你正在犯傻；你这样做很愚蠢”。24.某大型百货商场库存新到一批商品，按期望获得60%的利润来定价，结果销售掉80%的商品，商场看到行情较好，决定开始提价销售，这样所获得的全部利润，是原来所期望的利润12倍。那么，商场后来的价格是原来的多少倍?（）A.1.475B.1.425C.1.525D.1.375答案：D 本题解析：设提价后的商品利润率为x。根据十字交叉法25.一处房为

48、老王所有,他离家十年期间,被侄子小王占有并出租出去，十年间得到租金5万元,修缮房屋花费2万元。老王回家后，面临这种情况,可以( )。A.收回房屋,并取得3万租金B.只能收回房屋C.收回房屋,并取得5万租金D.收回房屋,但要支付2万元的修费用答案：A 本题解析：不当得利返还原物和孳息。26.有20位运动员参加长跑，他们的参赛号码分别是1、2、320，至少要从中选出多少个参赛号码，才能保证至少有两个号码的差是l3的倍数?（）A.12B.15C.14D.13答案：C 本题解析： 1一20个号码中，两个号码的差是13的倍数，有1，14)、2，15、3，16)、4，17、5，18、6，19、7，207个

49、集合，再加上剩余的8、9、10、11、112、13共1313个集合，从任意两个不同集合中取出的两个数相差都不为13，根据抽屉原理1，至少选出13+1=14个号码，才能保证至少有两个号码的差是13的倍数。 27.FOR TWO MARKETING EXECUTIVESLegend Co. is an international famous company specialized in manufacturing furniture and household appliances. It is headquartered in Now York and has established over

50、 30 branches around China With the rapid growth now the company needs two marketing executives.Qualifications:Nationality: ChineseEducation: master degree in Marketing Management Economics or other related majorsExperience: at least 3 years experience in marketingSkills: good command of oral English

51、；proficient business trips are acceptableOthers: obedient to arrangements of the company frequent business trips are acceptableIf you wants to work in the company and are qualified please call at 01087654321 and contact Mr. SmithWho is the most suitable person for this post?A.Emma master degree in E

52、nglish frequent business trips are acceptableB.Li Lei master degree in Management 3 years experience in marketing good English and computer skillsC.Jack bachelor degree in Management good EnglishD.Jimmy master degree in Management 2 years experience in marketing good English and computer skills答案：B

53、本题解析：细节题。根据文段第一句“Nationality”和“education and experience”我们可以知道B项李磊，专业是管理，而且工作经验满三年。A项国籍和专业都不符。C项国籍不符。D项工作经验不符。因此答案选B项。28.环境危机越来越严重地制约经济发展。解决环境污染问题，最根本的是要转变“单纯经济 增长等同于发展”的观念，树立以人为本、全面协调可持续的发展观。这是因为（ ）。A.价值观对人们的行为起导向作用B.价值观无论正确与否都具有相对独立性C.正确的价值观可以改变社会存在D.社会存在的变化决定了多元的价值观答案：A 本题解析：本题考查对价值观的分析。解决环境污染问题，

54、要树立以人为本、全面协 调的可持续发展观，因为价值观对人们的行为起着导向作用。c说法错误；b、d项表述正确， 但与题目没有关系。29.在体育运动中，运动员需要不时地聚一些白色的粉末，俗称防滑粉，那么，防滑粉的主要成分是()A.铁B.钠C.镁D.钙答案：C 本题解析：防滑粉的化学成分为碳酸镁，ph值为弱碱性，白色，无毒。30.A.见图AB.见图BC.见图CD.见图D答案：A 本题解析：第一套图中，图形的渐变规律为：先是菱形转向，再是半圆转向。结合第二套图的变化趋势，我们发现只有A项符合第二套图的要求。31.活性氧在机体中有双重作用，一方面能增强免疫力、消灭细菌，杀死恶性细胞；另一方面，如在细胞中

55、含量过多反而会伤害正常细胞，加重病情发展。医学上早已发现，大剂量的活性氧能杀死细胞并导致动物死亡二氧化碳的作用就是抑制人或动物体内活性氧的过量形成。不符合这段话意思的是（）。农行真题A.适量的活性氧能增强机体的免疫功能B.适量的活性氧能消灭细菌.杀死恶性细胞C.大剂量的活性氧能杀死细胞，导致机体死亡D.活性氧中细胞含量过多.会伤害正常细胞，加重病情发展答案：D 本题解析：题干中说的是“活性氧在细胞中的含量过多”会伤害正常细胞，而不是“活性氧中细胞含量过多”。D项偷换了主语。本题选D。32.根据中华人民共和国消费者权益保护法，关于消费者的“依法求偿权”的说法正确的是（）。A.只有商品的购买者、使

56、用者或服务的接受者可以作为求偿权的主体B.非消费者的第三人在事故现场受到损害，不能享有依法求偿权C.消费者可以要求人身损害赔偿，既包括生命健康损害赔偿，也包括精神损害赔偿D.消费者可以要求财产损害赔偿，但只包括直接损失答案：C 本题解析：依法求偿权是指消费者因购买、使用商品或者接受服务受到人身、财产损害的，享有依法获得赔偿的权利，它是弥补消费者所受损害的必不可少的经济性权利。享有求偿权的主体除因购买、使用商品或接受服务而受到人身、财产损害的消费者外，还包括因为偶然原因在事故发生现场受到损害的其他人。33.请从所给的四个选项中，选出一个填入问号处，使之呈现一定的规律性。（）A.如图所示选项B.如

57、图所示选项C.如图所示选项D.如图所示选项答案：B 本题解析：本题考查位置类。左边一段白色区域、灰色区域、黑色区域依次向上移动一个格，将此规律应用到后边一段。故本题正确答案选B。34. 资金在国际流动时往往可以通过特定机制对一国乃至全球经济发挥远超过其实力的影响，这种现象被称为（）。 A.放大效应B.从众效应C.蝴蝶效应D.晕轮效应答案：A 本题解析：经济中的放大效应是指资金在国际间流动时往往可通过特定机制对一国乃至全球经济发挥远远超过其实力的影响，资金流动之所以具有放大效应，首先是因为国际间资金流动可以借助衍生工具发挥影响，其次是因为国际上流动的各种资金之间存在着密切的联系，最后，国际资金流动中存在着羊群效应，故A正确。B项从众效应是指人们经常受到多数人影响，而跟从大众的思想或行为，也被称为羊群效应。C项蝴蝶效应(Butterfly Effect)，是指在一个动力系统中，初始条件下微小的变化能引起整个系统长期而巨大的连锁反应。这是一种混沌现象。D项晕轮效应，又称光晕效应。指人们对他人的认知判断首先主要是根据个人的好恶得出的，然后再从这个判断推论出认知对象的其他品质的现象。35.银行业监督管理机构对金融机构进行现场检查，应当经（）批准。A.银行业监督管理机构负责人B.国务院C.中国人民银行D.财政部答案：A 本题解析：银行业监督管理机构对金融机构进行现场检查，应当经银