汇丰银行招聘TradeandSupplyChainInternshipOpportunity,HSBCBa上岸历年高频考点试题库答案详解

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1、汇丰银行招聘TradeandSupplyChainInternshipOpportunity,HSBCBa上岸历年高频考点试题库答案详解（图片大小可自由调整）第一套一.单项选择题(共50题)1.55，45，57，43，59，( )A.60B.46C.41D.40答案：C 本题解析：2.012年6月20日在巴西里约热内卢召开的有关环境与发展问题的联合国会议是( )A.联合国环境与发展大会B.联合国气候大会C.联合国可持续发展大会D.联合国可持续发展世界首脑会议答案：C 本题解析：暂无解析3.子女:孝顺( )A.家长：管教B.冬天：火热C.军队：战争D.法律：公正答案：D 本题解析：子女应该孝順；

2、法律应该公正。4.Most people agree that the present role of women has already affected U.S. society._,it has affected the traditional role of men.A.Above allB.In allC.At mostD.At last答案：A 本题解析：句意为大多数人认为女人当前的作用已经影响了美国社会，最重要的是，它已经影响了传统的男人作用。本题题干是由两个分句组成，后一个分句是对前一个分句的进一步解释。考察选项的四个词组，可以确定应该选择表示递进关系的词组above all。

3、5.1Excelon Travel Service, Inc711 Market StreetSan Francisco, California 94102Dear Mr. Miza:Thank you for giving Excelon Travel Services the opportunity to arrange your family s vacationtravel plans. As an additional service to you, we have provided an overview of your travel andhotel arrangements （

4、all times are local）: Which of the following aspect is not described for the person in the old picture that the author s daughter showed to him? A.figureB.skinC.ageD.hair答案：A 本题解析：细节题。题干中问的是作者女儿展示给他的老照片中的人物没有被描述到的方面是什么？文章第一段的第二句话“There l was a skinny 12 years old with thick，bushy，brown hair.”的意思“当时的

5、我是一个12 岁长着棕色而又浓密的瘦弱男孩。”所以我们可知，所给的信息有B 头发、C年龄、D 身材，唯独没有A 选项的皮肤。所以正确选项为A。6. 连作，也说连种、连茬或重茬，是指在一块田地里连续栽种一种作物。根据定义，下列属于连作的是( )。 A.张某见邻居钱某去年种植的花生产量很高，于是今年把自家田地全种上了花生B.孙某去年在田地栽种了水稻，由于干旱，颗粒无收，于是今年孙某将其种上了耐干旱的红薯C.周某去年在自家后院农田里种植的玫瑰长势很好，但却被一场台风摧毁了，于是周某今年又重新在后院农田栽种了玫瑰D.为了积攒棉花，农民陈某连续三年将自己所有的田地都种了棉花答案：D 本题解析： A项不是

6、在一块田地里栽种，B项没有栽种同一种作物，C项玫瑰不属于“作物”，A、B、C三项都不符合定义。故答案选D。 7. 政府当然应该接受批评，但批评的基础应该是事实，而不是谣言。如城管，你可以批评授权过度，也可以批评一些地区没有将城管纳人体制编制带来的执法倾向的不当。但在网上整天发一些没有时间、没有地点、没有准确事实描述的图片故事，就不是一种正常的批评。 这段文字意在说明（）。A.政府应该接受人民的合理批评B.只有走正规的渠道，批评政府才能奏效C.批评政府应该有理有据，遵循事实D.批评政府不能靠煽动民众情绪答案：C 本题解析：文段为总分结构，首句提出论点“政府当然应该接受批评，但批评的基础应该是事实

7、，而不是谣言”。其后以具体事例展开论述，佐证此论点。“批评政府应该有理有据，遵循事实”与论点符合，故答案为C。8.假设总供给600元，消费480元，投资110元，则在该经济中( )。A.非计划储蓄等于计划投资及非计划投资B.存在非计划储蓄C.存货中包含有非计划投资D.计划投资等于计划储蓄答案：C 本题解析：实际需求-消费+投资-480+110 =590元，可知实际需求实际供给，可知市场上存在10元的非意愿存货投资或非计划存货投资。所以答案选B.9.关于蓝牙，以下说法错误的是（）。A.蓝牙可以让支持蓝牙的设备自动上网B.蓝牙是无线数据和语言传输的开放式标准C.蓝牙协议能使智能手机、笔记本电脑、蓝

8、牙鼠标等设备之问进行信息交换D.蓝牙的有效传输距离是10米左右答案：A 本题解析：暂无解析10.文艺心理学是文艺学或美学的一个分支是从心理学的角度来研究文艺创作、文艺作品和文艺接受中的问题根据上述定义，下列陈述中不属于文艺心理学的是（）。农行真题A.奥地利心理学家、精神病医生用精神分析学来研究文学活动B.研究艺术创作心理动机C.研究古典诗词中的格律问题D.研究艺术家的艺术的体验答案：C 本题解析：A项中“精神分析学”、B项中“心理动机”、D项中“体验”都是心理学的角度，因此都属于文艺心理学的范畴。C项中“格律”并不是心理学角度，所以不属于文艺心理学。11.银行与一方进行即期交易的同时与另一方进

9、行远期交易的交易类型，称为（ ）。A.分散的掉期交易B.复杂的掉期交易C.纯粹的掉期交易D.多头的掉期交易答案：A 本题解析：分散的掉期交易，指交易涉及三个参加者，即银行与一方进行即期交易的同时与另一方进行远期交易。但无论怎样，银行实际上仍然同时进行即期和远期交易，符合掉期交易的特征。进行这种交易的目的就在于避免风险，并从汇率的变动中获利。12.She married a man () in mechanical engineering.A.sociableB.skillfullC.specializingD.social答案：C 本题解析：她嫁给一位专攻于机械工程的人。13.Question

10、s 6768 refer to the following memo.Bayside View HotelTo: ALL EmployeesFrom: Edgar Wagner, Hotel ManagerRe: Bayside View Hotel Customer Satisfaction SurveyJuly 20Dear Employees,As part of our ongoing effort to ensure that the Bayside View Hotel remains one of the premier hotels in the country, we hav

11、e conducted our annual customer satisfaction survey.The survey results showed customer satisfaction improved in two of four key service areas compared with the results from a survey done twelve months earlier. The areas showing improvement are Housekeeping and Food Services. Customer rating for Conc

12、ierge Services remained the same, while a noticeable drop was shown for Front Desk Services. Your department managers will provide you with more detailed results of the survey that pertain to your specific area of work, and will suggest ways to improve on services rated less than satisfactory. What

13、is indicated about the survey?A.It was completed by hotel staffB.It will be used to decide promotionsC.It was recently revisedD.It is conducted every year答案：D 本题解析：暂无解析14.从所给的四个选项中，选择最合适的一个填入问号处，使之呈现一定的规律性( )。A.如图B.如上图C.如上图所示D.如图所示答案：D 本题解析：题干图形均为内外结构，从每列来看，第一列图形内外结构的线条数之差为0，第二列的线条致之差为l，第三列的线条数之差为2。

14、选项中只有D项内外结构线条数之差为2，选择D项。15.几家企业与若干自然人出资设立一从事贸易的有限责任公司，对该公司（）。A.厂房和设备B.资金C.交通工具D.商标权或专利权答案：D 本题解析：暂无解析16.美国总统林肯曾说过，“专利制度为天才之火浇上了利益之油”。而在中国，高校的专利成果却如同橱窗里的苹果，好看但吃不着。据统计，中国高校的专利转化率普追低于5%。2013 年底，我国的科技成果转化率仅为10%左右，远远低于发达国家水平。现行的法规遏制了科研人员的积极性，现行的高校评价体系也没有把技术转移作为考核内容，“指挥棒”效应导致高校多数职务发明成果随课题项目结束而休眠。这段话意在说明(

15、)。A.中国的科技成果转化率有了长足的进步，虽然仍低于发达国家水平B.专利制度往往限制了天才的创造性，这在中外都是通病C.要想提高专利转化率，就必须改革现有的法规和评价标准D.在我国，发明成果往往随着课题的结束而束之高阁答案：C 本题解析：意图判断题，文段阐述了一个不好的现象，即我国的专利转化率不高，也论述了转化率不高的原因，对于这-类提出问题的文段，作者意在去解决这个问题，因此C项作为对策项，指出，要想提高专利转化率，就必须改革现有的法规和评价标准，是正确的答案。顾正确答案为C.17.甲企业向乙企业提供价值l00万元商品，乙企业承诺分l0个月偿付货款。甲企业与乙企业之间的信用形式为（ ）。A

16、.国家信用B.间接信用C.商业信用D.消费信用答案：C 本题解析：暂无解析18.对于企业的一些重要经营项目的决策一定要进行可行性分析，这是基本的要求。在对可行性分析的工作思路上。张经理认为可行性分析要从项目的不可行性分析入手；王经理则认为可行性分析的大部分工作就是分析其可行性，在可行性分析的初期阶段千万不能引导大家思考项目的不可行性。以下四种判断中哪一种判断是正确的？（）A.王经理的工作思路不符合科学的决策过程要求B.对重大决策应采用张经理的工作思路，对一般性决策则应采用王经理的工作思路C.张经理和王经理的工作思路存在着差异，但不存在本质性的差异D.张经理主持分析论证的项目在实施过程中风险一定

17、会更小些答案：C 本题解析：可行性分析应具有预见性、公正性、可靠性、科学性的特点。可行性分析包括可行性和不可行性两方面的分析，何者为先只是工作思路上的区别。19.数字、电子产品已经充斥了我们的日常生活，让孩子远离这些物品，生活在真空中是不可能的。对此，家长要做的不是（ ），而是学会科学地利用它们。A.听之任之B.避而不谈C.亡羊补牢D.因噎废食答案：A 本题解析：本题属于逻辑填空题目。括号之后通过“而”转折，转折后提到学会科学地利用他们，转折前就要体现出不去科学利用。A项，“听之任之”指听任它发展，而不加过问。体现出了不去利用，不管不顾的特点，符合语境，当选。B项，“避而不谈”是指躲避开而不肯

18、说，有意回避事实。强调不去说，不合语境，排除；C项，“亡羊补牢”比喻出了问题以后想办法补救，可以防止继续受损失。和语境不符，排除；D项，“因噎废食”比喻因小而废大或怕做错事而索性不干，一开始已经说明完全避开电子产品是不可能的，所以“因噎废食”不合语境，排除。因此，选择A选项。20.我国的知识产权法早在1991年就开始施行，但很长一段时间里，版权问题并未引起国人的足够重视。莫言就曾公开表示，看到自己的作品被大量盗版虽心有不满，却又不好意思开口要版税。时至今日，版权问题仍然是我国文化事业发展的软肋之一。创作费时费力，但作品却被侵权者零成本地随意使用甚至厚了投机者的腰包。若不能有效打击侵权行为，就会

19、导致“劣币驱逐良币”，严重打击创作者的积极性，并最终破坏健康的创作生态和市场环境。这段文字意在说明（）。A.版权问题未得到足够重视B.忽视版权问题会打击创作者积极性C.知识产权法亟待完善D.莫言作品被大量盗版答案：C 本题解析：文段首先提出作者观点：版权问题未引起足够重视。后文列举了莫言的例子证明侵权问题，最后通过反面论证再次论证被侵权的危害。对比选项，C项“知识产权法亟待完善”是对文段主旨的合理引申。A项只是重复了文段的问题，并不是解决的对策，排除；B项是从反面表述了版权不被重视的后果，并非文段重点，排除；D项“莫言”属于举例，非重点，排除。故本题正确答案选C。21.根据下图回答131135

20、题。该市2005年6月的总保费收入比去年同期约增长了（ ）。A.14.1%B.24.1%C.34.1%D.68.5%答案：A 本题解析：2005年6月的总保费收入为22918026782709（万元），2004年6月的总保费收入为19315955862374（万元）。2005年6月的总保费收入比去年同期增长了：22.A.见图AB.见图BC.见图CD.见图D答案：B 本题解析：略23. 人民银行复点时发现金融机构直接办理的特殊残缺、污损人民币专用袋内实物数量与兑换标准明显不符，经现场复核、业务主管审核，确非本单位责任的，按残损人民币()处理。 A.长款B.短款C.长款或短款答案：B 本题解析：暂

21、无解析24.A startup company in California is using machine learning and arificial itelligence to advise fire departments about how to plan for earthquakes and respond to them. The company hopes its algorithms can take a lot of the guesswork out of the planning process for disaster response by making acc

22、urate predictions about earthquake damage. Is one of a handful of companies rolling out atificial itelligence and machine learning systems that could help predict and respond to foods, cyber-attacks and other large- scale disasters.Nicole Hu, the companys chief technology oflicer, says the key is to

23、 feed the computers three mam categories of data. The first is data about homes and other buildings, such as what materials theyre made of, when they were built and how likely they are to collapse when the ground starts shaking. The next category is data about the natural environments. For example.

24、What is the soil like What is the elevation like? What is the general humidity like? explains Hu. The third thing we look at is live instant data. she says, such as the magnitude of the quake, the trafic in the area of the quake and the weather at the time of the quake. The computer uses the informa

25、tion to make predictions about what would happen if an earthquake occurred in a particular area. It then uses data from past earthquakes to see whether its predictions are any good, and revises its predictive models accordingly. In other words, it learns as it gocs, which is basically how machine le

26、arning works.Stanford University earthquake engineer Gregory Deierlein consulted for the company. He says one of the most remarkable things about the companys software is its ability to incorporate data from an earthquake as its happening. and to adjust its predictions in real time. Those sort of th

27、ings used to be research projects. says Deierlein After an event, we would collee data and a few years later we d produce new models. Now the new models appear in a matter of minutes. He note the companys exact methods are opaque. Like many startup companies theyre not fully transparent in everythin

28、g theyre doing. He says.“I mean, thats their proprietary knowledge that theyre proprietary knowledge that theyre bringing to it.Nonetheless, some first responders are already convinced the software will be useful. Fire chief Dan Ghiorso leads the Woodside Fire Protection District near San Francisco,

29、 which covers 32 square miles. The San Andreas fault is only a couple hundred feet behind the firehouse. Ghiorso says in the past, when an earthquake hit, he d have to make educated guesses about what parts of his district might have suffered the most damage, and then drive to each place to make a v

30、isual inspection. He hopes the company s software will change that, although he has yet to put it to the test during an actual quake. Instead of driving thity two square miles, in fifteen minutes on a computer Ican get a good idea of the concerns. he says,“instead of me, taking my educated guess, th

31、ey re putting science behind it, so I m very confident. Unfortunately, its going to take a natural disaster to see if his confidence is justified.What is NOT needed for training the earthquake predicting software?A.Data about past earthquakesB.Data about human impactsC.Data about the geographic cond

32、itionsD.Data about the buildings答案：B 本题解析：是非题。根据题目可定位至文章第二段，可知只有B选项不符合题意。另外三项在文章里都有说到。25. Samuel Johnson Machines guarantees that any defective photocopy machine will be_immediately with a new one. A.consumedB.revisedC.preparedD.replaced答案：D 本题解析：塞缪尔保证任何一台有瑕疵的影印机都将被一个新的来替代。“consume”是消耗；“revise”是修改；“

33、prepared”是准备；只有“replace”最合适。26. 国务院2013年9月12日发布大气污染防治行动计划提出，到2017年，全国地级及以上城市可吸人颗粒物浓度比2012年下降（）以上。 A.5%B.10%C.15%D.20%答案：B 本题解析：国务院2013年9月12日发布大气污染防治行动计划提出，到2017年，全国地级及以上城市可吸入颗粒物浓度比2012年下降10%以上。27.按照我国的分税制财政体制，下列各项中，（）不属于中央固定收入。A.铁路运输部门缴纳的房产税B.国有独资商业银行缴纳的营业税收入C.国家邮政局上缴的利润D.省属企业缴纳的消费税收入答案：A 本题解析：暂无解析2

34、8.2012年年末，安徽省户籍人口6902万人，比上年增加26万人。年末常住人口5988万人，比上年增加20万人，均保持平稳发展态势。2012年，全省常住人口全年出生人Vl 777万人，死亡人口367万人。2012年全省l5岁及以上常住人12中小学文化程度人El占254，比上年下降036个百分点：初中和高中文化程度人El占571，提高067个百分点；大学及以上文化程度人12占83，提高011个百分点。全省常住人口平均受教育年限达842年，比上年多018年。从文盲率看，2012年全省文盲人口4072万人比上年减少306万人。2012年全省城镇人Vl 2784万人，比2007年增加416万人；人V

35、l城镇化率达465，比2007年提高78个百分点五年年均提高156个百分点。2012年年末全省从业人员42068万人，比上年增加859万人。2012年年末，全省第一产业从业人员15312万人比上年减少677万人；第二产业ll073万人，增加689万人；第三产业15683万人增加847万人。全年城镇实名制新增就业658万人。完成年初目标任务的l097，比上年增长56。下岗失业人员再就业25万人完成年初目标任务的l04，增长35。就业困难人员9万人，完成年初目标任务的l493，增长l64。年末城镇登记失业率368，低于年度控制目标(45)082个百分点，比上年下降004个百分点，实现了控制在45以

36、内的既定目标。注：国家统计局规定，(此人l：7按常住人口计算)。2007年年末，安徽省常住人口为（）。A.6027万人B.6119万人C.6211万人D.6303万人答案：B 本题解析：由第三段可知，2007年安徽省城镇人口为(2784-416)玎人，人口城镇化率为(465一29.财政的本质是一种以（ ）为主体的分配关系。A.政府机关B.国家C.企业D.财政部门答案：B 本题解析：暂无解析30. _all of us who are here tonight, I would like thank Mr.Brown for his talk. A.On behalf ofB.On accoun

37、t ofC.In honor ofD.In terms of答案：A 本题解析：“On behalf of”意为“代表”；“On account of”意为“因为，由于”；“In honor of”意为“向表示敬意”；“In terms of”意为“依据，按照”，根据语境可知，只有“On behalf of”符合句意，故选A。31.Who should qualify for minimum wage protections, sick leave or any of the other benefits typically given employees?alformias state Le

38、gislature is reopening that high-stakes,decades-long debate, as it prepares to vote on a proposal that would give hundreds of thousands of contract workers, such as drivers of ride haling companies, new benefits by legally relassfyig them as employees. If it passes, the states narrower definition of

39、 contractor would trigger a host of other changes for companies that would then have to pay for Social Security, workers compensation and unemployment insurance. Large employers would also have to pay for health insurance. This would be a significant development in workplace law and could eventually

40、 have implications for workers and companies across the country.The proposed change is of keen interest to a rapidly growing population of contractors likeLeonardo Diaz. For most of the past 4 years, he has made a decent living working 40 to 50 hours a week driving for the ride-hailing companies. I

41、love interacting with people, says the father of four, who lives in Los Angeles. But more recently, Diaz has soured on his job. He says that both ride- haling companies cut his share of payments, reducing his take home pay to only $9 an hour,after taking the cost of gas, insurance and car repairs in

42、to account. But he says the bigger problem is that he is tired of working as a contractor and misses employee health and paid leave benefits he used to recive when he worked as a valet. We dont get any holiday pay, Diaz says.If we get sick, you know, nobodys going to pay for our doctors, Contractors

43、 like Diaz make up a fast-growing part of the workforce. And any company in California using them could be affected.The impact of the new law would reverberate beyond the state.Everyone is looking to California right now and theyre all following it with bated breath because they recognize that likel

44、y whatever happens in California is going to sweep across the country, says Monique Ngo-Bonnici, an attorney in California. The proposal expands on a landmark California Supreme Court ruling last year that extended wage protections to more workers and narrowed the definition of independent contracto

45、r. The. legislative proposal expands on that ruling and would give workers benefits like paid sick leave and protections under anti-discrimination laws. Ngo-Bonnici argues that the, California proposal would put big constraints on workers and companies alike. Speically, it would mean more workers wi

46、ll be put on shifts, which in certain municipalities must be scheduled weeks in advance . - - -giving workers far less flexibiliy, she says.One ride-hailing company confirms it would have to revamp its operations in the state drivers are redassified as employees. We would need far fewer drivers than

47、 we currently have.says Adrian Durbin, a company spokesman. And those that remained would have a much more rigid work schedule. Durbin says those Big companies pushed California lawmakers for a middle ground that would grant independent contractors a narrower set of benefits, like minimum wage guara

48、ntees, without making them ullledged employees. What would ride-haing companies do in response to the legislative proposal!? A.They would hire more driversB.They would abide by the proposalC.They would negotiate with LawmakersD.They would give workers more flexibility答案：C 本题解析：从文章最后一段某公司发言人的话中我们可以得到

49、信息，他们会调整自己的运营方式:减少雇佣人数、并且对于员工的要求会变得更加严格，排除AD。此外，各大公司已迫使立法人员做出了让步，允许他们在稍小的范围内提升合同工的福利,但不会给子他们全职人员的待遇，所以我们可知，他们并没有完全服从于这项提案，排除B,所以答案选C，他们会与立法委员会进行协商谈判。32.1，4.4，16.1，16.16，256.1，（）A.256B.1.1C.256.1D.1.256答案：A 本题解析：根据题干判断，把小数点符号看作是顿号，数列即变为1，4，4，16，1，16，16，256，1，规律为第一项乘以第二项=第三项，故下一项为2561=256，1256=256，故为2

50、56.256，A项正确，B、C、D选项错误，故本题正确答案选A。33.玉米的正常市场价格为每公斤1. 86元到2.18元，近期某地玉米价格涨至每公斤2. 68元。经测算，向市场每投放储备玉米100吨，每公斤玉米价格可下降0. 05元，为稳定玉米价格，向该地投放储备玉米的数量不能超过（ ）。A.800 吨B.1080 吨C.1360 吨D.1640 吨答案：D 本题解析：玉米价格最多从2. 68元下降到正常范围的最低值1. 86元，即降低0. 82元，每100吨对应的降价是0. 05元，所以投放储备的量最高为100X (0. 82 + 0. 05) = 1640（吨）。34.Directions

51、： Read the texts that follow. Each text is followed by several questions. Select the best answer for each question. Questions 15 refer to the following passage Youre busy filling out the application form for a position you really need；lets assume you once actually completed a couple of years of coll

52、ege work or even that you completed your degree Isnt it tempting to lie just a little， to claim on the form that your diploma represents a Harvard degree? Or that you finished all extra couple of years back at State University？ More and more people are turning to utter deception like this to land th

53、eir job or to move ahead in their careers， for personnel officers， like most Americans， value degrees from famous schools. A job applicant may have a good education anyway， but he or she assumes that chances of being hired are better with a diploma from a wellknown university. Registrars at most wel

54、lknown colleges say they deal with deceitful claims like these at the rate of about one per week Personnel officers do check up on degrees listed on application forms， then. If it turns out that an applicants lying， most colleges are reluctant to accuse the applicant directly. One Ivy League school

55、calls them impostors； another refers to them as special cases. One wellknown West Coast school， in perhaps the most delicate phrase of all， says that these claims are made by no such people To avoid outright lies， some jobseekers claim that they attended or were associated with a college or universi

56、ty. After carefully checking， a personnel officer may discover that attending means being dismissed after one semester. It may be that being associated with a college means that the jobseeker visited his younger brother for a football weekend One school that keeps records of false claims says that t

57、he practice dates back at least to the turn of the centurythats when they began keeping records， anyhow. If you dont want to lie or even stretch the truth， there are companies that will sell you a phony diploma One company， with offices in New York and on the West Coast， will put your name on a dipl

58、oma from any number of nonexistent colleges. The price begins at around twenty dollars for a diploma from Smoot State University. The prices increase rapidly for a degree from the University of Purdue As there is no Smoot State and the real school in Indiana is properly called Purdue University， the prices seem rather highly for one sheet of paper.The main idea of this passage is that（）A.employers are checking more closely on applicants nowB.lying about college degrees has become a widespread problemC.college degrees can now be purchased easilyD.employers are