国家开发银行宁夏分行2022年校园招聘名师模拟卷[VII]3套含答案详解

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1、书山有路勤为径，学海无涯苦作舟！ 住在富人区的她 国家开发银行宁夏分行2022年校园招聘名师模拟卷3套含答案详解（图片大小可自由调整）全文为Word可编辑，若为PDF皆为盗版，请谨慎购买！第壹卷一.题库(共125题)1.( )是指单位类客户在商业银行开立结算账户，办理不定期、可随时转账、存取的存款 类型。 A.单位活期存款 B.单位定期存款C.单位通知存款 D.保证金存款答案：A解析：单位活期存款是指单位类客户在商业银行开立结算账户，办理不定期、可 随时转账、存取的存款类型。2.根据以下资料，回答15题：2008年全年粮食种植面积10670万公顷，比上年增加106万公顷：棉花种植面积576万公

2、顷减少17万公顷；油料种植面积1271万公顷，增加139万公顷；糖料种植面积193万公顷，增加13万公顷。全年粮食产量52850万吨，比上年增加2690万吨，增产54。其中，夏粮产量12041万吨增产26；早稻产量3158万吨，与上年基本持平：秋粮产量37651万吨增产67全年棉花产量750万吨，比上年减产16。油料产量2950万吨。增产148。糖料产量13000万吨，增产67。烤烟产量260万吨，增产196。茶叶产量124万吨，增产64。全年肉类总产量7269万吨，比上年增长59。其中，猪肉产量4615万吨，增长76；牛肉产量610万吨，下降05；羊肉产量376万吨，下降18。生猪年末存栏4

3、6264万头，增长52；生猪出栏60960万头，增长79。牛奶产量3651万吨，增长36；禽蛋产量2638万吨，增长43。全年水产品产量4895万吨，增长31。其中，养殖水产品产量3426万吨。增长45；捕捞水产品产量1469万吨与上年持平。2008年烤烟增产量比茶叶增产量多（）万吨。A.241B.136C.351D.132答案：C解析：2008年烤烟产量为260万吨，增产196，茶叶产量为124万吨，增产64，则所求为260260(1+196)-124124(1+64)260-1240.0643.37.436万吨，最接近的就是C。3.下列各句中没有语病，语意明确的一句是（）。A.说文解字的作

4、者许慎将汉字按部首归类，这是文字学领域一项伟大的创举，其成就前无古人后无来者，后人也多望尘莫及。B.经济的快速发展所带来的国家财力的增加为促进经济发展、切实改善民生、有效应对各种风险的冲击提供了有力的资金保障。C.“512”大地震后网络凭借巨大的影响力和覆盖面在失踪儿童父母的寻找工作中起到了重要的作用。D.农民工参加医保的方式有“在城镇有正式劳动合同的农民工，参加城镇职工医保；流动性比较强的农民工参加新型农村合作医疗”这两种参保途径。答案：B解析：A项“后无来者”与“后人也多望尘莫及”自相矛盾。C项“失踪儿童父母的寻找”有歧义。D项句式杂糅。“农民工参加医保的方式有”与“这两种参保途径”杂糅。

5、 4.There stands two factories on the river.A. ThereB. StandsC. factoriesD. on答案：B解析：standsstand。two factories是复数，其动词应该改成相应的复数形式。5.Questions 184-188 refer to the following article.President Barack Obama has issued his call to put global warming at the top of the internationalagenda, pledging to push

6、for coordinated action by the worlds biggest countries to tackle problem of climate change.In the speech, the US president on Tuesday laid out a three-pan plan to deal with climate change using the power of his office.He outlined a strategy to cut the USs carbon pollution by reducing emissions from

7、coal-fired power plants; to prepare the US for the impact of climate change, suchas the super storm that ravaged the New Jersey coastline last year, and to lead the world by example in combating changing climate.While no single step can reverse the effects of climate change, the president believes w

8、e have a moral obligation to our kids to leave them a planet thats not polluted and White House official said.The coal industry said the proposals could prove devastating-shares in US coal mining companies have been falling sharply-but Mr. Obama s speech was being watched closely around the world.In

9、 Europe, where the Eurozone crisis has pushed theclimate change agenda firmly into the political background, environmental campaigners said they hoped Mr.Obamas speech would puncture arguments tackling global warming as bad for the economy.”If you have got the US and China moving, then the argument

10、that the EU is going it alone clearly doesnt stand up to scrutiny anymore, said Tom Brookes of the European Climate Foundation.The president said he would seek to expand new and existing international initiatives,including bilateral initiatives with China, India and other big emissions countries.Whi

11、ch of the following is NOT included in the US president s strategy?A. to set a good example for the worldB. to fight against the super storm in the New JerseyC. to cut emissions from coal-fired power plantsD. to prepare the US for the influence of the changing climate答案：B解析：根据原文to prepare the US for

12、 the impact of Climate Change，such as thesuper storm that ravaged the New Jersey Coastline last year 可知，super storm 对新泽西的损害已经是过去的事情，现在只是防范类似事件再次重演，故B 项说法与原文不符。 6.假如政府增加了政府购买的规模中央银行扩大了货币供给量，则()。A.利率必然下降.B.利率必然上升C.物衡收入水平必然.上升D.物资收入水平必然下降答案：C解析：政府增加政府购买，属于扩张性财政政策，央行扩大货币供给，属于扩张性货币政策，根据IS-LM模型，最终利率不确定，国民

13、收入增加，故答案选择C。7.根据电视收视率调查，看体育节目的观众中青年人比中老年人要多。由此可推断出（ ）A.体育节目可能更适合青年人的兴趣B.体育节目是专属青年人的运动C.中老年人不喜欢体育节目D.青年人比中年人更擅长体育运动答案：A解析：“看体育节目的观众中青年人比中老年人要多”，说明青年人对体育节目的兴趣比老年人要大。8.You cant modernize_large external investments.A.fromB.onC.withoutD.unless答案：C解析：本题考察介词辨析。题目意为“没有大额的外部投资，你不能实现现代化。”选项A意为“来自”；选项B意为“在上”；选

14、项C意为“没有”；选项D意为“除非”，选项C符合题意，为固定词组搭配“notwithout”（没有就不）。9.货币的职能包括价值尺度、流通手段、贮藏手段、支付手段和世界货币。其中价值尺度和流通手段是最基本的职能。()答案：错解析：货币最基本的职能是价值尺度，而价值尺度和流通手段是基本的职能，所以题干说法错误。10.资料：Above the line promotion uses mass media such as the press,radio,television,cinema or poster sites. This type of promotion is usually paid

15、for. Each of the possible media methods can be used to target audiences in different market segment. There are both strengths and drawbacks to these forms of media:UNISON embarked on a wave of television, internet and newspaper adverts for the million voices campaign. They wanted that the vital serv

16、ices provided by public sector workers could disappear if the funding cuts sent ahead. The adverts featured a lot of vital public service jobs fading out of sight and featured the tagline. Dont wait until theyre gone to defend them. A powerfulcampaign film was also released that illustrated how loca

17、l communities would be affected by cuts. A version of this film aimed at recruiting members to UNISON was shown on television using DRTV. The online and newspaper adverts linked back to the campaign website where people can register their support and add a comment.Which of the following is not true

18、about these forms of media?A.it is hard to evaluate the effectiveness of a campaign.B.the media are often expensive.C.it aims at specific audiences.D.it may have an immediate impact.答案：B解析：本题考查的是细节理解。【关键词】not true; these forms of media【主题句】第1自然段Above the line promotion uses mass media such as the pr

19、ess, radio, television, cinema or poster sites. This type of promotion is usually paid for. Each of the possible media methods can be used to target audiences in different market segment. There are both strengths and drawbacks to these forms of media: 上文线上推广使用大众媒体，如新闻、广播、电视、电影或海报网站。这种促销方式通常是有偿的。每一种可

20、能的媒体方法都可以用来针对不同市场的受众。这些媒体形式既有优点也有缺点：【解析】本题的问题是“关于这些媒体形式，下列哪一项不正确？”。选项A意为“很难评估一场活动的有效性”；选项B意为“媒体通常很贵”；选项C意为“针对特定的受众”；选项D意为“可能会产生直接的影响”。根据主题句可知，A、C、D选项均是正确的，故选B。11.我国对货币层次 MO 的定义是（） 。A、 流通中现金B、 银行活期存款C、 银行定期存款D、 证劵公司客户保证金答案：A12.Question 61-63 refer to the following email.To: Barry Weinstein （bweinstei

21、n）From: Andrew Kim （akim）Subject: Next monthDate: August 3Barry,Thanks again for arranging that videoconference last week. I just heard form Maxine Dawson, our account manager for the Johnson Company account, that the next product trial will be September 8 in their production plant in Denver. She ha

22、s requested that I fly D. A presenter at an award ceremony.out there with her. Of course, I still plan to attend the Engineering Society awards dinner in San Francisco on September 9, so Ive booked a flight there after the meeting. Let me know whenyoull be arriving there.Im looking forward to seeing

23、 you honored in San Francisco. You deserve it!Regards,Andrew KimCelgar AssociatesWho is Maxine Dawson?A. An employee at Celgar Associates.B. A manager at Johnson Company.C. A travel agent for Mr.Kim.D. A presenter at an award ceremony.答案：B解析：据邮件可知，Maxine Dawson 是Johnson 公司的一个经理。13.商品内在的使用价值和价值的矛盾，其完

24、备的外在表现形式是（ ）。A.商品与商品的对立B.具体劳动与抽象劳动的对立C.私人劳动与社会劳动的对立D.商品与货币的对立答案：D解析：货币是商品经济内在矛盾发展的产物。货币的出现没有解决商品经济的内在矛盾，反而使这些矛盾进一步展开。货币的出现，使得整个商品世界分裂成了两极：一极是商品，它们是表现为各种特殊的使用价值;另一极是货币，它代表着价值。这样，商品的内在矛盾，即使用价值和价值的矛盾，就转化为商品和货币的对立。14.Questions 101-105 refer to the following passage.March 26,2006Mr. Samuel BrownTruestar

25、CorporationFinance Department ManagerRe: Account # 2958ADear Mr. Brown,I want to thank you for the conversation that we had earlier today and for agreeing to a reduction in payment for my outstanding account. As discussed, I will implement a bi-weekly payment of $250, effective Friday, March 31. I w

26、ill ensure that payment is in my bank account for your automatic withdrawal by 10:00 a.m. every Friday payment period until my account is paid in full.I very much appreciate your understanding my current financial situation, and will contact you should things improve.Please do not hesitate to contac

27、t me if you have any questions.Best regards,Jason ChalmersSeptember 3,2006Jason Chalmers21 Reelster BoulevardVancouver, BCDear Jason,I am writing to update you on your account status(#2958A) with Truestar Corporation. As a result of our consolidated efforts to restructure your repayment plan in Marc

28、h of this year, it is with great satisfaction that I let you know that your account has now been cleared and paid in full.With diligence and cooperation, we have successfully worked through this financial situation.We would be pleased to offer our services should you need them again in the future. P

29、lease contact us with your request.Best wishes, and we look forward to working with you again soon.Samuel BrownTruestar CorporationFinance Department ManagerThe wordoutstanding in the first letter, Line 2 is closest in meaning to_ .A.superiorB.noticeableC.unpaidD.essential答案：C解析：outstanding除了有“显著的，著

30、名的”之外，还有“未偿付的，未解决的”故为C。15.What can be inferred about John Gilliam from his review? （）A.He specializes in articles focusing on historyB.He agrees with the ideas presented in the bookC.He hopes technology will become less important to businessD.He is training to work in corporate mergers答案：B解析：由原文的最后一

31、段：”MsNarazakis ideas persuasiveThe view that business cannot survive without keeping up with new technology has become todays corporate reality“可以推断出“John Giniam”对该“Reviews”中提及的观点是表示赞同的。所以本题的正确答案为B。16.In recent decades, there is a phenomenon which makes us give some attention, the so-called Southeas

32、t Asian Tigers have rivaled the westernlions for stock cliches that make economic headlines. The myth of American economic hegemony over Asia in the imposing and patriarchal figure of Uncle Sam has provided frequent political grist( 有利 ) for Southeast Asian political leaders,particularlyMalaysiasPri

33、meMinisterMahathir.Hehasattemptedtoforgean international reputation as a snarling tiger, but lately sounds more like a barnyard dog groaning at shadows. Without demeaning in any way the remarkable achievements of the newly developing economics of Malaysia, Thailand and Indonesia, these nations at ti

34、mes appear to be their own worst enemies. This is often exemplified by Dr. Mahathir, who rails at Western evil whenever an international or domestic crisis provides an opportunity.To be more specific, the recent devaluation of the Philippine and Thai currencies, and the subsequent pressure on the Ma

35、laysian currency has inspired Dr. Mahathir to launch an all-out attack on the West as the source of the problem. He even alleges that the United States has deliberately destabilized Southeast Asian economics in revenge for these nations, supporting the brutal military rule in Mahathir, an action whi

36、ch the United States seems to want inspected rather than rewarded. But by resorting to such scapegoat(替罪羊), instead of accepting even a bit responsibility, the Prime Minister may undermine the future success of the region and Malaysia in particular.Upon further questioning, Dr. Mahathir narrowed his

37、 attack to one wealthy individual, the well-known philanthropist (慈善家), Mr. George Soros, whose opposition to Myanmars admission to ASEAN(Association of Southeast Asian Nations) Mahathir found particularity, irritating. The logical mistakes that underlie such conspiracy theories do not help Malaysia

38、 address the serious issues of economic overheating that experts have been warning about for all these difficult periods,which include large deficits and low savings to debt ratios. In fact, the recent dramatic drop in Malaysias stock market and currency has led Dr. Mahathir to reverse his initial a

39、pproach to the crisis. He even announces measures that at least imply he is quite aware of excesses in his own administrations spending policies that have contributed to this crisis of confidence. In the end, this kind of reaction undermines the esteem that Dr. Mahathirs enlightened leadership has j

40、ustly earned.If you have not received_of your order within two business days，please contactour customer service centerA.ConfirmationB.resignationC.preparationD.expectation答案：A解析：解答此题的关键是快速把握整句的句意。没有收到和订购相关的确认信息时，联系顾客服务中心，分析句意可以得知空格处应为“订单确认书”。17.With great efforts and friends help，Xiao Hua finally fo

41、und a_job.A.luxuriousB.luminousC.luminantD.lucrative答案：D解析：本题考查形近词辨析。题目意为“付出了巨大的努力，加上朋友的帮助，小华最终找到了一份获利丰厚的工作。”A选项“奢侈的，豪华的”，B选项“发光的，明亮的”，C选项“发光的，发亮的”，D选项“赚钱的，获利丰厚的”。根据词义，选择D。18.When their first test failed, the engineers at OKM Corporation agreed it was _to try using different materials.A. timeB. endC

42、. momentD. turn答案：A解析：本题考查it 句型。It is/was time to do sth.表示“是该作某事的时候了”，代入句中，构成了整句的句意“当OKM 公司的工程师第一次测试失败后，他们达成一致；是时候尝试使用不同的材料了”。其他三项均不符合题意，均排除。19.有人说，经济领域与道德领域的规则不一样，经济领域强调的是“经济人”角色，以取得更大、更多利润为做事原则；而道德领域则要求奉献、利他、互助等。其实，经济领域固然有供求信号、等价交换、产权明晰、利润最大化等规则，但既然它是人们的社会活动道德原则也会每时每刻渗透其中两者难以清晰地割裂开来。这段文字意在强调（）。A.

43、社会性是经济领域和道德领域的共同属性B.在社会活动中需要兼顾经济原则与道德原则C.市场经济中伦理道德的作用是必然存在的D.社会活动中各领域的价值观念在互相渗透答案：C解析：抓住文段中的关键性语气副词“其实”和“固然”，以及前面的插入语“有人说”。“有人说”后面的內容是一种模糊性表述，“其实”则是对前面內容的一种更正。表转折。文段强调的是其后(第二句)的內容。再看第二句，“固然”指虽然承认某种事实但强调的是其它内容。本题强调的是“但”后面的內容，即道德原则在市场经济中的渗透。故本题答案为C。20.研究表明，把在电动跑步机上45分钟的锻炼改为到附近公园慢跑，可以减少将近1公斤 的二氧化碳排放量;不

44、用洗衣机甩干衣服，而是让其自然晾干，这可以减少2. 3公斤的二 氧化碳排放量；在午餐休息时间和下班后关闭电脑及显示器，可以将这些电脑的二氧化碳 排放量减少三分之一；改为节水型沐浴喷头，不仅可以节水，还可以使热水淋浴所导致的 二氧化碳排放量减少一半。作者通过这段文字最可能想表达的意思是（ ）a.自然的生活方式能够节能 b.节能意识十分重要c.普通民众可以对节能作出贡献 d.节能必须从一点一滴做起答案：C解析：这段文字列举了从曰常生活到平常工作中可以采取的节能方式以便达到 减少二氧化碳排放的目的，这些都是普通百姓很容易做到的事情。故C项最合适。D项“必 须”的说法过于绝对。21.Recently，

45、electric vehicles （EVs） have been claimed to provide a pathway for the transition towards sustainable transportation_EVs potential to solve energy and environmental problems，although new problems such as battery waste might appear.A.in behalf ofB.in honor ofC.in charge ofD.in view of答案：D解析：本题考查名词短语辨

46、析。题目意为“尽管可能会出现如电池浪费这样新的问题，但鉴于EV解决能源和环境问题的潜力，最近电动汽车（EV）被公认为向可持续交通的过渡提供了一条途径。”A选项“为的利益，代表”，B选项“为了纪念”，C选项“主管，负责”， D选项“鉴于，考虑到”。根据题意，D选项符合题意。22.It has always been our companys ( ) to encourage employeesto use their talents and create more wealth.A. policyB. procedureC. campaignD. Plan答案：A解析：我们公司的政策一直是鼓励员

47、工发挥他们的才能，创造更多的财富。.23.按财政支出能否直接得到等价补偿，可以把财政支出分为（ ）。 A.购买性支出 B.社会管理支出C.经济管理支出 D.转移性支出 答案：A,D解析：按財政支出能否直接得到等价补偿，可以把財政支出分为购买性支出和 转移性支出。购买性支出是指政府付出财政资金的同时，得到了相应的商品和劳务，并运用它 们来实现政府的职能；转移性支出是指政府付出了财政资金，却不能得到直接补偿，不存在等 价交换问题，即资金的单方面、无偿转移。24.热启动应按一下（）组合键来实现。A.Shifl+Alt+CtrlB.Ctrl+Alt+DelC.Ctrl+Alt+InsD.Ctrl+Al

48、t+Tab答案：B25.我国宗教信仰自由政策的实质是( )。A.积极鼓励人们信仰宗教B.国家对任何宗教活动都不干涉C.国家使宗教信仰问题成为公民个人自由选择的问题，成为公民个人的私事D.国家保护公民享有宗教信仰自由的权利答案：C26.3G是指第三代移动通信技术。相对第一代模拟制式手机（1G）和第二代数字手机 (2G），第三代手机（3G）显示了强大的优势，具体表现为3G可以让你的手机的网速像家庭宽带 一样快；它能够处理图像、音乐、视频流等多种媒体格式，提供包括网页浏览、电话会议、电子商务等多种信息服务,其标志性功能就是支持视频电话。目前，中国移动、中国电信、中国联通三 家公司巳取得3G牌照，20

49、09年被业界称为“中国3G元年”，亚洲称为全球3G发展最快的地区。依据上文，“3G手机”最突出的两大特点是（）A.联网速度快，支持视频电话B.提供多种信息服务，支持视频电话C.联网的速度快，能够处理多种媒体格式D.提供多种信息服务，能够处理多种媒体格式答案：A解析：属于主旨概括题。本题可以采用标点符号法来解题，对3G手机进行介绍时，文中采用了分号，说明分号前后是并列关系，并且后文重点说了手机的第二大标志性功能是支持视 频电话。所以选A。27.认识来源于实践,先实践,然后才能产生认识，因此,人的认识落后于实践活动。（)答案：错解析：题中观点否认了科学预见、实践活动的目的性和先进思想的存在，是对实

50、践和认识关系的片面、机械的理解。28.主要的资金融通方式有哪些，它们各自的优劣势是什么?答案：解析：资金融通的方式有直接融资和间接融资两种方式。直接融资是指资金供给者与资金需求者通过一定的金融工具直接形成债权债务关系的金融行为。其优缺点主要有：?优点：资金供求双方联系紧密，有利于与合理配置资金，提高资源使用效率。筹资成本较低而投资收益较大。缺点：直接融资的双方在资金数量、期限、利率等方面受到较多限制。直接融资工具的流动性和变现能力受金融市场的发育程度的限制，一般低于间接融资工具。资金供给方所承担的风险和责任较大。间接融资是指资金供给者与资金需求者通过金融中介机构间接实现资金融通的行为。其优缺点

51、主要有：优点：多样化的融资工具可以灵活方便地满足资金供需双方的融资需求。金融机构可以通过多样化的策降低风险，安全性较高。有利于提高金融活动的规模效益，提高全社会资金的使用效率。缺点：资金的供需双方的直接联系被割断，不利于供给方监督和约束资金的使用。对需求方来说。增加了筹资成本；对供给方来说，降低了收益。29.传统的政策决策往往较多地依赖（ ）。A.政治系统自身因素 B.智囊团C.理性原则 D.领导人的个人直觉和预见能力答案：D解析：弗雷德里克?温斯洛?泰勒是美国著名管理学家和经济学家，他被后世称为“科学管理之父”，代表作为科学管理原理。30.资料：October 20,2013Mr.Eng T

52、an10010 George Ave.New YorkDear Mr. Chen,As the president, I am proud to announce that this Friday marks the 50th anniversary of long and successful company. This, of course, calls for a night of celebration. And for this reason, we have reserved the Grand Hall at the Garden Hotel this Friday at 6 p

53、.m. for a night of fine dining and dancing.On this special evening, the food will be superb. Ive had a chance to dine at the hotel several times in the past in other functions, and it was the food that convinced me to hold our event here. I am quite certain that all of our staff will share my feelin

54、g. Anyhow, I am looking forward to this Friday when all of our staff can let loose and have some fun.Therefore, this is a letter to officially invite you and your spouse or significant other to join us on this memorable evening.Please let us know if you cant attend.Yours Sincerely,Jeff ConnellyWhich

55、 of the following will be part of the event?A.Product ReleaseB.DancingC.PresentationsD.Discussions答案：B解析：本题考查细节理解。【关键词】which of the following; part of the event【主题句】第一段And for this reason, we have reserved the Grand Hall at the Garden Hotel this Friday at 6 p.m. for a night of fine dining and dancin

56、g. 为此，星期五下午6点，我们在花园酒店预订了大厅，在此享受美食、跳舞来度过夜晚。【解析】题目意为“以下哪项将成为活动的一部分？”选项A意为“产品发布”；选项B意为“跳舞”；选项C意为“演讲”；选项D意为“讨论”。根据主题句，晚宴主要是享受美食和跳舞，只有选项B与题意相符。31.有三箱苹果分别标记为A、B、C，若要平均分给3个人，则需从A中取出其中的1/5放到B中，然后从B中取出其中的1/6放到C中，此时A、B、C个数相同均为20，则三箱苹果原来的个数比为（）。A.25：19：16B.5：4：3C.4：3：2D.12：9：8答案：A解析：苹果总数为60个，所以三箱比例加和应为60的约数，排除

57、C、D，再把A、B代入，A恰好满足条件。32.添附可以分为附和、混合和加工。其中附和是指两个或两个以上不同所有人的物结成为一个合成物，人们虽然能直观地识别该合成物，但通常难以将该合成物分离，如一定要将该合成物分离，则会损坏该合成物或耗资过大。混合是指两个或两个以上不同所有人的动产相互混杂，不能识别或者识别起来耗费会较多的人力物力。根据上述定义，下列属于附和的是（）。A.在租赁的房屋地板上铺瓷砖B.对教室进行布置营造毕业氛围C.把钻石镶嵌到购买的结婚戒指中D.甲的小麦在晾晒时被风刮到乙的小麦中答案：A解析：附和的定义要点是：两个或两个以上不同所有人的物；合成一个合成物；能识别但难以分离。A项符合

58、定义；B项能够分离，不符合；C项不符合；D项不能进行识别，不符合。故答案选A。 33.传统凯恩斯主义的缺陷，新古典主义的成效与失误启发了一些学者构建微观基础的宏观 经济学，并另辟蹊径地对劳动力市场与产品市场进行实证分析，以期发现宏观失业与经济 i请 波动的原因。他们以工资、价格刚性和非市场出清假设取代新古典主义的工资、价格灵活 性和市场出清假设，并把它结合到宏观产量与就业决定理论中而得出凯恩斯主义结论，这 It3 样就产生了新凯恩斯主义。对以上文字理解正确的一项是（ ）。A.新古典主义的成效与失误是宏观经济学的基础B.微观基础的宏观经济学的突破在于对劳动力市场和产品市场的实证分析C.新凯恩斯主

59、义就是以工资、价格刚性和非市场出清假设取代新古典主义的假设 i答D.工资、价格灵活性和市场出清假设也许是新古典主义的成效与失误所在答案：C解析：文段介绍了新凯恩斯主义出现的背景、理论前提。A项属于偷换概念，原 文中说的“构建微观基础的宏观经济学”被偷换为“宏观经济学”;B项偷换概念，将“一些学者” 换为“宏观经济学；D项错在无中生有。34.股票发行与交易管理暂行条例规定，设立股份有限公司，公开发行股票，发起人认购的股本数额不得少于公司拟发行总额的（ ）。A. 30% B. 25% C. 35% D. 10%答案：C解析：股票发行与交易管理暂行条例规定：设立股份有限公司，公开发行股票，发起人认购

60、的股本数额不得少于公司拟发行的股本总额的35%。35.公共物品消费的性质是（ ）。A.非竞争性和非排他性B.非竞争性和排他性C.竞争性和非排他性D.竞争性和排他性答案：A解析：公共物品是指具有非竞争性、非排他性、不能依靠市场力量实现有效配置的产品。36.会计在月末结账前发现所填制的记账凭证无误，但根据记账凭证登记账簿时，将1 396 元误记为1 369元，按照有关规定，他应采用的更正方法是（ ）。A.划线更正法 B.红字更正法C.补充登记法 D.平行登记法答案：A解析：记账凭证没有错误，账簿记录有文字或数字错误，采用划线更正法。37. 计算机之所以能按人们的意志自动进行工作，主要是因为采用了(

61、 )。 A. 二进制数制B. 高速电子元件C. 存储程序控制D. 程序设计语言答案：C解析：计算机之所以能按人们的意志自动进行工作，就计算机的组成来看，一个完整计算机系统可有硬件系统和软件系统两部分组成，在计算机硬件中CPU是用来完成指令的解释与执行。存储器主要是用来完成存储功能，正是由于计算机的存储、自动解释和执行功能使得计算机能按人们的意志快速的自动的完成工作。38.投资银行的主要资金来源是发行股票和债券。（）答案：对解析：投资银行的主要资金来源是发行股票和债券。39. 社会基本矛盾的运动总是从（）的变化开始。 A.经济基础B.上层建筑C.生产力D.生产关系答案：C解析： 40.以下关于企业会计准则基本准则的几个条款中错误的是（ ）。A.企业应当采用借贷记账法记账B.企业会计应当以货币计量C.企业可以采用增减记账法记账D.企业提供的会计信息应当具有可比性答案：C解析：增减记账法是以“增”“减”为记账符号，以“资金占用=资金来源”为理论基础，直接反映经济业务所引起的会计要素增减变化的一种复式记账方法。它是在我国会计实务中曾经实行的一种特有的记账方法。该法经过试行，于1964 年开始，在我国商业系统全面推行，工业企业和其他行业也有采用这种记账方法的。1993 年7 月1 日企业会计