安徽定远农村商业银行2022年校园招聘人员名师模拟卷[VII]3套含答案详解

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1、书山有路勤为径，学海无涯苦作舟！ 住在富人区的她 安徽定远农村商业银行2022年校园招聘人员名师模拟卷3套含答案详解（图片大小可自由调整）全文为Word可编辑，若为PDF皆为盗版，请谨慎购买！第壹卷一.题库(共125题)1.逻辑判断。每题给出一段陈述，这段陈述被假设是正确的，不容置疑的。要求你根据这段陈述选择一个答案。注意：正确的答案应与所给的陈述相符合不需要任何附加说明即可以从陈述中直接推出。办公室主任：本办公室不打算使用循环再利用纸张。给用户的信件必须能留下好的印象不能打印在劣质纸张上。文具供应商：循环再利用纸张不一定是劣质的。事实上，最初的纸张就是用可回收材料制造的。一直到19世纪50年

2、代由于碎屑原料供不应求，才使用木纤维作为造纸原料。以下哪项最为恰当地概括了文具供应商的反驳中存在的漏洞?（）A.没有意识到办公室主任对于循环再利用纸张的偏见是由于某种无知B.使用了不相关的事实来证明一个关于产品质量的断定C.不恰当地假设办公室主任了解纸张的制造工艺D.忽视了办公室主任对产品质量关注的合法权利答案：B解析：评价型题目。办公室主任将“循环再利用纸张”等同于“劣质纸张”，文具供应商反驳这一观点的论据是：最初的纸张就是用可回收材料制造的。但造纸原料与纸张的质量是不相关的，因此B项恰当地指出了文具供应商的反驳中存在的漏洞。2.资料：In a family where the roles

3、of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent, notions of male superiority are hard to maintain. The pattern of sharing in tasks and in decisions makes for equality, and this in turn leads to further sharing. In such a home, the gr

4、owing boy and girl learn to accept that equality more easily than did their parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes.If the process goes too far and mans role is regarded as less important- and that has happene

5、d in some cases-we are as badly of as before, only in reverse. It is time to reassess the role of the man in the American family. We are getting a little tired of momism,-but we dont want to exchange it for neo-popism. What we need, rather, is the recognition that bringing up children involves a par

6、tnership of equals.There are signs that psychologists, social workers, and specialists on the family are becoming more aware of the part men play and that they have decided that women should not receive all the credit-nor all the blame. We have almost given up saying that a womans place is the home.

7、 We are beginning, however, to analyze mens place in the home and to insist that he does have a place in it. Nor is that place irrelevant to the healthy development of the child.The family is a cooperative enterprise for which it is difficult to lay down rules, because each family needs to work out

8、its own ways for solving its own problems.Excessive authoritarianism has unhappy consequences, whether it wears skirts or trousers, and the ideal of equal rights and equal responsibilities is connected not only with a healthy democracy, but also with a healthy family.From the passage we know that th

9、e author is very concerned with the role that_.A.men play in a familyB.women play in a familyC.parents play in bringing up their childrenD.equality plays in a family答案：A解析：本题考查的是细节理解。【关键词】the author; concerned with the role【主题句】第3自然段There are signs that psychologists, social workers, and specialists

10、 on the family are becoming more aware of the part men play and that they have decided that women should not receive all the credit-nor all the blame. We have almost given up saying that a womans place is the home. We are beginning, however, to analyze mens place in the home and to insist that he do

11、es have a place in it. 有迹象表明，心理学家、社会工作者和家庭问题专家越来越意识到男性在家庭中扮演的角色，他们认为女性不应受到所有的赞扬和责备。我们几乎已经放弃了女人的位置就是家的说法。然而，我们开始分析男人在家庭中的地位，并坚持认为男人在家庭中占有一席之地。【解析】本题的问题是“从文章中我们知道作者非常关心_”。 A选项“男性在家庭中扮演的角色”；B选项“女性在家庭中扮演的角色”；C选项“父母在抚养孩子中扮演的角色”；D选项“平等在家庭中扮演的角色”。根据主题句可知，作者非常关心的是男性在家庭中扮演的角色，故选A。3.中秋节到了，某班长来超市为全班同学买月饼，已知每个月

12、饼2.5 元，若为每个男生买两个月饼，为每个女生买一个月饼总计会花去135 元，若为每个女生买两个月饼、每个男生买一个月饼总计花去127.5元，该班共有学生（ ）人。A.33B.34C.36D.35答案：D解析：设有男生x 人，女生y 人，根据题目可以列方程组5x+2.5y=135，2.5x+5y=127.5，得x+y=35，即该班共有学生35 人。4. 以下行为尚不构成违法行为的是（）。 A.以自制人民币换取真币B.出售自制人民币C.在不知是假币的情况下使用了假币D.帮助朋友运输了假币，但数额较小答案：C解析：选项A、B、D均违反了我国人民币管理条例关于人民币流通事项的禁止性规定；选项C所述

13、，由于无主观故意性，并不构成违法行为。5.下题中缺少一个图。请从下边选项中选择一个插入上边图形以使上边的图形逻辑角度上能成双配对。银行真题（）A.选项AB.选项BC.选项CD.选项D答案：C解析：每行各个图形的部分数分别是1、2、3，选项中只有C有3个部分。6.一个心理健康的人，必须保持自尊：一个人只有受到自己所尊敬的人的尊敬，才能保持自尊；而一个用“追星”方式来表达自己尊敬情感的人，不可能受到自己所尊敬的人的尊敬。以下哪项结论可以从题干的断定中推出？（ ）A. 个心理健康的人，不可能用“追星”的方式来表达自己的尊敬情感B. 个心理健康的人，不可能接受用“追星”的方式所表达的尊敬C. 一个人如

14、果受到了自己所尊敬的人的尊敬，他(她)一定是个心理健康的人D.没有一个保持自尊的人，会尊敬一个用“追星”方式表达尊敬情感的人答案：A解析：“保持自尊”是“心理健康”的必要条件，“受到自己所尊敬的人的尊敬”是 “保持自尊”的必要条件。而“追星”的方式不可能受到自己所尊敬的人的尊敬，那么可以推出“追 星”的方式不能保持自尊，继而推出“心理不健康”。由此可知，一个心理健康的人，不可能用“追星”的方式表达自己的尊敬情感，A项正确。B、C、D项都无法合理推出。本题答案为A。7.Modern scientists divide the process of dying into two stages-cl

15、inical or temporary death and biological death. Clinical death occurs when the vital organs, such as the heart or lungs, have ceased to function, but have not suffered permanent damage. The organism can still be revived. Biological death occurs when changes in the organism lead to the disintegration

16、 of vital cells and tissues. Death is then irreversible and final.Scientists have been seeking a way to prolong the period of clinical death so that the organism can be revived before biological death occurs. The best method developed so far involves cooling of the organism, combined with narcotic s

17、leep. By slowing down the bodys metabolism, cooling delays the processes leading to biological death.To illustrate how this works, scientists performed an experiment on a six-year-old female monkey called Keta. The scientists put Keta to sleep with a narcotic. Then they surrounded her body with ice-

18、bags and began checking her body temperature. When it had dropped to 28 degrees the scientists began draining blood from its body. The monkeys blood pressure decreased and an hour later both the heart and breathing stopped; clinical death set in. For twenty minutes Keta remained in this state. Her t

19、emperature dropped to 22 degrees. At this point the scientists pumped blood into its body in the direction of the heart and started artificial breathing. After two minutes the monkeys heart became active once more. After fifteen minutes, spontaneous breathing began, and after four hours Keta opened

20、her eyes and lifted her head. After six hours, when the scientists tried to give her a penicillin injection, Keta seized the syringe and ran with it around the room. Her behavior differed little from that of a healthy animal.One characteristic of clinical death is _ 查看材料A.lasting damage to the lungs

21、B.destruction of the tissuesC.temporary non-functioning of the heartD.that the organism cannot be revived答案：C解析：根据第一段“Clinical deat hoeellrs whenthe vital organs，such as the heart orlungs，haveceasedtofunetionbut have not suffered permanent damageThe organism call Still be revived”可知，临床死亡是指机体的重要器官比如心

22、、肺等停止运转，但是还没有遭到永久的损害，机体还可以复活。因此答案为C。 8.为坚持房住不炒的基本原则，我国多地提高了二套房贷款的首付比率，此措施属于哪种货币政策工具? ( )A.直接信用控制B.间接信用控制C.选择性控制工具D.一般性控制工具答案：C解析：提高二套房带贷款的首付比率属于不动产信用控制的范畴，而不动产信用控制属于选择型货币政策工具，故C项正确。9.改革开放30年来，党和国家始终以改革开放为强大动力，锐意推进各方面体制改革，各项 事业取得举世瞩目的新的伟大成就。我国现阶段的经济管理制度是（ ）。A.高度集中的计划经济B.完全自由的市场经济C.公有制为主体、多种所有制经济共同发展D

23、.国家宏观调控下市场对资源配置发挥基础性作用答案：D解析：改革开放30年来，党和国家推进各方面体制改革，使我国成功实现了从 高度集中的计划经济体制到充满活力的社会主义市场经济体制的伟大历史转折。建立和完善 社会主义市场经济体制，建立以家庭承包经营为基础、统分结合的农村双层经营体制，形成公 有制为主体、多种所有制经济共同发展的基本经济制度，形成按劳分配为主体、多种分配方式 并存的分配制度，形成在国家宏观调控下市场对资源配置发挥基础性作用的经济管理制度。 因此D选项符合题意。10.5, 11， 17，23，29, ( )。A. 35 B. 38 C. 42 D. 60答案：A解析：这是一个等差数列

24、，公差为6，则空缺项为29 + 6 = 35。选A。11.在一条公路上每隔100公里有一个仓库，共有5个仓库，一号仓库存有10吨货物，二号仓库存有20吨货物，五号仓库存有40吨货物，其余两个仓库是空的。现在要把所有的货物集中存放在一个仓库里，如果每吨货物运输1公里需要0.5元运输费，则最少需要运费（ ）。A4500元B5000元C5500元D6000元答案：B解析：解析一：这种类型的题目最简捷的方法是判断“路”两端货物总重量，把每个仓库看作是一个点，每个点之间通过路来连接，这时只要看每条“路”两侧货物的总重量，把货物从路轻的一侧移到重的一侧。一号仓库有货物10吨，二号仓库有货物20吨，两者的和

25、小于五号仓库的40吨货物，因此向五号仓库移动是最佳选择。解析二：把各个仓库运费计算出来一号仓库需要运费：(20400+40400)0.5=9000元；二号仓库需要运费：(10100+40300)0.5=6500元；三号仓库需要运费：(10200+20100+40200)0.5=6000 元；四号仓库需要运费：(10300+20200+40100)0.5=5000 元；五号仓库需要运费：(10400+20300)0.5=5000 元。12.中国新民主主义革命开端的标志是（ ）。A.辛亥革命 B.维新运动 C.新文化运动 D.五四运动答案：D解析：1919年5月4日，在北京大学学生的带领下，300

26、0多名北京学生冲破军警的阻拦，高呼着“外争国权，内惩国贼”、“誓死力争，还我青岛”拥上街头，在天安门前集会，五四运动爆发了。五四运动的爆发标志着中国新民主主义革命的开端。故选D。13.特别提款权(SDR)是由国际货币基金组织于()年创设的-种补充国际储备，人民币于( ) 年正式加入特别提款权货币篮子。A.1950 2015B.1980 2015C.1969 2016D.1980 2016答案：C解析：特别提款权(SDR)是由国际货币基金组织于1969年创设的一-种补充国际储备，人民币于2016年10月1日正式加入特别提款权货币篮子。所以答案选C。14.以下属于托尔斯泰作品的有（ ）。A.父与子

27、 B.安娜?卡列尼那C.复活 D.战争与和平答案：B,C,D解析：父与子是屠格涅夫的作品。15.某国的货币量发行情况如下：现金货币5000亿元，活期存款2500亿元，活期存款以外的其他存款为2000亿元，短期信用工具为1500亿元，其中同期短期国债发行量为50亿元，试问该国M1货币量为（）亿元。A.5000 B.7500C.10000 D.50答案：B解析：狭义货币供给量M=现金货币+活期存款=5000+2500=7500亿元。16.2011年 国际金融监督和咨询机构金融稳定理事会在法国戛纳发布全球29家具有系统性影响力的银行名单，（ ）成为中国乃至新兴经济体国家和地区中唯一入选的机构。（ ）

28、。A. 中国银行B. 中国工商银行C. 中国建设银行D. 中国农业银行答案：A17.银行是在经济发展过程中产生的，其发展的根本动力是（）。A.经济发展中的投融资需求和服务性需求B.经济发展中对货币的需求以及对衍生信用的需求C.社会发展中居民及机构对财富保值增值的需求D.社会生产力发展到一定阶段的必然产物答案：A解析： 银行是在经济发展过程中产生的，其发展的根本动力是经济发展中的投融资需求和服务性需求。18. 下列不属于会计核算三项工作的是( )。 A. 记账B. 算账C. 报账D. 查账答案：D解析：会计核算三项工作是记账，算账和报账。19.付款凭证左上角的“贷方科目”可能登记的科目是（ ）。

29、 A.应付账款B.银行存款C.预付账款D.其他应付款答案：B解析：付款凭证用于记录现金和银行存款付款业务，故贷方科目应是“现金”或“银行存款”。20.2013年以来，我国在国内外环境错综复杂、宏观调控抉择两难的情况下，深处着力，把（）作为发展的根本之策。A.宏观调控B.结构调整C.改革开放D.职能转变答案：C解析：2014年政府工作报告指出，我国着力深化改革开放激发市场活力和内生动力。在国内外环境错综复杂、宏观调控抉择两难的情况下，把改革开放作为发展的根本之策，放开市场这只“看不见的手”，用好政府这只“看得见的手”，促进经济稳定增长。故本题答案选C。21.一般来讲，金融工具的特征主要有（ ）。

30、A.期限性B.投机性C.流动性D.风险性E.收益性答案：A,C,D,E22.我国某企业在国际市场上，按每件12美元的价格售出10万件M商品，该企业生产M商品的成本为每件人民币16元。假设结算当日的汇率是1美元兑换人民币6. 3元，不考虑其他因素，该企业可以获得利润（ ）人民币。A. 596万元 B. 160万元C. 756万元 D. 120万元答案：A解析：该企业获得利润为126. 3100000 16 100000 = 5960000（元）。23.下列财产可以用作抵押的有( )。A.抵押人依法有权处分的国有土地使用权B.抵押人所有的房屋C.土地所有权D.抵押人所有的机器答案：A,B,D解析：

31、土地所有权和耕地、宅基地等集体所有的土地使用权不得抵押。24.按从大到小排序，中等职业教育、普通高中招生数之和最大的那一年普通高等教育本专科招生数在六年中排（ ）。A.第一位B.第四位C.第三位D.第二位答案：A解析：观察条形图高度，可知2009 年为中等职业教育与普通高中招生数之和最大的一年。该年的高等教育本专科招生数为640 万人，在六年中排第一位，所以选择A。25.负责全国人民币印制发行的机构是（ ）。 A.国务院B.中国人民银行C.国家外汇管理局D.国家货币政策研究委员会答案：B解析：“国务院”即中央人民政府，是最高国家权力机关的执行机关，是最高国家行政机关;“中国人民银行”根据中华人

32、民共和国中国人民银行法的规定,在国务院的领导下依法独立执行货币政策，履行职责，开展业务，不受地方政府、各级政府部门、社会团体和个人的干涉；“国家外汇管理局”进行外汇管理，是指一届政府授权鼠家货币金融管理当局或其他国家机关，对外汇收支、买卖、借贷、转移以及国际间的结算、外汇汇率和外汇市场等实行的管制措施广国家货币政策研究委员会”主要负责制订利率水平。26.假设诺鑫银行与IC 网络合作销售理财产品，产品利润率下降20%，但每月销量增加56%，那么该理财产品的每月总利润会增加_%。【此题为填空题】答案：解析：设原每月销量为100，产品成本为100，利润率为100%.则每月的总利润为100100=10

33、 000。现在销量为156，利润率为80%，总利润为156x80=12 480，增加了（12 480-10 000）10000=24.8%。27.What drives us is our mission to acelerate the world s transition to sustainable, clean energy ,but we will never achieve that missionwe_we eventually demonstrate that we can be sustainably profitable.A、untilB、unlessC、ifD、throu

34、gh答案：B解析：本题考查语义逻辑。题干意为:我们让世界加速向可持续、清洁能源转型的这样一种使命，一直在推动着我们前进，但除非我们最终能证明,我们能够可持续地盈利，否则我们永远无法实现这一使命。 根据语义逻辑，只有unless代入进去符合题意，故本题选B.28.The food we eat seems to have profound effects on our health.Although science has made enormous steps in making food more fit to eat ,it has, at the same time,made many

35、foods unfit to eat. Some research has shown that perhaps eighty percent of all human illnesses are related to diet and forty percent of cancer is related to the diet as well,especially cancer of the colon. Different cultures are more likely to cause certain different illnesses because of the food th

36、at is characteristic in these cultures. That food is related to illness is nto a new discovery. In 1945, about 35 years ago, government researchers realized that nitrates, commonly used to preserve color in meats,and other food additives,caused cancer. Yet, these carcinogenic additives remain in our

37、 food, and it becomes more difficult all the time to know which things on the packaging labels of processed food are helpful or harmful. The additives which we eat are not all so direct. Farmers often give penicillin to beef and living animals, and because of this ,penicillin has been found in the m

38、ilk of treated cow. Sometimes similar drugs are given to animals not for medical purposes,but for financial reasons. The farmers are simply trying to fatten the animals in order to obtain a higher price on the market. Although the Food and Drug Administration(FDA) has tried repeatedly to control the

39、se procedures, the practices continue.The word carcinogenic most nearly means _.a.trouble-makingb.color-retainingc.money-makingd.cancer-causing答案：D29.与其他商业银行相比，新成立的中国邮政储蓄银行的特征有（ ）。A.以零售和中间业务为主B.为广大农村地区居民提供基础金融服务C.存款和贷款总额最髙D.与其他商业银行之间为互补关系答案：A,B,D解析：中国邮政储蓄银行的市场定位是，充分依托和发挥网络优势，完善城 乡金融服务功能，以零售业务和中间业务为主

40、，为城市社区和广大农村地区居民提供基础金融 服务，与其他商业银行形成互补关系，支持社会主义新农村建设。故ABD选项正确。目前，存 贷款额最高的是中国工商银行。回笼货币是1986年我国经济出现比较严重的通货膨胀形势 下中国邮政储蓄银行恢复并开办的目的。30.“没有哪一次巨大的历史灾难，不是以历史的进步为补偿的。”恩格斯这句话蕴含的哲理是（）。A.矛盾双方相互排斥B.矛盾双方相互渗透C.矛盾双方在一定条件下相互依存D.矛盾双方在一定条件下相互转化答案：D解析： 恩格斯这句话表明的是历史灾难和历史的进步作为矛盾的双方在一定条件下可以相互转化。本题答案为D。 31.人民法院因审理案件，需要向银行查询企

41、业的存款资料时，查询人不得（）。A.借走资料原件B.抄录资料原件C.复印资料原件D.对资料原件照相答案：A解析：人民法院因审理案件，向银行查询企业的存款资料时，查询人不得借走原件，需要的资料可以抄录、复制或照相。32.资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。China is an emerging economic giant with almost endless potential for business opportunities. Guan xi-meaning “connections” or “relationship”-is a Chines

42、e way of doing business and is practically considered an art form there. It involves exchanging “favors” when you need something done. Many Chinese business people see it as a way to solidify relationships, get things done, and cultivate well-being.To Westerners, however, it often looks more like gr

43、aft in the form of bribery, nepotism, gift giving, and kickbacks. Transparency international, a German-based corruption watchdog, ranks China along with India, Russia, Turkey, Malaysia, and South Africa as the countries with the most rampant corruption.However, China is cracking down by enacting str

44、icter anticorruption laws and prosecuting violators. In 2007, Chinas former director of the State Food and Drug Administration was executed for taking bribes.Whats the tone of the passage?（ ）A.positiveB.sarcasticC.skepticalD.objective答案：D解析：本题考查的是推理判断。【关键词】tone【主题句】第2自然段Transparency international, a

45、 German-based corruption watchdog, ranks China along with India, Russia, Turkey, Malaysia, and South Africa as the countries with the most rampant corruption.透明国际一个源自德国的腐败监督机构将中国与印度、俄罗斯、土耳其、马来西亚以及南非等国一同列为全世界腐败现象最猖獗的国家。第3自然段However China is cracking down by enacting stricter anti-corruption laws and

46、prosecuting violators.然而，中国正在通过颁布更严格的反腐法律及严惩违法者来打击腐败。【解析】本题问的是“本篇文章的基调是什么？”选项A意为“积极”；选项B意为“讽刺”；选项C意为“怀疑”；选项D意为“客观”。 主题句一否定，主题句二肯定，因此整体较为客观，故选D。33.In the late l960smany people in North America turned their attention to environmental problems，and new steel-and-glass skyscraper,5 were widely criticized

47、Ecologists pointed out that acluster of tall buildings in a city often overburdens public transportation and parking lot capacitiesSkyscrapers are also lavish consumers，and wasters，of electric powerIn one recent yearThe addition of l7 million square feet of skyscraper omce space in New York City rai

48、sed the peak daib demand for electricity by l20，000 kilowatts-enough tO supply the entire city of Albany，New York，for a dayGlasswalled skyscrapers can be especially wastefulThe heat loss(or gain)through a wall of half-inch plate glass is more than ten times that through a typical masonry wall filled

49、 with insulation boardTo lessen the strain on heating and air conditioning equipment，builders of skyscrapers have begun to use double glazed panels of glass，and reflective glasses coated with siNer or goldmirror films that reduce glare aS well as heat gainHowever，mirror-walled skyscrapers raise the

50、temperature of the surrounding air and affect neighboring buildingsSkyscrapers put a severe strain on a cityS sanitation facilities，t00If fully occupied，the two World Trade Center towers in New York City would alone generate 225 million gallons of raw sewage each year-as much as a city the size of S

51、tamford, Connecticut, which has a population ofmore than 109,000Skyscrapers also interfere with television reception, block bird flyways, and obstruct air trafficIn Boston in the late 1960s, some people even feared that shadows from skyscrapers would kill the grass on Boston CommonStill, people cont

52、inue to build skyscrapers for all the reasons that they have always built them-personal ambition, civic pride, and the desire of owners to have the largest possible amount of rentable spaceWhich of the following groups would the skyscraper issue most concern?( )A. ElectriciansB. EnvironmentalistsC.

53、City plannersD. Television viewers答案：B解析：细节理解题。文章第一段第二句提到了这一点：“Ecologists pointed outthat a cluster of tall buildings in a city often overburdens public transportation and parking lot capacities”这里ecologists(生态学者)实际上就是environmentalists(环境保护人士)。 34.每道题包含一个句子或一段话，后面是一个不完整的陈述，要求你从四个选项中选出一个来完成陈述。你的选择应与所

54、提要求最相符合。在王村，最好的游览方式是泛舟酉水之上。除了能将水光山色尽收眼底，河畔极具湘西特色的吊脚楼也是一绝_，依山逶迤，重重叠叠，直贯山腰，形成五里长街填入划横线部分最恰当的一项是（）。A.星罗棋布B.鳞次栉比C.美轮美奂D.雕栏玉砌答案：B解析：这四个成语都可以用来形容建筑，但侧重的方面不一样。星罗棋布：像天空的星星和棋盘上的棋子那样分布着。形容数量很多：分布很广。鳞次栉比：像鱼鳞和梳子齿那样有次序地排列着。多用来形容房屋或船只等排列得很密很整齐。而“美轮美奂”、“雕栏玉砌”都有形容建筑物华丽之意。句意是说吊脚楼依山而建重重叠叠，那么它必然排列得很紧密，因此B项最符合题意。35.隐性广

55、告是指将产品或品牌及其代表性的视觉性符号甚至服务性内容策略性地融入电影、电视剧或其他电视节目及其他传播内容中(隐藏于载体并与载体融为一体)，使观众在接受传播内容的同时，不自觉地接受商品或品牌信息从而达到广告主所期望的传播目的。根据上述定义，下列属于隐性广告的是（）。A.电视台在转播世界杯足球比赛中场休息时播放的某知名饮品的广告B.某知名运动品牌赞助奥运会某国体育代表团运动员的领奖服C.某电子产品生产商赞助拍摄电影电影放映前播放该产品广告D.某电视台知名女主播穿着某品牌提供的服装参加亲戚的婚礼答案：B解析：A项和C项中的广告没有隐藏于电视台转播的比赛中并与之融为一体，而是单独地在休息时播放，属于

56、一般的广告，排除；D项也不符合这一特征。“某电视台知名女主播”不能作为载体，“某品牌提供的服装”也没有隐藏于载体，排除；B项“领奖服”是载体，“某知名运动品牌”隐藏于载体“领奖服”并与“领奖服”融为一体使观众不自觉地接受该品牌服装的信息。故答案选B。36.试论述金融与经济发展的关系。答案：解析：金融与经济发展的关系可表达为：二者紧密联系、相互融合、互相作用。具体来说，经济发展对金融起决定作用，金融则居从属地位，不能凌驾于经济发展之上：金融在为经济发展服务的同时，对经济发展有巨大的推动作用，但也可能出现一些不良影响和副作用 经济发展对金融的决定性作用集中表现在两个方面：一是金融在商品经济发展过程

57、中产生并伴随着商品经济的发展而发展。二是商品经济的不同发展阶段对金融的需求不同由此决定了金融发展的结构、阶段和层次。金融对经济的推动作用是通过金融运作的特点、金融的基本功能、金融机构的运作以及金融业自身的产值增长这四条途径来实现的。在经济发展中，金融可能出现的不良影响表现在因金融总量失控出现信用膨胀导致社会总供求失衡；因金融运作不善使风险加大，一旦风险失控将导致金融危机、引发经济危机：因信用过度膨胀而产生金融泡沫，膨胀虚拟资本、刺激过度投机、破坏经济发展三个方面上正确认识金融与经济发展的关系，充分重视金融对经济发展的推动作用积极防范金融对经济的不良影响。摆正金融在经济发展中的应有位置，使金融在

58、促进经济发展过程中获得自身的健康成长，从而最大限度地为经济发展服务。37.资料：Poor health is not only damaging to employees, it is detrimental to businesses. Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse. says Rubin.Up to 90% of all doctor visits in the U

59、nited States are for stress-related illnesses, according to Dr. Mehet Oz of the Dr. Oz Show.Chronic stress has a variety of negative side effects such as weight gain, lower immune system, increased risk of disease, and fatigue. Employers should encourage employees to reduce stress levels and improve

60、 their overall health.The first step is to educate employees on health topics. Provide reading materials or offer seminars. People cant make positive changes if they dont know what to change.Once employees know about health topics such as stress, exercising, and healthy eating. start a health relate

61、d competition such as the Biggest Loser. This offers employees motivation and a support system. If the entire office is involved, employees will be more likely to accomplish their goals.To help employees make positive lifestyle changes, have a kitchen equipped with a refrigerator and microwave to pr

62、epare healthy amounts of exercise throughout the day are beneficial.According to Dr. Oz, Exercise releases serotonin and dopamine. the feel-good hormones that become blocked during stress. Walking stairs is a great workout. One study showed that walking stairs 7 minutes a day reduces the risk of heart disease by two-thirds.If possible, offer a company discount on gym memberships. This will encourage to make positive choices outside of th