办理银行业务职场英语

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1、 第 1 页 办理银行业务职场英语 I want to open an account in this bank.我想在这家银行开个储蓄户头。A:I want to open an account in this bank.A:我想在这家银行开个储蓄户头。B:Thats all right,sir.But which do you prefer,a current account or a fixed one?B:好的，先生。您是开活期的还是定期的?open an account 开户 What about the annual interest rates?年息是多少?A:What abou

2、t the annual interest rates?A:年息是多少?B:At present,its 3%for the current account and 9%for the fixed account.B:如今活期的利率为 3%，定期的为 9%。How would you like your money?您要什么面额的钞票?A:How would you like your money?A:您要什么面额的钞票?B:Its all the same to me.第 2 页 B:任凭什么都可以。What type of account are you interested in ope

3、ning?你想开哪一种账户?A:What type of account are you interested in opening?A:你想开哪一种账户?B:I need a checking account for a new business.B:我需要开个支票账户，做生意用。Can I get an interest-bearing account?我们能开有利息的账户吗?A:Can I get an interest-bearing account?A:我们能开有利息的账户吗?B:You can have a money market account for your busines

4、s that will draw interest,but you will need a non-interest bearing account.B:你可以开计息的金融市场账户,但我们还需要个无息账户。Is there a limit on the number of checks we can write per month?每月开几次支票有限制吗?A:Is there a limit on the number of checks we can write per month?A:每月开几次支票有限制吗?B:No,there isnt.第 3 页 B:没有。I need a loan

5、or overdraft to expand my business.我急用一笔贷款或者透支款，以扩展生意。A:I need a loan or overdraft to expand my business.A:我急用一笔贷款或者透支款，以扩展生意。B:I think we can approve your request of a loan for$8000.B:我想我可以拨给你 8000 美元的贷款。Im sorry that we will not be available to offer you the credit.对不起，我们无法给你供应货款。A:Im sorry that w

6、e will not be available to offer you the credit.A:对不起，我们无法给你供应货款。B:May I know the reason?B:请问为什么?Please would you cancel our check No.530920 in favor of G.Mark Ltd.?请你取消号码为 530920 开给 G 马克有限公司的支票，好吗?A:Please would you cancel our check No.530920 in favor of G.Mark Ltd.?A:请你取消号码为 530920 开给 G 马克有限公司的支票，

7、好吗?B:OK.Check No.530920.第 4 页 B:好吧，支票号码为 530920.Have you ever thought of getting the draft discounted?把支票贴现，你想过吗?Can you please open an irrevocable documentary credit?能开一张不行撤消的跟单信誉证吗?A:Can you please open an irrevocable documentary credit?A:能开一张不行撤消的.跟单信誉证吗?B:Yes,of course.May I know the beneficiary

8、s name?And the amount?B:当然可以。请问受益人的姓名。金额为多少?irrevocable(adj.)不能取消的 We have drawn a sight draft on you.我们开具了一份以你为付款人的即期汇票。A:We have drawn a sight draft on you.A:我们开具了一份以你为付款人的即期汇票。B:Ill inform my bank to pay the bill on my behalf and send me the documents.B:我会通知银行代我付款，同时转给我船运单据。sight draft(n.)即期汇票,见票

9、即付票据 We normally cant allow overdraft facilities unless you 第 5 页 make a formal arrangement with the bank.我们通常不允许透支的，除非你同银行办理了正式手续。overdraft(n.)透支 Do you have any mortgage for the loan?您有什么可以做贷款的抵押?mortgage(n.)抵押 Since you dont have any collateral,perhaps you could get a guarantor.既然你们没有担保物,或许可以找个担保人。collateral(n.)抵押品;担保物 Whats the current market rates of discounting?现行的市场贴现率是多少?