银行英语大全

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1、常用银行英语存户 depositor 存款单 pay-in slip 存款单 a deposit form 自动存取机 a banding machine存款 to deposit 存款收据 deposit receipt私人存款 private deposits 存单 certificate of deposit存折 deposit book, passbook 信用卡 credit card本金 principal 透支 overdraft, overdraw双签 to counter sign 兑现 to cash兑付 to honor a cheque 拒付 to dishonor a

2、 cheque止付 to suspend payment 支票 cheque/check支票本 cheque book 记名支票 order cheque不记名支票 bearer cheque 横线支票 crossed cheque空白支票 blank cheque 空头支票 rubber cheque票根 cheque stub/counterfoil 现金支票 cash cheque旅行支票 travelers cheque 转帐支票 cheque for transfer未付支票 outstanding cheque 已付支票 canceled cheque伪支票 forged cheq

3、ue 庄票/银票 Bandars note行长 president 储蓄银行 savings bank大通银行 Chase Bank 花旗银行 National City Bank of New York汇丰银行 Hongkong Shanghai Banking Corporation麦加利银行 Chartered Bank of India, Australia and China中央银行 central bank/ national bank/bankers bank发行币银行 bank of issue/bank of circulation商业银行/储蓄信贷银行 commercial

4、 bank储蓄信贷银行 member bank/credit bank贴现银行 discount bank 汇兑银行 exchange bank委托开证银行 requesting bank 开证银行 issuing bank, opening bank通知银行 advising bank, notifying bank 议付银行 negotiation bank保兑银行 confirming bank 付款银行 paying bank代收银行 associate banker of collection 委托银行 consigned banker of collection清算银行 clear

5、ing bank 本地银行 local bank国内银行 domestic bank 国外银行 overseas bank钱庄 unincorporated bank 银行分行 branch bank信托储蓄银行 trustee savings bank 信托公司 trust company金融信托公司 financial trust 信托投资公司 unit trust银行的信托部 trust institution 银行的信用部 credit department商业信贷公司/贴现公司 commercial credit company/discount company街道储蓄所 neigh

6、borhood savings bank, bank of deposit自助银行 self-service bank 建设银行 construction bank工商银行 industrial and commercial bank 交通银行 bank of communications互助储蓄银行 mutual savings bank 邮局储蓄银行 post office savings bank抵押银行 mortgage bank, building society 实业银行 industrial bank家宅贷款银行 home loan bank 准备银行 reserve bank特

7、许银行 chartered bank 往来银行 corresponding bank承兑银行 merchant bank, accepting bank 投资银行 investment bank合资银行 joint venture bank 钱庄 money shop, native bank信用社 credit cooperatives 票据交换所 clearing house公共会计 public accounting 商业会计 business accounting成本会计 cost accounting 折旧会计 depreciation accounting电脑化会计 compute

8、rized accounting 总帐 general ledger分户帐 subsidiary ledger 现金出纳帐 cash book现金帐 cash account 日记帐/流水帐 journal/day-book坏帐 bad debts 投资 investment结余 surplus 游资 idle capital经济周期 economic cycle 经济繁荣 economic boom经济衰退 economic recession 经济萧条 economic depression经济危机 economic crisis 经济复苏 economic recovery通货膨胀 in

9、flation 通货收缩 deflation货币贬值 devaluation 货币增值 revaluation国际收支 international balance of payment 顺差 favourable balance逆差 adverse balance 硬通货 hard currency软通货 soft currency 国际货币制度 international monetary system货币购买力 the purchasing power of money 货币流通量 money in circulation纸币发行量 note issue 国家预算 national bud

10、get公债 public bond 股票 stock, share债券 debenture 国库券 treasury bill债务链 debt chain 套汇汇率 cross rate, arbitrage rate外汇储备 foreign currency (exchange) reserve外汇波动 foreign exchange fluctuation 外汇危机 foreign exchange crisis贴现 discount 贴现率 discount rate, bank rate黄金储备 gold reserve 金融市场 money /financial market股票交

11、易所 stock exchange 经纪人 broker佣金 commission 簿记 bookkeeping簿记员 bookkeeper 申请单 an application form对帐单 bank statement 信用证 letter of credit保险库 strong room/vault 等价税则 equitable tax system签字式样 specimen signature 营业时间 banking hours, business hours付款方法 mode of payment 现金付款 payment by cash|cash payment/payment

12、 by ready cash以支票支付 payment by cheque 以汇票支付 payment by bill以物品支付 payment in kind 付清/支付全部货款 payment in full/full payment支付部分货款/分批付款 payment in part/part payment/partial payment记帐付款/会计帐目内付款 payment on account定期付款 payment on term 年分期付款 annual payment月分期付款 monthly payment/monthly instalment延滞付款 payment

13、in arrear 预付货/先付 payment in advance/prepayment延付货款 deferred payment 立即付款 prompt payment/immediate payment暂付款 suspense payment 延期付款 delay in payment/extension of payment支付票据 payment bill名誉支付/干与付款 payment for honour/payment by intervention结帐/清算/支付 settlement 分期付款 instalment滞付/拖欠/尾数款未付 arrears 特许拖延付款日

14、days of grace付款 to pay/to make payment/to make effect payment结帐 to settle/to make settlement/to make effect settlement/to square/to balance支出/付款 to defray/to disburse 结清 to clear off/to pya off请求付款 to ask for payment/to request payment恳求付帐 to solicit payment 拖延付款 to defer payment/to delay payment付款被

15、拖延 to be in arrears with payment还债 to discharge 迅速付款 to pay promptly付款相当迅速 to pay moderately well/to pay fairly well/to keep the engagements regularly付款相当慢 to pay slowly/to take extended credit付款不好 to pay badly/to be generally in arrear with payments付款颇为恶劣 to pay very badly/to never pay unless force

16、d拒绝付款 to refuse payment/to refuse to pay/to dishonour a bill惠请付款 kindly pay the amount/please forward payment/please forward a cheque.索取利息 to charge interest附上利息 to draw interest/to bear interest/to allow interest生息 to yield interest 生息3% to yield 3%存款 to deposit in a bank/to put in a bank/to place

17、on deposit/to make deposit在银行存款 to have money in a bank/to have a bank account/to have money on deposit向银行提款 to withdraw ones deposit from a bank换取现金 to convert into money/to turn into cash/to realize打折扣购买 to buy at a discount 打折扣出售 to sell at a discount打折扣-让价 to reduce/to make a reduction 减价 to ded

18、uct/to make a deduction回扣 to rebate 现金折扣 cash discount货到付款/现金提货 cash on deliver (C.O.D.) 货到付现款 cash on arrival即时付款 prompt cash 净价/最低价格付现 net cash现金付款 ready cash 即期付款 spot cash/cash down/cash on the nail凭单据付现款 cash against documents 凭提单付现款 cash against bills of lading承兑交单 documents against acceptance

19、 (D/A)付款交单 documents against payment (D/P)追加信用证 additional credit|additional L/C信用证金额 amount of credit 赊帐金额 credit balance可撤消信用证 revocable L/C 不可撤消信用证 irrevocable L/C保兑信用证 confirmed L/C 不保兑信用证 unconfirmed L/C可转让信用证 assignable L/C|transferable L/C银行信用证 bankers L/C 有追索权信用证 with recourse L/C无追索权信用证 wit

20、hout recourse L/C 单一信用证 simple credit无条件信用证 open credit/free credit 普通信用证 general letter of credit旅行信用证 circular letter of credit 特别信用证 special letter of credit信用证底帐 letter of credit ledger 信用证发行帐 letter of credit issued account信用证金额 amount of credit 信用证余额/信用证结欠 credit balance开立信用证 to open a credit通

21、过银行开立信用证 to establish a credit through a bank电开信用证 to cable a credit 取消信用证 to cancel a credit开出信用证 to issue a credit 在某银行开立信用证 to arrange a credit with a bank修改信用证 to amend a credit 延展信用证有效期 to extend a credit增加信用证面额 to increase a credit 寄出信用证 to send a credit请发给信用证 to take out a credit 请入收款人的户号 acc

22、ount payee请支付票款 advice to pay cheques 惠请通知该支票的经过 advise fate金额有错误 accounts differ 签名有误|印鉴不符 signatures differ保证付款 good for payment 请照会发票人 refer to drawee (R.D.)无交易 no account款额不足/存款不足 not sufficient (N.S.)/no sufficient funds (N.S.F.)已无存款 no funds 需要出具拒绝证书 to be protested没有通知 no advice 未受指示 no order

23、s禁止转让/不可转让 non-transferable/not transferable已付款 received payment|payment received上开价金已收到 value received|for value received上开价金系经核算 value in account 上开金额与发票相同 value as per invoice上开金额与通知书相符 value as per advice无追索权 without recourse 有追索权/偿还请求权 right of recourse请求偿还清单/清偿帐户 recourse account外贸术语价格术语 trade

24、 term (price term) 运费 freight单价 price 码头费 wharfage总值 total value 卸货费 landing charges金额 amount 关税 customs duty净价 net price 印花税 stamp duty含佣价 price including commission港口税 portdues回佣 return commission 装运港 portof shipment折扣 discount,allowance 卸货港 port of discharge批发价 wholesale price 目的港 portof destination零售价 retail price 进口许口证 inportlicence现货价格 spot price 出口许口证 exportlicence期货价格 forward price 现行价格（时价） current price国际市场价格 world (International)Marketprice离岸价（船上交货价） FOB-free on board成本加运费价（离岸加运费价） C&F-cost and freight到岸价（成本加运费、保险费价） CIF-cost,insurance and freight