BushNew steps to help homeown

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1、-范文最新推荐- Bush:New steps to help homeown       good morning. this week, i met with housing secretary jackson and treasury secretary paulson to discuss the economy and the turbulence in our nation's mortgage industry. the fundamentals of america's economy remain s

2、trong. but the mortgage industry is going through a period of adjustment. and some americans are worried about the impact this is having on their ability to make their monthly mortgage payments.i have made it a priority to help american homeowners navigate these financial challenges, so that as many

3、 families as possible can stay in their homes. the federal government will not bail out lenders - because that would only make a recurrence of the problem more likely. and it is not the government's job to bail out speculators, or those who made the decision to buy a home they knew they could ne

4、ver afford. but i support action at the federal level that will help more american families keep their homes.one important way to help homeowners during this time of housing market stress is for congress to change a key part of the federal tax code. under current law, when a lender forgives part of

5、a mortgage to help its customer stay afloat, that amount is treated as taxable income. when your home is losing value and your family is under financial stress, the last thing you need is to be hit with higher taxes. so i'm working with members of both parties to pass a bill that will protect ho

6、meowners from having to pay taxes on cancelled mortgage debt.another important step we're taking for american homeowners is to modernize the federal housing administration. the fha is a government agency that provides mortgage insurance to borrowers through a network of private sector lenders. i

7、've sent congress important legislation that would help more americans qualify for this insurance by lowering down-payment requirements, increasing loan limits, and providing more flexibility in pricing. by passing this legislation, congress will allow the fha to reach more families in need of o

8、ur assistance, and i ask congress to act quickly.at the same time we will launch a new fha initiative called fhasecure. this initiative will help some people who have good credit but have recently been missing their payments. fhasecure will help these families refinance their mortgages so they can m

9、ake their payments and keep their homes.there are other ways we can help. my administration will launch a new foreclosure avoidance initiative to help homeowners learn more about their refinancing options. i've directed secretary paulson and secretary jackson to look into innovative ways to brin

10、g together homeowners and counseling groups, financial professionals, and the fha and government-sponsored enterprises like fannie mae and freddie mac to help american families find the mortgage product that works best for them.finally, the federal government is working to make the mortgage industry

11、 more transparent and more reliable and more fair, so we can reduce the likelihood that homeowners will face similar problems in the future. federal banking regulators are strengthening lending standards and making mortgages easier to understand. my administration is working on new rules to help our

12、 consumers compare and shop for loans that meet their budgets and needs. we are committed to pursuing fraud and wrongdoing in the mortgage industry.homeownership has always been part of the american dream. during my administration we've achieved record homeownership rates. we'll continue to

13、work hard to keep our housing market strong, to ensure that american families can afford the homes they buy, and to help bring the dignity and security that comes with homeownership to more of our citizens.thank you for listening. today i am very glad to be here to share with you my ideas of success

14、. what is success? it is what everyone is longing for.sometimes success would be rather simple. winning a game is success; getting a high grade in the exam is success; making a new friend is success; even now i amstanding here giving my speech is somehow also success.however, as a person¡¯

15、;s whole life is concerned, success becomes verycomplicated. is fortune success? is fame success? is high social status success? no, i don¡¯t think so. i believe success is the realization of people¡¯s hopes and ideals.nowadays, in the modern society there are many peoplewho ar

16、e regarded as the successful. and the most obvious characteristics of hem are money, high position and luxurious life. so most people believe that s success and all that they do is for this purpose. but the problem is wether it is real success. we all know there are always more money, higher positio

17、n and better condition in front of us. if we keep chasing them, where is the end? what will satisfy us at last? therefore, we can see, to get the real success we must need something inside, which is the realization ofpeople¡¯ hopes and ideals.different people have different ideas about su

18、ccess; cause people¡¯s hopes and ideas vary from one another. but i am sure every success is dear to everybody, cause it is not easy to come by, cause in the process of our striving for success, we got both our body and soul tempted, meanwhile we are enlightened by the most valuable quali

19、ties of human beings: love, patient, courage and sense of responsibility. these are the best treasures. so now i am very proud that i have this opportunity to stand here speaking to all of you. it is my success, cause i raise up to challenge my hope.what is success? everyone has his own interpretati

20、on as i do. but i am sureevery success leads to an ever-brighter future. so ladies and gentlemen, believe in our hopes, believe in ourselves, we, every one of us, can make asuccessful life!wish you all good success!ó¢óïñý½²¸å è&laq

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22、ng;±­¡±è«¹úó¢óïñý½²±èèü¹ú¾üµãö÷ñý½²¸åto me march 28th was a lucky day. it was on that pa

23、rticular evening that i found myself at central stage, in the spotlight. winning the 21st century¡¤ericsson cup seventh national english speaking competition is a memory that i shall treasure and one that will surely stay.more important than winning the cup is the friendship that has be

24、en established and developed among the contestants, and the chance to communicate offstage in addition to competing onstage. also the competition helps boost public speaking in china, a skill hitherto undervalued.for me, though, the competition is a more personal experience. habitually shy, i had be

25、en reluctant to take part in any such activities. encouraged by my friends, however, i made a last-minute decision to give it a try. in the course of preparation i somehow rediscovered myself, a truer me.i found that, after all, i like communicating with other people; that exchanging views can be so

26、 much fun¡ªand so much rewarding, both emotionally and intellectually; that public speaking is most effective when you are least guarded; and that it is essential to success in every walk of life.at a more practical level, i realized knowing what you are going to say and how you are going

27、 to say it are equally important. to take the original ideas out of your head and transplant them, so to speak, to that of others, you need to have an organized mind. this ability improves with training.yet there should not be any loss or addition or distortion in the process. those ideas that final

28、ly find their way into another head need to be recognizably yours. language is a means to transmit information, not a means to obstruct communication. it should be lucid to be penetrating.in china, certain public speaking skills have been unduly emphasized. will it really help, we are compelled to a

29、sk, to bang at the podium or yell at the top of your lungs, if you have come with a poorly organized speech, a muddled mind, and unwillingness to truly share your views?above all, the single most important thing i learnt was that as a public speaker, you need to pay attention, first and foremost, to

30、 the content of your speech. and second, the structure of your speech: how one idea relates and progresses to another.only after these come delivery and non-verbal communication: speed control, platform manner, and so on. pronunciation is important, yet of greater importance is this: is your languag

31、e competent enough to express your ideas exactly the way you intend them to be understood?i was informed afterwards that i was chosen to be the winner for my appropriately worded speech, excellent presence and quick-witted response. in so remarking, the judges clearly showed their preference: they c

32、ome to listen for meaningful ideas, not for loose judgments, nor easy laughters.some contestants failed to address their questions head on. some were able to, but did not know where to stop¡ªthe dragging on betrayed their lack of confidence. the root cause was that they did not listen att

33、entively to the questions. or they were thinking of what they had prepared.as i said in my speech, it is vitally important that we young people do more serious thinking . to take them issues like globalization on and give them honest thinking is the first step to be prepared for both opportunities a

34、nd challenges coming our way. we need to respond honestly.a competition like this draws talented students from all over the country. and of course, i learnt more things than just about public speaking. since in the final analysis, public speaking is all about effective communication. and this goes t

35、rue for all communications, whatever their setting.and the following is the final version of my speech:at a more practical level, i realized knowing what you are going to say and how you are going to say it are equally important. to take the original ideas out of your head and transplant them, so to

36、 speak, to that of others, you need to have an organized mind. this ability improves with training.yet there should not be any loss or addition or distortion in the process. those ideas that finally find their way into another head need to be recognizably yours. language is a means to transmit infor

37、mation, not a means to obstruct communication. it should be lucid to be penetrating.in china, certain public speaking skills have been unduly emphasized. will it really help, we are compelled to ask, to bang at the podium or yell at the top of your lungs, if you have come with a poorly organized spe

38、ech, a muddled mind, and unwillingness to truly share your views?above all, the single most important thing i learnt was that as a public speaker, you need to pay attention, first and foremost, to the content of your speech. and second, the structure of your speech: how one idea relates and progress

39、es to another.only after these come delivery and non-verbal communication: speed control, platform manner, and so on. pronunciation is important, yet of greater importance is this: is your language competent enough to express your ideas exactly the way you intend them to be understood?i was informed

40、 afterwards that i was chosen to be the winner for my appropriately worded speech, excellent presence and quick-witted response. in so remarking, the judges clearly showed their preference: they come to listen for meaningful ideas, not for loose judgments, nor easy laughters.some contestants failed

41、to address their questions head on. some were able to, but did not know where to stop¡ªthe dragging on betrayed their lack of confidence. the root cause was that they did not listen attentively to the questions. or they were thinking of what they had prepared.as i said in my speech, it is

42、 vitally important that we young people do more serious thinking . to take them issues like globalization on and give them honest thinking is the first step to be prepared for both opportunities and challenges coming our way. we need to respond honestly.a competition like this draws talented student

43、s from all over the country. and of course, i learnt more things than just about public speaking. since in the final analysis, public speaking is all about effective communication. and this goes true for all communications, whatever their setting.and the following is the final version of my speech:&

44、nbsp; madam president and members of the general assembly:when secretary general hammarskjold¡¯s invitation to address this general assembly reached me in bermuda, i was just beginning a series of conferences with the prime ministers and foreign ministers of great britain and of france. o

45、ur subject was some of the problems that beset our world.during the remainder of the bermuda conference, i had constantly in mind that ahead of me lay a great honor. that honor is mine today, as i stand here, privileged to address the general assembly of the united nations.at the same time that i ap

46、preciate the distinction of addressing you, i have a sense of exhilaration as i look upon this assembly. never before in history has so much hope for so many people been gathered together in a single organization. your deliberations and decisions during these somber years have already realized part

47、of those hopes.but the great tests and the great accomplishments still lie ahead. and in the confident expectation of those accomplishments, i would use the office which, for the time being, i hold, to assure you that the government of the united states will remain steadfast in its support of this b

48、ody. this we shall do in the conviction that you will provide a great share of the wisdom, of the courage, and the faith which can bring to this world lasting peace for all nations, and happiness and well-being for all men.clearly, it would not be fitting for me to take this occasion to present to y

49、ou a unilateral american report on bermuda. nevertheless, i assure you that in our deliberations on that lovely island we sought to invoke those same great concepts of universal peace and human dignity which are so cleanly etched in your charter. neither would it be a measure of this great opportuni

50、ty merely to recite, however hopefully, pious platitudes.i therefore decided that this occasion warranted my saying to you some of the things that have been on the minds and hearts of my legislative and executive associates, and on mine, for a great many months - thoughts i had originally planned to

51、 say primarily to the american people.i know that the american people share my deep belief that if a danger exists in the world, it is a danger shared by all; and equally, that if hope exists in the mind of one nation, that hope should be shared by all.finally, if there is to be advanced any proposa

52、l designed to ease even by the smallest measure the tensions of today¡¯s world, what more appropriate audience could there be than the members of the general assembly of the united nations. i feel impelled to speak today in a language that in a sense is new, one which i, who have spent so

53、 much of my life in the military profession, would have preferred never to use. that new language is the language of atomic warfare.the atomic age has moved forward at such a pace that every citizen of the world should have some comprehension, at least in comparative terms, of the extent of this dev

54、elopment, of the utmost significance to everyone of us. clearly, if the peoples of the world are to conduct an intelligent search for peace, they must be armed with the significant facts of today¡¯s existence.my recital of atomic danger and power is necessarily stated in united states ter

55、ms, for these are the only incontrovertible facts that i know. i need hardly point out to this assembly, however, that this subject is global, not merely national in character.on july 16, 1945, the united states set off the world¡¯s first atomic explosion.since that date in 1945, the unit

56、ed states of america has conducted forty-two test explosions. atomic bombs today are more than twenty-five times as powerful as the weapons with which the atomic age dawned, while hydrogen weapons are in the ranges of millions of tons of tnt equivalent.today, the united states stockpile of atomic we

57、apons, which, of course, increases daily, exceeds by many times the total explosive equivalent of the total of all bombs and all shells that came from every plane and every gun in every theatre of war in all the years of world war ii.a single air group, whether afloat or land based, can now deliver

58、to any reachable target a destructive cargo exceeding in power all the bombs that fell on britain in all of world war ii. in size and variety, the development of atomic weapons has been no less remarkable. the development has been such that atomic weapons have virtually achieved conventional status

59、within our armed services.in the united states, the army, the navy, the air force, and the marine corps are all capable of putting this weapon to military use. but the dread secret and the fearful engines of atomic might are not ours alone.in the first place, the secret is possessed by our friends a

60、nd allies, great britain and canada, whose scientific genius made a tremendous contribution to our original discoveries and the designs of atomic bombs.the secret is also known by the soviet union.the soviet union has informed us that, over recent years, it has devoted extensive resources to atomic

61、weapons. during this period the soviet union has exploded a series of atomic devices, including at least one involving thermo-nuclear reactions. if at one time the unites states possessed what might have been called a monopoly of atomic power, that monopoly ceased to exist several years ago.therefor

62、e, although our earlier start has permitted us to accumulate what is today a great quantitative advantage, the atomic realities of today comprehend two facts of even greater significance.first, the knowledge now possessed by several nations will eventually be shared by others, possibly all others.se

63、cond, even a vast superiority in numbers of weapons, and a consequent capability of devastating retaliation, is no preventive, of itself, against the fearful material damage and toll of human lives that would be inflicted by surprise aggression. the free world, at least dimly aware of these facts, h

64、as naturally embarked on a large program of warning and defense systems. that program will be accelerated and expanded. but let no one think that the expenditure of vast sums for weapons and systems of defense can guarantee absolute safety for the cities and citizens of any nation. the awful arithmetic of the atomic bomb does not permit of any such easy solution. even against the most powerful defense, an aggressor in possession of the effective minimum number of atomic bombs for a surpr